PMT Forum
Do you want to make money today? :)

How to Invest in UITF (Unit Investment Trust Funds) - Part 2

iam · 768 · 238192

mxherr5

  • PMT Idol 1000
  • ****
    • Posts: 1,407
    • Likes Received: +0/-0
actually, yung sa EIP mo, once na makaipon yung ng 10k, saka lang nila ipplace yung pera sa UITF. saka ka lang makakakuha ng COP.

Tama po si brave, ang 10k ang threshold para ma issuehan ka ng COP
pero yung pera mo, na iinvest na agad yun sa chosen UITF mo.

@ brave,

BDO for me =D
BPI's performance sucks pero ok ang BPI in other aspects.
1k lang minimum investment amount
Pwedeng mg redeem at invest online.. Walang hassle


vgal0579

  • Forum Champion 800
  • ****
    • Posts: 821
    • Likes Received: +0/-0
^nagenroll kami sa BDO Equity Fund thru EIP last month lang.so will you suggest kaya na ideposit na lang namin yung travel fund namin  sa BDO EF namin tapos iredeem na lang yung amount na for the travel alone at iwan yung iba? pwede ba yun? hindi lahat irredeem? partial amount lang? pag ganun ba hanggang hindi ka nagunsubscribe automatic debit pa rin...thanks!   
@bravelicious, you need minimum of PhP10K to transact on BDO UITF then PhP1K succeeding.  For every COP issued, you need to withdraw all.  If EIP naman, kahit di pa nareach ang PhP10K at walang COP, pwede mo redeem lahat.  Tama ka, til di ka nag-unsubscribe, deretso pa rin deduction.  As update, enrolled again on 2 UITF yesterday.  Kasi ang baba na ang interest pag savings o current account, less than 1% per annum un.  Between BDO and BPI, so far as of now, I can say that BDO performed better.  But I've read somewhere that the top 3 UITF is from BPI at walang pumasok sa Top 10 ang BDO..... hmmmmmm....  :boxing:


mxherr5

  • PMT Idol 1000
  • ****
    • Posts: 1,407
    • Likes Received: +0/-0
@bravelicious, you need minimum of PhP10K to transact on BDO UITF then PhP1K succeeding.

1k succeeding? Talaga? Since when?
As far as I know its been 10k initial and succeeding.
That's good news.
Let me check BDO's site again =D

Between BDO and BPI, so far as of now, I can say that BDO performed better.  But I've read somewhere that the top 3 UITF is from BPI at walang pumasok sa Top 10 ang BDO..... hmmmmmm....  :boxing:

It might have been BPI's Odyssey Funds
May sales load nga lang yun
Sayang.
Hihintayin ko ma expire contract nila sa mga 3rd party broker
at pwede na nilang tanggalin ang sales load


jenxent

  • Forum Master 400
  • ***
    • Posts: 451
    • Likes Received: +0/-0
1k succeeding? Talaga? Since when?
As far as I know its been 10k initial and succeeding.
That's good news.
Let me check BDO's site again =D


EIP or easy investment plan ata yung ibig sabihin niya sir...


greeevanz

  • Probie
  • **
    • Posts: 17
    • Likes Received: +0/-0
Was about to invest yesterday in BDO's and BPI's equity UITFs respectively (for the first time ever) pero preferred to do it next week coz I thought North Korea's rocket launch might shake things up a bit and lower the NAVPUs.

But holistically considering buti nalang palyado yung rocket at failed yung launch.

Tong si Kim Jong Un dapat dalhin to sa Bocaue para mag-seminar dun sa mga gumagawa ng paputok.  :harhar:

Planning to invest both at a minimum 10k each of 'em.

Any tips and suggestions will be highly appreciated guys. :D

Planning to invest in MF's balanced or equities as well (FAMI).
« Last Edit: Apr 13, 2012, 09:54 AM by greeevanz »


vgal0579

  • Forum Champion 800
  • ****
    • Posts: 821
    • Likes Received: +0/-0
EIP or easy investment plan ata yung ibig sabihin niya sir...

10K minimum for succeeding (if you've placed 100K already) is for BDO Peso Market...

but for EIP, you only need 10K minimum and succeeding...

I've added another 2 UITF (this is separate from my 1st), PBAL and Equity because compared to BPI High Conviction Fund, it already gave me a return of 9% while sa HConv, if you will include the upfront fee, nasa 3% lang....




greeevanz

  • Probie
  • **
    • Posts: 17
    • Likes Received: +0/-0
Need advise sirs. Super newbie here. Been reading a lot lately coz I'm trying to invest into UITF and MF.

I went to BDO and BPI respectively to check their respective UITFs (BPI's hicon and BDO's equity funds) and BDOs NAVPU is at 299 while BPI if i remember correctly stands at 190(?) around that not sure can't remember.

My question (or perception/plan) is could I assume that since they have the same 10k initial, considering the NAVPUs if I go with BPI I can get more shares over BDO...is that strategy making sense?

Sorry for all these silly questions and thanks very much in advance for any advise I can get.


mamee

  • Forum Tambay 150
  • ***
    • Posts: 173
    • Likes Received: +0/-0
Re BDO EIP paano kung mag invest ako ng 10k per month?  Mag automatic spin off sya every month?



dimasalang

  • Probie
  • **
    • Posts: 24
    • Likes Received: +0/-0
Need advise sirs. Super newbie here. Been reading a lot lately coz I'm trying to invest into UITF and MF.

I went to BDO and BPI respectively to check their respective UITFs (BPI's hicon and BDO's equity funds) and BDOs NAVPU is at 299 while BPI if i remember correctly stands at 190(?) around that not sure can't remember.

My question (or perception/plan) is could I assume that since they have the same 10k initial, considering the NAVPUs if I go with BPI I can get more shares over BDO...is that strategy making sense?

Sorry for all these silly questions and thanks very much in advance for any advise I can get.

yup more shares po tlga,pero di po shares ang usapan,interest...marami ka nga pong shares di naman tumataas presyo ng nAVPU mo,depende ang kita mo sa laki ng tinaas ng NAVPU nyo po hindi sa dami ng shares nyo,..^_^


greeevanz

  • Probie
  • **
    • Posts: 17
    • Likes Received: +0/-0
yup more shares po tlga,pero di po shares ang usapan,interest...marami ka nga pong shares di naman tumataas presyo ng nAVPU mo,depende ang kita mo sa laki ng tinaas ng NAVPU nyo po hindi sa dami ng shares nyo,..^_^

I see sir.

Thanks for the inputs!


silent_investor

  • Forum Tambay 200
  • ***
    • Posts: 224
    • Likes Received: +0/-0
@bravelicious, based on my experience, I have 5 UITF enrolled in EIP under my account, for two months now.  Last week I wanted my kids to have their own UITF EIP.  So I withdrew 2 EIP (not reaching the minimum for COP) and got it in 4 days with interest already (5.++%) without charge since deductions are already incorporated in NAVpu...  Then I enrolled 1 UITF each to my kids starting this April... hope this helps...

vgal, please check yung nakuha mong funds... If nag withdraw ka bago ka nabigyan ng COP (meaning di pa umaabot ng 10K) may charge daw yun. Maliit lang naman, .5% lang. So kunwari 6% dapat kinita mo, dahil sa charge na yun, 5.5% lang makuha mo.

yung deductions na nabangit mo, baka po yun yung trust fee. Tama na nakapasok na ito sa pag compute ng NAVPU.

Post Merge: 1334899920
pede ka rin bumili ng UITF on top of your EIP.

pede magpartial redeem. basta yung maiiwan, at least 10k, which is the minimum participation amount.

auto debit pa rin unless mguunsubscribe ka, which will need you to fill out a form.

wala akong EIP. pinambili ko lang yung nasa savings account ko.

Yes, pwede ang partial redemption. Basta ata ang pag redeem e base sa COP mo. Kunwari may 3 COP ka na, pwede mo redeem isa lang or dalawa lang.

Post Merge: 1334900459
1k succeeding? Talaga? Since when?
As far as I know its been 10k initial and succeeding.
That's good news.
Let me check BDO's site again =D

It might have been BPI's Odyssey Funds
May sales load nga lang yun
Sayang.
Hihintayin ko ma expire contract nila sa mga 3rd party broker
at pwede na nilang tanggalin ang sales load

mxherr5 is correct. Naguguluhan ata tayo on direct UITF or EIP. Para po malinaw: Kung direct placement sa BDO Equity Fund you would need at least 10K to invest. Lahat din ng kasunod, minimum of 10K.

If sa EIP po, lowest possible contribution is 1K. Ito bale yung amount na kukunin sa BDO account natin every contribution. Pwede rin mas mataas, meron ako 3K ang bawat bawas every 5th of the month.

May nagbangit pala na 10K initial daw tapos pwede na 1K sa susunod. Sa BPI po yun. Tawag nila Regular Subscription Plan (RSP).
« Last Edit: Apr 20, 2012, 01:40 PM by silent_investor »


mxherr5

  • PMT Idol 1000
  • ****
    • Posts: 1,407
    • Likes Received: +0/-0
Yeah.. bummer. Akala ko pa naman 1k nlang rin ang BDO hehe


sneaker23

  • Forum Tambay 200
  • ***
    • Posts: 243
    • Likes Received: +0/-0
Yeah.. bummer. Akala ko pa naman 1k nlang rin ang BDO hehe

yes, 1k ang bdo.

i attended their may 5 seminar

marami silang uitf , pero 4 lang ang eip, 3 PESO (fixed, balance & equity) of which 1k lang ang initial at succeeding. ang peso money market starts at 10k initial.

para mas malinaw

peso money market - 10k initial, succeeding 1k
peso fixed income, peso balance & peso equity - needs only 1k initial at 1k succeeding

http://trust.bdo.com.ph/trustwebsite/personal-page.asp?pid=812

i think sila na ang pinakamura.
« Last Edit: May 12, 2012, 01:23 AM by sneaker23 »


mamee

  • Forum Tambay 150
  • ***
    • Posts: 173
    • Likes Received: +0/-0

 


PMT Shoutbox

Refresh History
  • Post only questions or comments here. Advertisements NOT ALLOWED.
  • Niel Jhacoubs: Can someone save me?
    Mar 24, 2020, 01:39 PM
  • Niel Jhacoubs: I'm tired.
    Mar 24, 2020, 01:39 PM
  • Victorvargas: Hello sa lahat po new lang po dito. Hope na marami matutunan ako about business.
    Mar 21, 2020, 09:43 PM
  • Niel Jhacoubs: Yoh, its been a while.
    Mar 17, 2020, 10:33 AM
  • demi07: Hello everyone! New in pinoymoneytalk :)
    Mar 14, 2020, 01:24 PM
  • theappswitch: Hi!
    Feb 25, 2020, 03:14 PM
  • mike2020: hi po sa inyo lahat
    Feb 23, 2020, 11:52 PM
  • Jayjayqwe: hi po
    Feb 19, 2020, 11:27 PM
  • tirs d pip: hello
    Feb 18, 2020, 02:32 PM
  • Ace1105: Hello sa lahat...  :hello:
    Feb 07, 2020, 09:46 AM
  • FREYAHYARA: Anyone knows where Ig shops like styledom.ph, thriftme, instashoppeavenu and the likes get their items for selling. Would like to venture in the same business but would like to know where and who the suppliers are
    Jan 28, 2020, 09:38 PM
  • Niel Jhacoubs: To bpc85 kung nakalagay ang inyong names sa beneficiary list ng iyong ama kay may makukuha po kayo.
    Nov 28, 2019, 02:18 PM
  • Niel Jhacoubs: Hellooooo, its been a while. :)
    Nov 28, 2019, 02:16 PM
  • miakashidou31: hi , meron po ba ditong nagta transfer sa paypal?
    Nov 05, 2019, 01:46 PM
  • whennedy: good noon po
    Oct 18, 2019, 12:04 PM
  • edzlpdac: goood day po sa lahat!
    Oct 12, 2019, 03:37 PM
  • bpc85: ask lng sana ako kung may makukuha ba kami ng Mama ko at ako or mga kapatid ko sa benepisyo ng aming Ama bilang membro ng AFPSLAI. thank you po.
    Sep 27, 2019, 12:52 PM
  • bpc85: Hi guys, im new here,.
    Sep 27, 2019, 12:52 PM
  • Anaperdi: Hi just want to know if meron dito who is into boundary hulog ng motorcycle? For mga riders ng courier. Pwede ba magpashare how it works? Naisip ko lang baka pwede ko ibusiness, meron na pala mga posts online pero di pa clear ang system sa akin. thank  you sa makakapansin
    Sep 21, 2019, 11:32 AM
  • Anaperdi: Hi newbie here..
    Sep 21, 2019, 11:19 AM
  • jprios: May contact ba kayo kung sakali?
    Sep 18, 2019, 06:11 PM
  • jprios: Sino pwedeng mahiraman dito?
    Sep 18, 2019, 06:09 PM
  • kfg52: Present!
    Sep 15, 2019, 07:26 PM
  • juju31: san po ba may nag papahiram dito
    Sep 14, 2019, 07:18 PM
  • juju31: hello
    Sep 14, 2019, 07:18 PM
  • FutureGizmo: Thanks julz! Medyo ganun nga trabaho namin ngayon, to monitor spam posts kasi ang daming spam bots. But thanks for reporting. Auto-ban agad ang spammers sa amin haha
    Sep 07, 2019, 12:17 PM
  • julz: @FutureGizmo si @nikkikv18 just posted more than 10 posts about porn sites. hay, spam.
    Sep 03, 2019, 01:05 PM
  • Cid_brent: sino po dyan pwede magbigay send ng paypal funds and I will pay you using gcash?
    Aug 25, 2019, 08:58 PM
  • Meghan91811: Sino po may alam about Rice Farming...
    Aug 25, 2019, 07:44 AM
  • roselove: hello po sa inyo... newbie here
    Aug 06, 2019, 03:31 PM
  • Niel Jhacoubs: Sino palaging active dito?
    Jul 30, 2019, 04:15 PM
  • dagocjasonrey: Anong update dito?
    Jul 22, 2019, 08:49 PM
  • mark_Lee: anong bago dito
    Jun 28, 2019, 01:03 AM
  • mark_Lee: balita
    Jun 28, 2019, 01:03 AM
  • Lovelyprincess72: hi everyone , I'm newbie here
    Jun 27, 2019, 02:36 PM
  • Niel Jhacoubs: Musta?
    Jun 26, 2019, 01:43 PM
  • Forexanalysis: Hello
    Jun 25, 2019, 06:33 PM
  • Niel Jhacoubs: Hello sa mga online jan! :)
    Jun 15, 2019, 02:58 PM
  • oragon: :applause:
    May 20, 2019, 03:53 PM
  • FutureGizmo: Thank you for reporting those spam posts, oragon! Spam posts now deleted.
    May 20, 2019, 01:59 PM
  • oragon: Admin kindly monitor some peps! posting and sharing inappropriate nude photos and website links
    May 20, 2019, 01:52 PM
  • @culinary10: Hello I am new here! Regarding sa bdo life insurance for 8 years, pwede pa kaya ma refund yung binayad ko na 50k last year? Gusto ko sana icancel kasi lack of financial na, last may 15 2018 po un nag start ako ng life insurance, pinili ko annually kaso etong may 15 2019 wala nako ma ipay so gusto ko sana icash out, may alam ba kayo kung pano marerefund?
    May 17, 2019, 07:56 PM
  • FutureGizmo: Hi Sonny, the posting issue is now resolved. Thanks for informing us! We're currently testing a new, mobile-ready theme so let us us know kung may problema pa sa Forum. :)
    Apr 04, 2019, 10:40 AM
  • sonny.wapak: Nakaka receive din ba kayo nito pag gawa ng new post? "Please try again. If you come back to this error screen, report the error to an administrator."
    Apr 03, 2019, 10:56 PM
  • leonine_zafiro: what product nun?
    Apr 01, 2019, 10:25 PM
  • dhondiex27: hi
    Mar 30, 2019, 10:55 PM
  • lusart: jayrob i agree 200%. hulog ng langit organico. legit na legit
    Mar 29, 2019, 09:08 AM
  • palemelch: Hi
    Mar 28, 2019, 04:08 PM
  • O.C.W._AK: Magandang Araw sa Lahat! Blessings! (",)
    Mar 28, 2019, 08:42 AM
  • thor15: hello everyone, newbie here
    Mar 25, 2019, 01:47 AM