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Author Topic: BPI Get Started Savings Account Questions  (Read 26056 times)

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Offline NetWaver

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BPI Get Started Savings Account Questions
« on: Jul 29, 2009, 01:56 PM »
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« Last Edit: Jul 29, 2009, 02:01 PM by NetWaver »

Offline leela

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Re: BPI Get Started Savings Account Questions
« Reply #1 on: Jul 29, 2009, 02:08 PM »
1.) from my understanding, get started includes life insurance for the account holder. so pag namatay yung account holder, the beneficiaries will receive something.

2.) BPI and BPI Family are different banks. if you have a BPI family bank account, you cannot deposit via BPI lang and vice versa.

3.). if you want to open a BPI family account, dapat sa BPI family branch ka lang pumunta. same with BPI that if you want to open a BPI account, sa BPI branches ka lang pupunta. you're correct. mas madaming branches ang BPI.

4.) depende sa branch. although acceptable na ngayon ang one ID, many banks still require two IDs.


5.) depende din sa branch. most BPI branches, sandali lang makukuha mo na agad yung ATM mo.

6.) yes, puwede magwithdraw anytime. 20K per day ang limit ng BPI ATMS.

7.) yes. http://www.bpiexpressonline.com/ is a great online facility. you can transfer funds, pay bills, etc.

8 Lastly, pwede ba mag-open ako ng ibang account sa kanila? For example, if meron na akong Get Started Savings Account tapos gusto kung mag-open ng BPi Direct Save-Up, pwede ba yun? It is treated as two separate accounts or just one under my name?

yes, i think puwede ka mag-open ng several accounts. yung BPI direct save-up, you can open up to 4 accounts ata.

Offline leela

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Re: BPI Get Started Savings Account Questions
« Reply #2 on: Jul 29, 2009, 02:10 PM »
^parehong may insurance ang get started at direct save-up. i think ang kaibahan ng dalawa is that sa direct save-up, the money is automatically transferred from one BPI account to the save-up account.

for your family, baka better yung get started.

Offline NetWaver

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Re: BPI Get Started Savings Account Questions
« Reply #3 on: Jul 29, 2009, 02:25 PM »
Thanks a lot leela.

So I think I'll go with BPI Get Started, not the BPI Family bec. of the limited branches. Nasa province kasi ako eh.. Ang difference nila is diba yung initial deposit lang, tama ba?



Offline NetWaver

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Re: BPI Get Started Savings Account Questions
« Reply #4 on: Jul 29, 2009, 02:30 PM »
Meron ba naka experience withdraw from PayPal to BPI ?

Offline jhay18

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Re: BPI Get Started Savings Account Questions
« Reply #5 on: Jul 30, 2009, 12:51 PM »
mas mababa ang maintaning balance ng BPI Family savings bank than BPI. Sa insurance ng Get Started savings, 5X ng AVG Daily Balance nyo ang makukuha incase may di magandang mangyari sa depositor. Meron kasi ako nun, hehehehehe.

Offline arnel

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Re: BPI Get Started Savings Account Questions
« Reply #6 on: Jul 30, 2009, 02:09 PM »
yung sa BPI Direct Save Up sa pagkakaalam ko ay hindi pwede magwithdraw directly sa ATM machines, you need to make a fund transfer to an account (not a direct save up). same thing goes with deposits. yun pagkakaintindi ko sa sinabi nung kumuha ako ng save up,,, correct me if i am wrong,,, anyone connected with BPI who has better understanding on this one?
The biggest risk in life is not taking one at all.

Offline 2pac

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Re: BPI Get Started Savings Account Questions
« Reply #7 on: Jul 30, 2009, 02:17 PM »
Medyo magulo tong BPI Direct saves up... meron bang policy na ibibigay si BPI direct when you enroll?

10X the salary ba yung BPI DIRECT save up? nakita ko sa website eh 10X pero nung nag clarify ako sa phone banker nila 5X lang raw? medyo magulo
Because I don't know what's going to happen in the future... we have no choice but to do what we feel is right at the moment......

Offline arnel

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Re: BPI Get Started Savings Account Questions
« Reply #8 on: Jul 30, 2009, 02:56 PM »
@ 2pac: i think so, not sure though,,,

anyone working with BPI?
The biggest risk in life is not taking one at all.

Offline leela

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Re: BPI Get Started Savings Account Questions
« Reply #9 on: Jul 30, 2009, 03:34 PM »
@arnel, yes, tama ang intindi mo. save-up is an automatic fund transfer method from a regular BPI savings account (the kind that everybody has and comes with ATM) to a save-up account (online lang). when you open a save-up account, you will schedule a time and the amount that the bank will automatically transfer from your savings account to the save-up. ideal ito sa may mga payroll sa BPI para automatic ang saving mo.

if you need to get money from your save-up, you need to transfer the fund from the save-up account to your savings account. i have this save-up, earmarked for my retirement.

ito yung explanation ko sa blog. sana malinaw yung pagka-explain ko.

Make it a habit #2: Save automatically
« Last Edit: Jul 30, 2009, 03:37 PM by leela »

Offline arnel

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Re: BPI Get Started Savings Account Questions
« Reply #10 on: Jul 30, 2009, 04:04 PM »
yahuuu,,, tama ako,,,,  :applause:
The biggest risk in life is not taking one at all.

Offline mayeni

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Re: BPI Get Started Savings Account Questions
« Reply #11 on: Jul 31, 2009, 12:02 AM »
does anyone know why bpi family savings bank has a bit higher interest rates and lower maintaining balance on savings accts? does that mean the other one is more stable or something? i just want to understand why there's a difference. i transferred some of my funds from another bank to bpi but i had a bad experience opening up some funds with them and i'm planning to transfer to bpi family savings bank which is near where i live. thanks in advance.

Offline GoodSteward

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Re: BPI Get Started Savings Account Questions
« Reply #12 on: Jul 31, 2009, 12:10 AM »
^Im not so sure if my answer is right, but i think its bec BPI is a commercial bank, And BPI Family is a Savings bank. And they cater to diffrent markets.

Kung baga like yun Smart, y pa sila meron TouchMobile(TM), iisa din may ari...

Offline mayeni

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Re: BPI Get Started Savings Account Questions
« Reply #13 on: Jul 31, 2009, 01:32 AM »
TY po GoodSteward.

Offline leela

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Re: BPI Get Started Savings Account Questions
« Reply #14 on: Jul 31, 2009, 08:08 AM »
i agree with goodsteward. magka-iba lang ang positioning ng BPI at BPI family. parang gamot lang yan. kung ang biogesic ay sa sakit ng ulo, ang tempra ay para sa lagnat. pero pareho silang paracetamol.  :hihi:

 


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