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Is there no need for Paypal Bank Account Confirmation anymore?

aprilmgee · 12 · 4684


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I have been maintaining a premier PayPal account for three years already and been withdrawing funds to my Metrobank ATM account with no problems encountered. Just this morning I decided to add my Landbank ATM account and was surprised that there is no "verify" link next to the bank name anymore. I remember doing the bank account confirmation/verification process when I added my Metrobank account. I am kind of worried that problems may arise if I withdraw funds from my PayPal account to my Landbank account.

What do you think guys? Help!


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You got it confused with the initial Paypal verification - which requires a debit or a credit card. Also, adding additional credit or debit cards for use with Paypal requires verification for each. I don't think also you've used your Metrobank ATM go initially verify your Paypal - malamang kumuha ka ng EON, Smart Money or kaya gumamit ka ng credit card just to satisfy that very first step of initial verification. Your Metrobank ATM won't work with that first step.

For the case of adding a bank account to withdraw Paypal funds, there's no need for bank verification. Basta i-add mo lang ang information and that's it. It doesn't matter kung Personal or Premier ang Paypal mo.

Dati na ito - it has been this way for several years. Nothing had changed. There never has been bank verification in the first place. Sa cards lang yun applicable when you add them. You simply got confused.
« Last Edit: Feb 20, 2012, 09:21 AM by freelancer_babe »


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^My experience with credit cards is that Paypal does NOT ask for additional verification for succeeding credit cards after the first one. It's enough to just register it.

Maybe, it's the same with bank accounts?


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^ Sa akin meron when I add new cards. I just added my new BPI credit card just last December and it asked for the  EXPUSE code. I even had to go to the branch kasi hindi ko makita agad sa online statement EXPUSE code.

But for a bank account, NO.. there's no verification. No amounts were debited. Paypal cannot debit amounts from a bank account for verification - sa card lang, parang online payment ang dating. Kaya ang ginagawa ko to send a small "test" amount if a transfer is working to a bank account. I've added several bank accounts to my Paypal account over the years so I'm pretty sure of the process.
« Last Edit: Feb 20, 2012, 12:09 PM by freelancer_babe »


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^You're probably right, fb. Baka mali ang recollection ko re adding credit cards.

But thanks for the info on adding bank accounts. I did not know it's that easy. May minimum amount ba for transfering money from Paypal to a bank account? And I understand that there's a fee for amounts under 7k?


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^ Yes there's a minimum.

Kung peso amount ang Paypal, the minimum is P500.

Mine still uses US dollar, ayaw kong i-convert sa peso, so my minimum is $10.

Pero sayang naman. Better aim for P7,000 if you can para wala nang P50 fee pa ang Paypal.


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^My experience with credit cards is that Paypal does NOT ask for additional verification for succeeding credit cards after the first one. It's enough to just register it.

Maybe, it's the same with bank accounts?

I have the same experience. My first card which was an EastWest Bank MasterCard needed verification but my second card from BPI didn't.


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It can be that Landbank has an existing link with Paypal or since you have link a bank earlier that is verified, Paypal must have carried it over.

Anyway, just to be sure, you can email Paypal about it, and check with Landbank as well.


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Only the first bank account, my EON account, was verified by Paypal. Yong 2 other bank accounts I added, no verification na.


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I had my Paypal for several years Maybe  it has something to do with it, that's why it asked for verification when I added an additional card?


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There's no longer confirmation needed when adding a bank account to your PayPal....


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