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How to Invest in UITF (Unit Investment Trust Funds) - Part 2

iam · 768 · 237945


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Hi, i am newbie here. I am in UITF and MU for quite some time na rin. I suggest you guys create monitoring, an excel may do (even if meron naman silang price history), that way, you can check if NAVPS would goes down (then thats the best time to buy) or if NAVPS is up.

I am a risk taker, i invested in BDO and BPI equity fund. and im happy naman with their performance.


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ung united equity fund ng ucpb me naka try na? mukhang ok din performance


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I just checked Union Bank's Large Cap Equity Fund performance, YTD return is a whopping 117.16%. The minimum capital is a bit huge though at 100k.


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new investors,

a piece of advise.  dont be MISLED by YTD (year to date) returns of MF or UITF.  The best way to check their performance?

Look at their inception date (start of fund) then compare it to the present date. Compute for the annual return.


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sino may uitf sa bdo here? I try to make additional investment to my balance funds but sabi ng personnel, it is required to redeem my previous/first investment first. I wonder and asked but ganun daw ang process.


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sino may uitf sa bdo here? I try to make additional investment to my balance funds but sabi ng personnel, it is required to redeem my previous/first investment first. I wonder and asked but ganun daw ang process.

That's not true, you can't add to your original placement but you can open a separate one with a minimum of 10k. What was your scenario? Report mo sa CS ng BDO na di alam ng CSA nila pinagsasabi niya.


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sino may uitf sa bdo here? I try to make additional investment to my balance funds but sabi ng personnel, it is required to redeem my previous/first investment first. I wonder and asked but ganun daw ang process.

not true. like what cool_78 said, you can open a separate BF investment with a minimum of 10k. i often do that -- open uitfs with bdo with 10k minimum separately. so when i pull out, i will not have to pull out all of the invested funds.


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Yes, cool and mayeni are correct. But given your statement, it seems you wanted to invest a lower amount than 10k. So in a way, the BDO branch was correct. You would need to redeem your initial investment then add your intended additional investment then invest it all again.


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hi! My additional is more than the minimum and it is already more 1 month old account. Un nga sinabi ng bdo, redeem and add na lang. Cancel ko na lang since malulugi ako :-)

Thanks for the help!


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lipat ka ng ibang branch ng BDO baka di pa dumaan sa proper training ng UITF yung staff ng branch mo.


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auxcom, which branch yan? I nth the motion, mali yun personnel, try other bdo branches or read to them their fliers, alam ko nakasulat yun policy dyan if im not mistaken, confirm nalang....


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Good day to all, im a total newbie in investing so i have a question regarding s UITFs or Mutual funds...
Pag mag iinvest n b ako s mga yon e let's say kunware s Balanced Fund(ung both equity at bonds).. papipiliin ba nila ako specifically sa kung saang company or corporation ko gusto iinvest ung pera ko? OR is it like sa pagdedeposit lng sa banko na sila na bahala sa pera mo at they will decide on where to invest to get the best returns? Wala kse ako alam msydo s performance ng market at sa mga companies kaya ayun~...


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^You turn over you money to a management team. You are in a position where you can't be bothered to trade in stocks and acquire bonds, but you are doing more than depositing your money in a bank for safekeeping---all with attendant risks.


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yes unit investment funds is really good for investing money have high return and i think to invest there now
mlm lead system pro
« Last Edit: Dec 18, 2010, 04:51 PM by Atwater »


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