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Nagsimula ka ba sa wala nung 30 ka

r00tcipher · 151 · 34305

r00tcipher

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on: Apr 14, 2009, 09:20 AM
 anong mga ginawa mo para makabangon at umunlad? share your stories and tips naman  :cool2:


Ripantnow

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Reply #1 on: Apr 14, 2009, 06:48 PM
bakit ganun title mo sir? ano ibig sabihin mo nyan? nagsimula sa wala pera nung 30 yrs old? para sa 30 yrs old above ito na ibig mo sabihin eh late na nagsimula magipon?


r00tcipher

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Reply #2 on: Apr 15, 2009, 09:11 AM
yes sir.


SirZap

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Reply #3 on: Apr 15, 2009, 03:10 PM
parang ganyan nga ako  :D


uranium698

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Reply #4 on: Apr 15, 2009, 05:20 PM
patambay nga dito, para may malaman din po ako sa experience nyo, 23 pa lang ako e,
kaso start din sa WALA "as in wala"... let's see

view mode lang ako ha...

(mukhang pang MMK or Magpaikalanman ang kwento ng buhay natin ah)


workoshore

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Reply #5 on: Apr 15, 2009, 09:15 PM
nice ura, walang iyakan hah... :hihi:

yap me, itlog at 30, abroad na po ako ng tym na iyon...hayyy buhay...

ano ginawa ko,,,,nothing new except na naghanap ng ibang kompanya na mas malaki ang bigay for the same job...until now ganon pa din, except na nagtatabi na ako in auto mode at, medyo tigas ng konti sa mga lumalapit...though natulong pa din naman, yon nga lang di na tulad ng dati na kahit wala mangu2tang para makabigay sa lumalapit... :watchuthink:

cheers... :cool2:


arts24

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Reply #6 on: Apr 16, 2009, 03:21 AM


Bp22estafa

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Reply #7 on: Apr 17, 2009, 06:42 PM
mas pipiliin ko na wala ako nung 30 ako kesa yung malubog ako sa utang pag 60 na ako. at 30 you still have all the time in the world to do something to improve your life. time is wealth so dont waste it. i learned about it the hardway. hanggat humihinga lumaban ka!


Ripantnow

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Reply #8 on: Apr 17, 2009, 06:48 PM
scary yun, 60 tapos lubog sa utang.


darlene_faith

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Reply #9 on: Apr 20, 2009, 12:22 PM

mas pipiliin ko na wala ako nung 30 ako kesa yung malubog ako sa utang pag 60 na ako. at 30 you still have all the time in the world to do something to improve your life. time is wealth so dont waste it. i learned about it the hardway. hanggat humihinga lumaban ka!


the early d better...
yung iba kase kayod sa buong buhay nila... sobrang dami ng pera pag tanda... whats the use of their money?? pambili lang ng gamot at diaper  :hihi:
dba mas maganda the earlier d better?? mas ma enjoy po pa yung hard earned money??
Naalala ko tuloy yung kwento ng pari...

A very old couple sumama sa holy land for a holy tour... bakit daw kung kelan matanda na sila at uugod ugod... dun nila napag isipan na mag tour....
Sabi ng couple, kase father ngayon lang po kami nagkaron ng time at money....
tsk...


leela

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Reply #10 on: Apr 20, 2009, 01:11 PM
30 na ako pero hindi naman talaga ako walang-wala. atage 25 ako walang-wala. dun ako nagstart.


chu26981

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Reply #11 on: Apr 20, 2009, 02:13 PM
well, di ka nag iisa.  lahat ng tao, o karamihan ay struggling, lalot nat recession.

anong ginagawa, eh di - simple lang. patuloy mag trabaho, maghanap nang pagkakakitaan, at mag aral.  Ang i think para lumaki ang sahod eh patuloy dagdagan ang kaalaman.  ganon din sa kahit anong vocation na gusto mong gawin.

back to work muna ako.


ekimonk

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Reply #12 on: Apr 20, 2009, 02:22 PM
kung 30 ka pero malakas ka naman at  kumpleto naman paa at kamay mo e di yan walang wala.. malayo pa.. meron ka pang natitirang another 30 years to earn.. parang mula nung sanggol ka..  :D

ang masama yung 30 nga tapos merong limang anak parehong mag asawa walang trabaho, at umaasa lang sa bigay ng kamag anak. meron akong kamag anak na ganyan.


mbd

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Reply #13 on: Apr 20, 2009, 04:50 PM
asus 31y/o na ako nagkaisip tungkol sa seryosong financial planning... nag-iiba ata talaga mentalidad pag may anak ka na kasi mas malaki na responsibility mo sa buhay...

alam kong sinayang ko yung tym ko dito nung single ako kasi puro gala at pagpapasarap sa buhay ang inatupag ko... pero atleast di ko na uli sasabihin sa sarili ko un sa susunod na mga taon...

di lahat dumating sa akin na sabay sabay... hanggang ngayon may natututunan ako everyday... nagstart ako sa realization na pareho kaming fulltym ni hubby sa work pero halip na madagdagan yung savings namin eh nababawasan pa...
alam kong pagnagfocus ako sa something ay nagagawa ko un, kaya nagfocus kami sa pag iipon pang mortgage at nagawa nmin un in 6 months... sabi ko anything is possible mula noon... buntis ako nun sa panganay ko... kaya ginugol ko maternity leave ko sa pagbbasa ng books at iba pang paraan ng pag-eeducate ng sarili... learning is a continuous process kaya di ako tumitigil sa pagbabasa at panood about financial freedom at awa nmn ng Dyos eh masasabi kong s 2yrs eh malaki ipinagbago ng pananaw ko sa buhay in general at lalo n sa buhay financial. dec 07 inarrange ko na mula jan08 e direct debited na ang savings at investments ko kasi nadiscover ko noong '07 na di pa pala ako masyadong disiplinado, isa pa masalimoot pag buwan buwan ko gagawin kc matrabaho... mas better n ung di ko na nakita ung money... atleast di ko cya namimiss hehehe...

ngayon after ko makabasa ng book ni suze orman na 9 steps to financial freedom may bago na namn akong projects... kaso mat leave na ako from this week so di ko p ito maiimpliment until makabalik ako sa work next yr... ang madadagdga ko lang this yr eh educ fund ng bagong baby sa june ( child benefit nya un dagdag ko lng konti para buo) at 1 new account for growth para sa akin sa sept kasi may patapos ako sa galleon sa sept...

revocable living trust ko din pla e sa june kasi inaantay lng talaga nmin itong new baby para makadraft na kami ng will dapat pero mas ok pla ang trust...

cguro blessing din na 30's na ako nakastart atleast makaenjoy ako nung dalaga at nakahoneymoon kami ni hubby ng ilang beses... atleast ngayon focused na talaga ako sa family as in mas aggressive ako sa lahat ng bagay now knowing na medyo late ako nagising...

next yr sseryosohin ko na ang pag-aaral ko nag-enroll ako 1 new course kugn di ko man magamit sa employment kc i like what i do nmn... eh magagamit ko un for sure sa biznez ... kasi balak ko by 2011 at di kami nakalipat sa aus... dapat may kahit 1 rental property man lng kami d2... kung makakalipat nmn eh ok din kasi pinoproject ko na kahit kumuha kami ng haus for primary residence eh may maiiwan pa kaming konting halaga pang down sa rental property so it doesn't really matter kung asan ako basta tuloy ang plano ko magstart ng biznez that late that yr or early 2012.

excited me now kasi may new book n nmn akong babasahin... women and moneyby suze orman ... pero tatapusin ko muna ang journal ko para maitala ko ang natutunan ko sa 9 steps... malaking bagay pla talaga ung nagsusulat ka... kasi atleast d mo n kelangn ulitin ung book ...basahin mo lang how u felt and wat u've learnd nung binabasa mo un e malaking bagay na. wish ko nga nagawa ko un sa mga iabng books na nabasa ko nung nagdaang 2 yrs... pero ok lng din nmn basahin uli kc madami na nabago sa akin malamang iba na din pagtingin ko dun sa mga nabasa ko dati ...isa pa baka may namiss ako nung una kong basa sayang nmn... sabi nga ni t.harv eker ba un or j. rhon ung book daw na di ko nabasa eh di makaktulong sa akin.

 



tops5450

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Reply #14 on: Apr 20, 2009, 08:13 PM
Noong 30's ako :huh: di lang ako wala nagsimula kundi negative pa.

With constant prayers and hardwork eto, I am on my way slowly  back in track. :hello:


 


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