PMT Forum
How do you want to make money today?

The Armed Forces and Police Savings & Loan Association

benlo99 · 5 · 3464

benlo99

  • Junior Member
  • **
    • Posts: 29
    • Likes Received: +0/-0
may nabasa po ako sa isang blog, na he invested daw sa The Armed Forces and Police Savings & Loan Association
ang interest rate daw ay 18%
naisip ko ,grabe naman to, so i contacted the The Armed Forces and Police Savings & Loan Association pero as of now wala pang reply,
parang hindi ako makapaniwala , sobrang taas ng rate na ito,
kapag ganito kataas, no need cguro na maginvest ka pa sa stocks, or vul or mutual funds etc
to me risk free itong sa armed forces
any comment, totoo kaya ito?

and also, im viewing their site, i saw something,nag declare sila ng divident na 17%,maybe ito ung tinutukoy sa blog, hindi ordinary bond kundi common share of stock yata un, therefore hindi fixed ang rate


allanmm13

  • Forum Champion 900
  • ****
    • Posts: 949
    • Likes Received: +0/-0
kapag ganito kataas, no need cguro na maginvest ka pa sa stocks, or vul or mutual funds etc
to me risk free itong sa armed forces
any comment, totoo kaya ito?

Take note Mutual funds are investing in very dependable companies as well. This can be easily seen on the websites like of FAMI.

For this Savings & Loan you are currently considering now, at least alam mo dapat where are they putting their investments.
Even hindi magdefault ang Association na yan, baka di naman kumikita in the future ang investments nila. This is applicable also sa mutual funds. In the world of investing, there is no such thing as risk free.. Its a matter of managing the risk depending on your profile as an investor.

Either this is true or not.. Never put all your eggs in one basket.




ric_TNT

  • PMT Idol 1000
  • ****
    • Posts: 1,314
    • Likes Received: +1/-0
and also, im viewing their site, i saw something,nag declare sila ng divident na 17%,maybe ito ung tinutukoy sa blog, hindi ordinary bond kundi common share of stock yata un, therefore hindi fixed ang rate

Members comprises of Regular and Associate (family and dependents) Members.

They don't issue common share of stocks instead members are allowed to deposit capital contribution as investments and dividends declared periodically every quarter at an average rate of 15% p.a. Lately, they had put in place capital contribution ceiling (limit) and quarterly maximum deposit of 30K as well to control the heavy influx of investments. Of course, the power of compounding applies if you do not withdraw your dividends.

At any given point in time, you can withdraw your capital investments or you can apply for a loan against your capital (back to back loan) so that your investment keeps on building up.
  
Yun nga lang, pag naabot mo na ang maximum (P3M and P1M regular/associate respectively) hanggang doon na lang ang pwede mo ma invest. Yung dividends beyond that goes to a savings account which earns interest of 4% p.a. just like unversal commercial banks.

It seems risk is very minimal kasi sa mga military and police personnel umiikot ang investments ng association. So members relies on the backbone of the government. Pag nagloko ang mga officers ng association, malamang magkaroon ng armed uprising within.

To reiterate, membership is limited to the military, police personnel and their dependents.

Just sharing lang po.
« Last Edit: Aug 16, 2011, 05:15 PM by ric_TNT »


leelou

  • Senior Member
  • **
    • Posts: 82
    • Likes Received: +0/-0
^ thanks sa information. so ok talaga mag-pasok ng investement sa AFPSLAI? am thinking kase eligible for membership yun hubby ko and i want to discuss this with him.


whilmar6

  • Newbie
  • *
    • Posts: 1
    • Likes Received: +0/-0
^ thanks sa information. so ok talaga mag-pasok ng investement sa AFPSLAI? am thinking kase eligible for membership yun hubby ko and i want to discuss this with him.

Ok na Ok ang maginvest dito...


 


PMT Shoutbox

Refresh History
  • Post only questions or comments here. Advertisements NOT ALLOWED.
  • oragon: :applause:
    May 20, 2019, 03:53 PM
  • FutureGizmo: Thank you for reporting those spam posts, oragon! Spam posts now deleted.
    May 20, 2019, 01:59 PM
  • oragon: Admin kindly monitor some peps! posting and sharing inappropriate nude photos and website links
    May 20, 2019, 01:52 PM
  • @culinary10: Hello I am new here! Regarding sa bdo life insurance for 8 years, pwede pa kaya ma refund yung binayad ko na 50k last year? Gusto ko sana icancel kasi lack of financial na, last may 15 2018 po un nag start ako ng life insurance, pinili ko annually kaso etong may 15 2019 wala nako ma ipay so gusto ko sana icash out, may alam ba kayo kung pano marerefund?
    May 17, 2019, 07:56 PM
  • FutureGizmo: Hi Sonny, the posting issue is now resolved. Thanks for informing us! We're currently testing a new, mobile-ready theme so let us us know kung may problema pa sa Forum. :)
    Apr 04, 2019, 10:40 AM
  • sonny.wapak: Nakaka receive din ba kayo nito pag gawa ng new post? "Please try again. If you come back to this error screen, report the error to an administrator."
    Apr 03, 2019, 10:56 PM
  • leonine_zafiro: what product nun?
    Apr 01, 2019, 10:25 PM
  • dhondiex27: hi
    Mar 30, 2019, 10:55 PM
  • lusart: jayrob i agree 200%. hulog ng langit organico. legit na legit
    Mar 29, 2019, 09:08 AM
  • palemelch: Hi
    Mar 28, 2019, 04:08 PM
  • O.C.W._AK: Magandang Araw sa Lahat! Blessings! (",)
    Mar 28, 2019, 08:42 AM
  • thor15: hello everyone, newbie here
    Mar 25, 2019, 01:47 AM
  • captjaylo: present newbie here
    Mar 22, 2019, 10:06 AM
  • balboagilbert26: hello Guys .. Newbie here
    Mar 21, 2019, 10:55 PM
  • businesswoman2019: @jefsanity nag inquire na po ako pero di sila nagdidisclose. Yung branch po kasi na target ko, currently building pa.
    Mar 21, 2019, 04:27 PM
  • jefsanity: @businesswoman2019, much better inquire ka na lang sa admin nila.
    Mar 21, 2019, 01:51 PM
  • businesswoman2019: Hello! Any idea how much ang stall sa waltermart. 2m x 2m
    Mar 21, 2019, 08:28 AM
  • John Neil: Looking for an accredited iron foundry
    Mar 17, 2019, 03:19 PM
  • jayrob: Mark_Lee ung organico legit po yan..  Member din AQ..
    Mar 17, 2019, 12:57 AM
  • perlymelad: Hello po! Need advice, why my new MLM leaders failing?
    Mar 14, 2019, 08:51 PM
  • perlymelad: Present
    Mar 12, 2019, 07:53 PM
  • kennethmauricio: Hi saan po dito pwede mag post ng for sale properties?
    Mar 11, 2019, 07:58 PM
  • jefsanity: @mark_lee isipin mo anu passion mo at skills mo...
    Mar 11, 2019, 06:52 PM
  • sniperaj09: BAGO LANG
    Mar 10, 2019, 11:16 AM
  • mark_Lee: magandang investnent ngayon sa 30k suggest naman keo mga boss
    Mar 10, 2019, 03:07 AM
  • perlymelad: E-BOOK PO SIR @JEFSANITY
    Mar 09, 2019, 05:40 PM
  • perlymelad: @jefsanity Good Morning Po
    Mar 09, 2019, 05:39 PM
  • perlymelad: Good Day everyone
    Mar 04, 2019, 06:24 PM
  • jefsanity: anu ang small business na yan?
    Feb 28, 2019, 07:40 PM
  • perlymelad: Good Day Everyone
    Feb 28, 2019, 03:31 PM
  • perlymelad: Hello everyone, CAN ANYONE HELP ME SUGGEST ANY SIDE TOPIC  / PROBLEM OF  STARTING SMALL BUSINESS?
    Feb 28, 2019, 06:58 AM
  • perlymelad: Present, 1st time po
    Feb 25, 2019, 06:17 PM
  • jd2281: newbie po
    Feb 25, 2019, 12:26 PM
  • ejllantino: present... 1st time
    Feb 24, 2019, 07:14 PM
  • rheiel: present. first time
    Feb 24, 2019, 11:04 AM
  • MELVIE: thanks po
    Feb 24, 2019, 12:50 AM
  • steph123: hello po, ask lang po, ilang months po ba ang hihintayin after mo ma process ang mga documents para maitama ang mali sa NSO?
    Feb 11, 2019, 03:13 PM
  • Deborah: newbie here.thanks
    Feb 08, 2019, 02:17 PM
  • marj0503: hello im newbie here
    Jan 31, 2019, 10:53 AM
  • yan24: any one here planning to start a tesda skill training center
    Jan 26, 2019, 12:07 PM
  • manzjon: Forex trading forum
    Jan 25, 2019, 02:16 PM
  • Lizette Ramos: Pwede po bang patulong... Maganda po ba ang gasul retailing business?
    Jan 24, 2019, 09:14 PM
  • Imnobody: Hi sino naghahanap ng casino financer dito?
    Jan 16, 2019, 09:59 PM
  • Odlanyer22: Good day!
    Jan 16, 2019, 09:55 PM
  • maryen: at kung sakaling may somobra sa food na nailuto.. dapat po bang bayaran ng client un .. or ipapa take mo na sakanila?...
    Jan 16, 2019, 03:52 PM
  • maryen: HI! GOOD DAY! newbiz lang po... question lang po regarding sa catering.. if may 50pax po ako dapat lang po ba na sakto ang serving ng food?
    Jan 16, 2019, 03:50 PM
  • mark_Lee: cno na nag organico dito scam po ba yun or legit
    Jan 09, 2019, 03:04 AM
  • kuray08: Have a Prosperous New Year to all..
    Jan 06, 2019, 09:27 PM
  • ethan: Sino po may auto supply business dito? How profitable po ba ito in terms of monthly income? Lalo na kung meron na one or two na competition.
    Jan 04, 2019, 11:34 AM
  • Niel Jhacoubs: HAPPY NEW YEAR!
    Jan 02, 2019, 04:37 PM