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Save Up for a House or Save Up for a Business

firestarta · 27 · 7467

firestarta

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Anong mas maganda unahin pag-ipunan? And dream house mo or dream business?


iceman12002004

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Reply #1 on: Jul 26, 2010, 11:56 PM
Business of course. You can't live your life without having any money. You can buy a house later.


GoodSteward

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Reply #2 on: Jul 27, 2010, 12:11 AM
For me, save for the house muna kapag high and stable ang monthly income. Kapag so so lang monthly income, on the lookput for business opprtunities, while saving and saving...

On second thought, basta may dumating na good business opprtunities or plans, pwede humugot sa savings for the house.....

Tough question, kasi starting a business doesnt guarantee success. At least kung may bahay ka na, nandyan na yun. Cant make up my mind hehehe


DonT

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Reply #3 on: Jul 27, 2010, 05:25 AM
Mas maganda unahin ang business....
Pero it is so much convenient to save up for a house...

Kaya most of the OFWs have already houses...madali eh.


puberer

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Reply #4 on: Jul 27, 2010, 05:38 AM
para sa akin business muna bago house.  pero kung malaki na ang savings at sapat na para makabili ng house and at the same time makakapagtabi pa ng pang business, ok na din bumili ng house.  

madali bumili ng house at iba pa pag may pera, pero mahirap magkaron ng capital.  kasi kailangan mo mag ipon ng matagal na panahon para dito.  


freefront

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Reply #5 on: Jul 27, 2010, 06:11 AM
Business.


Sheikmaktoum

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Reply #6 on: Jul 27, 2010, 08:05 AM
business muna. house = liability   :watchuthink:


rds

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Reply #7 on: Jul 27, 2010, 02:58 PM
save up for business...then make the business profitable...to save up...to buy a house.

now you have both house and business.


DonT

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Reply #8 on: Jul 27, 2010, 03:32 PM
^Okay..so most of us wanna save for a business...the next question is..how much?
Its quite hard to save for something if you are uncertain about the cost..

Unlike if it was a house & lot or townhouse...its definite...plus pwede mo pa i-loan.


GoodSteward

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Reply #9 on: Jul 27, 2010, 04:24 PM
Yep, agree to DonT :) A business capital can be as low as 1,000. while a house more or les at least 1-3M.

Having a business is easier said than done. Something goes wrong and gone is your capital which could have been used to purchase a house.

Same thing, saving for a house (pay in cash) seems far-fetched, can apply for a loan if there is stable income. There is also risk involved that income generated should sustain the payment of loan (fingers crossing that you wont lose job).



rds

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Reply #10 on: Jul 27, 2010, 04:38 PM
sabi ng thread starter - dream house daw ba or dream business.

absolutely nobody will dream for a business worth 1,000.

tanungin natin ang thread starter. ano ba ang dream business mo?
- franchise ng jollibee - 10M
- ca2020 - 100k
- pautang 5/6 - xxxx???


DonT

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Reply #11 on: Jul 27, 2010, 04:46 PM
Well...its should follow that the dream business should be able to earn him enough dough to buy him his dream house.

btw..20 to 30M na daw jolibee ngayon.
Posted on: Jul 27, 2010, 04:43 PM
Okay..for arguments sake...

Meron ka na 5M at hand. Will you do business..or will you buy a house. Kung naliliitan sa 5M..gawin natin 10M.


kmja

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Reply #12 on: Jul 27, 2010, 05:26 PM


puberer

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Reply #13 on: Jul 27, 2010, 05:36 PM

Meron ka na 5M at hand. Will you do business..or will you buy a house. Kung naliliitan sa 5M..gawin natin 10M.


kung meron ako 10m sir, bibili na ako ng bahay, sabay business nadin.   :hello:



CFJ08

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Reply #14 on: Jul 27, 2010, 05:42 PM
bahay muna. sabi nga "buy your 2nd home first".
tapos paupahan mo, eh di business na rin.
 :D

dahil ang dreamhouse mo ngayon, pwedeng hindi na sa hinaharap.
« Last Edit: Jul 27, 2010, 05:43 PM by CFJ08 »


 


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