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Where is the Best to Invest My Money?

rhythm0006 · 35 · 22093

rhythm0006

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on: Oct 09, 2010, 01:57 PM
Please advice because i'm very new about passive income stuff
I'm student and i'm now saving money to buy a franchise in the future
As of Now i have 10k pesos and i want to invest it because of the inflation rate  :watchuthink:

Please advise the safest and highest rate and my 10k can invest with it.

Looking forward to it
I'm very interested on Passive Income Stuff

Thanks! :thankyou:


rhythm0006

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Reply #1 on: Oct 13, 2010, 10:00 PM
thank you hindi ko kasi hobby masyado ang studies parang masarap mag negosyo  :rakenrol:

sayo ba saan mo linalaan pera mo saan mo ininvest?


arnel

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Reply #2 on: Oct 14, 2010, 09:12 AM
natawa ako dito,,, naghihingi ng advice pero nagssoplak,,, nyahahaha,,, anong gusto mo spoon feeding?  :watchuthink:
be a lurker on those threads that ervntps mentioned, dun mo malalaman san ka pwedeng mag invest,,, you asked for an advise, you've got it,,, be thankful di yung nagsosoplak ka kaagad,,, halos lahat kami we read the threads and decides where to invest our hard earned money,,, otherwise di mo kailangan ang PMT, kailangan mo financial advisor,,, peace!


kimrnmd

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Reply #3 on: Oct 15, 2010, 12:20 PM
hey rhythm I hope di ka ma-offend, pero siguro you could try some of the books that they suggest too :) I read one before I asked yung specifics. :) Medyo time consuming pero trust me, worth it sya if you're serious. Plus, hindi ka lost pag may mga terms na na ginagamit... helpful naman mga tao dito eh... pero you need to do your homework too :)


happyknappy

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Reply #4 on: Oct 15, 2010, 01:24 PM
 :welcome: :welcome: to PMT rhythm0006...

tama basa basa ka na lang sa ibat ibang forums sa PMT.... then dun ka mag decide kung saan mo invest...

medyo madami na rin kasing thread ganito na pano mag uumpisa.. I suggest basa basa ka muna...

 :D good luck at wag ma dismaya sa ibang nag popost.. madaming epal lang talaga dito.. hehe


arnel

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Reply #5 on: Oct 16, 2010, 12:02 AM
just said my piece brod,,, no offense meant to you but sinagot ko lang ang pangsosoplak ng newbie na pinagtatanggol mo,,, tell me where i got it wrong but to be called epal, di ako yun,,, baka ikaw,,, peace mate!
Posted on: Oct 15, 2010, 11:56 PM
you reap what you sow,,, that's it,,, you throw a trash, you'll get tons and heaps of sh*t,,,  :D
you asked for an advise, take it and dont fight back,,, do your homework,,, ok na ang advise mo eh,,,, humirit ka pa kasi,,, anong gusto mo, away??? pasensiya brad, di kita papatulan,,,


oca1101uk

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Reply #6 on: Oct 16, 2010, 10:31 AM
just said my piece brod,,, no offense meant to you but sinagot ko lang ang pangsosoplak ng newbie na pinagtatanggol mo,,, tell me where i got it wrong but to be called epal, di ako yun,,, baka ikaw,,, peace mate!
Posted on: Oct 15, 2010, 11:56 PM
you reap what you sow,,, that's it,,, you throw a trash, you'll get tons and heaps of sh*t,,,  :D
you asked for an advise, take it and dont fight back,,, do your homework,,, ok na ang advise mo eh,,,, humirit ka pa kasi,,, anong gusto mo, away??? pasensiya brad, di kita papatulan,,,

@ arnel, she's a girl (happyknappy)..so you can call her madam. You nailed it buddy! On the dot!  :D I know she's a big joke but once she read this, expect a smog coming out in her nose, ears and mouth. And she will be defended by her (prolinetrader) companion, the small trader who called OFW, a SERVANT. Parang si ekimonk kung mag PRIVATE MESSAGE.
Good on you sir @ arnel.  :cool2:

@ TS, mag backread ka na lang.  :hello:


arnel

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Reply #7 on: Oct 16, 2010, 10:49 AM
babae pala siya,,, no doubt,,,


ztrader

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Reply #8 on: Oct 16, 2010, 11:24 AM
Hello, new here,

Want to learn the art of trading. Plan to attend the free seminar offered but still looking for more to educate my self. I understand that the risk of trading is the INVESTOR itself and not the INVESTMENT, because the investor is the one who make decisions. Any suggestions on how I can get tips on better trading, or information (book, website, techniques on trading etc) that help you guys a lot. Your suggestions is appreciated. :help:


 :thankyou:


burnok

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Reply #9 on: Oct 30, 2010, 01:26 AM
Hello, new here,

Want to learn the art of trading. Plan to attend the free seminar offered but still looking for more to educate my self. I understand that the risk of trading is the INVESTOR itself and not the INVESTMENT, because the investor is the one who make decisions. Any suggestions on how I can get tips on better trading, or information (book, website, techniques on trading etc) that help you guys a lot. Your suggestions is appreciated. :help:


 :thankyou:

try citiseconline ... they conduct free seminars regarding techniques in trading


bluerey

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Reply #10 on: Aug 18, 2011, 02:34 PM
Under the Mattress Probably not the best place. It doesn't pay interest, inflation eats away at it, and, if you have a burglary, standard insurance only covers the first £500 stolen. But, if you really do want to keep your money at home, the four most common places to hide it are, according to a Halifax survey, (a) under the mattress (b) in the sock drawer (c) in the top of the wardrobe and (d) in the bedside table. A home safe, such as the Chubb MiniBanker, costs around £500, but insurers won't pay more than the standard sum, even if it's in a safe.

National Savings & Investments Most rock-solid, with a government-backed promise of 100% security. Direct Saver – minimum investment £1 – pays 2%, which is taxable. Its Fixed-Interest Savings Certificates lock you in for two or five years and pay 1.25% and 2.25%, but are tax free, so work out at up to 3.75% for higher-rate taxpayers. But what many financial advisers like most are its Index-Linked Savings Certificates, guaranteeing your cash will grow in line with the Retail Prices Index plus 1%. They're tax free and available at the post office with a minimum of £100. Remember, though, that because inflation is 3.7% today, it's no guarantee you'll receive interest anywhere near that. Someone investing today will receive the difference between the index figure at the time and whatever it is in a year.

Fixed-rate savings bonds Savers can find interest of up to 5% on long-term fixed rate bonds, such as that offered by Coventry Building Society. Three-year bonds pay around 4% – both the Post Office and Lloyds Bank have a 4.1% three-year deal, while ICICI Bank, a UK subsidiary of an Indian bank, pays 4.25%. All are covered up to £50,000 by the Financial Services Compensation Scheme.

Gilts and corporate bonds Over the last month, funds investing in gilts – bonds issued by the government – have gone up 4.4%, and are the best short-term performers in the unit trust world. UK corporate bond funds are riskier and have done less well, although they are still up 0.6%. If you believe deflation is heading our way, then gilts and bonds should do well, but if it's inflation, then steer clear.

The Post Office no longer sells gilts so the easiest way to invest is via a stockbroker or through the government's debt management office (dmo.gov.uk). For bond funds, Patrick Connolly of advisers AWD Chase de Vere recommends M&G Corporate Bond and Fidelity Strategic Bond.

Absolute Return Funds These use complex hedging techniques to reduce risk. For example, Insight Absolute Insight aims to achieve positive absolute returns in all conditions. It made money despite the turmoil of 2008 and early 2009, ratcheting out gains of 0.3%-0.4% a month, and, over three years, has averaged 5.8% per annum gross. Brian Dennehy of advisers Dennehy Weller says investors should also look at Standard Life's Global Absolute Return (GAR) fund, which, over the past month, is up more than 2%.

Gold Justin Modray of CandidMoney.com says: "When markets go up the creek, gold tends to be the safe haven of choice, as its worth is not dependent on the financial strength of companies or governments. Nevertheless, prices can be volatile." Over the past year it has gone from $900 (£620) an ounce to more than $1,200 this week. Play the market through Gold ETFs – also known as Exchange Traded Commodities (ETCs) – which invest in physical gold and are bought and sold like any other share. Go to etfsecurities.com

Defensive shares When the FTSE falls, there are always "defensive" stocks which tend to do well in downturns. Stockbroker Killik & Co says: "The stock market may well break below recent lows. However, this should not cloud the fact that there are some excellent, well-financed, global businesses with yields higher than both the market and government bonds. We believe these businesses are in a position to survive and to grow their dividend income stream. We would highlight GlaxoSmithKline on a 5.8% yield, Imperial Tobacco on a 4.8% yield and Pearson on a 4.1% yield."

Shorting the market Angela Merkel won't like it, but there's nothing to stop you becoming a naked short seller. Justin Modray says: "If you want to bet on the FTSE 100 falling, then an ETF called the ETFX FTSE 100 Super Short Strategy (2x) will oblige by letting you profit by double the amount of any falls (you'll obviously lose out by double any gains, too). Alternatively, you could spread bet on the index or individual companies."

If you'd put £1,000 into the Super Short ETF in April, it would be worth £1,237 today. But if you'd put it in a year ago, it'd be worth less than £800.
Homes for optimists

Spread-betting If you believe the past month's falls in the FTSE are overdone, and you're a gung-ho investor up for a punt, spread-betting may be for you. "It gives potential for the largest gains (or losses) and any gains are tax-free. Bet £100 per point that the FTSE 100 Index moves and a 100 point improvement could leave you £10,000 richer," says CandidMoney's Justin Modray. But he warns: "Conversely, a 200-point drop will cost you £20,000." All the major spread-betting firms, such as IG Index and City Index, offer guides on how to do it. Just be very, very careful.

Bull funds You can buy exchanged-traded funds that will give you double the return of the FTSE100 index – so if it rises 10% in the month after you invest, you'll get 20% (and lose out if it goes the other way). It's called ETFX FTSE 100 Leveraged (2x) , again more information at etfsecurities.com

Buy the euro Maybe you think the euro will prosper despite the speculators. If you think it is going up, buy the ETFS Long EUR Short USD . But foreign exchange trading is another terrific way to lose your shirt, with lots of pricey "seminars" to help part you from your cash.

Growth funds "Falling markets often create the opportunity to invest in established companies making real profits," says Patrick Connolly of AWD Chase de Vere, who recommends Jupiter Income, Artemis Income, PSigma Income and M&G Global Leaders. Phillippa Gee of funds specialist T.Bailey recommends Brazil for the adventurous. "A fund such as JPM Brazil Alpha Plus is worth considering and it is worth noting a new launch; Allianz RCM Brazil."

Bombed-out shares A lot of "cyclical" shares which rely upon economic growth have been hammered


Sheikmaktoum

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Reply #11 on: Aug 18, 2011, 06:46 PM
^dumugo ilong ko dito hehe.. peace brod.


ferrariEverest

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Reply #12 on: Mar 13, 2012, 03:37 PM

on the contrary, may qualification at minsan meron ring discrimination sa negosyo, baka d mo lang napupuna pa.


yung sa thread question,
maraming 'best' place na pwedeng paglagyan ng pera, walang iisang sagot sa tanong na yan.
« Last Edit: Mar 24, 2012, 09:49 PM by FutureGizmo »


cellwhiz

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Reply #13 on: Mar 24, 2012, 07:15 PM
Ahh ok you have 10k that you want to invest passively because you want to franchise a business in the future. Pwede po malaman what type of business franchise are you interested in? Food, service po ba?


bigporkydude

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Reply #14 on: Dec 23, 2012, 03:56 PM
Please advice because i'm very new about passive income stuff
I'm student and i'm now saving money to buy a franchise in the future
As of Now i have 10k pesos and i want to invest it because of the inflation rate  :watchuthink:

Please advise the safest and highest rate and my 10k can invest with it.

Looking forward to it
I'm very interested on Passive Income Stuff

Thanks! :thankyou:

May mga nana pala dito. Ang sensitive :)

Para kay TS:
Safest and highest?
Banks deposit.

Banks will give you roughly 2% per annum, inflation rate around 4%.
Banks deposit, atleast may 2% ka.

Just continue your saving for your future franchise.


 


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