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Member of the Month (August 2014): bilagan2004

FutureGizmo · 25 · 12090

FutureGizmo

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Every month, the PMT Forum honors one outstanding member of the PMT community to be awarded as the "Member of the Month".

Our "Member of the Month" is chosen among members who are seen as consistently active, dependable, insightful, and friendly in the forum. He or she, therefore, may be considered as a genuine role model in our forum community. For us to know better our "Member of the Month," we request our awardee to answer a few questions. Other members of the forum may also post in this thread to ask our MotM questions.

Our August 2014 Member of the Month is
bilagan2004! Congratulations! :yehey:

Here are bilagan2004's responses to our questions.



August 2014 Member of the Month: bilagan2004

1. Hi bilagan2004! How long have you been a PMT Forum member? Share to us how you discovered PinoyMoneyTalk.

- I was officially registered sa PMT on Jul. 10, 2012 and can't believe naka-2 years n rin pla ako member dto hehe. But I started browsing this site since 2010, nakikita at nagbabasa na rin ako dto sa forum though tinatamad pa ako non magregister hehe. I discovered it kay Mr. Google, naghahanap kasi ako noon ng mga financial tips, kung pano magsave, mag-invest at palaguin ang pera. Nagustuhan ko agad ang site na ito kasi discussion ang type (questions and answers) kya na-hook akong mging regular na bisita ng site.


2. Why did you choose the username "bilagan2004"? 

- Eto na po ang pinaikli na name ko at medyo madali tandaaan. Eto na rin ginagmit ko sa mga corporate emails at some login details nagvavary nga lang ang year. 2004 kasi jan pa lng ako nagstart mgkaemail, medyo late bloomer kasi pagdating sa technology noon kya lahat ng personal email adds ko lageng my 2004 sa dulo.


3. What are your hobbies or special interests?

- I am an adventurous person. I like to travel and hike mountains. I am also an avid gamer of Clash of Clans hehe. I am fond of gardening and bonsai making.
 

4. Tell us something interesting that we don't know about you.

- I love my self very much, may pagka narcissistic ako. I'm fond of looking at my self in the mirror haha. Concern ako palage sa looks ko.


5. How is bilagan2004 in PMT different from bilagan2004 in real life?

- Wala po halos kaibahan s PMT at sa real life. Uhmm cguro mas expressive ako pagdating sa writing kesa sa pagsasalita. Medyo may pagkamahiyain po ako pag sa harap ng tao lalo pag di ko msyado kilala. 


6. How do you make money? Share to us your sources of income so we can be inspired as well.

- Isa po akong OFW, aside sa salary income from my job here, meron din po akong konting pinagkakakitaan sa pinas. Mahilig po ako sa farming kaya nag-put up ako ng rice at goat farms sa Sorsogon at Batangas at currently pinapa-manage ko sa tiyahin ko.

I'm into stock market din at every month ako nagdadagdag ng shares sa stocks na hawak ko. I have also MFs from BPI at sunlife which are my savings for my retirement. Meron akong isang stable source ng passive income (money lending) na every month nagpapasok ng pera sa bank account ko. I have some golds and real estate holdings din na napundar ko na sa pag wowork ko dto sa Middle East. By the way, 4 years na po akong OFW.


7. Can you tell us tips or suggestions that guide you in order to succeed financially?

- It's all in our mind. Pag talagang gusto po naten na yumaman at determinado talaga tayong guminhawa, kelangan lang lage nateng isipin na yayaman tayo. Malaking tulong ang pagbabasa, pag-set ng SMART (Specific, Measurable, Attainable, Realistic and Time-bounded) goals, pagsama sa mga tao na may same money habits like yours. I remember, tinatawanan pa ako ng ka-OFW ko kc nagpopost ako ng charts (actual assets vs. target assets ko) sa my cabinet ko to remind me of my target savings. Marami rin po akong nakuhang tips sa book na Rich Dad and Poor Dad kung pano i-manage ang pera at kung alin ba talaga ang pedeng ikonsider na assets at liabilities. Save, invest and re-invest your profits, let your money work for your para mas madali ang pagyaman naten.


8. What is your ultimate personal goal that you want to achieve?

- Freedom financially at age of 45.


9. If there is one thing you can change about the Philippines, what would it be and why?

- Our famous attitude, Filipino Crab Mentality. Tyak pag nawala eto, everything will be okay  :cool2:


10.Your motto or guiding principle in life?

- I borrowed it from Mahatma Gandhi "Be the change you want to see" and from Suze Orman "Stop buying things you don't need to impress people you don't even like."


Wait, there's more! Just for the heck of it...

a. Favorite movie?

The Hobbit and The Lord of the Rings


b. Favorite song or music genres?

RnB


c. Favorite actor/actress?

- Elijah Wood, Shia Labeouf, Megan Fox


d. Favorite sports?

- Tennis and Badminton


e. Beach or Mountain?

- Mountain


f.  Kapuso, Kapamilya or Kapatid?

- Kapamilya


g. Mar Roxas or Jejomar Binay?

- Jejomar Binay


h. Money or fame?

- Money


i. Marry intelligent but ugly person or marry stupid but beautiful person?

- Intelligent person


j.  To love or be loved?

- Be loved


==========

Thanks and congrats again, bilagan2004! :clap:

PMTers, congratulate our August 2014 Member of the Month (MOTM)! If you have questions for our MOTM, fire away!  :applause:


Prospera

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Reply #1 on: Aug 01, 2014, 09:58 AM
Congrats, bilagan2004! :applause:

My questions for you:

-Are you single? Why?

-Sino ang artista/celebrity na kamukha mo?

-Ano ang pinaka-memorable mong experience as an OFW?



singkit_1588

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Reply #2 on: Aug 01, 2014, 10:03 AM
congratz biglaan2004


jmces

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Reply #3 on: Aug 01, 2014, 10:12 AM
congratulations! :b_beer:


mackygoof

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Reply #4 on: Aug 01, 2014, 10:44 AM
grats bro


INDO

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Reply #5 on: Aug 01, 2014, 10:45 AM
congratulations  :applause:

saang bansa po kayo nag work? baka same place lang tayo :)


bilagan2004

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Reply #6 on: Aug 01, 2014, 06:57 PM
Congrats, bilagan2004! :applause:

My questions for you:

-Are you single? Why?

-Sino ang artista/celebrity na kamukha mo?

-Ano ang pinaka-memorable mong experience as an OFW?



Thanks po mam prospera. Hehe asa hotseat ako ngaun.

Yes po single pa po ako ngaun, choice ko lng po muna mging single. Gusto ko pa po magpayaman pa muna  :D

Uhhmm nong mataba pa po ako mdyo hawig po ako ky Alfred vargas pero ngpapayat n po ako ngaun kya Mukhang malayo na haha  :hihi:

Most memorable po ay mdyo Malungkot, kc halos 2nd life ko na eto. Muntik na rin po ako mbktima ng mga arabo. Thanks at pinagadya p rin ako at nkinig c God s panalangin ko.


bilagan2004

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Reply #7 on: Aug 01, 2014, 06:59 PM
Thanks po boss singkit, boss jmces at boss macky. :thankyou:


bilagan2004

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Reply #8 on: Aug 01, 2014, 07:00 PM
congratulations  :applause:

saang bansa po kayo nag work? baka same place lang tayo :)

 :thankyou: boss indo, sa Jeddah KSA po ako ngaun.


yllor

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Reply #9 on: Aug 01, 2014, 08:21 PM
congratulations!

saang work industry ka sa saudi?


bilagan2004

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Reply #10 on: Aug 02, 2014, 03:07 AM
congratulations!

saang work industry ka sa saudi?

 :thankyou: boss yllor, Aviation industry po ako. Flag carrier ng KSA.


katkatmachine

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Reply #11 on: Aug 10, 2014, 07:45 PM
congrats sir bilagan!  :applause:

nakita ko na si sir bilagan dati sa isang group sa fb. in furness, may karapatan talaga maging narcissistic. pogi talaga si koya. :hihi:


budoi

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Reply #12 on: Aug 11, 2014, 12:37 AM
thumbs up ako sayo dre!

-keep rockin sa saudi arabia!...lolx! :rakenrol:


bilagan2004

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Reply #13 on: Aug 14, 2014, 03:15 PM
thumbs up ako sayo dre!

-keep rockin sa saudi arabia!...lolx! :rakenrol:

 Haha Ms. katkat thanks :) Kaw rin nakita ko sa FB, instant stalker mo ako  :D


bilagan2004

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Reply #14 on: Aug 14, 2014, 03:15 PM
thumbs up ako sayo dre!

-keep rockin sa saudi arabia!...lolx! :rakenrol:

Thanks Pre budoi, KSA ka rin ba?


 


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