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MOST STABLE RURAL BANKS IN THE PHILIPPINES TODAY!?

DARK_KNIGHT · 85 · 33678

ice_man101

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rural banks are under BSP regulations, as well as audits.

in a way, all the accounts of the this banks should be accounted for, as for the AML procedures, it is also the responsibility of the BSP to implement such, to prevent this banks being used for such purpose.

the latest findings of the BSP is about capitalisation requirements and is not about un explained assets. being an auditor, procedures should include test on the client's custody, ownership as well as valuation of assets.

just my thoughts!


lowprofile

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Guys actually rural banks offer higher rates to attract depositor/investors and note that in general.
"note that with higher interest comes higher risk" and it depends on the depositor if he prefers to go
with low interest but better stability that commercial banks offer or go for higher rates but higher risks that Rural banks can offer....

Rural banks will definitely go down first as compared to Commercial banks and need to ensure that the investments will be < 250T Php for PDIC to cover in case of any bank foreclosures...

Nothing is free in the world today there will always be pros and cons...


rael

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just make sure you understand everything about what you're getting into (whether rural banks, bonds, stocks, forex, etc.). and don't blame anything or anyone else for any mishap to your investments. most people think of just the rewards parts without considerable thought to the risks.




mlangseth

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that's old news..
Please read other threads about Legacy banks..


DARK.KNIGHT

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@Sir Rael

Hello sir HAPPY NEW YEAR!!!

My marerecommend po ba kayong mga banks na stable talaga at the same time giving a high interest rates?


Posted on: Dec 13, 2008, 11:07 PM
Hello Mam MLANGSETH,

My nahanap na po ba kayong mga banks n reliable talaga?

At kung may alam po kayong di gaanong reliable paki PM naman po so my family and I can avoid them.... :thankyou:
« Last Edit: Dec 14, 2008, 01:02 AM by DARK.KNIGHT »


wintan2006

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that's old news..
Please read other threads about Legacy banks..

i think rael knows about the legacy  rural bank issues,he was only providing info to brucelee who was recommending RBOP as a stable rural bank.

            Alam kaya ni Brucelee to,well kung nasa pinas sya alam na nya siguro since it's all over the news on TV.

           


ahock

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Thanks Lhorie.... seems you are connected in BMS. I should say BMS is quite ok when I went in Dasma branch last time in may (I think)... Problem is the products involved are all lock in without monthly out. I even asked the manager that Im willing to subject my 250k in a 5year lock in as long as monthly interest is out.

Can you confirm if you have this type of product now? if yes then whats the interest rate per annum. Could you also send me docs like the statement of condition and its lateset Financial statement? Thanks

just send it to me at ahock47@yahoo.com


Shaun

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DARK.KNIGHT

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Anyone who has an idea about the products of LBC Bank? Thanks po...


segurista

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Thanks Lhorie.... seems you are connected in BMS. I should say BMS is quite ok when I went in Dasma branch last time in may (I think)... Problem is the products involved are all lock in without monthly out. I even asked the manager that Im willing to subject my 250k in a 5year lock in as long as monthly interest is out.

Can you confirm if you have this type of product now? if yes then whats the interest rate per annum. Could you also send me docs like the statement of condition and its lateset Financial statement? Thanks

just send it to me at ahock47@yahoo.com
-----------------------

ADHOCK ,

Pards why go 5 years with BMS if they have a one year at 7 to 8 percent advance interest and 3 percent kung bigay nila ay 2 percent upon maturity so you can invest the 7 or 8 percent advance interest in a high risk investment WITHOUT  PDIC making around 5 to 10 percent per month masunog  ito hindi masakit since parang naglagay ka lang sa commercial bank sa huli since may 3 percent ka pa sa maturity AT ONE YEAR  LANG  NAMAN ...PERO KUNG MAAYOS ANG PINALaGYAN MO NG 7 percent interest na kikita ka ng 82 percent per year plus the 3 percent  upon maturity of td mo with bms

ANo sa tingin mo pre ...


segurista



tops5450

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Good tip sir segurista. Please keep the information flowing. Newbies like me seems to learn more po from the likes of you. Ii would be an honor if I could have a mentor like you. Merry Christmas.


ahock

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