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Hi-interest time deposits in Legacy Financial Group's rural banks (Part 9)

DongViktor · 283 · 57945

egan

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Ok Thanks a lot Mr. Professor!


segurista

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« Last Edit: Dec 02, 2008, 06:41 PM by segurista »


LAV

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The article of Daxim Lucas is quite vague.

90% of the issues in his article is already well known.

The 10% NEW issue, which can be found on the 3rd paragraph of the article, was not discussed in detail. Daxim should have research on the topic furthur before publishing the article. Dapat included details like future developments, immediate actions taken, press release of BSP, PDIC, Legacy, and more. An article without supporting details is half cooked or covered with hidden objectives. Considering that this NEWS is already a week old issue, I would expect more new stories following the "main idea" of an article, rather reporting what was already known.

Oh well, lets see what's next.

 :thankyou:


AMARANTH

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« Last Edit: Dec 02, 2008, 07:44 PM by AMARANTH »


Bitster

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« Last Edit: Dec 02, 2008, 11:33 PM by Bitster »


segurista

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« Last Edit: Dec 03, 2008, 02:55 AM by segurista »


mlangseth

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Thank you, sir Segurado for the reassurance.., I mean Mr segurista..
i am confident that this storm shall also pass...


ahock

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if magsara then what they have said na na solve yung capitalization is not true. I just cant see any reason na magsasara. I agree with segurista..... The issue was during 2007 and its already close to ending 2008 na.... If Legacy Rural Banks have problem you mean walang audit na naganap ng 2008?

If thats the case then hindi lang sa Legacy rural bank tayo matakot kundi sa buong banking industry. It means BSP or PDIC erred on their regulatory jobs.

But worst case, then I have saved the list of banks Prof posted...


segurista

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Ang kaso na ito ay hindi pwedeng iparehas sa g7 bank  dahil sa kaso ng g7 hindi talaga agressive ang monetary board na isara ang g7  bank pero dahil sa taong bayan na mismo ang dumulog at nagreklamo dahil sa ilang buwan lamang na delay ng kanilang mga interest dahil na din sa walang pera or mapagkukunan ang mga may ari ng bank .ito ay naging hudyat upang mag desisyon ang monetary board na ipasara ang bank  iba naman sa kaso ngayon  ang mga legacy banks ay busog na busog sa funds ...tuloy tuloy ang monthly interest ..walang reklamo ang taong bayan ...pero kahit paano may sakripisyo na ginawa ang legacy sa kanilang ibang negosyo ...

Ito ang dahilan kung bakit kailangan ng pagtutulungan ,pasensiya at intindihan at pagasa na maayos ang lahat ng ito dahil maraming katulad ni  juan the farmer ang umaasa at nanalangin na malagpasan ng legacy banks  ang pagsubok na ito kahit na hindi nila alam kung ano talaga ang naging ugat ng lahat ng ito ...

segurista  


barister98

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Siguro everybody should just hope for the best. Im sure the people in RBOP has a contingency measure for this. If they filed a motion for reconsideration of the decision last week, well im sure that the Supreme Court will no longer have time to resolve the M.R within this month. Defintitely probably march or april pa ma desisyonan yun. Just the same 99.98 % i affirm lang ng S.C yung decision nila. By that time moot and academic na probably yun since 2007 audit pa ang issue then and it will be 2009 already by the time the decision becomes final and executory. What will be the BSP's move by March 2009. To those people who are wishing that something bad happens to the RBOP are you happy now? Are you happy that a lot of people are now concerned of their life savings and future? I sure hope you are.


ahock

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Barister ako Im not worried to be honest.... Its just same as my account sa BDO BPI na covered ng PDIC. I called RBoP yesterday and asked thier move sabi nga tapos na ito... They dont know why the 2007 issue keeps on coming up. If something happens dapat nung 2008 close shop na sila (note UNOFFICIAL STATEMENT ito ng isang emplyado lamang)..

When I asked hows the bank as of the moment sabi nya come and see for myself so far no bank run is happening. What touched me is yung issue nga daw which if something happens safe kami but their job is not. As far as she is concern ok ang bank and me as depositors have nothing really to worry. Mas mag worry pa ako pag nag pre terminate ako. Ang sabi nya lang she is more worried pa sa job nila which something in time of christmas medyo nakakalungkot lang.


roquejo

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I called RBOP yesterday, yun.. nandun yung BSP conducting auditing for 2008...

So if RBOP is able to address its undercapitalization na, we might not have a problem na


ahock

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yup I called din just today sabi nandun nga doing audits.... I dont see any problem as of now EXCEPT bank run talaga.


wintan2006

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          salamat guys for the sharings and the updates,nandito kasi ako sa ibang bansa,bale nakikibalita lang ako sa agent ko.after G7 tayo naman ngayon sa RB ng legacy ang ninenerbyos :D.


segurista

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