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PMT Forum's MOST POPULAR Discussion Boards => Banking / Insurance / Credit Cards => Topic started by: acidburnchel on Sep 29, 2010, 09:27 PM

Title: Military and Police Financial institutions
Post by: acidburnchel on Sep 29, 2010, 09:27 PM
Meron na pong thread about AFPSLAI. However I just wanna get a clearer picture of all financial institutions related to service men and women. Based na din sa ibang thread, they give high interest lalo na sa CAP CON. Hindi ko po kasi alam kung ano yung benefits na offer ng iba. Currently, I am a member of the following:

1. AFPSLAI - 15%p.a interest compounded quarterly @ 30k maximum limit perQ
2. AMWSLAI - 13%p.a interest compounded bi-annually, no limit on deposit
3. PAFCPIC - fixed share of bonds issued sa mga associate members (civilian kasi ako)

I have heard of the following but I am not a member
4. PSSLAI - 18%p.a interest compounded quarterly @100k maximum limi perQ for associate members
5. CWSLAI - 18%p.a interest compounded quarterly

ano pa po ang alam ninyo na nagooffer ng mataas na interest rate?
Title: Re: Military and Police Financial institutions
Post by: drazen on Oct 05, 2010, 08:39 AM
im a newbie..ask ko lang pano maginvest jan sa AFPSLAI,, and ano po ibig sabihin ng  "@ 30k maximum limit perQ"...ibig bang sabihin na 30k initial investment then 15% per annum ang compounded interest?,,salamat po sa info...
Title: Re: Military and Police Financial institutions
Post by: mxherr5 on Oct 05, 2010, 01:36 PM
^

30,000 per quarter lng po kayo pede mg invest
sosi ang AFPSLAI, tinatanggihan na nila ang pera hehe

Too bad it only accepts military and police relatives
Title: Re: Military and Police Financial institutions
Post by: ELVIS on Oct 05, 2010, 04:41 PM
ACDI 17% per annum on capital contribution  :D
Title: Re: Military and Police Financial institutions
Post by: JUN_VELOSO on Oct 05, 2010, 09:42 PM
^
ACDI 17% has a max deposit of only 5000 php
maliit lang po.

AFPSLAI 30K per quarter lang
para maliquidate nila ng maayos. panget din yung sobra sila ng pera tapos konti lang nagloloan diba, ang bagsak nun, maliit lang interest ng investment. dati umaabot ng 21% yan. ngayon BSP intervene, sila naglimit ng hangang 15% per anum lang, ingit ata BSP hehehe, kidding aside, maganda narin nangyari kasi mababa interest ng loan. Ceiling deposit for regular members is 3M.

ACDI hav a special Preferred account, with 10% interest, ceiling ata is 20M if I'm not mistaken, lock in one year.
AMWSLAI- tama 13% last year,but di pa sila bumaba ng 10% for the pass years, dividend given semi annual,  ceiling 15M
PAFCPIC- stocks share 10,000Php monthly only, 20% last year, 2008- 21%, given semi annual, not compounded, dividend is
              deposited to a savings account.  ceiling 1M
CWSLAI- 18%, dividend given semi-annually, 10k max deposit per month. ceiling 100,000 php
FABSLAI - 14% dividend given semi-annually, as of now close for investment (monitoring mode)
ACCC- 12%, dividend given annually, as of now close for investment (monitoring also)
PSSLAI- not member, gusto ko rin magpamember, kaso hindi ata pwede military dun.
205th COOP - 8%, dividend given annually.

above mentioned SLAI and coop, only direct dependents can be an associate member, not just relative.
pero merong isa diyan pwde joint account. and most of them hindi siya lock-in, not like TD. liquidity is not an issue, you can withdraw it anytime. just give them enough time to process your papers, mga 3-7 days. Im not sure kung million na, baka matagalan ng konti.

kung sa tatag at tibay ng mga yan, daig pa marine epoxy. hehehe
as long as there are soldiers who wants to avail for loan, these SLAIs and coop will remain. and its tested na through time.
its better than banks, rural banks, Tbills, Govt Bonds, TD, and even sometimes MF - just my point of view thou, as one who take advantage of the dividends of these great institutions. at walang sakit sa ulo, hintay ka nalang dividend quarterly, semi-annually and yearly. and its TAX FREE.  

mag-papa invest kaya ako dito may mag-iinvest kaya?
just like the cash flow game, SInce I'm an active Military Officer, I have the opportunity then I will share it to everyone.
Maliit lang ang interest ng mga ito, not like sa mga nagpapainvest dito sa PMT. but higher than the one I mentioned earlier. at cguradong mas matatag. at withdrawable anytime.
its an opportunity just like saving money on a bank with higher interest.
sa tingin ninyo, may mag-iinvest kaya?
 
Title: Re: Military and Police Financial institutions
Post by: acidburnchel on Oct 06, 2010, 10:24 AM
@jun veloso

Thanks sa info. I have some questions.


You're talking about AFPSLAI... na nag-aallow ng joint account? tama ba ako.
I've tried, ka-joint ko ang daddy ko (who is retired military) then ka-joint ng kapatid ko ang mom ko. So bale, lumalabas I have 2 accounts sa AFPSLAI. my own account as associate member then ka-joint ko magulang ko.
Pwede bang mag-joint in any case ang civilian not related to military personal sa joint account?

FABSLAI - Nung umuwi ako ng pinas last month, I was actually planning to go fernando airbase in Lipa just to inquire about this. thanks for telling me its close for now. Since close ito, how about yung mga previous depositors nya. Paano ung pera nila?  Meron daw silang branch sa villamor but hindi ko na nasubukan hanapin dahil sa kulang na oras.

ACCC and 205th COOP, saan ang branch nila nearest sa metro manila? I wanted to inquire kapag bumalik ako ng pinas.

CWSLAI - is it true that only one dependent is allowed? Kung 2 kaming dependent ng daddy ko, isa lang sa amin ang pwedeng mag-open?

ACDI @17% per annum, maximum dep of 5000. maliit nga sya. Ano ito? hindi na sya pwedeng dagdagan forever. same as the PAFCPIC of 10000 stock share for associate members (regular members pwedeng dagdagan every month ng 10k pero for associate forever 10k lang, ung sobrang idedeposit mo ay sa regular savings na lang ata pwede pumunta)

And lastly, ano ung sinasabi mong 'Maliit lang ang interest ng mga ito, not like sa mga nagpapainvest dito sa PMT.'  You mean mas malaki ang interest kapag ininvest sa PMT kesa sa mga SLAIs?

I am actually intrigued kung may mas malaki pang kayang mag-offer kaysa sa kayang i-oofer ng SLAIs.

Natry ko sa other banks ung namention mo above. Yes its true, mas okey pa para sa case ko at mas beneficial para sa akin kasi nagugulat na lang ako kapag uwi ko ng pinas at biglang lobo (ung maliit kong naipon) na lang yung account ko.

thank you po sa info.
Title: Re: Military and Police Financial institutions
Post by: dalee on Oct 12, 2010, 10:11 AM
@sir jun_veloso,
yung afpslai po ba yung pedeng me joint acct? asawa at magulang lang ba ang pedeng ka joint acct o kahit sinong relatives?
Title: Re: Military and Police Financial institutions
Post by: sneaker23 on Oct 24, 2010, 05:13 PM
Hi Jun

Medyo naoverwhelm lang ako sa infos... as you've mentioned direct dependents lang ang pwede. So investing public like us have no chance of investing in military and financial institutions?
Title: Re: Military and Police Financial institutions
Post by: JUN_VELOSO on Oct 25, 2010, 12:27 AM
nope, AFPSLAI ang pwede mo ka joint dun are direct dependents mo lang rin.

^ most likely sir sneaker, if you want to invest to AFP SLAI's and COOP, look for an active AFP member then invest thru him. kailangan lang trusted mo. or dapat may kasulatan kayo. or yung sabi ko joint account.
Title: Re: Military and Police Financial institutions
Post by: mlangseth on Oct 25, 2010, 12:43 AM
Matatag talaga ang AFPSLAI..sayang dependent lang sis ko (associate)..1M lang ang max..pinakuha iyong ibang pera kaya napilitan sa rural banks na nag-close - wahahahhahh..pero nakuha naman na..kaunti na lang ang naiwan sa PDIC.
Title: Re: Military and Police Financial institutions
Post by: ric_TNT on Oct 25, 2010, 07:06 AM
nope, AFPSLAI ang pwede mo ka joint dun are direct dependents mo lang rin.

^ most likely sir sneaker, if you want to invest to AFP SLAI's and COOP, look for an active AFP member then invest thru him. kailangan lang trusted mo. or dapat may kasulatan kayo. or yung sabi ko joint account.

Just a reminder, ex-MGen Garcia (dating AFP Comptroller) tried to imply that his millions in AFPSLAI are money invested by his relatives and friends.

Hayun, lalo siyang nadiin at nahalungkat tuloy ang iba pa niyang mga itinago.

I mean, kung hindi kayang patunayan ng account holder na galing sa legitimate means ang investments niya then his investments would be questionable.

Kaya tuloy nagkaroon ng limitations/ceiling ang pagpasok ng capital contributions i.e. P30K quarterly lang maximum pwede ilagak and a maximum ceiling of P3M/P1M  for regular/associate members respectively.

Maganda sa PSSLAI P150K quarterly pwede ilagak, hindi ko lang alam kung magkano ang ceiling. Anyway they also pay out same interests/dividend as AFPSLAI.
Title: Re: Military and Police Financial institutions
Post by: JUN_VELOSO on Oct 28, 2010, 12:10 AM
^ kaya dapat may kasulatan, at least may pinanghahawakan diba. hindi naman illegal ang money from friends and relatives. ang ilegal kung sa ilegal galing yun, kaya nga may SAL- Statements of Assets and Liabilities, back with your documents. a

and with regards to limiting quarterlty yung minimum deposit and yung ceiling, its not because of gen garcia. nauna pa yan kaysa dun sa case. its because of the ammendments of the by laws made. and liquidity of funds.

pwede ba AFP member sa PSSLAI sir ric?
Title: Re: Military and Police Financial institutions
Post by: hublot on Feb 17, 2011, 08:23 AM
sa PSSLAI ba pwede magjoint account ang civilian?
Title: Re: Military and Police Financial institutions
Post by: victor on Feb 17, 2011, 11:41 AM
^ kaya dapat may kasulatan, at least may pinanghahawakan diba. hindi naman illegal ang money from friends and relatives. ang ilegal kung sa ilegal galing yun, kaya nga may SAL- Statements of Assets and Liabilities, back with your documents. a

and with regards to limiting quarterlty yung minimum deposit and yung ceiling, its not because of gen garcia. nauna pa yan kaysa dun sa case. its because of the ammendments of the by laws made. and liquidity of funds.

pwede ba AFP member sa PSSLAI sir ric?

Sorry sir Jun, ngayon ko lang nabasa ito.

Anyway, as far as I know AFP members are not allowed membership with PSSLAI, however PNP are allowed membership with AFPSLAI kasi PNP comprises of PC and INP members before its integration whereby the PC component are members of the AFP.

Lucky my application with PSSLAI was considered having been honorably discharged from the Philippine Constabulary where at that time I was assigned at AFP Computer Systems Center, GHQ, AFP.
Title: Re: Military and Police Financial institutions
Post by: bauer on Feb 18, 2011, 12:59 PM
i have read a report that Secretary Abad (budget) is seriously concern and have raised the issue with the President the forthcoming 'pension fund crisis' of both the AFP and PNP.  In this case, there is serious repercussion on the funds of the AFP and PNP.

di lang nila masabi baka mabangkarote ang pondo ng AFP/PNP eh sino ang sasalo kundi ang kawawang tax payers.  yan e sa dulo na pero pagnagsimula ang problema may short term liquidity crisis.  Ang short term pa naman sa atin ay so far 3 years na (like PDIC claim refund)
Title: Re: Military and Police Financial institutions
Post by: Dutch_Boy on Feb 18, 2011, 01:49 PM
hi bauer! :-)

please take note that AFPSLAI is an entirely different institution from the AFPRSBS which is supposedly the retirement/pension fund of the officers and men of the AFP.
Title: Re: Military and Police Financial institutions
Post by: bauer on Feb 21, 2011, 10:04 AM
yung AFP RSBS, matagal nang may financial problem.  yung sinasabi ni sec. abad na problema, ito bago.  di pa public knowledge ang details.

Post Merge: Feb 21, 2011, 10:07 AM
yung umuutang kasi sa AFPSLAI di ba mga retired and active military personnel and their dependents?

paano kung worst case scenario eh bawasan, madelay ang pension ng retired personnel?  e di wala silang pang hulog sa loans sa AFPSLAI?  yun ang posibleng problema na pinahihiwatig ni sec.abad
Title: Re: Military and Police Financial institutions
Post by: ric_TNT on Feb 21, 2011, 09:04 PM
yung AFP RSBS, matagal nang may financial problem.  yung sinasabi ni sec. abad na problema, ito bago.  di pa public knowledge ang details.

Post Merge: Feb 21, 2011, 10:07 AM
yung umuutang kasi sa AFPSLAI di ba mga retired and active military personnel and their dependents?

paano kung worst case scenario eh bawasan, madelay ang pension ng retired personnel?  e di wala silang pang hulog sa loans sa AFPSLAI?  yun ang posibleng problema na pinahihiwatig ni sec.abad

Well well well, AFPRSBS is a distinct organization from AFPSLAI. AFPRSBS a retirement and separation and benefit system has had bad investments long before to the prejudice of retired and pensioneers.

Whereas, AFPSLAI implicitly a savings and loan association does not deal with AFP retirement and  separation and benefits. Kung kaya walang relation kung bawasan nor ma delay ang pension ng retired personnel.
Title: Re: Military and Police Financial institutions
Post by: bauer on Feb 22, 2011, 10:13 AM
tanungin nyo po ang AFPSLAI kung papaano sila nakakapagbigay ng magandang interes sa mga miyembro.  Di po ba ipina uutang nila ang pera tulad din ng mga bangko?

ang tanong ko lang po ay sa total loans ng AFPSLAI, gaano po kalaki ang pinautang sa mga sundalo na retiree or active members?
Title: Re: Military and Police Financial institutions
Post by: nanashi on Feb 22, 2011, 07:57 PM
Yan AFPSLAI ay para din MESALA (Meralco Employess Saving and Loan Association) Pinapautang nila po yun kanila miyembro at nag-iinvest sa iba pa investments tulad ng stock, treausry, bond etc... Dun po nila binabase ang interest. At kaya nila magbigay ng interest na malaki dahil tax free po siya.
Title: Re: Military and Police Financial institutions
Post by: ric_TNT on Feb 22, 2011, 08:33 PM
tanungin nyo po ang AFPSLAI kung papaano sila nakakapagbigay ng magandang interes sa mga miyembro.  Di po ba ipina uutang nila ang pera tulad din ng mga bangko?

ang tanong ko lang po ay sa total loans ng AFPSLAI, gaano po kalaki ang pinautang sa mga sundalo na retiree or active members?

Nakapaskel sa head office ng AFPSLAI ang annual financial statements nila kung saan makikita ang mga details ng financial operations.
Title: Re: Military and Police Financial institutions
Post by: bauer on Feb 23, 2011, 05:38 PM
ang lehman brothers, ang legacy rural bank group at marami pang ibang nabangkarote na kumpanya ay may FS rin na madaling makita ngunit sa kasawiang palad ay nagsara silang lahat.

pag-iingat lang po ang payo.  ika nga po ng kasabihan, "an ounce of prevention is better than a pound of cure" 
Title: Re: Military and Police Financial institutions
Post by: acidburnchel on Feb 06, 2012, 03:18 PM
A RECENT MEMO RELEASED BY AMWSLAI dated JANUARY 2012

Dear Valued AMWSLAI Members,

Please be informed that effective 01 March 2012, acceptance of deposits to capital contribution (CC) accounts shall be temporarily suspended except for the following:

1. Capital Contribution requirements for loans
2. Initial Capital Contribuion requirements for new members
3. Salary deduction arrangements, provided the account does not exceed the maximum limit of P5million

Fund transfer from one CC account to another CC shall be allowed, provided CC account balance shall not exceed the maximum limit of P8 million per account. Howver, fund transfer to CC from other deposit account shall not be allowed.
Further effective the 1st semester of 2012, guidelines in dividend roll-over shall be as follows:

1. Dividend roll over shall still be allowed provided that crediting of the dividend amoun will not cause the CC account balance to exceed P8 million;

2. For CC account with balance of P8 million and above, the requested dividend roll over disposition is thereby revoked.

Rest assured that these changes were implemented to raise AMSLAI's level of operating efficiency and profitability in support of its thrust to sustain the Association's growth and full financial stability.

We shall inform you further should accptance of additional capital contribtion deposits be resumed.

Thank you for your continued support and patronage.

Very Truly Yours
COL RICARDO L NOLASCO JR PAF (RET)
Chairman and President
Title: Re: Military and Police Financial institutions
Post by: ELVIS on Feb 07, 2012, 04:12 PM
i just got my dividend check from amwslai for february the rate is 6.5%. there is no problem when i encash the check. thanks amwslai. :applause: 
Title: Re: Military and Police Financial institutions
Post by: lupin on Feb 07, 2012, 04:38 PM
i just got my dividend check from amwslai for february the rate is 6.5%. there is no problem when i encash the check. thanks amwslai. :applause: 

Nice. Time to update.
Title: Re: Military and Police Financial institutions
Post by: acidburnchel on Mar 01, 2012, 11:08 AM
starting today ndi po nagaaccept ng deposits ang amwslai. kaya kahapon. 100K max. dineposit ng daddy ko. todo na to.
hayyy, still wishing na sana saglit lng ito at magaccept na ulit sila ng deposits.. :)
Title: Re: Military and Police Financial institutions
Post by: mjtfernandez on Mar 01, 2012, 01:51 PM
Sino po yung institution na may P30Million na binayad nila sa lawyer? Tapos may nag whistle blow?
Title: Re: Military and Police Financial institutions
Post by: Garic on Mar 06, 2012, 09:20 AM
starting today ndi po nagaaccept ng deposits ang amwslai. kaya kahapon. 100K max. dineposit ng daddy ko. todo na to.
hayyy, still wishing na sana saglit lng ito at magaccept na ulit sila ng deposits.. :)

Tama ka sir, mataas na HAAAAYY...sa tingin ko, na anticipate ng amwslai ang massive influx ng capcon dahil maraming sundalong applicants for optional retirement ngayong 2012 dahil iniiwasan nila ang AFP pension reform bill of 2013 na babawas sa retirement benefits nila. Nabawasan tuloy ang pwedeng ma parking na pera ang mga kawawang sundalo..
Title: Re: Military and Police Financial institutions
Post by: Attolia on Jun 02, 2012, 12:41 AM
I'm new to investing and know little about these institutions...I'm curious how they invest their money to be able to sustain such high interest rates? 5-6? :scratch:
Title: Re: Military and Police Financial institutions
Post by: acidburnchel on Jun 09, 2012, 07:55 AM
@attolia.. hindi naman 5-6... but i think isa s mga investment nila ay lending sa mga uniformed men.. then kaltas n lang sa payslip.
Title: Re: Military and Police Financial institutions
Post by: ELVIS on Jun 09, 2012, 11:48 AM
Any police or military savings and loan institution can pay high interest rate to their clients because of the loan business that they cater to our military or policemen. The payments of loan is deducted from their salary or pension to those who is retired. Business is good for all the SLAI'S because regular banks in the country doesn't offer salary loan to our policemen or military. For those who are receiving dividend income from these SLAI'S there is nothing to fear. Not one of these SLAI'S have close or go bankrupt for the past 60 years.  :D
Title: Re: Military and Police Financial institutions
Post by: Variation on Jun 09, 2012, 02:00 PM
^ Mismo Sir, hanggat may sundalo at pulis tuloy tuloy lang ang dividend kze consistent yung cash flow nila.
Title: Re: Military and Police Financial institutions
Post by: sarahjane on Jun 14, 2012, 01:57 PM
Hi po, newbie here. I just have question po regarding existing loan with PNSLAI. A cousin of mine who used to serve the military (Phil Marine Corps.) went awol almost a decade now. He have not fully paid his existing balance with PNSLAI yet definitely the account now is already past due sa tagal ba nmn ng panahon. He's now out of the country, we just realized about his debt when my brother in-law who happen to be his ka-buddy before went home to our province and mentioned about sa utang nya nga if na bayaran na eto. Naisip ko lang, di ba nag ra-write-off ang ganitong mga institution (pnslai)? o kung meron ba silang loan insurance premium pra sa mga pinapautang nlang sundalo?

Sana po matulungan nyo po ako pra malinawan po kami sa status ng utang nya, worried lang kasi tita ko bka pag-uwi nya wala ng matitira sa pera nya at maubos lang pmbayad utang nya.

salamat :)
Title: Re: Military and Police Financial institutions
Post by: Variation on Jun 14, 2012, 05:20 PM
Mas convenient kung cia mismo pu2nta sa PNSLAI kaysa hearsay lang dito....
Title: Re: Military and Police Financial institutions
Post by: Attolia on Jun 20, 2012, 10:16 PM
hindi naman 5-6... but i think isa s mga investment nila ay lending sa mga uniformed men.. then kaltas n lang sa payslip.

Any police or military savings and loan institution can pay high interest rate to their clients because of the loan business that they cater to our military or policemen. The payments of loan is deducted from their salary or pension to those who is retired. Business is good for all the SLAI'S because regular banks in the country doesn't offer salary loan to our policemen or military.

Ah I get it now. Thanks for enlightening me :cool2:
Title: Re: Military and Police Financial institutions
Post by: dikidik on Nov 21, 2012, 12:44 PM
hello mga sir, several questions lang po regarding PSSLAI:

tinawagan ko PSSLAI to inquire papano maging associate member, meron kasi akong kapatid na PNP officer,
nakalagay kasi sa website nila is pwede hanggang 2nd degree, kaso as of 2010 direct dependents na lang or asawa ang pwepwede.

To make the story short, yung kapatid ko is not interested to invest with PSSLAI kasi meron na raw sya sa AFPSLAI so ang plano namin is mag apply na lang sya ng membership sa capital contribution and then ako na lang mag dedeposit sa account nya kasi sayang naman yung benefits nya. Bibigay na lang raw nya sakin yung mga necessary documents and passbook.

Kung ganun po ang gagawin naming plan:
1. Hindi na po ba kailangan ng authorization para makapagdeposit sa account nya?
2. Sa bicol po sya mag aapply ng membership, pwede po bang sa main branch ako mag deposit?
3. Ano na po ang updated p.a interest ng PSSLAI?
4. What if gusto kong mag withdraw, kelangan po ba sya in-person?

Pahabol po:
- Besides from AFPSLAI and PSSLAI, meron pa po bang ibang financial institution ang PNP officer?

maraming salamat po...  :thankyou:
Title: Re: Military and Police Financial institutions
Post by: Burndvinyard on Nov 21, 2012, 04:43 PM
Sino po yung institution na may P30Million na binayad nila sa lawyer? Tapos may nag whistle blow?

If I'm not mistaken, you are talking about AMWSLAI. Majority of the board members were sacked for amassing the money of soldiers and policemen. There were lots of complaints from the ordinary soldiers na nababawasan pa din sila sa sweldo nila kahit na matagal nang tapos dapat ang pagbabayad nila ng utang.
Title: Re: Military and Police Financial institutions
Post by: bj71 on Nov 22, 2012, 11:08 PM
magkano interest rate nila per anum ngayon? yun interest ba ng pera mo automatic na mapupunta sa principal balance mo o ipapadala nila sayo yun kita thru check?
Title: Re: Military and Police Financial institutions
Post by: acidburnchel on Dec 01, 2012, 01:19 PM
magkano interest rate nila per anum ngayon? yun interest ba ng pera mo automatic na mapupunta sa principal balance mo o ipapadala nila sayo yun kita thru check?

[/quote
magkano interest rate nila per anum ngayon? yun interest ba ng pera mo automatic na mapupunta sa principal balance mo o ipapadala nila sayo yun kita thru check?


huling check ko
sa afpslai.. its 18% per annum distributed quarterly at 4.5%
sa amwslai.. 13% per annum distributed semiannually

and yes.. automatic na nila dinadagdag sa capital contribution account mo every dividend distribution. i-a-update mo na lang ung passbook mo at VIOLA!!!!
kita mo agad ung tubo. at no tax pa.
Title: Re: Military and Police Financial institutions
Post by: dikidik on Dec 02, 2012, 08:42 AM
^ sir how about psslai same process lang rin ba? And may idea kayo sa interest rate nila per annum? Thanks.
Title: Re: Military and Police Financial institutions
Post by: wisezone on Dec 02, 2012, 05:40 PM
Sino po ba nakakaalam dito kung nag-a-accept na uli ng deposit sa capital contributiion ang AMWSLAI?
Title: Re: Military and Police Financial institutions
Post by: bj71 on Dec 02, 2012, 09:07 PM
huling check ko
sa afpslai.. its 18% per annum distributed quarterly at 4.5%
sa amwslai.. 13% per annum distributed semiannually

and yes.. automatic na nila dinadagdag sa capital contribution account mo every dividend distribution. i-a-update mo na lang ung passbook mo at VIOLA!!!!
kita mo agad ung tubo. at no tax pa.

would you know the cut off date of deposit para mapasama sa next dividend?
Title: Re: Military and Police Financial institutions
Post by: bj71 on Jan 21, 2014, 09:30 AM
Anyone here who is a member of psslai?