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Title with encumbrance

jda · 29 · 33722

jda

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Hello to all, sana matulungan nyo ako... eto ang sitwasyon

May 1,000+ sq m na lupa ang lolo namin, may dalawa syang anak na lalaki. ang tatay ko ang unang anak sa unang asawa at ang tito namin naman sa ikalawang asawa. Namatay na lang ang lolo namin, ang buong lupa ay hindi pa nahahati sa dalawang anak nya.

Namatay na rin ang tatay namin, ang parte nya sa lupa hindi pa rin naibigay sa nanay namin bilang beneficiary sana ng lupa ni tatay.

Ang title ng lote ay nakapangalan sa tito namin, ewan ko baka forged ang signature ng lolo namin, kc bakit naman nya ibibigay ang buong lupa sa isang anak nya lang.

Sa wakas pumayag na ang tito namin na hatiin na ang lupa. Ang concern lang namin, na-i-loan nya ang lupa, pero bayad naman daw lahat. Paano ba ang proseso, kasi deed of donation bali ang mangyayari dito. Ang title ay may encumbrance pa. Ano2x ang mga dapat gawin para ma transfer na sa amin ang parte ng tatay namin.

Salamat in advance....


pingles

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napaka-extra-ordinary naman ng lolo mo, kase 3 generations ago, that isang mga lolo eh naging productive 60-100 years ago, ang average na no. of children eh at least 12. pero ang lolo mo tig-iisa lang sa 2 naging asawa...amazing.


ric_TNT

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Mabuti at ibibigay ng tito mo ang parte ninyo ganung nasa pangalan na niya ang title.

Titles are processed in the Register of Deeds.

Anyway, in my opinion, kailangan ng tito mo na mag execute ng transfer document ng partent ibibigay niya (e.g. deed of sale or donation) sa father mo or his benefeciary for adjudication. Then, para ma process yun, kailangan malinis muna ang encumbrance (tubusin muna kung nakasangla or kung anuman encumbrance or annotations na nakasaad).

Then, solicit a Geodetic Engineer services for subdivision an approved subdivision sa Bureu of Lands.

Next step is to settle BIR taxes (donor's tax if donated, capital gains tax kung thru sale).

After BIR clearance, title will be processed sa Register of Deeds ng province na nakakasakop sa lugar ng lupa.

There are people who can work it out for your (for a fee).

Just sharing based on my experiences.


jda

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napaka-extra-ordinary naman ng lolo mo, kase 3 generations ago, that isang mga lolo eh naging productive 60-100 years ago, ang average na no. of children eh at least 12. pero ang lolo mo tig-iisa lang sa 2 naging asawa...amazing.


Actually, may mga anak pa sya sa labas :D
Posted on: Oct 14, 2008, 08:45 AM

Mabuti at ibibigay ng tito mo ang parte ninyo ganung nasa pangalan na niya ang title.

Titles are processed in the Register of Deeds.

Anyway, in my opinion, kailangan ng tito mo na mag execute ng transfer document ng partent ibibigay niya (e.g. deed of sale or donation) sa father mo or his benefeciary for adjudication. Then, para ma process yun, kailangan malinis muna ang encumbrance (tubusin muna kung nakasangla or kung anuman encumbrance or annotations na nakasaad).

Then, solicit a Geodetic Engineer services for subdivision an approved subdivision sa Bureu of Lands.

Next step is to settle BIR taxes (donor's tax if donated, capital gains tax kung thru sale).

After BIR clearance, title will be processed sa Register of Deeds ng province na nakakasakop sa lugar ng lupa.

There are people who can work it out for your (for a fee).

Just sharing based on my experiences.


Thank you so much. Who are the people who can work this out with a fee? By the way, may real property tax billing na hindi pa nabayaran ng tito ko, from 2004 up to present amounting to P8,000 plus. Kailangan ba muna naming bayaran 'to as our first step? We opted kasi na kami na lang ang magbabayad sa realty tax eh.


ric_TNT

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I would suggest you do it yourself kasi most of people who does this transactions charges hefty fees (syempre in connivance ng mga nasa offices na dadaanan nito).

I think you need to give preference on (tito) executing the necessary document thru a lawyer before initiating any procedural action for you to have a a hold of your share on the said property.





jda

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PClayton

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Malamang forged yung signature ng lolo mo sa transfer document in favor of your tito. Nonetheless, if he's willing to convey it to you in the form of donation, ok lang. But you better check the encumbrance annotated on the title. You might end up spending to take out the encumbrance. If it is a real estate mortgage make sure your tito was able to get a notarized cancellation.

You need to pay the transfer tax with the local treasurer within 60 days from execution of the donation. Donor's tax should be paid by your tito on the 5th day following the date it was notarized and the documentary stamp tax within 30 days from the same date. Both taxes payable to BIR will be based on the zonal valuation or the fair market value, whichever is higher.

And since you first need to subdivide the land the best professional help you can approach is a geodetic engineer. He should be able to help you upto the issuance of the new title in your name.






jda

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PClayton

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If you can prove fraud in the earlier transfer in favor of your uncle, then I suggest you ask your lawyer to file a case of estafa. Nakalamang na sya noon para panabla lang.


1tabetai

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To jda, pasensya na  :imsorry: at dito ka narin po nilagay ang tanong ko sa thread nyo since encumbrances din po. Meron po kasing nakalagay sa likod ng transfer certificate title na,   
MEMORANDUM OF ENCUMBRANCES: 
Entry No. 157xxxxxxx -LIABILITIES- to creditors, heirs, and other persons unlawfully deprived of participation in the estate of the deceased (namexxxx) for a period of two (2) years, pursuant to Sec 4, Rule 74 of the Rules of Court.
Date of instrument- xx xx 1995
Date of inscription- xx xx  1995

Ano po ba ang ibig sabihin nyan?
Maraming salamat po in advance.


ric_TNT

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To jda, pasensya na  :imsorry: at dito ka narin po nilagay ang tanong ko sa thread nyo since encumbrances din po. Meron po kasing nakalagay sa likod ng transfer certificate title na,   
MEMORANDUM OF ENCUMBRANCES: 
Entry No. 157xxxxxxx -LIABILITIES- to creditors, heirs, and other persons unlawfully deprived of participation in the estate of the deceased (namexxxx) for a period of two (2) years, pursuant to Sec 4, Rule 74 of the Rules of Court.
Date of instrument- xx xx 1995
Date of inscription- xx xx  1995

Ano po ba ang ibig sabihin nyan?
Maraming salamat po in advance.


Am not a legal expert, but it seems to be a provision (by law) for anyone who might have an adverse claim on an estate of a deceased to lodge their claim within the prescribed period of two (2) years. No other claimants shall be entertained by the court when it has lapsed.

You still have to file with the Register of Deeds the cancellation of the encumbrance/annotation.

Sharing an opinion lang po.


1tabetai

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@ric_TNT, thank you so much for the opinion.
Lubusin kona rin po ang tanong, (sir ric_TNT) baka matulungan nyo ako sa sa gulo kong isip. 
(Lot 500sq. TCT  pamana din ng lolo ko sa tatay ko at uncle ko)
Ang transfer certificate title ay nakapangalan sa dalawang tao,
1.   Uncle John (kapatid ng tatay ko), married to xxx, 1/2 and
2.   Papa Mike (tatay ko) single, 1/2 ; all of legal age, Filipino Citizens.
May bahay si Uncle John sa half side at Papa Mike sa half side. Ng namatay na si Papa Mike (Tatay ko last 2004), pinaupahan konalang ang bahay namin. Hindi ko rin naaasikaso ang title dahil nasa abroad ako. (pero yearly nagbibigay ako kay Uncle John ng pambayad sa amilyar).
This year balak ko ng ipalagay sa name ko ang Title, at ng makita ko nga ang TCT single pa ang Tatay ko at yan ngang may nakalagay sa likod yang memorandum of encrumbrances.
Ang tanong kopo ay:
1.   7 years ng nakaraan mula ng mamatay ang tatay ko, may karapatan pa ba akong anak, na mailagay sa pangalan ko ang title. (kasal po ang tatay ko sa nanay ko, pero after 5yrs naghiwalay din po, no contact na sa nanay) Paano po ang dapat kong gawin.
2.   Ng kinausap ko si Uncle John na gusto ko ng paghiwalayin ang title sabi nya sa akin na mas malaki daw ang share ng lupa nya dahil yun daw ang gusto ng lolo ko, pero ang nakalagay sa TCT e 1/2 each, tama lang po bana pumayag ako sa gusto nya, para wala ng gulo? o kailangan sundin ang TCT na 1/2?

 (pasensya na jda medyo OT po)
Maraming maraming salamat po sa mga sasagot.


bauer

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tingin ko ganito nangyari,

ang lolo mo na original owner sa titulo ay malamang namatay on or before 1995.  May nag ayos ng paglipat ng ownership, siguro uncle mo or tatay mo or pareho sila.  ang tawag dito ay extra judicial settlement of estate.  nang malipat sa pangalan nila, minarapat lang ng korte na magbigay ng chance sa iba pang claimants, kung meron man. dapat mag file ng counter claim within 2 years or until 1997.

sa share ng tatay mo na 1/2, kung ikaw ay nag iisa lang na anak at ang nanay mo ay kasal at rehistrado ang kanilang kasal, ikaw ay may karapatan sa parte ng tatay mo at mali ang sabi ng uncle mo dahil hindi mo na malalaman ang totoo kung gusto talaga ng lolo mo na mas malaki sa kanya.  sa batas at sa titulo, ito ay hati sa dalawa.



1tabetai

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@bauer, maraming maraming salamat po sa sagot nyo.
opo tama po kayo sa nangyari, namatay ang lolo before 1995, at ang uncle ko po ang nag-ayos.

kasi napansin ko na porket matatanda na sila at bata lang kami ng kapatid ko na parang gusto nila na sila ang masunod sa gusto nilang hatian na mas malaki ang parte nila.  (kasal ang magulang namin at rehistrado, dalawa po kaming anak).
Sana nga maayos ng walang gulo.

Maraming salamat po bauer, at medyo naliwanagan ang isip ko na may karapatan ako (kaming magkapatid) sa share na 1/2.


bigteethty

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Posible po ba na maalis ang memorandum of encumbrances? pano kaya? bumili kasi ako ng lot sa isang subdivision may nakalagay sa likod ng TCT ko na memorandum of encumbrances: Deed of restrictions mentioned in deeds of sale ang kaso hindi ko alam kung ano yung nakalagay sa deed of restriction dahil hindi ko pa nakukuha copy from the developer pero hawak ko na ang mismong Deeds of absolute sale at TCT. salamat po.


 


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