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Author Topic: APEC Plans...the company formerly known as Pacific Plans  (Read 80902 times)

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Offline ELVIS

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hi guys,


i have a fully paid pension plan from pacific plans before it was sold to apec plans.

please share any feedbacks or comments from this new pre-need company. :thankyou:

Offline nidaime

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Re: APEC Plans...the company formerly known as Pacific Plans
« Reply #1 on: Apr 24, 2009, 04:44 PM »
Try searching in google... :watchuthink:

Offline chubbychum35

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Re: APEC Plans...the company formerly known as Pacific Plans
« Reply #2 on: Apr 24, 2009, 05:55 PM »
Pareho kami ng dilemna ni ELVIS :help:

Offline fivecarats

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Re: APEC Plans...the company formerly known as Pacific Plans
« Reply #3 on: Apr 25, 2009, 07:55 AM »
my hubby and i just went to their office in the peak, in leviste st. (behind smart communications) in makati yesterday to request for the certificate of full payment for his pension plan and our other preneed plans... (edu, memorial, etc)

ang daming tao...i guess we were all there to check on our existing policies with the company...  but i must say, the processing was quicker and more organized than in the old offices...I saw some old faces... yung cashier sa office nila sa cubao before nandun pa rin...
 
as far as i know, whatever was promised by the old pacific plans still stands..   the fixed-price edu plans and pension and memorial...well, we'll see if this is true pag nag mature ang pension and edu plans namin..  

you should go to the 18F for inquiries on your policies...


Offline 2pac

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Re: APEC Plans...the company formerly known as Pacific Plans
« Reply #4 on: Apr 28, 2009, 05:49 PM »
do you guys know the exact website link?

my mom happen to have pacific plan....do I need to go there to renew? fully paid na rin kasi yun

Because I don't know what's going to happen in the future... we have no choice but to do what we feel is right at the moment......

Offline sakura

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Re: APEC Plans...the company formerly known as Pacific Plans
« Reply #5 on: Aug 10, 2009, 03:52 PM »
so pati po ung napalipat sa Lifetime, nasa kanila na rin? Sabi po ng tatay ko pinakita daw po sa tv news ang mga companies na pwedeng mag-issue ng pension plans, pero wala daw ang APEC.

Offline freefront

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Re: APEC Plans...the company formerly known as Pacific Plans
« Reply #6 on: Jan 23, 2010, 12:51 PM »
I opened their Christmas mailer to find out they have an offer to get your cash now and they gave numbers to call. Nobody is answering the Customer Action Center so I called 856 40 51.

I have 2 policies with them. The 500K is now drawing on the endowments. The last tranche will be on 2018. The 1M policy will be due on 2014.

Long story short, the employer at the other end of the line got flayed by my sharp tongue dahil...what they had to offer is the usual pre-termination rate. Nothing more. Kaya, " why bother mentioning it in your mailer if it is just the usual pretermination rate? We already know about pre-termiantion rates." That person then, gracefully retreated with, "you could just continue with what you are doing now" suggestion.

Why did I call? With so many pre-need companies going down, I entertained the idea of having a bird in hand rather than look at the one in the bushes. I can recoup partial losses. I did it with Family First because by then, I was already a very interested student in mutual funds. I knew of other roads to take.

Which reminds of what I recently came upon in the internet about sunk costs and zero sum fallacies.

Why do they want their policy holders to encash now?

Would you rather get a return of investment at a loss, or hang on to the hope that you will get the money due you on the maturity dates?

Your 2 cents please...

 
« Last Edit: Jan 11, 2012, 09:25 AM by FutureGizmo »

Offline yojmg

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Re: APEC Plans...the company formerly known as Pacific Plans
« Reply #7 on: Jan 23, 2010, 01:19 PM »
i preterminated mine (due to mature 2019). I invested the amount last year, if everything goes to my calculation, i will quadruple the maturity amount come 2017, kaltas na po  dyan yung yearly term life insurance premium that i got after i preterminated my pension plan.

As to my wife's p/plan maturing on 2015, no offer from APEC for pre-termination.

Offline aneke

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Re: APEC Plans...the company formerly known as Pacific Plans
« Reply #8 on: Apr 11, 2010, 11:50 AM »
Hi guys, ano pong balita sa APEC? kasi po ichecheck sana ng dad ko sa SEC pero di nya makontak ang SEC

Offline aneke

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Re: APEC Plans...the company formerly known as Pacific Plans
« Reply #9 on: Apr 11, 2010, 11:57 AM »
My dad never received any pretermination offer
By the way, Pacific Plans pa lang sila nung kumuha kami ng pension plan, and my dad tried to check SEC kung lsted ang APEC

Offline freefront

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Re: APEC Plans...the company formerly known as Pacific Plans
« Reply #10 on: Apr 11, 2010, 06:23 PM »
They are listed. They have license to sell.

Offline aneke

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Re: APEC Plans...the company formerly known as Pacific Plans
« Reply #11 on: Apr 23, 2010, 11:16 PM »
^thanks

Offline aneke

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Re: APEC Plans...the company formerly known as Pacific Plans
« Reply #12 on: May 04, 2010, 03:09 PM »
My dad pays his APEC sa RCBC and he gets s stamp on the statement at yun lang ang katibayan na nagbayad sya, wala na syang natatanggap na OR. Kayo rin po ba ganito lang din?

Offline freefront

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Re: APEC Plans...the company formerly known as Pacific Plans
« Reply #13 on: May 05, 2010, 12:13 AM »
I am done paying na. I used to do it in their office kasi. Other companies would mail a confirmation notice pag sa bank posted ang payments. Maybe you should call them.

Offline aneke

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Re: APEC Plans...the company formerly known as Pacific Plans
« Reply #14 on: May 05, 2010, 03:30 PM »
been trying to call them nga po ang hirap maka-kontak, kelangan yung pag-start nila magbukas ng lines eh tatawag ka na, anyway thanks po

 


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