Author Topic: All about Treasury Bills (T-bills)  (Read 45588 times)

0 Members and 1 Guest are viewing this topic.

ocirejgm

  • Associate Member
  • *
  • Posts: 83
  • Thanks Received: 0
All about Treasury Bills (T-bills)
« on: May 18, 2006, 05:42 PM »
Advertisement
hi guys, it me again, ocirejgm.

Well, ngayon sobrang interested talaga ako sa passive entrepreneurship, so meron ako uling tanong?

Paano ba bumili ng T-bills. yung pang 3 months? Nabasa ko kasi sa isang newpaper na mataas ngayon ang rate ng T-bills, umabot na nga daw ng 5.7% after maturity. So gusto ko sanang subukan. Ang kaso, diko alam kung saan ang kung magkano ang minimum. tulong pls
« Last Edit: Mar 02, 2009, 03:48 PM by FutureGizmo »
IT's GOoD To Be ALiVE!

cool_78

  • Forum Expert
  • *
  • Posts: 804
  • Thanks Received: 0
Re: buying T-Bills (90 day, 60 days, 120days)
« Reply #1 on: May 18, 2006, 06:22 PM »
alam ko minimum sa t-bills is 100k at available siya at most of your suking commercial banks. Pero take note 5.7% p.a siya ah, that means per anum. Its not big compared to some rates offered by time deposits. Ung Uitf ok kaso this May ang baba.

ocirejgm

  • Associate Member
  • *
  • Posts: 83
  • Thanks Received: 0
Re: buying T-Bills (90 day, 60 days, 120days)
« Reply #2 on: May 18, 2006, 07:56 PM »
ah ok so yung 5.7% is per annum, hinde per maturity. so kung magmamature  yung T-bill in 3 months, parang 5.7% divided by four, o 1.45 lang kada maturity. Tama ba? So kung meron kang investment na 100k tapos bumili ka ng T-bills na me maturity na 3months, edi kumiya ka lang ng 1 thou and 450 pesos?
IT's GOoD To Be ALiVE!

maaku

  • Moderator
  • *
  • Posts: 1,025
  • Thanks Received: 0
Re: buying T-Bills (90 day, 60 days, 120days)
« Reply #3 on: May 18, 2006, 09:07 PM »
iba iba depended sa bank pero 100k usually minimum sa t-bills, meron ako nakita sa business section dati na pwede as low as 5k pero di ko na tanda kung saan bank... 

cool_78

  • Forum Expert
  • *
  • Posts: 804
  • Thanks Received: 0
Re: buying T-Bills (90 day, 60 days, 120days)
« Reply #4 on: May 19, 2006, 04:56 AM »
un computation is 100,000.00 x 5.7% x 90 days divided by 360

FutureGizmo

  • Admin
  • *
  • Posts: 5,072
  • Thanks Received: 5
Re: buying T-Bills (90 day, 60 days, 120days)
« Reply #5 on: May 19, 2006, 06:41 AM »
Landbank ata dati P5k lang ang minimum sa t-bills. Gamit ko ngayon BPITrade, linked dun sa BPI account ko. Madali lang bumili ng t-bills (saka FXTNs, stocks, kahit units of mutual funds) pero P100k nga ang minimum. Pero 2% p.a. ang interest kapag at least P5k ang monthly ADB mo.
:b_hi: Join 58,000+ fans of PinoyMoneyTalk on Facebook!

nailbiter

  • Alalay ng
  • Moderator
  • *
  • Posts: 4,326
  • Thanks Received: 1
Re: buying T-Bills (90 day, 60 days, 120days)
« Reply #6 on: May 19, 2006, 07:10 AM »
RTBs (retail treasury bonds) ata yung may minimum na P5K.
MP3: Musikang Pinoy Plus, Palabas! A Concert for a Cause
26 October 2008, Sunday, 3pm, Philamlife Theater

FutureGizmo

  • Admin
  • *
  • Posts: 5,072
  • Thanks Received: 5
Re: buying T-Bills (90 day, 60 days, 120days)
« Reply #7 on: May 19, 2006, 07:21 AM »
ah, RTBs pala. dami-dami kasing investment products, nakakalito na silang lahat hehe. hmm nde ko ma-check sa BPITrade ko ngayon, pero nagbebenta ba sila ng T-bills? ang naaalala ko yung RTBs nga ang binibili ko.

anyway baka may nakita kayong magandang source explaining the pros and cons of these different investment products, share nyo naman para maintindihan talaga natin ano ba ang maganda at bagay para sa isang tao. 
:b_hi: Join 58,000+ fans of PinoyMoneyTalk on Facebook!

cool_78

  • Forum Expert
  • *
  • Posts: 804
  • Thanks Received: 0
Re: buying T-Bills (90 day, 60 days, 120days)
« Reply #8 on: May 19, 2006, 05:00 PM »
If you are a businessman and you cant predict when you will need the money, stick with time deposits. place it every 30 days lang so you will know when you can withdraw your money

ocirejgm

  • Associate Member
  • *
  • Posts: 83
  • Thanks Received: 0
Re: buying T-Bills (90 day, 60 days, 120days)
« Reply #9 on: May 19, 2006, 09:38 PM »
thanks cool for the info, akala ko kasi yung quoted na percent eh per maturity. so, maliit lang pala talaga yung kikitain ng pera ko kung ilalagay ko lang sa T-bills.

Me isa pa po akog tanung, anu ang mangyayari kapag nagmature na yung IOU mo, kaylngan mo natalagang iwithdraw, o pwede mo pang idelay yung IOU mo? Pede ba itong itrade?


Edit: No need to quote preceding post. -Mod.
« Last Edit: May 20, 2006, 06:39 AM by nailbiter »
IT's GOoD To Be ALiVE!

shortie

  • Associate Member
  • *
  • Posts: 52
  • Thanks Received: 0
Re: buying T-Bills (90 day, 60 days, 120days)
« Reply #10 on: May 27, 2006, 12:39 PM »
Yup as cool_78 stated if you're not sure when you will be needing funds best to stick with short term bank deposits (TD or Special Savings account)

Also take note that the Tbill rates nowadays are not very enticing. In fact some banks would give higher than tbill rates for a 30day placement bu of course depending on the amount of placement.

Tbills are considered marketable securities. Yes you can trade it in the secondary market but you normally need a bank or a financial institution to do that on your behalf.  However take note that there is a chance that you would get less than what you paid for. It is always best to hold to maturity these kind of investments so that you minimize market risk.

travs

  • Full-Time Poster
  • *
  • Posts: 190
  • Thanks Received: 0
Re: buying T-Bills (90 day, 60 days, 120days)
« Reply #11 on: Mar 19, 2007, 06:50 PM »
mababa lang pala kikitain sa t-bills...buti na lang nakita ko ang thread na to

bert1223

  • Associate Member
  • *
  • Posts: 50
  • Thanks Received: 0
Re: buying T-Bills (90 day, 60 days, 120days)
« Reply #12 on: Sep 04, 2007, 09:59 PM »
I have some questions on treasury bills and bonds. I understand that bonds, notes and bills are tradeable depending on their market price. I also understand that their market price depends on current interest rates. My questions are:

1. How do I know what the current interest rate is? Can that be found online somewhere?
2. How do I compute for the price of the bond/note/bill based on the current interest rate?

Thanks!

ffullero

  • Associate Member
  • *
  • Posts: 60
  • Thanks Received: 0
Re: buying T-Bills (90 day, 60 days, 120days)
« Reply #13 on: Oct 16, 2007, 04:41 AM »
bump bump  
im interested with the answer as well  :thankyou:  :hello:

foolcha

  • Posting Whiz
  • *
  • Posts: 284
  • Thanks Received: 0
Re: buying T-Bills (90 day, 60 days, 120days)
« Reply #14 on: Oct 18, 2007, 08:05 PM »
there is a benchmark for t-bills/bonds in PDEX www.pdex.com.ph you can usually see it using a bloomberg system or sa businessworld newspaper the price of the bond is computed by computing the present value of all coupon payments plus the principal. i hope that helps.

« Last Edit: Oct 22, 2007, 12:38 PM by foolcha »

 


PMT Shoutbox

Refresh History
  • Diosa57: Hello newbie po.  Tanong ko po kung ano po ang kailangan Na documents para ibenta po yung property na minana ng father ko at elder sister nya. A small parcel of land .  Yung title ay nasa pangalan nilang dalawa. Yung sister nya ay nakatira sa ibang bansa, may asawa at may 5 anak sila.  Namatay yung sister ng Tatay ko 6 years ako na po. Gusto na pong ibenta ng Tatay ko yung property at payag naman po yung asawa at mga anak ng sister nya. Ano po ang dapat hingiin na documents sa kanila para maibenta yung property at para madaling mailagay sa pangalan ng buyer yung titulo na malinis .  Maraming Salamat po.
    Yesterday at 05:58 PM
  • RayObiniana: I have rent to own condo in Marikina. 14k per month only. Owned by Metrobank/Ready for occupancy
    Feb 14, 2018, 01:52 PM
  • Bizfinder: Hello newbie here, ask ko lang bout sa casino lending ba un,how can i join?
    Feb 14, 2018, 11:17 AM
  • Cjuanitojr: Need advice po ofw po ako Basic salary is 50k pano ko po mapapalago ang pera ko
    Feb 14, 2018, 03:27 AM
  • Cjuanitojr: Hi everyone! Newbie here happy hearts day!
    Feb 14, 2018, 03:18 AM
  • RayObiniana: Anyone here looking for condo near Makati CBD?
    Feb 13, 2018, 09:01 PM
  • leonilyn: nakapag login ulit.. active ka pa rin part_timer_lang? hihihi... hello madam.. :D
    Feb 11, 2018, 06:44 PM
  • Tommy13: do not trust this scammer named jaygalili .. nandito siya sa forum nagbibinta ng paypal nascam niya ko ..
    Feb 11, 2018, 02:27 PM
  • Tommy13: anyone buying paypal money?
    Feb 11, 2018, 02:23 PM
  • traders25: Anti-Money Laundering Council (AMLC)
    Feb 09, 2018, 10:57 AM
  • jetpack1988: Sir mam pwd po humingi ng advice. Un friend ko po kz n ngfoforex trading hinahanapan ng permit ng bank. Nde nya po tuloy mawithdraw un money nya s bank bcoz of AMLC daw po. Anu po need n gwin?  Salamat po s advice.
    Feb 09, 2018, 12:04 AM
  • Hopialikeit: what are your side income?
    Feb 06, 2018, 04:22 PM
  • plouie021: Hi guys, good am.
    Feb 06, 2018, 08:02 AM
  • Niel Jhacoubs: Good evening! Sinong online?
    Feb 05, 2018, 05:31 PM
  • Odlanyer22: Hello! Good evening! :)
    Feb 01, 2018, 10:49 PM
  • jvbgandtandr: /hi
    Feb 01, 2018, 09:39 PM
  • Johnji: Be w/me ear more
    Jan 28, 2018, 12:32 AM
  • TheForexcoach: san ang classified nah pdi maka promote ng group dito?
    Jan 26, 2018, 10:13 PM
  • Niel Jhacoubs: Online anyone?
    Jan 26, 2018, 10:00 AM
  • Niel Jhacoubs: Active anyone?
    Jan 26, 2018, 10:00 AM
  • Forexanalysis: Hi
    Jan 22, 2018, 11:56 PM
  • tiga.bundok.123: hi po sa mga investors. . .  :wave:
    Jan 18, 2018, 10:33 AM
  • Marebith: Cno po online
    Jan 17, 2018, 11:47 PM
  • Marebith: Hi
    Jan 17, 2018, 11:47 PM
  • Marebith: Hi post.  Ask q leg post regarding investments
    Jan 17, 2018, 11:40 PM
  • Marebith: Newbie
    Jan 17, 2018, 11:40 PM
  • jenofstructures: magkakaroon ka ng penalty
    Jan 17, 2018, 10:30 AM
  • Boneneng: Kapag po ba di nyo dineclare ng tama ang OR sa report nyo sa BIR my nakukulong po ba dun??
    Jan 17, 2018, 09:51 AM
  • Boneneng: Hello po... Newbie po..
    Jan 17, 2018, 09:50 AM
  • Jrchiapco: @Otakugirl try mo yung agri business online.. venture capitalist ka ng mga farmer sa pinas.. pm mo ko bigyan kita ng idea..
    Jan 17, 2018, 04:03 AM
  • SkullandBones322: inefortan ko yan legit na legit yan mga pars 4yrs cloud mining
    Jan 16, 2018, 10:07 PM
  • SkullandBones322: BITCOIN mining para sa mga walang malakas na GPU FREE pasok mga tol guys bisitahin nyo post ko
    Jan 16, 2018, 10:06 PM
  • tiga.bundok.123: may mga active lender members pa po ba dito?
    Jan 16, 2018, 06:51 PM
  • tiga.bundok.123: :hello: hello po sa lahat. . .
    Jan 16, 2018, 06:12 PM
  • Alpari Partner: Anyone here interested in being an IB for Forex Trading? Pm me :)
    Jan 16, 2018, 06:02 PM
  • Bryan_099: Anyone here interested in Forex trading?
    Jan 15, 2018, 09:37 PM
  • k0pik0: :hello:
    Jan 10, 2018, 04:43 PM
  • jhonnann: hi otakugirl,mas maganda po kung aalamin o aaralin mo muna bago pumasok sa kahit anong online business, no need to hurry sa lahat ng bagay. pm me po kung interesado po kayo matuto.. :)
    Jan 09, 2018, 09:31 PM
  • Otakugirl: Hello., gusto ko po magonline business kaso nasa abroad po ako ngayon. May nakakaalam po ba pano magstart? Thank you in advance. Pm me pls
    Jan 09, 2018, 04:23 AM
  • hondaclick18: Up
    Jan 08, 2018, 08:27 PM
  • piggy: may insurance ba ang investors sa casino, pls help
    Jan 07, 2018, 05:19 PM
  • hajean: QUEENBEE325' interested din ako jan . baka naman po may alam kayong casino investment pm naman po .
    Jan 03, 2018, 11:23 AM
  • Niel Jhacoubs: Happy new year everyone!
    Jan 02, 2018, 03:30 PM
  • BHORDZ: Hello....Does anyone here have tried trading in Instaforex? How can say about its services and bonus?
    Dec 31, 2017, 06:08 AM
  • Niel Jhacoubs: Merry christmas everyone!
    Dec 26, 2017, 02:18 PM
  • JohnSpades: Anyone interested for traditional lending investment? 8-10% per month please pm me merry christmas
    Dec 25, 2017, 02:46 PM
  • Paidu: Hello opinion po need q,guyz  ano po ba mganda stock bales ukay?
    Dec 22, 2017, 11:21 PM
  • part_timer_lang: mahirap talaga bumili ng paypal sa di kakilala. buti pa, kung may credit card ka, doon mo na lang pondohan bibilhin mo
    Dec 17, 2017, 03:20 PM
  • LoveLaCrema: Hi may nakaka alam po ba dito ng mature coconut supplier? Yung may coconut farm po talaga para mas makatipid kami, kami nalang po mismo pipick up from the farm.. Really need po asap around batangas lang po sana.
    Dec 15, 2017, 03:42 PM
  • Tommy13: guys pls wag kayo maniwala sa jaygalili na yan scammer po yan after ko magsend wala na ..
    Dec 14, 2017, 12:10 PM