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AFPSLAI (Armed Forces & Police Savings & Loan Assn Inc)

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rangel

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Reply #150 on: Nov 01, 2012, 12:23 AM
 :welcome: po sa PMT Forum.... and a big :thankyou: sa warning nyo about AMWSLAI..am just wondering for a first timer and with a few minutes spent on PMT ganyan agad ang banat mo Maam?   :watchuthink:


ELVIS

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Reply #151 on: Nov 01, 2012, 10:20 PM
Sa mga AMWSLAI members medyo tagilid kc nagwidraw frwnd ko 1M e nd pnyagan schedule pa daw. Npag alaman ko rin na running for congress tong Col Nolasco rumor has it na he's using its funds probably from depositors or remittances. What to xpect e daig pa nya c Marcos sa pwesto huh!


I have capital contribution account in amwslai there is no problem in withdrawing of funds. But I prefer the semi-annual interest on my account. If they are short of funds as what you comment how come amwslai doesn't accept deposit anymore for capital contribution?





totesdlcruz

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Reply #152 on: Dec 20, 2012, 11:19 AM
Hello po sa lahat.  for those who knows or just recently applies for associate membership.  May I know what they require when applying fr associate membership.  My dad is currently a member.  So far, I have my birth certificate.  But I am an american citizen now.  Will this be a problem.
I have a passbook from PNB, birth certificate.  I can bring my dad's AFPSLAI membership account.  I don't know what is the Membership ID and also I don't have an ITR.  What other information do I need?   Thanks for all the help.


zero

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Reply #153 on: Jan 01, 2013, 09:13 PM
here's a hypothetical question for afpslai members: 1) what if meron ka capital contribution account sa afpslai, 2) then nagloan ka against sa account mo at (place prevailing interest here, sorry i don't know) , 3) then yung niloan mo ipauutang mo rin sa kaibigan mo at, say, 3% interest per month.  my long delayed question(s): in effect kaya, tumatakbo na interest mo sa afpslai account mo, tumatakbo din interest sa pinautang mo, provided mabayaran mo yung interest ng afpslai. two-in-one deal? does anyone see the advantage ng ganitong setup?


nanashi

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Reply #154 on: Jan 01, 2013, 09:21 PM
^ Leverage yan. Utang ginamit mo pang negosyo (pautang) na tumutubo na mas malaki kesa utang mo. Effectively pass on interest rate with a margin


zero

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Reply #155 on: Jan 01, 2013, 10:10 PM
^ Leverage yan. Utang ginamit mo pang negosyo (pautang) na tumutubo na mas malaki kesa utang mo. Effectively pass on interest rate with a margin

follow up Q: what is your comment with this kind of setup?


nanashi

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Reply #156 on: Jan 01, 2013, 10:18 PM
As long as nababayaran ka ng pina-utangan mo, it will work. As long as the flow money doesn't stop before maturity of the obligation. But your taking a risk and should consider assessing yourself and the person you will grant this loan.


zero

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Reply #157 on: Jan 01, 2013, 10:33 PM

as with anything, i believe too that this set up has its risks. but it's worth taking the shot IMO, for those who have the opportunity(afpslai accounts). any more ideas on how to expand one's income by the power of leverage?  :thankyou:


acidburnchel

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Reply #158 on: Jan 16, 2013, 06:29 PM
^ natry ko na magloan.. ang ginawa ko sa money.. bumili ako ng isang franchise stall... the money that Im earning everyday.. binabalik ko pakonti konti hanggan mabalik ko ulit ung pera ko sa afpslai..


zero

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Reply #159 on: Jan 18, 2013, 03:54 PM
Good to know that you're able to pay off your loan with your business. Is it possible na you just maintain your loan by just paying the interest, then kung anuman ang mangyari sa afpslai at least by theory nakuha mo na rin yung pera mo?


Kooperative

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Reply #160 on: Mar 22, 2014, 04:21 AM
here's a hypothetical question for afpslai members: 1) what if meron ka capital contribution account sa afpslai, 2) then nagloan ka against sa account mo at (place prevailing interest here, sorry i don't know) , 3) then yung niloan mo ipauutang mo rin sa kaibigan mo at, say, 3% interest per month.  my long delayed question(s): in effect kaya, tumatakbo na interest mo sa afpslai account mo, tumatakbo din interest sa pinautang mo, provided mabayaran mo yung interest ng afpslai. two-in-one deal? does anyone see the advantage ng ganitong setup?

Boss harnessing the power of leverage nga ito..pero yun na nga as Nanashi said above it's about weighing the risk..Remember leverage is like a loaded gun it can kill anybody you fire upon but the same leverage can also kill you...Pwede rin boss i pang business mo yung loan..Hayz sarap sana maka pasok sa mga SLAI's..kakainggit  :watchuthink:


bpc85

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Reply #161 on: Sep 27, 2019, 01:02 PM
Hi guys, just want to ask about claims and other benefits for may late father, he was a member of AFPSLAI, possible po ba may makukuha ang nanay ko sa mga claims ng tatay ko as a member of AFPSLAI?


bpc85

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Reply #162 on: Sep 27, 2019, 01:04 PM
or even ako bilang anak niya maka claim po ba sa mga benepisyo ng AFPSLAI?


NiganKhan

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Reply #163 on: Oct 02, 2019, 02:32 AM
If youre siblings is only the dependents of the regular member or an Associate member. Then you cant have Joint Accts..

Pero by arrangements nyo na lang ng siblings mo...if you have the full trust on her/him. Sa kanya lang nakapangalan yung acct.  I think eto ang pinkaprevalent na nangyayari lalo na kapag walang gaano interest yung Member to invest Qrtly.

I knew quite a few who have that arrangement. Mostly they hold the passbook (rider) wala problem sa depositing pero pag withrawal kelangan ng signature siempre ng original member.
« Last Edit: Oct 03, 2019, 05:12 PM by FutureGizmo »


JVLasPinas

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Reply #164 on: Nov 22, 2019, 08:10 PM
or even ako bilang anak niya maka claim po ba sa mga benepisyo ng AFPSLAI?

As far as I know, walang built in life insurance coverage pag nag member ka  ng AFPSLAI. Ang puede lang mangyari is mapupunta sa inyo bilang legal heirs kung ano man ang mga deposit accounts ng dad mo.


By the way, off topic, just in case anyone would like to get an insurance plan or add to an existing coverage, I'm available for inquiries:


Hi!  I am presently connected with Insular Life (life insurance) and Charter Ping An (non-life insurance) and Insular Care (HMO).
I am offering life insurance (whole life, term, endowment and educational plans) as well as VUL Insurance, which I can discuss with you in detail.  I also offer non-life insurance (motor, fire, marine, surety and liability)

If anyone is interested (especially those living in Metro Manila) in getting a life/non-life insurance / educational plan please let me know and I would gladly discuss with you and assist you personally to the best of my ability on what plan is suitable for you and your family. I can go to your office or even meet you up somewhere whichever is more convenient for you.

No pressure into getting one from me, let’s just discuss and I will listen to your queries.
For your inquiries, you may reach me thru my mobile number (0917)8973370 or you can e-mail me at jvlim22@gmail.com.

Thanks a lot!



 


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