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Peso Time Deposit Rates

JohnnyS · 1202 · 417120

rodeo

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IGX

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Maybank, 4% pa, 5 years, tax free...

Are 5 years deposits safe?  Any catch?


zap13106

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Im working in a Savings bank and we're currently offering 6.2% net interest for 5yrs and 1 day.
If interested. Pls pm me.. covered by PDIC


rodeo

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Are 5 years deposits safe?  Any catch?
sorry for the late reply, yes safe naman po, as long as within the pdic limit.  been dealing with this kind of investment for almost 10 years now.  had tried before the DYM (double your money)  from PNB and UCPB, but it's a thing of the past now.  the most I can get now is 4.5%.  so to those who know a bank that offers more than 4.5%, kindly post it here to help other people in earning passive income like me, don't just say PM me because it seems to look like a scam to me.  I am a retired employee, migrated out of the phils., I will be in the country for a month vacation, so I am looking to invest in a bank that offers TD or even LTNCD just to even out the inflation rate in the phils.  been surfing the business world philippines site, but no info I can get regarding bank offers right now....


mokoy222

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Im working in a Savings bank and we're currently offering 6.2% net interest for 5yrs and 1 day.
If interested. Pls pm me.. covered by PDIC
  ano pong bank  yon?


zap13106

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 Our 6.2% net minimum investment of 1M for 5years and 1day monthly interest out is up until Sept 22 only. However, we will introduce another TD investment..
TD100K for 5 years and 1 day net of 5%. Monthly interest out for credit to casa. If you are interested call me. 09176368086 Jheds

*500k covered by PDIC


mokoy222

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hanggang september 22 lang pala, sana meron pa rin darating na magandang offer sa td kaya lang ang 1 milyon 500k lang  ang sa pdic..


rodeo

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  ano pong bank  yon?
yes please, give us a bank name so that we can check how does it perform for the past couple of years.  It is not that easy that you will just tell us that you can promise this much of earning from the bank and we will just invest our money...


zap13106

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Bank of Makati (A Savings Bank) owned by Ongtenco Group of Companies..

http://www.bsp.gov.ph/banking/psoc_tb/BANK%20OF%20MAKATI%20(A%20SAVINGS%20BANK)%20INC.htm


rodeo

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Bank of Makati (A Savings Bank) owned by Ongtenco Group of Companies..

http://www.bsp.gov.ph/banking/psoc_tb/BANK%20OF%20MAKATI%20(A%20SAVINGS%20BANK)%20INC.htm
okay, got it.  but why don't they offer this 6.2% to 500K pesos instead of the 1M investment or placement?, with a 1M placement, only 500k is pdic covered.


mokoy222

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kala ko may  isang malaking banko na bumili dati sa bank of makati


mokoy222

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yong sa mga rural banks ba may nakaka alam kung magkano interest nila sa time deposits? dati nag deposit ako sa rural bank nag sara yon pero binayaran naman ako ng pdic


Odlanyer22

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Good day!

May I have a reliable source to compare the current interest rate for the time deposit of the banks?
Thank you!


NewbieInvestor2017

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Bank of Makati Inc. is currently offering 6.3% P.A. on their 5-year TD. In line with their 63rd founding anniversary.

Anybody take advantage of this?

Might invest P1M together with my BF so we are still covered under PDIC.

Thoughts?


The_earning_housewife

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You will get additional P10,000 bonus if you place minimum P1M for the 5-yr TD at 6.3% net. Downside is, PDIC is only 500k per account, regardless whether it’s single or joint. So, just have this in mind when availing of this offer. If not comfortable, just go for minimum 500k. You’ll still get the 6.3% net but without the 10k bonus. 


 


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