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Best Health Card & Health Plan out there

Bp22estafa · 48 · 51946

Bp22estafa

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on: Dec 26, 2008, 07:56 PM
after experiencing the overwhelming hospital bills of my Dad lately. i"m planning to get a health card or health insurance plan to saved my kids from having to go through the same ordeal as we are experiencing right now.

I only have philhealth & have already benefited from it since one of my kid got hospitalized a lot when he was younger.

some friends suggested maxicard, caritas & others. Would really appreciate the good people here who can share their experiences w/ these health cards. good or bad comments of the products are welcome here.

sooner or later we'll get old. i think it will be better for all of us to have some sort of medical insurance when our body starts breaking down & would require high maintainance repair here & there.

 :thankyou: in advance!


nel

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Reply #1 on: Dec 27, 2008, 02:15 AM
I don't have health card too except Philhealth but the agency where i am presently detailed got health insurance plan at fortunecare.  Others said that caritas is good also.


yojmg

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Reply #2 on: Dec 27, 2008, 11:15 AM

.........that caritas is good also.


I got caritas for my parents...... it's a big dissapoinment! Wala silang network sa provinces.
Instead, you could inquire on the bigger HMOs around.


chasper08

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Reply #3 on: Jan 18, 2009, 07:56 PM
* Doctor's Access Card (DAC) = P3,000.00/year
  User:  18-64 yrs old
            Principal  and  5 dependents
            Nationwide Affiliate Hospitals


Benefits:  a. Professional Doctor's Fee discount - 60%  = like operation, surgery, check up etc

               b. Dental  Treatment  and  Services  -  40%

               c. Natural  Death  =  P20,000.00

               d. Accidental  Death  =  P80,000.00

               e. Accidental/Medical  Reimbursement
                   * room and board = 400/day
                   * anesthesia       =  1,500.00
                   * special hospitalization (ambulance, x-ray) = 5,000.00
                   * surgery  =  4,000.00
                   * doctor visit = 200.00

Interested? call/txt - 0909 43 55 078


Langerhans

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Reply #4 on: Jan 18, 2009, 09:50 PM



I got caritas for my parents...... it's a big dissapoinment! Wala silang network sa provinces.
Instead, you could inquire on the bigger HMOs around.


My in- laws are using them. So far 70% approval rating nila. In my own opinion, para lang din insurance ng kotse, pag walang prob ay ok lang, Pag may claims na, pahirapan sa pagkuha.


chikininee

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Reply #5 on: Jan 19, 2009, 08:29 AM
may kakilala ako sa kaiser. health insurance and after 10 years ata, may marereceive ka pa..PM me nalang if you want to inquire. refer kita.


Buz

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Reply #6 on: Apr 05, 2009, 03:39 PM
Any info about Kaiser...I am looking for Health Insurance too...My parents have Carithas but I am disappointed sa Carithas so i want a different health insurance.


catergeia15

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Reply #7 on: Apr 05, 2009, 08:24 PM
Wala pa akong Kaiser pero nakadinig na ako ng product nila, maganda. Siya lang ang alam ko na health plan na pang long-term.....


julian12

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Reply #8 on: May 03, 2009, 05:55 PM
anybody knows about ung sa Paramount Life and Gen? Ung laging nakaadvertise sa Panorama. Kasi mukhang maganda ang mga benepisyo. Sino dito ang miyembro nun at ok ba na kompanya iyon>

salamat :thankyou:


Ping

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Reply #9 on: May 27, 2009, 07:52 AM
So far ok naman ang BlueCross coverage - doctors and hospital of your choice.

Kaya lang, parang insurance sa kotse, once di mo nagamit on that year, wala na, expense na.



 :hihi:






Amberthe

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Reply #10 on: May 31, 2009, 12:15 AM

I think there is no single health card that will satisfy your needs. Caritas.


CuteChinoy

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Reply #11 on: May 31, 2009, 08:03 AM
Intellicare try nyo.


Ping

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Reply #12 on: May 31, 2009, 08:10 AM


I think there is no single health card that will satisfy your needs. Caritas.



Pero bad experience friend ko sa Makati Med.  When they knew Caritas sya, ipinapila sa "special" lane na ubod ng bagal?!?



 :boxing:


raintan

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Reply #13 on: Jun 11, 2009, 12:25 AM

Intellicare try nyo.


wala ng individual accounts ang intellicare now. kelangan group/company account.
nag-benefit rin parents ko sa intellicare before.

i got maxicare for both of my parents now. for two years, na-max out ng dad ko ang 200k na coverage since he was hospitalized 3x. im thankful meron HMO para tumulong samen sa mga gastusin, since medication pa lang, super mahal na. retired na rin papa ko.

in our family, lahat kami may health/life insurance. papa ko pa nagbabayad. pero sya sarili nya, he didn't think of getting one. hay. since marami na sya sakit now, hindi na rin sya insurable now. buti nalang pwede pa sya sa maxicare.


homeschoolmomma

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Reply #14 on: Jun 15, 2009, 04:31 PM
Anyone who has used medicard?  Can't decide between maxicare and medicard...

 :help:


 


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