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PMT Forum's MOST POPULAR Discussion Boards => Banking / Insurance / Credit Cards => Topic started by: tops5450 on Jun 18, 2008, 10:19 PM

Title: CAP Insurance, any experience?
Post by: tops5450 on Jun 18, 2008, 10:19 PM
Bale may Cap Pension Plan ako na kinuha ko way back 1997. I paid it for 5 years of around 30K and waited for 5 years to mature of which ang value lang nung plan for redemption is 40k. So bale last year (that is 2007) my plan was supposedly to mature. Kaso nga lang, when I came to redeem it, mukhang ala pondo para doon. Hay eto, keeping my fingers closed to keep my certificate copy baka later-on makabangon sila at ng ma-redeem ko na rin siya sa wakas.

Any experiences from them. Share niyo naman guys.
Title: Re: Cap Insurance, any experience?
Post by: rangel on Jun 19, 2008, 08:46 AM
I do have an Educational Plan in CAP for one of my kids..kaso 3 years ko pa lang nakuha (paid it in cash)..nagkaron na ng problema. Now wala na kong news about it..am still hoping someday makabawi pa cla since they still have a siginificant amount of Asset naman..nd nga lang liquid.

If someone could share any new insights on what's the status of CAP pls. do share. BAD or GOOD still a news.
Title: Re: Cap Insurance, any experience?
Post by: foolcha on Jun 19, 2008, 11:24 AM
CAP Pension & CAP Educational Plan are different, they are incorporated in a seperate corporation, therefore they have different trust accounts as prescribe by SEC.

As far as I know, CAP Pension has enough ASSETS in CASH while the CAP Educational Plan has ASSETS but Illiquid assets (mostly in real estate in a far far away). All ASSETS of both company are being manage by the Trustee (Bank w/ Trust license) under the close supervision of SEC.

Recently, the CAP Board of Directors filed a resolution to change the one who handles there Assets (under trust) to another bank, however it is still subject to approval of SEC.
Title: Re: Cap Insurance, any experience?
Post by: tops5450 on Jun 19, 2008, 07:46 PM
Aba mukhang may pag-asa ata iyong cap pension plan ko na i-claim? Any ideas po what is the regular process nito. Kasi nung pumunta ako doon last year, they told me that I should have filed it one year before the maturity of the plan. But in any case, they want me to surrender the certificate and pay me the following year. Ganun ba po ba talaga ang pag-claim diyan?

Salamat po sa magbabahagi ng information. Baka may member na cap agent dito sa site. Paging po. Pakisagot.
Title: Re: Cap Insurance, any experience?
Post by: foolcha on Jun 22, 2008, 10:27 PM
that i don't know. although, we are the trustee of CAP I really don't know the claiming process, only people from CAP would know that and besides i really don't handle the CAP accounts only the retirement accounts. hihi... :D
Title: Re: Cap Insurance, any experience?
Post by: tops5450 on Jun 24, 2008, 01:34 AM
Paging former/active cap agents po dito. Baka kako po e may ibabahagi po kayong inputs. Thanks po.

OT
Kaibigang foolcha, salamat po sa book na Pwede na. Eto binabasa ko na siya ngayon.
Title: Re: Cap Insurance, any experience?
Post by: foolcha on Jun 24, 2008, 02:37 PM
Thats NP. I hope you learn a lot from the book, if you could grab a copy of the latest issue of moneysense magazine july-august issue the comprehensive financial plan i did for a couple in their mid 20's will be featured in the ask the expert column (i'm not an expert pa) alongside the real experts like mr. efren cruz (author of the book pwede na!) & ms. salve duplito (personal finance columnist). Actually excited din ako makita yung july-aug issue, wala pa kasi yung copy eh! :)
Title: Re: Cap Insurance, any experience?
Post by: kiko2007 on Jun 25, 2008, 11:33 PM
foolcha is ther a way i can get a hold of moneysense mag dito sa qatar? mukang bagay sakin yung article na yun a espp now im really pushing towards learning the ropes for financial freedom as early as now.

as for the topic, bebeficiary ako ng CAP educ plan. although nagamit ko nmn yung 4 years ko sa college, hindi ko nakuha yung incentive ko na pag nkagraduate ontime e me bonus money sila ibibigay... di ko na din pinursue kc compared sa iba, npakaliit ng problema ko di ba.. saka nung last year na ng educational plan ko napakahirap na kumuha sa CAP and if i can remember medyo mlaki din yung idinagdag namin... di ko pa kc naiintindihan dati yung mga ganyang bagay e kya hindi ako attentive. :)
Title: Re: Cap Insurance, any experience?
Post by: foolcha on Jun 26, 2008, 08:42 AM
Sir kiko2007

I don't think possible yun, siguro what we can do is for your relatives to buy you a copy then send it via fedex. you can check the website of moneysense baka sakali pwede www.moneysense.com.ph or if you have any questions about anything basta related sa money management you can send me a pm maybe I could help you.

With regards to CAP I ask the one who is in charge of the our CAP accounts sabi niya ang latest daw sa CAP ay hinde pa ina-approve ng SEC yung pag transfer ng trustee ng CAP to another bank.
Title: Re: Cap Insurance, any experience?
Post by: paseojen on Aug 27, 2008, 02:28 PM
Please also update me on anything sa CAP, my brother has one, fully paid but he wasn't able to avail it, we file a claim when he was in his first year college, he's going to graduate na this october, even a cent, cap wasn't able to pay for his education.
Title: Re: Cap Insurance, any experience?
Post by: Langerhans on Sep 25, 2008, 03:18 AM

Well for one, I am a beneficiary of CAP Educational plan and was able to use it during college. But my parents who are both CAP pension holders were not able to claim from the company after it closed down.

Just last week, a friend of mine told me that she was able to claim little amount on a staggered basis but it will take longer time. I ask her how? She told me that you should first file a claim. I did not inquire much about it anymore. Maybe we should go the CAP office and ask.  

 
Title: Re: Cap Insurance, any experience?
Post by: credit.ph on Oct 16, 2008, 05:14 PM
i have a friend who got an insurance plan from CAP. it was actually 3 years ago when i went with him to claim his cheque for his tuition fee at UST. processing the papers, falling in line and waiting for it to be released took us a week. but it was arranged. they paid after all.
Title: Re: Cap Insurance, any experience?
Post by: capitTUKO on Oct 22, 2008, 01:10 AM
hey guys, 3 ang Educational plan ko sa Cap. isa yung Cap plus na nag mature last july 2008, sinabihan kami noong February this year na dapat i-apply 1 month before the maturity to claim the payment.at 6mos lang daw makukuha na ang checks.dahil busy end of july 2008 na nagpunta misis ko to submit lahat ng papeles,lahat ng original na resibo at orig. cert of full payment, kapag daw lump sum ang gusto nmin halos 48k ang bawas sa orig amt na dapt naming makuha in 4 years installment, ok na din kaya pumayag kami, makuha lng nmin ng biglaan.nag follow up misis ko after 2mos, ang sagot sa claims section ng aleng analou larya ..ehh year 2007 plans daw binabayaran nila.so nde sila nagbibigay specific time or date kelan, sabi noon 6mos lng babayaran na, minsan sinubukan ko tumawag overseas.hay naku, ang sabi naman sa treasury nung aleng tess cuisia 2005 plans daw ang pina process nila.ubod ng yabang at sanay sa kasinungalingan kasi wla daw sila sinsabi na 2007 plans o w/in 6mos lng babayaran na,at lahat daw ng matured plans kupleto daw binabayaran o di sila nag ooffer ng lump sum.ewan ko ba kung alam nya sinasabi nya.itinuro ako sa isang mamerto marcelo-CAP receiver daw ng Makati RTC at gumawa daw ng demand letter at sabihin na daw lahat ng gusto kong sabihin..sila pa matapang..na parang may pinag mamalaki. :boxing: in other words kung hindi ka makapag hintay idemanda mo ang CAP..as in see you in court.. o diba? noong nagbabayad ako..isang araw ma delay yung hulog..may penalty.now i need the money sasabihin sau maghintay ka, hanggang kelan? yung ang di nila masagot. :help: umaasa pa din..kasi may 2 pa akong plans na malapit lapit na din mag mature.malaking pera din ang naibayad ko sa 3 plans halos 400k. yan ang latest experience namin sa CAP.guys :thankyou: :thankyou:
Title: Re: Cap Insurance, any experience?
Post by: anobayan on Oct 30, 2008, 11:33 PM
Matagal ko ng ikinuha ko ng CAP College ang eldest daughter ko who was born on 1989, shes a sophomore this school year... We tried to claim her policy before her freshman year, but to no avail. Ngayon, nagka utang-utang na ako for her studies na dapat binabayaran ng CAP... If you guys have any news or updates regarding CAP College, please tell me so I can do something to get my investment back. TYVM
Title: Re: Cap Insurance, any experience?
Post by: mlangseth on Oct 30, 2008, 11:45 PM
CAP< di ba dedbol na yan?
Title: Re: Cap Insurance, any experience?
Post by: lucky24 on Nov 13, 2008, 10:57 PM
Title: Re: Cap Insurance, any experience?
Post by: freedomfighter on Nov 14, 2008, 12:31 AM
Title: Re: Cap Insurance, any experience?
Post by: lucky24 on Nov 15, 2008, 06:53 PM
Title: Re: Cap Insurance, any experience?
Post by: lucky24 on Nov 16, 2008, 07:52 PM
Title: Re: Cap Insurance, any experience?
Post by: cezzille on Jan 22, 2009, 02:14 PM
Any news now in CAP insurance....may nag try n b n makuha o maka receive sa kanilang cap pension plan?

Member din ako at fully paid na but problem is nde pa nila nabbigay ang certificate of full pyment ko, but i have all the receipts? what should i do?

may pag asa pa ba tayo makuha ang pera natin?  :(
Title: Re: Cap Insurance, any experience?
Post by: anakbaryu on Feb 04, 2009, 04:51 AM
Title: Re: CAP Insurance, any experience?
Post by: abbeytuds on Mar 04, 2009, 05:21 PM
Title: Re: CAP Insurance, any experience?
Post by: tops5450 on Mar 04, 2009, 09:23 PM
Thanks abbeytuds for the update.

Mukhang promising itong news na ibinalita mo po. Mapasyalan nga sila ng mapakinabangan ko na rin iyong pension plan ko na 40k lang naman na pinaghirapan kong hulugan noong kadete palang ako sa pma.

Title: Re: CAP Insurance, any experience?
Post by: Ping on Mar 04, 2009, 09:34 PM
Aba, kailangan mapuntahan ko nga ito sa Makati Office asap.

What papers did you bring?


 :hello:
Title: Re: CAP Insurance, any experience?
Post by: anakbaryu on Mar 04, 2009, 10:33 PM
Sounds good, thanks for the info Abbeytuds. :thankyou:
Title: Re: CAP Insurance, any experience?
Post by: freedomfighter on Mar 04, 2009, 11:03 PM
Hope you indeed check it out guys.  Do let us know of the result.   :cool2:
Title: Re: CAP Insurance, any experience?
Post by: abbeytuds on Mar 05, 2009, 08:55 PM
Aba, kailangan mapuntahan ko nga ito sa Makati Office asap.

What papers did you bring?

Hi Ping!

I brought Certificate of Full Payment (CFP), Scholarship Funding Agreement (SFA), Cerificate of Nomination and Blue Cross Insurace. They only asked for the CFP when I was there but I suggest you bring all the your CAP related documents just in case. Again, this is for CAP Education Plan.

For CAP pension plan holders, as I understand they have  different fundings for that.
Title: Re: CAP Insurance, any experience?
Post by: tops5450 on Mar 05, 2009, 09:04 PM
Sir Ping, ano pong balita sa Cap natin? Getting good po ba? Thanks
Title: Re: CAP Insurance, any experience?
Post by: cezzille on Mar 07, 2009, 12:32 AM
Paki post din po kung may update kayo sa Pension Plan...problem ko wla sila binigay na CFP pero byad nman ako lahat.

Pwede din kaya me mag refund khit nde pa maturity ng plan....meron din kaya malapit n CAP office sa bandang bulacan...

Thanks po sa mga updates.
Title: Re: CAP Insurance, any experience?
Post by: optimist on Mar 09, 2009, 09:30 PM
elow poh,
panu po yun process pag claim yun life insurance policy???
di ku kasi maintindihan yun policy na nakasulat dun...
5yrs to pay sya at complete n yun payment... kaso yun maturity date e 2045 p...
pwede b i-terminate n yun  policy at claim n lng yun binayad??? may kasama interest yun binayad sa insurance pag claim...
Thnx...
Title: Re: CAP Insurance, any experience?
Post by: bikoljoe on Mar 11, 2009, 08:08 PM
 :applause:Go to the website below - there is list of checks that CAP has to be claimed for the first installment of their Plan Benefits as mandated by the Court (for Tuition Fee Benefits and Termination Values) or the full Maturity Benefit of their Fixed Value Plans":

http://cap.com.ph/education/Approved%20RRP%20-%20Schedule%20-%20Batangas.htm
Title: Re: CAP Insurance, any experience?
Post by: tops5450 on Mar 11, 2009, 10:24 PM
Thanks bikoljoe sa info,

How about pension, may balita po ba dito?
Title: Re: CAP Insurance, any experience?
Post by: bengmamsi on Mar 19, 2009, 09:36 AM
Title: Re: CAP Insurance, any experience?
Post by: bccjr58 on Apr 25, 2009, 07:41 AM
If you're in Bulacan then you need to go to the Makati Office for inquiry but there's no assurance that you'll get positive results. I have 3 CAP educational Plan for my kids and the oldest has just graduated in college and I was able to get about P 1,300.00 in four years time (not enough for my travel expenses). And what they have in their website regarding the scheduled payment - I hope they are real names of beneficiaries. I observed that it's not changing and maybe to show that they are paying!. All investments of CAP are successfull and just ask where they are bringing their generated income, is the court makes any verification if the CAP Management do its commitment? What judicial system we have?  
Title: Re: CAP Insurance, any experience?
Post by: richardthebrave on Apr 27, 2009, 01:51 PM
My experience with CAP naman was great, since 19-kopong kopong pa ako naging beneficiary ng CAP. My parents paid 10,800 PHP for the entire college scholarship and sinagot niya ang tuition ko for 4-years kasama pati mga summer classes ko.

Buti naabot ko good end ng "First In, First Out" rule.
Title: Re: CAP Insurance, any experience?
Post by: bikoljoe on Apr 28, 2009, 10:58 AM
Where is the Makati office located? I see an article in the Inquirer that the are paying out P400 per semester. See:

http://newsinfo.inquirer.net/inquirerheadlines/nation/view/20090428-201845/P400-per-semester-from-CAP


If you're in Bulacan then you need to go to the Makati Office for inquiry but there's no assurance that you'll get positive results. I have 3 CAP educational Plan for my kids and the oldest has just graduated in college and I was able to get about P 1,300.00 in four years time (not enough for my travel expenses). And what they have in their website regarding the scheduled payment - I hope they are real names of beneficiaries. I observed that it's not changing and maybe to show that they are paying!. All investments of CAP are successfull and just ask where they are bringing their generated income, is the court makes any verification if the CAP Management do its commitment? What judicial system we have?  
Title: Re: CAP Insurance, any experience?
Post by: aqui08 on May 06, 2009, 06:02 PM
Nag apply ung lola koh ng college educ. plan sa Cap pra smin ng pinsan koh... kso ndi rin nkuha dhl ngsara daw ung CAP...Ngaun may mga nbasa akong good news... may alam poh bah kau kung ma claim pah ung educ plan nah kinuha pra smn? please Help poh... :help: :help: :help:
Title: Re: CAP Insurance, any experience?
Post by: imtheone2009 on May 13, 2009, 01:54 AM
hi

ask ko lng po kung may update na ba sa CAP pension plan??? ang alam ko CAP educational plan lng nagkaprob.... Sna makuha ko na rin ung ininvest ko sa kanila...

=)
Title: Re: CAP Insurance, any experience?
Post by: Ping on May 13, 2009, 07:58 AM
May updates po sa site nila, regarding releasing of partial payment sa CAP Educational Plan.  My sister got her 20k+ partial refund yesterday.  Mine is being processed pa raw, and hope to get it by July 2009 (crossing my fingers)


 :hello:



Title: Re: CAP Insurance, any experience?
Post by: jomor on May 13, 2009, 10:16 AM
We received 10% of the maturity value for our pension plan in September, 2008. CAP issued to us a letter saying that the balance will be paid once their funds in real estate will turn liquid... There was no reply from them when I made a follow-up collection last month... No word was also received from SEC on the matter.
Title: Re: CAP Insurance, any experience?
Post by: imtheone2009 on May 13, 2009, 10:23 AM
to jomor

tnx sa info.... its been a while na kc, sayang ng investment ko sa cap pension plan... malapit pa naman ako makakuha ng pension...

in case may feedback / updates, kindly post here nalang para maupdate din ung ibang members

=)

Title: Re: CAP Insurance, any experience?
Post by: Millennium on May 13, 2009, 11:41 AM
hi..baka gusto nyo pong mag-invest sa online trading? thanks..
Title: Re: CAP Insurance, any experience?
Post by: jomor on May 13, 2009, 04:20 PM
sa CAP medyo pahirapan talaga... in fact, when I wrote the SEC Chairman Atty. Fe Barin, nag-respond naman agad ang CAP, that's why they paid us 10% of the maturity benefit... for those who have benefit receivables from CAP, talagang tiaga lang ang kailangan sa paghahabol ng benefit. just sharing what we did .
Title: Re: CAP Insurance, any experience?
Post by: jomor on May 13, 2009, 06:09 PM
that's ok... baka mas malaki pa ang ibabayad sa inyo ng CAP.... good luck imtheone2009.
Title: Re: CAP Insurance, any experience?
Post by: Ping on May 17, 2009, 10:36 AM


sakto... magpapatulong ako kay fe barin... ninang namin yun sa kasal... sana mafast track niya ung accounts ko sa CAP...




Aba, ang galing!  Baka pwede rin ipa-"sabit" kay ninang yun 2 CAP educational plans ko?
 :cool2:


Title: Re: CAP Insurance, any experience?
Post by: imtheone2009 on May 17, 2009, 05:02 PM
good day sir ping

try ko muna ung sa akin... pag ok ung result, tulungan ko rin ung mga pmt members din

=)

Title: Re: CAP Insurance, any experience?
Post by: Ping on May 17, 2009, 05:08 PM
sige po, good luck ha?

asahan ko, at namin yan ha?



 :hello:
Title: Re: CAP Insurance, any experience?
Post by: imtheone2009 on May 17, 2009, 05:21 PM



basta makatulong sa kapwa, ang hangad ko........
Title: Re: CAP Insurance, any experience?
Post by: tops5450 on May 17, 2009, 09:04 PM
Would you be so kind na ilapit din po ang case ko na ma-claim iyong matured na pension plan din sir imtheone2009 :thankyou:
Title: Re: CAP Insurance, any experience?
Post by: imtheone2009 on May 17, 2009, 09:17 PM
to tops

let's see kung ano mangyari sa account ko sir... this week, ayusin ko ung insurance ko sa CAP... il update u guys kung good news or bad news...  Sana matandaan niya pa ako... Wish me luck...

=)
Title: Re: CAP Insurance, any experience?
Post by: Ping on May 18, 2009, 07:26 AM
Good luck po, sir imtheone2009


 :cool2:



Title: Re: CAP Insurance, any experience?
Post by: rey on May 18, 2009, 10:19 AM
sir, good day po.

kamusta na po ung insurance nyo?

ako po kasi, may life insurance sa CAP na nagmature nung 2006. sinubukang kong i-claim ung lump sum nung july, 2006. sabi balik ako after 1 month. pag balik ko, sabi hintayin na lang daw kung ano utos ng court.

ano po ba mapayo nyong pwede kong gawin? kasi naibigay ko na yung certificate of full payment sa kanila. wala na akong kopya kahit xerox. Paano po kaya ito?

Thank you po...



to tops

let's see kung ano mangyari sa account ko sir... this week, ayusin ko ung insurance ko sa CAP... il update u guys kung good news or bad news...  Sana matandaan niya pa ako... Wish me luck...

=)
:thankyou: :thankyou: :thankyou: :D
Title: Re: CAP Insurance, any experience?
Post by: tops5450 on May 18, 2009, 10:48 AM
Definitely you are at their mercy rey kasi isinurender mo na pala ang certificate mo of full maturity. Yan din ang advise sa akin noon about sa pension plan ko. Dahil sa walang kasiguraduhan sa aksyon nila. I rather keep my copy than surrender it to them. Kasi wala na tayong kahabol habol or evidence man lang on our possesions that they owe us something. :watchuthink:
Title: Re: CAP Insurance, any experience?
Post by: bonecrusher on May 19, 2009, 11:30 AM


thanks for your help imtheone. nakausap ko na yung CAP, natakot sila dahil malakas pala kapit mo sa SEC. sabi nila within this month or definitely by june, ok na yung claims ko..

again,  :thankyou:


Title: Re: CAP Insurance, any experience?
Post by: Ping on May 19, 2009, 09:16 PM
http://cap.com.ph/education/Approved%20RRP%20-%20Schedule%20-%20HO.htm

Link ito where you can see if your CAP checks are ready for release na



 :hello:
Title: Re: CAP Insurance, any experience?
Post by: rgzg_s on Aug 24, 2009, 07:33 AM
suskopo!!! any news from cap educational plans? 1 have 3 of those and iyong isa mag gra graduate na, at hindi ko na alam kung meron pang mukukuha dun. ang last post dito is 2008 pa. mga pipol, susuko na lang ba tayo sa mga kahayupan nang mga ito?????
Title: Re: CAP Insurance, any experience?
Post by: rgzg_s on Aug 24, 2009, 07:50 AM
ay mali, iyong 4 pages pala ito, iyong nakita ko, iyong 1st page at 2008 pa. anyway, my certificates ay nasunog (kasabay nang bahay namin) at parang, talagang malupit na pahirapan ang mangyayari ano? based on the msgs ninyong lahat. kasi, wala nang makuha sa kanila, wala pa akong maipapakita. thinking out loud lang ako mga pipol and thanks for your stories.  
Title: Re: CAP Insurance, any experience?
Post by: tops5450 on Aug 24, 2009, 10:33 AM

ay mali, iyong 4 pages pala ito, iyong nakita ko, iyong 1st page at 2008 pa. anyway, my certificates ay nasunog (kasabay nang bahay namin) at parang, talagang malupit na pahirapan ang mangyayari ano? based on the msgs ninyong lahat. kasi, wala nang makuha sa kanila, wala pa akong maipapakita. thinking out loud lang ako mga pipol and thanks for your stories.  


Thats very unfortunate to learn po na nasunugan po kayo at nasama pa ang cap documents niyo po. Any way, goodluck nalang po sa atin :rakenrol:
Title: Re: CAP Insurance, any experience?
Post by: rgzg_s on Aug 24, 2009, 05:22 PM
thanks tops5450, for your kind comments.

Sa mga ganitong oras, na napakahirap nang buhay, talagang nakakadagdag pa ang mga ganitong pangyayari (sa cap), na dapat, ay naasahan natin.

sa tinggin niyo ba, makakakuha pa ako nang "certified true copy" baga, nang mga previously issued na certificates?  para naman kasing nakaka yamot pumunta sa cap office at mukhang gagawin lang tayong mga gulong, na paikot ikot. mas ok nga itong forum at least "true to life" experiences.

Good luck nalang sa ating lahat. sana mag iba naman ang ikot nang cap!!!!  
Title: Re: CAP Insurance, any experience?
Post by: puberer on Oct 27, 2009, 02:08 AM
yung best friend ng mother ko na withdraw na yung cap educational plan ng 2 anak niya.  ang alam ko 70% lang ang nabawi niya.  ok narin kaysa sa wala.  


Title: Re: CAP Insurance, any experience?
Post by: tyronesolee on Oct 28, 2009, 09:20 PM
I was so thankful that I was able to used my cap educational plan before it collapsed. Even though it just covered around 40% of my tuition in Ateneo before because my mom bought a private school plan (ateneo was considered as exclusive by CAP), still that was a big help to us.

I hope for others, you would get some portion if not all of your hard earned invested money.
Title: Re: CAP Insurance, any experience?
Post by: anakbaryu on Feb 23, 2010, 10:33 PM
Any news lately on CAP Pension Plan, good or bad?  My plan (supposedly) matures next year & I'm just wondering if there is still a tinge of hope to collect. :help:
Title: Re: CAP Insurance, any experience?
Post by: jomor on Feb 24, 2010, 08:35 AM
my wife's plan matured in 2005, but only 10% of said plan was paid as of today ... CAP has been silent since then when we claimed for the balance...
Title: Re: CAP Insurance, any experience?
Post by: lucky24 on Mar 11, 2010, 08:51 PM
Hi ....

Can somebody tell me , or does anyone know about IRA 5 and the interest of it ..how can I count it...???

Salamat for your help... :help:
Title: Re: CAP Insurance, any experience?
Post by: Ping on Mar 21, 2010, 10:37 PM
http://cap.com.ph/education/Approved%20RRP%20-%20Schedule%20-%20HO.htm

 :hello:

Title: Re: CAP Insurance, any experience?
Post by: tops5450 on Aug 15, 2010, 11:35 PM
any upadtes sa CAP po :hello:
Title: Re: CAP Insurance, any experience?
Post by: jaysn0w on Aug 16, 2010, 09:59 PM
hmmmmmmmmmm...

I had a cap educational PLAN...i was able to use it only for 3 SEMESTERS...after that i couldnt use it in school and was told by the CAP office I would have to file for a REFUND for my tuition when i graduate...


after graduation, the processing was like SOCCER... LONG waiting period to see a result and the constant TOUR of the different personnel to re-clarify the documents...

it was like a passing game...

very bad experience... for me CAP is a volcano waiting to errupt...
Posted on: Aug 16, 2010, 09:49 PM
for me dont invest in cap...

your better off buying a Insurance / VUL for your self or for your CHILDREN...


we cant deny that once in a child life one would have to go to a hospital...

im one of the few persons to really enjoy (sort of) the hospital income since i was sickly...
Title: Re: CAP Insurance, any experience?
Post by: tops5450 on Oct 16, 2010, 12:56 AM
sorry maria_ann pero ala akong nakitang list ng mga unclaimed sa sites na sinasabi mo :harhar:
Title: Re: CAP Insurance, any experience?
Post by: maria_ann on Oct 16, 2010, 09:21 PM
Bale may Cap Pension Plan ako na kinuha ko way back 1997. I paid it for 5 years of around 30K and waited for 5 years to mature of which ang value lang nung plan for redemption is 40k. So bale last year (that is 2007) my plan was supposedly to mature. Kaso nga lang, when I came to redeem it, mukhang ala pondo para doon. Hay eto, keeping my fingers closed to keep my certificate copy baka later-on makabangon sila at ng ma-redeem ko na rin siya sa wakas.

Any experiences from them. Share niyo naman guys.

Dear Tops5450,

Thank you for posting, I understand you have some questions about your plan. I just want to ask if you've visited their site
You can go to www.cap.com.ph tapos click on the place nearest you and try to see if your name is on the list of the people with unclaimed checks. As of the month of September the unclaimed checks have amounted to P137 Million Pesos.

If you have already filed for a claim, please be patient kasi it works as First come,First serve basis as mandated by the court. If you're name is not yet on the list just check frequently cause it will come out eventually.



Sincerely,
Maria Ann
Official CAP Rep
Title: Re: CAP Insurance, any experience?
Post by: maria_ann on Oct 16, 2010, 09:34 PM
sorry maria_ann pero ala akong nakitang list ng mga unclaimed sa sites na sinasabi mo :harhar:

Hi tops5450,

it's just there, you have to navigate lang and click on the are nearest you. I'll try to link you on the site where you can click on the place near you.

http://cap.com.ph/education/Approved%20RRP%20-%20Schedule.htm


there, now all you have to do is copy and paste that link, then go ahead and click on the place near you or where you filed.

If you have anymore questions feel free to ask or go to www.captruth.webs.com



Sincerely,
Maria Ann
Official CAP Rep

Title: Re: CAP Insurance, any experience?
Post by: maria_ann on Oct 16, 2010, 09:43 PM
sige po, good luck ha?

asahan ko, at namin yan ha?



 :hello:

Hello Ping,

I was wondering if this might help. Sayang kasi.You can go to www.cap.com.ph tapos click on the place nearest you and try to see if your name is on the list of the people with unclaimed checks. As of the month of September the unclaimed check has amounted to P137 Million Pesos.

You can also go to www.captruth.webs.com to find out the truth about CAP. There is a place there to leave comments or questions if you must.

Sincerely,
Maria Ann
Official CAP Rep

Title: Re: Cap Insurance, any experience?
Post by: maria_ann on Oct 16, 2010, 09:53 PM
Matagal ko ng ikinuha ko ng CAP College ang eldest daughter ko who was born on 1989, shes a sophomore this school year... We tried to claim her policy before her freshman year, but to no avail. Ngayon, nagka utang-utang na ako for her studies na dapat binabayaran ng CAP... If you guys have any news or updates regarding CAP College, please tell me so I can do something to get my investment back. TYVM

Good day anobayan,

I hope this helps you.

You can go to www.cap.com.ph tapos click on the place nearest you and try to see if your name is on the list of the people with unclaimed checks. As of the month of September the unclaimed check has amounted to P137 Million Pesos.

You can also go to www.captruth.webs.comto find out the truth about CAP. There is a place there to leave comments or questions if you must.


Sincerely,
Maria Ann
Official CAP Rep
Title: Re: Cap Insurance, any experience?
Post by: maria_ann on Oct 16, 2010, 10:03 PM
I do have an Educational Plan in CAP for one of my kids..kaso 3 years ko pa lang nakuha (paid it in cash)..nagkaron na ng problema. Now wala na kong news about it..am still hoping someday makabawi pa cla since they still have a siginificant amount of Asset naman..nd nga lang liquid.

If someone could share any new insights on what's the status of CAP pls. do share. BAD or GOOD still a news.

Dear Rangel,

You can go to www.cap.com.ph tapos click on the place nearest you and try to see if your name is on the list of the people with unclaimed checks. As of the month of September the unclaimed check has amounted to P137 Million Pesos.


You can also go to www.captruth.webs.com to find out the truth about CAP. There is a place there to leave comments or questions if you must.

Sincerely,
Maria Ann
Official CAP Rep
Title: Re: Cap Insurance, any experience?
Post by: maria_ann on Oct 16, 2010, 10:08 PM
CAP Pension & CAP Educational Plan are different, they are incorporated in a seperate corporation, therefore they have different trust accounts as prescribe by SEC.

As far as I know, CAP Pension has enough ASSETS in CASH while the CAP Educational Plan has ASSETS but Illiquid assets (mostly in real estate in a far far away). All ASSETS of both company are being manage by the Trustee (Bank w/ Trust license) under the close supervision of SEC.

Recently, the CAP Board of Directors filed a resolution to change the one who handles there Assets (under trust) to another bank, however it is still subject to approval of SEC.


Dear Foolcha,

You can go to www.captruth.webs.com to find out the truth about CAP. There is a place there to leave comments or questions if you must.

Sincerely,
Maria Ann
Official CAP Rep
Title: Re: Cap Insurance, any experience?
Post by: maria_ann on Oct 16, 2010, 10:17 PM
CAP< di ba dedbol na yan?

Dear mlangseth,

You can go to www.captruth.webs.com to find out the truth about CAP. There is a place there to leave comments or questions if you must.

Sincerely,
Maria Ann
Official CAP Rep
Title: Re: Cap Insurance, any experience?
Post by: maria_ann on Oct 16, 2010, 10:22 PM
Any news now in CAP insurance....may nag try n b n makuha o maka receive sa kanilang cap pension plan?

Member din ako at fully paid na but problem is nde pa nila nabbigay ang certificate of full pyment ko, but i have all the receipts? what should i do?

may pag asa pa ba tayo makuha ang pera natin?  :(

Hi xezzille,

I read your question, here is the website of CAP, you can actually try calling them if you want:

CAP I Building
126 Amorsolo cor. Herrera Streets
Legazpi Vill., Makati City
Ph: 817-6586, 759-2000   
Fax: (0632) 818-0560

Kung nakapag file ka na, You can go to www.cap.com.ph tapos click on the place nearest you and try to see if your name is on the list of the people with unclaimed checks. As of the month of September the unclaimed check has amounted to P137 Million Pesos.

Kung hindi ka pa nakakapag file, try filing na, it's a first come forst serve basis.

You can also go to www.captruth.webs.com to find out the truth about CAP. There is a place there to leave comments or questions if you must.

Sincerely,
Maria Ann
Official CAP Rep
Title: Re: CAP Insurance, any experience?
Post by: maria_ann on Oct 16, 2010, 10:27 PM
If you're in Bulacan then you need to go to the Makati Office for inquiry but there's no assurance that you'll get positive results. I have 3 CAP educational Plan for my kids and the oldest has just graduated in college and I was able to get about P 1,300.00 in four years time (not enough for my travel expenses). And what they have in their website regarding the scheduled payment - I hope they are real names of beneficiaries. I observed that it's not changing and maybe to show that they are paying!. All investments of CAP are successfull and just ask where they are bringing their generated income, is the court makes any verification if the CAP Management do its commitment? What judicial system we have?  

Dear bccjr58 ,

You can go to www.captruth.webs.com to find out the truth about CAP. There is a place there to leave comments or questions if you must.

Sincerely,
Maria Ann
Official CAP Rep
Title: Re: CAP Insurance, any experience?
Post by: maria_ann on Oct 16, 2010, 10:35 PM
Where is the Makati office located? I see an article in the Inquirer that the are paying out P400 per semester. See:

http://newsinfo.inquirer.net/inquirerheadlines/nation/view/20090428-201845/P400-per-semester-from-CAP


You can go to www.captruth.webs.com to find out the truth about CAP. There is a place there to leave comments or questions if you must.

Sincerely,
Maria Ann
Official CAP Rep
Title: Re: CAP Insurance, any experience?
Post by: maria_ann on Oct 16, 2010, 10:43 PM
My experience with CAP naman was great, since 19-kopong kopong pa ako naging beneficiary ng CAP. My parents paid 10,800 PHP for the entire college scholarship and sinagot niya ang tuition ko for 4-years kasama pati mga summer classes ko.

Buti naabot ko good end ng "First In, First Out" rule.


Dear richardthebrave,

Hi,

I'm glad na kahit paano may nag post naman ng side ng CAP bago sila pinag initan ng SEC. I feel very sad for those people na napag abutan.
You can also go to www.captruth.webs.com to find out the truth about CAP. There is a place there to leave comments or questions if you must.

Your comment is deeply appreciated by CAP family whose striving to reach out to their planholders despite the storm that their braving right now.


Sincerely,
Maria Ann
Official CAP Rep
Title: Re: CAP Insurance, any experience?
Post by: waterfront on Oct 17, 2010, 09:23 PM
You can go to www.captruth.webs.com to find out the truth about CAP. There is a place there to leave comments or questions if you must.

Sincerely,
Maria Ann
Official CAP Rep


if it was Mar "The Destroyer" Roxas who caused CAP's collapse, why did CAP not filed any "civil and criminal cases" against him ? what gives? i want to hear and see him pay the damage he had done to all CAP policyholders !!!! 
Title: Re: CAP Insurance, any experience?
Post by: leonz on Oct 18, 2010, 01:19 AM
Naku, Itong CAP malaking pwerhisyo sa buhay alam nyo kung bakit una ermats ko di nakakuha ng pension, pangalawa kapatid ko suppose to be makakuha ng educational fund wala at pangatlo nagback-out ako suppose to be may makukuha akong maliit na halaga ni singkong duling wala. Napodpod nalang ang tsenilas ko kapapa-follow up sa makati at pati bulsa ko butas walang nangyayari at ang nakuha ko lang sama ng loob....Paki-usap nalang sa mga nagpromote sa companya na nito sabihin nyo nalang ang totoong pangyayari...Kung sabihin nyo na naging matatag ang companyang ito eh bayaran na nila ang mamayang patuloy na naghihirap lalo na kami. Salamat po.
Title: Re: CAP Insurance, any experience?
Post by: anakbaryu on Oct 18, 2010, 09:20 PM
Naku, Itong CAP malaking pwerhisyo sa buhay alam nyo kung bakit una ermats ko di nakakuha ng pension, pangalawa kapatid ko suppose to be makakuha ng educational fund wala at pangatlo nagback-out ako suppose to be may makukuha akong maliit na halaga ni singkong duling wala. Napodpod nalang ang tsenilas ko kapapa-follow up sa makati at pati bulsa ko butas walang nangyayari at ang nakuha ko lang sama ng loob....Paki-usap nalang sa mga nagpromote sa companya na nito sabihin nyo nalang ang totoong pangyayari...Kung sabihin nyo na naging matatag ang companyang ito eh bayaran na nila ang mamayang patuloy na naghihirap lalo na kami. Salamat po.

well said leonz, wala namang bagong sagot itong rep (kuno) ng CAP kung hindi refer to this website....talo na nga, parang ginagawa pang mga tanga ang mga subscribers nila.  talaga naman, onli in da pilipins!
Title: Re: CAP Insurance, any experience?
Post by: maria_ann on Oct 20, 2010, 12:38 AM


if it was Mar "The Destroyer" Roxas who caused CAP's collapse, why did CAP not filed any "civil and criminal cases" against him ? what gives? i want to hear and see him pay the damage he had done to all CAP policyholders !!!! 



Good day Waterfront,

Thank you for the comment. Let us all Hope and PRAY that things turn out as they should. Let's hope for the better so the company can stand and help us all out.

Post Merge: Oct 20, 2010, 01:06 AM
Naku, Itong CAP malaking pwerhisyo sa buhay alam nyo kung bakit una ermats ko di nakakuha ng pension, pangalawa kapatid ko suppose to be makakuha ng educational fund wala at pangatlo nagback-out ako suppose to be may makukuha akong maliit na halaga ni singkong duling wala. Napodpod nalang ang tsenilas ko kapapa-follow up sa makati at pati bulsa ko butas walang nangyayari at ang nakuha ko lang sama ng loob....Paki-usap nalang sa mga nagpromote sa companya na nito sabihin nyo nalang ang totoong pangyayari...Kung sabihin nyo na naging matatag ang companyang ito eh bayaran na nila ang mamayang patuloy na naghihirap lalo na kami. Salamat po.

We are truly sorry that your family has had to go through a hard time because of incidents concerning College Assurance Plan. However, as much as the company would like to make amends with all of its planholders - it is just not that simple to pay everybody back at the same time. The current payment system that CAP is using to pay its planholders was created and applied BY THE GOVERNMENT, as ordered by the court mandate following the case between CAP and the SEC.

I am sure it is hard for you, but what you receive is exactly what the government has outlined for you. It is not CAP's decision anymore, because they are under rehabilitation. However, you should realize that no matter how hard it is and how small the pay out may be - at least CAP did not close and leave you with absolutely nothing. At least they are trying to fix things to the best of their ability.

Also, we are not promoting or advertising for CAP. We are trying to help people file claims and, most importantly, we are informing people about WHAT HAPPENED TO CAP, which is what people are asking for. We are sharing with you the behind-the-scenes truth on what happened to the pre-need industry and CAP, and you should read about it before you make your assumptions and judge a company that has helped thousands of people in the past - before the SEC and Mar Roxas destroyed something that could have been aided instead - which would have averted all of the planholders suffering - including YOU.

Open your minds and go to the site. Read it well. A Tagalog version will be posted soon, perhaps by the end of the week.

Thanks.

Post Merge: Oct 20, 2010, 01:21 AM
well said leonz, wala namang bagong sagot itong rep (kuno) ng CAP kung hindi refer to this website....talo na nga, parang ginagawa pang mga tanga ang mga subscribers nila.  talaga naman, onli in da pilipins!

Well, have you read the website? If you did, you would know why its important to know the information that is placed there.

CAP is paying their subscribers based on a court mandate. At least kahit papano sinusubukan ng CAP ayusin ang problemang nagsimula sa mga maling accusation ni Mar Roxas at ng SEC. Ganyan ba namin ginagawang tanga ang tao? Kami ba ang nagsimula? Sa tingin mo ba hindi kami apektado sa nangyayari? Na nagpakayaman lang kami?

Mas komplikado yun sa inaakala mo.

The reason why we put up the website is because it contains the information about WHAT HAPPENED TO CAP. Its information that would help people, especially planholders. They have the right to know why their subscription to CAP failed. We are just trying to HELP people - wag nyo po sana masamain ang tulong namin.

Thank you have a nice day.

Title: Re: CAP Insurance, any experience?
Post by: anakbaryu on Oct 20, 2010, 10:18 PM
Well, have you read the website? If you did, you would know why its important to know the information that is placed there.

CAP is paying their subscribers based on a court mandate. At least kahit papano sinusubukan ng CAP ayusin ang problemang nagsimula sa mga maling accusation ni Mar Roxas at ng SEC. Ganyan ba namin ginagawang tanga ang tao? Kami ba ang nagsimula? Sa tingin mo ba hindi kami apektado sa nangyayari? Na nagpakayaman lang kami?

Mas komplikado yun sa inaakala mo.

The reason why we put up the website is because it contains the information about WHAT HAPPENED TO CAP. Its information that would help people, especially planholders. They have the right to know why their subscription to CAP failed. We are just trying to HELP people - wag nyo po sana masamain ang tulong namin.

Thank you have a nice day.

I have read the supposedly “truth” in your website and I could appreciate where you are coming from.

However, this website is only focused on the Pre-Need Educational Plan of CAP and subscribers like me in the Pension Plan side (if I may use that word) were left in the dark.  There is nowhere to find out what the real score is on CAP’s Pension Plan.  I have read from another member’s (foolcha) post that “CAP Pension & CAP Educational Plan are different, they are incorporated in a separate corporation, therefore they have different trust accounts as prescribe by SEC.”

My questions are:

1.   Is CAP Pension included in the rehabilitation plan as mandated by the SEC?”

2.   If so, how could we find out the details of the Pension Rehab Plan (as in the Educational Rehab Plan posted in the website)?

3.   If indeed, Cap Pension is a different corporation altogether, are they still paying out subscriber’s pension entitlement?
Title: Re: CAP Insurance, any experience?
Post by: anakbaryu on Oct 22, 2010, 10:10 PM
Mukhang nai-ignore ang mga questions ko tungkol sa CAP Pension....calling a Representative from CAP, some basic questions are needed to be answered please. :help: :thankyou:
Title: Re: CAP Insurance, any experience?
Post by: tops5450 on Oct 22, 2010, 10:27 PM
sir basa kana lang daw sa website nila ayun sa reps :hihi:
Title: Re: CAP Insurance, any experience?
Post by: maria_ann on Oct 25, 2010, 12:29 AM
Mukhang nai-ignore ang mga questions ko tungkol sa CAP Pension....calling a Representative from CAP, some basic questions are needed to be answered please. :help: :thankyou:

Hello again.

May I ask for a little patience on your part? We are doing our best to answer you in the best possible way we can. There is no intention to aggravate you or ignore you - but, because you are not the one and only case that I personally am attending to, I cannot always get to you as quickly as you might want me to. Rest assured, though, that I am trying my best.

Anyway, about CAP Pension - it is a separate corporation from CAP Education. I am employed by CAP Education only so I am not totally "in the know" about CAP Pension directly. From what I know, CAP Pension has no problems and continues to pay out to subscribers on a regular basis provided paperwork and other requirements are complete.

I will contact someone I know from CAP Pension for you and check on those exact questions as soon as I can. Please wait patiently and I will respond as soon as I can.

Thank you.

Post Merge: Oct 25, 2010, 12:44 AM
sir basa kana lang daw sa website nila ayun sa reps :hihi:

While I'm sure you might find this a funny topic for you to post meaningless and childish contributions to this forum - I must remind you that there are Filipino families that are being affected by this. This is a serious matter and it should be treated as such. Thousands of planholders are suffering because of incidents that took place in the pre-need industry. This is not something to joke about.

Please show a little respect towards the people who are heavily affected by everything that happened during the collapse of the pre-need industry.

Now, while we understand why people would feel negative feelings towards us, we are also striving to give back to our consumers what is rightfully theirs. It may not be happening as quickly or as fantastically as people might want it to be - but the actions we are taking have been put in place by the government in a court order created to outline the terms of our rehabilitation. We are doing all we can to follow the steps laid out for us, all we ask from our legitimate claimants is patience, please.

Thank you.

Title: Re: CAP Insurance, any experience?
Post by: tops5450 on Oct 25, 2010, 01:07 AM
While I'm sure you might find this a funny topic for you to post meaningless and childish contributions to this forum - I must remind you that there are Filipino families that are being affected by this. This is a serious matter and it should be treated as such. Thousands of planholders are suffering because of incidents that took place in the pre-need industry. This is not something to joke about.

Please show a little respect towards the people who are heavily affected by everything that happened during the collapse of the pre-need industry.

Now, while we understand why people would feel negative feelings towards us, we are also striving to give back to our consumers what is rightfully theirs. It may not be happening as quickly or as fantastically as people might want it to be - but the actions we are taking have been put in place by the government in a court order created to outline the terms of our rehabilitation. We are doing all we can to follow the steps laid out for us, all we ask from our legitimate claimants is patience, please.

Thank you.



Since you are in the "cap-education" section I find it amusing for you to posted here on my thread irrelevant answers on my querry on claiming my CAP PENSION that had matured wayback 2007.

So who is the joker here ... you or me :harhar:
Title: Re: CAP Insurance, any experience?
Post by: maria_ann on Oct 25, 2010, 11:12 AM
Since you are in the "cap-education" section I find it amusing for you to posted here on my thread irrelevant answers on my querry on claiming my CAP PENSION that had matured wayback 2007.

So who is the joker here ... you or me :harhar:

Before you post a reply, kindly read and understand the posts you are replying to.

I just told Anakbaryu that I work for CAP Education, not CAP Pension, and therefore cannot speak about pension because I don't have the information you need at hand. Although if you phrase your question properly and like an adult I would be glad to help you by contacting people in Cap Pension and supplying you with the answers you are looking for.

Would you expect someone in Jollibee to know inside information about Greenwich?

Even if they are sister companies, you would have to talk to the people directly involved in the specific operations of Greenwich in order to get sensitive and important information about them. I think this is easy to understand.

Look - we are just trying to help people. Your snide comments do not belong on a topic as serious as this. Since this is YOUR thread, YOU should know that above everyone else here.

Are you calling me a joker for coming on here and posting and trying to assist people get what is rightfully theirs? Your comment "sir basa kana lang daw sa website nila ayun sa reps hihi" is an attempt to make fun of the help that we are trying to extend, further indicated by your "hihi" emoticon. You, sir, are the one joking and I must encourage you to take a more helpful and constructive stance so that you, I, and we can be of most help to everybody affected here.

Thank you.





Title: Re: CAP Insurance, any experience?
Post by: tops5450 on Oct 25, 2010, 12:30 PM
It is you who is insisting of reading that website link right, not me. I am just reiterating it to sir anakbaryu. Whats wrong with that :harhar:
Title: Re: CAP Insurance, any experience?
Post by: maria_ann on Oct 25, 2010, 06:59 PM
It is you who is insisting of reading that website link right, not me. I am just reiterating it to sir anakbaryu. Whats wrong with that :harhar:

Yeah sure.

Anyway, let's just put that behind us from now on. If there is anything you want us to help you with, let us know either here on your thread or e-mail us at maria_ann_11@yahoo.com.

We would be happy to help in any way we can.
Title: Re: CAP Insurance, any experience?
Post by: tops5450 on Oct 25, 2010, 09:30 PM
We would highly appreciate if you could send somebody here in PMT an official representative from Cap Pension plan to shed light on the matter at hand :hello:

:thankyou:
Title: Re: CAP Insurance, any experience?
Post by: anakbaryu on Oct 26, 2010, 02:50 AM
Hello again.

May I ask for a little patience on your part? We are doing our best to answer you in the best possible way we can. There is no intention to aggravate you or ignore you - but, because you are not the one and only case that I personally am attending to, I cannot always get to you as quickly as you might want me to. Rest assured, though, that I am trying my best.

Anyway, about CAP Pension - it is a separate corporation from CAP Education. I am employed by CAP Education only so I am not totally "in the know" about CAP Pension directly. From what I know, CAP Pension has no problems and continues to pay out to subscribers on a regular basis provided paperwork and other requirements are complete.

I will contact someone I know from CAP Pension for you and check on those exact questions as soon as I can. Please wait patiently and I will respond as soon as I can.

Thank you.

Post Merge: Oct 25, 2010, 12:44 AM
While I'm sure you might find this a funny topic for you to post meaningless and childish contributions to this forum - I must remind you that there are Filipino families that are being affected by this. This is a serious matter and it should be treated as such. Thousands of planholders are suffering because of incidents that took place in the pre-need industry. This is not something to joke about.

Please show a little respect towards the people who are heavily affected by everything that happened during the collapse of the pre-need industry.

Now, while we understand why people would feel negative feelings towards us, we are also striving to give back to our consumers what is rightfully theirs. It may not be happening as quickly or as fantastically as people might want it to be - but the actions we are taking have been put in place by the government in a court order created to outline the terms of our rehabilitation. We are doing all we can to follow the steps laid out for us, all we ask from our legitimate claimants is patience, please.

Thank you.

Hello Maria_Ann.

Thanks for finally telling us that you are with CAP Education as opposed to CAP Pension & for being honest about your limited knowledge of the CAP Pension Plan.  In retrospect, we could have avoided all the aggravations if you had told us right away that you are not the right person to speak on CAP Pension (instead of telling us to refer to the website).  I will be patiently waiting for you or your CAP Pension Rep to address my (our) concerns.

I guess I could not blame Tops for being sarcastic in his posts because I felt the same way when all I got from you from the very beginning was "to refer to the website".  I felt that by you directing me to the website, you were giving me the run around because I know there was nothing in that website that pertains to the issues I (and many others) brought up in this particular Forum.  Also, Tops' Pension Plan has matured 3 years ago and reading between the lines, I could tell that he has not collected a cent yet....his frustration is understandbly reasonable.  Compared to my Plan, it's maturity is not until next year...a 15 year Plan.

Based on your statement "From what I know, CAP Pension has no problems and continues to pay out to subscribers on a regular basis provided paperwork and other requirements are complete", there must be a tinge of hope for us CAP Pensioners.  I just hope that this statement is not hollow.
 :thankyou:
Title: Re: CAP Insurance, any experience?
Post by: waterfront on Oct 26, 2010, 07:24 PM
maria_ann, i am feed up with the people inside the Cebu CAP office. while i was there, the phones kept on ringing while the employees kept on doing "tsismis" as if nobody is inside. others kept on eating their snacks. previously, a male employee kept on working at the laptop, as if he was doing something. i don't know what he was looking at. but i think, it has nothing to do with his CAP's work. recently, i have not seen that guy anymore.

i already submitted 2 semesters of educational claims and all the answers i got everytime i follow-up was "your check has not yet arrived. maybe next month. lately the lazy employee told me probably next year. we will call you if it arrives." mga tonto at galawgaw ! yudip*ta ! insurance and preneed companies are very, very disgusting/ frustrating ...   :thumbsdow :dont:
Title: Re: CAP Insurance, any experience?
Post by: maria_ann on Oct 28, 2010, 11:13 AM
Hello Maria_Ann.

Thanks for finally telling us that you are with CAP Education as opposed to CAP Pension & for being honest about your limited knowledge of the CAP Pension Plan.  In retrospect, we could have avoided all the aggravations if you had told us right away that you are not the right person to speak on CAP Pension (instead of telling us to refer to the website).  I will be patiently waiting for you or your CAP Pension Rep to address my (our) concerns.

I guess I could not blame Tops for being sarcastic in his posts because I felt the same way when all I got from you from the very beginning was "to refer to the website".  I felt that by you directing me to the website, you were giving me the run around because I know there was nothing in that website that pertains to the issues I (and many others) brought up in this particular Forum.  Also, Tops' Pension Plan has matured 3 years ago and reading between the lines, I could tell that he has not collected a cent yet....his frustration is understandbly reasonable.  Compared to my Plan, it's maturity is not until next year...a 15 year Plan.

Based on your statement "From what I know, CAP Pension has no problems and continues to pay out to subscribers on a regular basis provided paperwork and other requirements are complete", there must be a tinge of hope for us CAP Pensioners.  I just hope that this statement is not hollow.
 :thankyou:


Thank you for the patience.

I am just glad that we are able to clear things up.

I would have to apologize that it looks as if I'm just pointing you to the website, I am sharing the website because there are questions that have answers if people would only look at the website.

Also, it discusses the truth on what happened to the company, which plays a big role on what is happening to everyone right now.

I also leave my e-mail so that people can send me their SFA number, so I can give out the status of their account, you can do the same if you wish.

Again, I just want to help out planholders, to shed light on what really happened. As requested by people. I don't mean to insult anyone or to give a run around for people who are just asking for help. That is just the farthest thing from our minds.

Thank you for understanding.

Sincerely,
Maria Ann

Post Merge: Oct 28, 2010, 11:19 AM
maria_ann, i am feed up with the people inside the Cebu CAP office. while i was there, the phones kept on ringing while the employees kept on doing "tsismis" as if nobody is inside. others kept on eating their snacks. previously, a male employee kept on working at the laptop, as if he was doing something. i don't know what he was looking at. but i think, it has nothing to do with his CAP's work. recently, i have not seen that guy anymore.

i already submitted 2 semesters of educational claims and all the answers i got everytime i follow-up was "your check has not yet arrived. maybe next month. lately the lazy employee told me probably next year. we will call you if it arrives." mga tonto at galawgaw ! yudip*ta ! insurance and preneed companies are very, very disgusting/ frustrating ...   :thumbsdow :dont:


Dear Waterfront,

Thank you for posting. I am truly sorry for the experience that you had with CAP Cebu. I have your report here and i will be forwarding it to the proper personnel in CAP.

Again, my sincerest apologies to what happened.

Sincerely,
Maria Ann

Post Merge: Oct 28, 2010, 11:31 AM
We would highly appreciate if you could send somebody here in PMT an official representative from Cap Pension plan to shed light on the matter at hand :hello:

:thankyou:

Dear tops5450,

I have your request and I will talk to the proper personnel in CAP.

Thank you.


Sincerely,
Maria Ann
Title: Re: CAP Insurance, any experience?
Post by: cezzille on Oct 31, 2010, 06:53 PM
Thanks Maria-ann!

We will wait for your collegue to disccuss and assure us regarding the CAP Pension Plan.
Title: Re: CAP Insurance, any experience?
Post by: anakbaryu on Nov 01, 2010, 10:40 PM

Thank you for the patience.

I am just glad that we are able to clear things up.

I would have to apologize that it looks as if I'm just pointing you to the website, I am sharing the website because there are questions that have answers if people would only look at the website.

I also leave my e-mail so that people can send me their SFA number, so I can give out the status of their account, you can do the same if you wish.
Thank you for understanding.

Sincerely,
Maria Ann

Thank you so kindly Maria_Ann and apology accepted....I can feel the sincerity of your post.

I will definitely contact you regarding my account soon, I just want to see what you or your Pension Rep has to say regarding the status of CAP Pension Plan.

Good luck with CAP. :applause:
Title: Re: CAP Insurance, any experience?
Post by: jon2grace on Nov 02, 2010, 10:59 AM
Hi Maria_Ann! my son's educational plan matured on October 2008 but until now I haven't heard anything from CAP. Is there a chance that I could get back my money? I opted for a lumpsum payment. I'm going to email you my SFA number, I hope you can give me a feedback regarding the status of my account. Thanks!
Title: Re: CAP Insurance, any experience?
Post by: maria_ann on Nov 04, 2010, 01:08 AM
Hi Maria_Ann! my son's educational plan matured on October 2008 but until now I haven't heard anything from CAP. Is there a chance that I could get back my money? I opted for a lumpsum payment. I'm going to email you my SFA number, I hope you can give me a feedback regarding the status of my account. Thanks!

Hi Jon2Grace,

Thank you for posting. I will be waiting for your e-mail. I will get back to you as soon as I get the SFA number and the response to your inquiry.


Sincerely,
Maria Ann



Post Merge: Nov 04, 2010, 01:14 AM
Thank you so kindly Maria_Ann and apology accepted....I can feel the sincerity of your post.

I will definitely contact you regarding my account soon, I just want to see what you or your Pension Rep has to say regarding the status of CAP Pension Plan.

Good luck with CAP. :applause:


Thank you anakbaryu,

I will be waiting for your e-mail, and thank you for wishing us luck. We will really do our best to help out everyone.

Sincerely,
Maria Ann


Post Merge: Nov 04, 2010, 01:16 AM
Thanks Maria-ann!

We will wait for your collegue to disccuss and assure us regarding the CAP Pension Plan.

Thank you Ms. cezzille,

We will do our best. I'll get back toyou as soon as possible.

Sincerely,
Maria Ann
Title: Re: CAP Insurance, any experience?
Post by: maria_ann on Nov 10, 2010, 11:58 PM
Hi Guys!

Good day to everyone, glad to inform everyone that we are able to post the tagalog version of "The Truth About CAP"!

Please do visit, you can leave questions, comments or suggestion if you must! Thank you!
Title: Re: CAP Insurance, any experience?
Post by: tops5450 on Nov 11, 2010, 12:06 AM
Hi Guys!

Good day to everyone, glad to inform everyone that we are able to post the tagalog version of "The Truth About CAP"!

Please do visit, you can leave questions, comments or suggestion if you must! Thank you!

We will appreciate if there will be more actions from CAP po regarding on our claims than a plain old story
Title: Re: CAP Insurance, any experience?
Post by: maria_ann on Nov 11, 2010, 12:30 AM
Hi tops5450,

Thank you po for posting,

Sir, I just want to tell you that it is not a plain old story, if you notice, people send me their SFA number, I act on it and forward it to the right people, I get back to each and every person the best and fastest way I can.

I hope that you understand that I am helping and assisting a lot of people so I cannot get back to each and everyone as fast as you want me to even if I want to.

We  need to reach out to people, and let people know any updates, that would be best for everyone to know. If you are not interested, I hope that you allow me to reach out to other people and help them.

Thank you.
Title: Re: CAP Insurance, any experience?
Post by: anakbaryu on Nov 11, 2010, 01:00 AM
Hi tops5450,

Thank you po for posting,

Sir, I just want to tell you that it is not a plain old story, if you notice, people send me their SFA number, I act on it and forward it to the right people, I get back to each and every person the best and fastest way I can.

I hope that you understand that I am helping and assisting a lot of people so I cannot get back to each and everyone as fast as you want me to even if I want to.

We  need to reach out to people, and let people know any updates, that would be best for everyone to know. If you are not interested, I hope that you allow me to reach out to other people and help them.

Thank you.

Hello again Maria_Ann.

I appreciate the assistance you are providing to CAP members and acting on their issues upon receipt of their SFA number.

What we are waiting from you or from your Pesion Rep is to make a statement where the CAP Pension Plan is regarding matured plans.  Is CAP paying or is it also under the SEC rehab plan?  You made a statement previously about the state of the Pension Plan that as far as you know, they are paying.... are they indeed paying their member's claims?

We are all looking forward to CAP addressing our Pension issues.

Have a great day Ma'm.
Title: Re: CAP Insurance, any experience?
Post by: maria_ann on Nov 11, 2010, 01:24 AM
Hello again Maria_Ann.

I appreciate the assistance you are providing to CAP members and acting on their issues upon receipt of their SFA number.

Hello again Maria_Ann.

I appreciate the assistance you are providing to CAP members and acting on their issues upon receipt of their SFA number.

What we are waiting from you or from your Pesion Rep is to make a statement where the CAP Pension Plan is regarding matured plans.  Is CAP paying or is it also under the SEC rehab plan?  You made a statement previously about the state of the Pension Plan that as far as you know, they are paying.... are they indeed paying their member's claims?

We are all looking forward to CAP addressing our Pension issues.

Have a great day Ma'm.
ns.  Is CAP paying or is it also under the SEC rehab plan?  You made a statement previously about the state of the Pension Plan that as far as you know, they are paying.... are they indeed paying their member's claims?

We are all looking forward to CAP addressing our Pension issues.

Have a great day Ma'm.[/color]

Hi again Topz5450,

Sir, I was able to talk to the right people about your concern already, I'm pretty sure that someone is acting on it, and we just have to wait. Don't you worry, I will be updating you guys about this one.

I must apologize if this is taking some time,
Just a little more patience. :) . Please

Post Merge: Nov 11, 2010, 01:34 AM
Have a great day to every one!:)
Title: Re: CAP Insurance, any experience?
Post by: anakbaryu on Jan 06, 2011, 03:24 AM
Sir, I was able to talk to the right people about your concern already, I'm pretty sure that someone is acting on it, and we just have to wait. Don't you worry, I will be updating you guys about this one.

I must apologize if this is taking some time,
Just a little more patience. :) . Please

Have a great day to every one!:)

Mukhang biglang nawala na si Ms. Maria Ann.....halos 2 months ng walang update.  Hmmmmnnn, ano kaya ang nangyari?

We are still PATIENTLY waiting for excuses...err sorry, for ANSWERS  :watchuthink:.  Happy New Year to all, including CAP staff!
Title: Re: CAP Insurance, any experience?
Post by: bauer on Jan 06, 2011, 02:32 PM
baka kasi gusto uli ng CAP magbenta ng 'kalokohan' este plans sa mga tao kaya pilit na sinasagot dito sa thread na everything is fine just wait patiently.
Title: Re: CAP Insurance, any experience?
Post by: maria_ann on Jan 06, 2011, 09:11 PM
Mukhang biglang nawala na si Ms. Maria Ann.....halos 2 months ng walang update.  Hmmmmnnn, ano kaya ang nangyari?

We are still PATIENTLY waiting for excuses...err sorry, for ANSWERS  :watchuthink:.  Happy New Year to all, including CAP staff!

Hi anakbaryu!

Happy new year to you too. Has been gone for a while because i had to take care of the SFA numbers and make sure that they are handed to the right person and also to check if people has been acting on it.

I must apologize that I wasn't able to give everyone updates as I have a long list of people to reply to. If this an excuse for you, well, I respect that and you have every right to feel so, although I am deeply sorry for it.

Anyway, I will be posting some SFA numbers again in here that I just received and if anyone here knows the following people please inform them about it.


Again, Happy New Year to every one!


Sincerely,
Maria Ann


Post Merge: Jan 06, 2011, 09:15 PM
baka kasi gusto uli ng CAP magbenta ng 'kalokohan' este plans sa mga tao kaya pilit na sinasagot dito sa thread na everything is fine just wait patiently.

Hello Bauer,

Thank you for the input.

Let me just clarify that I am not trying to sell anything as you have noticed, simply just trying to help out.

Happy new year to you.

Sincerely,
Maria Ann

Post Merge: Jan 06, 2011, 09:17 PM
NO CLAIM HAS BEEN FILED YET:

    * Valiente, Aidan - 62-96-01-01-A00505
    * Angeles, John Paul - 60-74-72-01-A05617
    * Capistrano, Julius - 01-19-28-01-002021

TERMINATED PLANS - PROCESSED ALREADY, REPORTED TO TRUSTEE BANK, AWAITING FUNDING:

    * Sia, Ansley - 60-76-07-01-A1694
    * Lobramonte Jr., Crisanto - 77-74-51-01-H0258
    * Carait Jr., William - 60-74-10-01-A1419

LUMP SUM PENSION AVAILMENT - CLAIM HAS BEEN PROCESSED, REPORTED TO TRUSTEE BANK, AWAITING FUNDING:

    * Nabor, Rafael - 21-02-31-01-00208 - P100,000.00
    * Bondoc, Rebecca - 57-74-38-01-A0665 - P100,000.00
    * Barrion, Juanita - 57-82-14-01-00001 - P200,000.00

 
Please inform these people if you guys know any of them! Thanks!

Happy new year!
Title: Re: CAP Insurance, any experience?
Post by: anakbaryu on Jan 07, 2011, 04:04 AM

Post Merge: Jan 06, 2011, 09:15 PM
NO CLAIM HAS BEEN FILED YET:

    * Valiente, Aidan - 62-96-01-01-A00505
    * Angeles, John Paul - 60-74-72-01-A05617
    * Capistrano, Julius - 01-19-28-01-002021

TERMINATED PLANS - PROCESSED ALREADY, REPORTED TO TRUSTEE BANK, AWAITING FUNDING:

    * Sia, Ansley - 60-76-07-01-A1694
    * Lobramonte Jr., Crisanto - 77-74-51-01-H0258
    * Carait Jr., William - 60-74-10-01-A1419

LUMP SUM PENSION AVAILMENT - CLAIM HAS BEEN PROCESSED, REPORTED TO TRUSTEE BANK, AWAITING FUNDING:

    * Nabor, Rafael - 21-02-31-01-00208 - P100,000.00
    * Bondoc, Rebecca - 57-74-38-01-A0665 - P100,000.00
    * Barrion, Juanita - 57-82-14-01-00001 - P200,000.00
 
Please inform these people if you guys know any of them! Thanks!

Happy new year!

Thanks for the post Maria_Ann, i now feel a lot better seeing the LUMP SUM Pension payment available to some subscribers.  Sorry for being impatient, baka pwede ng mag-update ang coleague n'yo sa status ng CAP Pension Plan.
Title: Re: CAP Insurance, any experience?
Post by: maria_ann on Jan 10, 2011, 01:16 PM
Thanks for the post Maria_Ann, i now feel a lot better seeing the LUMP SUM Pension payment available to some subscribers.  Sorry for being impatient, baka pwede ng mag-update ang coleague n'yo sa status ng CAP Pension Plan.


Hi anakbaryu!

It really is not a problem, it is actually understandable why you feel that way, each and every one of us is affected by this situation one way or the other.

Thank you though for posting, I will be talking to the people right people in CAP again so I can give you an update regarding pension or I can atleast give you a number to call of someone who knows pension better.

Thank you again!


Sincerely, Maria Ann
Title: Re: CAP Insurance, any experience?
Post by: Ping on Jan 10, 2011, 10:52 PM
http://cap.com.ph/education/Approved%20RRP%20-%20Schedule%20-%20HO.htm (http://cap.com.ph/education/Approved%20RRP%20-%20Schedule%20-%20HO.htm)

Hello Ping,

I was wondering if this might help. Sayang kasi.You can go to www.cap.com.ph tapos click on the place nearest you and try to see if your name is on the list of the people with unclaimed checks. As of the month of September the unclaimed check has amounted to P137 Million Pesos.

You can also go to www.captruth.webs.com to find out the truth about CAP. There is a place there to leave comments or questions if you must.

Sincerely,
Maria Ann
Official CAP Rep




Hi,

Thank you for the reply.  It's been a while since I visited this thread.   Nakakuha na po ako ng 2 checks since more than a year ago ata.  Pero I was supposed to get the 3rd check last May ata, then November daw.  Pero up to now, yun every 6 months, wala na ring resulta.  Ano na kaya nangyari?


 :hello:
Title: Re: CAP Insurance, any experience?
Post by: anakbaryu on Jan 11, 2011, 04:38 AM
http://cap.com.ph/education/Approved%20RRP%20-%20Schedule%20-%20HO.htm (http://cap.com.ph/education/Approved%20RRP%20-%20Schedule%20-%20HO.htm)

Hi,

Thank you for the reply.  It's been a while since I visited this thread.   Nakakuha na po ako ng 2 checks since more than a year ago ata.  Pero I was supposed to get the 3rd check last May ata, then November daw.  Pero up to now, yun every 6 months, wala na ring resulta.  Ano na kaya nangyari?

Hey Ping, is that a Pension or an Education Plan?
Title: Re: CAP Insurance, any experience?
Post by: Ping on Jan 11, 2011, 07:16 AM
^ CAP education plan po


 :hello:
Title: Re: CAP Insurance, any experience?
Post by: rangel on Jan 13, 2011, 12:27 AM
Dear Rangel,

You can go to www.cap.com.ph tapos click on the place nearest you and try to see if your name is on the list of the people with unclaimed checks. As of the month of September the unclaimed check has amounted to P137 Million Pesos.


You can also go to www.captruth.webs.com to find out the truth about CAP. There is a place there to leave comments or questions if you must.

Sincerely,
Maria Ann
Official CAP Rep


Ms. Maria Ann, Thanks for this reply..na overlook ko na tuloy. Just checked the website you mention and unfortunately there was no list of my name there. Now I have a few questions sayo though this may sound basic pero saken hindi pa kse malinaw.


1. If you don't apply/file for reimbursement of your plan (Educational Plan) would you be included on those list with a cheque?
2. If I opt. not to file and hope for the company (CAP) to be rehabilated. What is  your undbiased personal assesment on the chance of it recovering?
3. If I will opt to withdraw the fully paid plan How much (%) should i get in reference to the Original Plan I paid?
4. Also Can i still file for plan witdrawal?
Title: Re: CAP Insurance, any experience?
Post by: waterfront on Jan 13, 2011, 08:44 AM
miss maria_ann, please tell the CAP owners not to pretend (pa-gorio-gorio) that they do not have the money to pay the planholders. Alliance Global of Andrew Tan just paid Php 1.25 Billion cash for the Php 5.0 Billion deal to acquire 60 percent of property developer Fil-Estate Land Inc. which owns CAP.

according to CAP's personnel which i heard several years ago, the primary reason why CAP's business was badly affected and was not able to pay the planholders was due to investing the CAP's fund in these properties (correct me if i'm wrong). Now that these properties are sold, CAP should pay the planholders as soon as possible instead of using those funds to invest in another white elephant projects at the expense of the poor planholders. the planholders badly need the money to pay for the education of their children.

the owners can fool planholders once or twice but not all the times. Are you listening miss maria_ann ?????
Title: Re: CAP Insurance, any experience?
Post by: jetz on Jan 13, 2011, 10:16 AM
miss maria_ann, please tell the CAP owners not to pretend (pa-gorio-gorio) that they do not have the money to pay the planholders. Alliance Global of Andrew Tan just paid Php 1.25 Billion cash for the Php 5.0 Billion deal to acquire 60 percent of property developer Fil-Estate Land Inc. which owns CAP.

according to CAP's personnel which i heard several years ago, the primary reason why CAP's business was badly affected and was not able to pay the planholders was due to investing the CAP's fund in these properties (correct me if i'm wrong). Now that these properties are sold, CAP should pay the planholders as soon as possible instead of using those funds to invest in another white elephant projects at the expense of the poor planholders. the planholders badly need the money to pay for the education of their children.

the owners can fool planholders once or twice but not all the times. Are you listening miss maria_ann ?????


ka gagaling ko lang sa makati office kahapon , tanong ko nga kung kaylan makukuha yong payment nila sa nag matured ng policy(pension plan)...eh ang sagut sa akin e it will take years daw bago ka mabayaran kasi daw walang pera talaga ang CAP!
Title: Re: CAP Insurance, any experience?
Post by: anakbaryu on Jan 14, 2011, 03:49 AM
ka gagaling ko lang sa makati office kahapon , tanong ko nga kung kaylan makukuha yong payment nila sa nag matured ng policy(pension plan)...eh ang sagut sa akin e it will take years daw bago ka mabayaran kasi daw walang pera talaga ang CAP!

hhmmnnnnnn...this is a pension plan.  ms. maria_ann, any comment please.
Title: Re: CAP Insurance, any experience?
Post by: maria_ann on Jan 16, 2011, 12:12 AM
Hi Ping,

Thank you for the reply.

We are going to ask about it, it will be best if you give your name and SFA number, you can e-mail it to me, please do ask for the name of the people that has assisted you in the office so we would know exactly who you talk to and it would be easier for us to get an update.

Or, if you would be more comfortable you can call them directly in the office, but please always get the name of the person assisting you so that if you have any feedback we can take the necessary action.

You can call the office at 8154960 and 7592153 ( look for mercy or andrea ) for further inquiry about your plan or go to www.cap.com.ph or www.captruth.webs.com

Sincerely,
Maria Ann
Title: Re: CAP Insurance, any experience?
Post by: nicolenixie on Jan 18, 2011, 09:55 AM
Ms Maria Ann, question po.  I have a fully paid education plan Oct. 16, 2002 pa.  Last Nov. 9th 2005 I requested for CFEP Availment.  Can I ask for your help to update this?  I don't see my name as one of those that has unclaimed checks.  Please help.
Title: Re: CAP Insurance, any experience?
Post by: maria_ann on Jan 18, 2011, 12:36 PM
Ms. Maria Ann, Thanks for this reply..na overlook ko na tuloy. Just checked the website you mention and unfortunately there was no list of my name there. Now I have a few questions sayo though this may sound basic pero saken hindi pa kse malinaw.


Dear Rangel,

Thank you again for posting your question, I got your questions here and let me get back to you on this one, just to make sure that I give you the right answers to those questions. Or, if you prefer, you can also call them directly in the office, 8154960 and 7592153 ( look for mercy or andrea ).

Sincerely,
Maria Ann

Post Merge: Jan 18, 2011, 01:10 PM
miss maria_ann, please tell the CAP owners not to pretend (pa-gorio-gorio) that they do not have the money to pay the planholders. Alliance Global of Andrew Tan just paid Php 1.25 Billion cash for the Php 5.0 Billion deal to acquire 60 percent of property developer Fil-Estate Land Inc. which owns CAP.

according to CAP's personnel which i heard several years ago, the primary reason why CAP's business was badly affected and was not able to pay the planholders was due to investing the CAP's fund in these properties (correct me if i'm wrong). Now that these properties are sold, CAP should pay the planholders as soon as possible instead of using those funds to invest in another white elephant projects at the expense of the poor planholders. the planholders badly need the money to pay for the education of their children.

the owners can fool planholders once or twice but not all the times. Are you listening miss maria_ann ?????


Hi waterfront,

Thank you for the input, I do understand that you have a number of questions regarding to what CAP Philippines is doing to its money.

Let me explain it a little to you, so that you will be enlightened on what CAP Philippines is trying to do. CAP Philippines is already paying their Planholders, as you notice, but unfortunately, they will have to follow the court mandate or else, they might get into trouble and be forced to close.

If that happens, it will be bad for everyone, as no one will ever have the chance to get back whatever they have invested on CAP Philippines.

CAP Philippines has to stay afloat for the betterment of everyone.

I understand how frustrating it is, believe it or not, that is why we are trying our best to reach out to everyone and ask everyone to just hang in there, don't lose hope because we are here not giving up and still wanting to get back and pay the plan holders who invested whatever they have on the hope of a better future.

Let's not waste that little hope, as I have said and would say again, CAP Philippines stayed even though it would have been better for the owners to close down CAP and keep everyone's money. But no, they stayed because CAP Philippines was built on the hopes that Filipinos will have a bigger chance on achieving a better kind of education.

Please do extend your patience.

Sincerely,
Maria Ann

Post Merge: Jan 18, 2011, 01:26 PM
ka gagaling ko lang sa makati office kahapon , tanong ko nga kung kaylan makukuha yong payment nila sa nag matured ng policy(pension plan)...eh ang sagut sa akin e it will take years daw bago ka mabayaran kasi daw walang pera talaga ang CAP!


Hi Jetz,


Thank you so much for sharing with us your experience in the CAP office, we are actually now making sure that the service would be better.

We were able to talk to the proper personnel in CAP Philippines regarding this, I'm so sorry that there was no definite answer that was given to you, but let me assure you that i'm working on the pension part so I can get someone to help out on questions regarding pension.

And also, I was hoping that you can help me out,if you can ask for the name of those personnel that was assisting or that has assisted you, so we can take the necessary action.

Again, Thank you very much.

Sincerely,
Maria Ann

Post Merge: Jan 18, 2011, 01:40 PM
hhmmnnnnnn...this is a pension plan.  ms. maria_ann, any comment please.

Hi anakbaryu,

Thank you so much for the input, as I have said po, im working on it. =) please do extend your patience sir/ma'am.

With regards to the service, if you can ask for the name of those people who assisted you or share further experience we will be able to take the necessary steps to make sure they give better customer service.

Thank you again.

SIncerely,
Maria Ann

Post Merge: Jan 18, 2011, 01:46 PM
Ms Maria Ann, question po.  I have a fully paid education plan Oct. 16, 2002 pa.  Last Nov. 9th 2005 I requested for CFEP Availment.  Can I ask for your help to update this?  I don't see my name as one of those that has unclaimed checks.  Please help.

Hi Nicolenixei,

Thank you for posting your question, we are able to take note of your question would you mind sending your SFA number so I can check on it further.

Or you call them directly to the office 8154960 and 7592153 ( look for mercy or andrea ).

Sincerely,
Maria Ann
Title: Re: CAP Insurance, any experience?
Post by: jetz on Jan 19, 2011, 11:14 AM
hi maria_ann!
  inaayos ko na mga requirements para ma avail ang lumpsum claim nang matured pension plan policy ng partner ko , na kaka panghina talaga ng loob yong babaeng napag tanongan namin sa counter 10 ang tagal naming pimila don ganun lang pala ang info na ibibigay sa amin!...ako pa naman ang nag babayad noon ng quarterly premium!
Title: Re: CAP Insurance, any experience?
Post by: anakbaryu on Jan 19, 2011, 10:31 PM
Bale may Cap Pension Plan ako na kinuha ko way back 1997. I paid it for 5 years of around 30K and waited for 5 years to mature of which ang value lang nung plan for redemption is 40k. So bale last year (that is 2007) my plan was supposedly to mature. Kaso nga lang, when I came to redeem it, mukhang ala pondo para doon. Hay eto, keeping my fingers closed to keep my certificate copy baka later-on makabangon sila at ng ma-redeem ko na rin siya sa wakas.

Any experiences from them. Share niyo naman guys.

Hey Tops, have you collected any from CAP by any chance?  It's been 4 years since maturity, right?
Title: Re: CAP Insurance, any experience?
Post by: maria_ann on Jan 21, 2011, 10:17 AM
hi maria_ann!
  inaayos ko na mga requirements para ma avail ang lumpsum claim nang matured pension plan policy ng partner ko , na kaka panghina talaga ng loob yong babaeng napag tanongan namin sa counter 10 ang tagal naming pimila don ganun lang pala ang info na ibibigay sa amin!...ako pa naman ang nag babayad noon ng quarterly premium!



Dear Jetz,

Salamat po ulit sa pag share, pasensya na po talaga kayo, I assure you we will do something about it, I was wondering if you would remember kung anong araw po kayo nandun. Para alam po namin kung sino yung nandun at magagawaan po namin ng paraan.

One thing for sure, we will be making sure that we do something about it.

Thank you po.


SIncerely,
Maria Ann



 
Title: Re: CAP Insurance, any experience?
Post by: jetz on Jan 21, 2011, 02:56 PM


last week , Tuesday yon e!
Title: Re: CAP Insurance, any experience?
Post by: tops5450 on Jan 21, 2011, 09:42 PM
Hey Tops, have you collected any from CAP by any chance?  It's been 4 years since maturity, right?

even a cent sir walang pera ang CAP!
Title: Re: CAP Insurance, any experience?
Post by: maria_ann on Jan 23, 2011, 03:42 PM
last week , Tuesday yon e!


Ok, thank you for the help jetz! Sorry ulit.
Title: Re: CAP Insurance, any experience?
Post by: Ping on Jan 24, 2011, 07:46 AM
Hi Ping,

Thank you for the reply.

We are going to ask about it, it will be best if you give your name and SFA number, you can e-mail it to me, please do ask for the name of the people that has assisted you in the office so we would know exactly who you talk to and it would be easier for us to get an update.

Or, if you would be more comfortable you can call them directly in the office, but please always get the name of the person assisting you so that if you have any feedback we can take the necessary action.

You can call the office at 8154960 and 7592153 ( look for mercy or andrea ) for further inquiry about your plan or go to www.cap.com.ph or www.captruth.webs.com

Sincerely,
Maria Ann


Hi Maria Ann,

Thanks for the help.  But I am a bit confused here.  Do you mean you are "helping" CAP victims like us to get our payment FASTER?  Coz if you can do that, it'll be real cool.  I hope you don't mind me asking, are you in any way directly connected to CAP?

 :hello:
Title: Re: CAP Insurance, any experience?
Post by: maria_ann on Jan 25, 2011, 11:14 PM
Hi Maria Ann,

Thanks for the help.  But I am a bit confused here.  Do you mean you are "helping" CAP victims like us to get our payment FASTER?  Coz if you can do that, it'll be real cool.  I hope you don't mind me asking, are you in any way directly connected to CAP?

 :hello:

Hi Ping!

No po I cannot help speed up the process. But I am here to help in almost any other way I can, especially in supplying people with information regarding CAP and its habit of paying people back - as well as provide the main procedures in how to file a claim.

And as for your other question, lets just say it is in my best interest to help people out. What goes around comes around, right?

Thanks for the fair post.

Maria Ann
Title: Re: CAP Insurance, any experience?
Post by: Ping on Jan 26, 2011, 08:34 AM
Hi Maria Ann,

Nice to see people like you around here.

Here's my situation, I was able to get 2 checks already since 3 years ago.  I think the "promise" was supposed to be ONE CHECK PER SEMESTER?   Last year, di pa ako nakakuha, and up to today, wala pa rin kami sa list ng names with checks available. 

We followed each and every step that needs to be taken, hence we were able to get the previous checks.  But now, parang wala na?


 :hello:
Title: Re: CAP Insurance, any experience?
Post by: jetz on Jan 27, 2011, 03:01 PM
hi maria_ann

      ito yong nag magtured since sept 10 2010 na pension plan policy...i submitted all the requirements for lumpsum claim last jan 25 to Maila Peres counter 10
     Josephine L Veluz--PFA acct no...21-98-06-01-A0135
if ever na na process na ito please paki post na lang dito!..thanks!   
Title: Re: CAP Insurance, any experience?
Post by: maria_ann on Jan 30, 2011, 09:19 PM
hi maria_ann

      ito yong nag magtured since sept 10 2010 na pension plan policy...i submitted all the requirements for lumpsum claim last jan 25 to Maila Peres counter 10
     Josephine L Veluz--PFA acct no...21-98-06-01-A0135


Thank you Jetz,

I'll be talking to the proper personnel about it, and dont you worry I will be letting you know once I get an update!

Thanks for the info!


Sincerely,
Maria Ann
if ever na na process na ito please paki post na lang dito!..thanks!   

Post Merge: Jan 30, 2011, 09:43 PM
Hi Maria Ann,

Nice to see people like you around here.

Here's my situation, I was able to get 2 checks already since 3 years ago.  I think the "promise" was supposed to be ONE CHECK PER SEMESTER?   Last year, di pa ako nakakuha, and up to today, wala pa rin kami sa list ng names with checks available. 

We followed each and every step that needs to be taken, hence we were able to get the previous checks.  But now, parang wala na?


 :hello:

Sir Ping,


Don't worry po, I'll have it checked.

Thank you for the patience,

Sincerely,
Maria Ann
Title: Re: CAP Insurance, any experience?
Post by: maria_ann on Feb 06, 2011, 11:16 PM
Hi Ping,

Sorry, there's an error and I cant send you a PM.

Thanks for the message, as of now po I'm not the one in charge of the CAP Philippines FB account, what I can do is I can ask him to add your account.

But, anyway, I was able to get your SFA number so I'll be forwarding it to the proper personnel and once I get a feedback I'll be letting you know also.

THanks again!

Have a great day!
Title: Re: CAP Insurance, any experience?
Post by: Ping on Feb 06, 2011, 11:24 PM
^ welcome!

 :thankyou:
Title: Re: CAP Insurance, any experience?
Post by: maria_ann on Feb 09, 2011, 09:27 PM
^ welcome!

 :thankyou:

Hi Ping,

Na add na po namin kayo sa FB, please check!


THanks rin, have a great day! =)
Title: Re: CAP Insurance, any experience?
Post by: Ping on Feb 09, 2011, 09:37 PM
^ accepted na po. Thanks

Paki PM na lang dito or sa FB pag may update na kayo.


 :thankyou:
Title: Re: CAP Insurance, any experience?
Post by: maria_ann on Feb 13, 2011, 08:46 PM
^ accepted na po. Thanks

Paki PM na lang dito or sa FB pag may update na kayo.


OK po. Will do!

 :thankyou:
Title: Re: CAP Insurance, any experience?
Post by: anakbaryu on Mar 16, 2011, 12:01 AM
No po I cannot help speed up the process. But I am here to help in almost any other way I can, especially in supplying people with information regarding CAP and its habit of paying people back - as well as provide the main procedures in how to file a claim.

And as for your other question, lets just say it is in my best interest to help people out. What goes around comes around, right?

Maria Ann

Good day Maria Ann.  It has been months since you promised us that a representative from your CAP Pension (or yourself) will come out to provide some details or update on the Plan.  Is this a case of of trying to get rid of responsibilities by discharging or evading the issues?

I quote you as saying "I am here to help in almost any other way I can, especially in supplying people with information regarding CAP".  I emailed you directly regarding my nephews CAP Education Plans, all paid in full and provided you their respective SFA Account Numbers, on February 14th.  Would you be kind enough to provide me an update regarding these Educational Plans or at the least, an acknowledgement that you received my email, please.

Thank you.
Title: Re: CAP Insurance, any experience?
Post by: Ping on Mar 20, 2011, 05:55 PM
Yup, sana may update na.  Kasi sa CAP site, wala pa eh.



 :help:

Title: Re: CAP Insurance, any experience?
Post by: maria_ann on Mar 21, 2011, 03:37 PM
I quote you as saying "I am here to help in almost any other way I can, especially in supplying people with information regarding CAP".  I emailed you directly regarding my nephews CAP Education Plans, all paid in full and provided you their respective SFA Account Numbers, on February 14th.  Would you be kind enough to provide me an update regarding these Educational Plans or at the least, an acknowledgement that you received my email, please.

Thank you.[/color]
[/quote]


Hi Anakbaryu,

Thank you for posting your concern, I must apologize for the long wait and the inconvenience this is causing you.

In a day or tow I will be posting a number of SFA numbers, that was given a feedback. I sincerely apologize. If you're name or SFA number is not there then I will be following it up in the office.

Sincerely,
Maria Ann

Post Merge: Mar 21, 2011, 03:40 PM
Yup, sana may update na.  Kasi sa CAP site, wala pa eh.



 :help:


Hi Ping,

Thank you also for posting, I am also sorry for the long wait. But as I have told anakbaryu I will be updating you guys because I have received a feedback with the SFA numbers I have sent before.

Thank you again for the patience.

God Bless.

Sincerely,
Maria Ann



Post Merge: Mar 21, 2011, 04:21 PM
TO ANYONE WHO RECOGNIZE THE FOLLOWING PFA AND SFA NUMBERS:PLEASE LET ME KNOW IF YOU HAVE ANY OTHER QUESTION =)

- PFA 5-7-79-01A0079 NOT FOUND, PLEASE VERIFY PFA. NO.

- PFA 21-98-06-01-A0135 MATURED, NO AVAILMENT AS OF TODAY

- SFA 72-06-BK-00A00126 NOT YET MATURED

- SFA 60-74-82-01-A0704 TERMINATED W/ TREASURY FOR PAYMENT

- SFA 60-74-82-01-A0706 TERMINATED NO AVAILMENT AS OF TODAY

- SFA 60-74-91-01-A04450 TERMINATED W/ TREASURY FOR PAYMENT

- SFA 77-74-72-01-A1230 TERMINATED W/ TREASURY FOR PAYMENT


SINCERELY,
MARIA ANN
Title: Re: CAP Insurance, any experience?
Post by: wreighlen_08 on Apr 07, 2011, 10:17 AM
good morning po..ask ko lng kung ano npo progress nung sa pension yun din kc yung prob ko..maturity date nya last nov 2008.kso hanggang ngayon wla pdin, sa Cap Lipa ako ng pass nga requirements.kso pg tinatawagan ko yung office nla ndi ko na macontact..help nmn po pls...

Post Merge: Apr 07, 2011, 10:25 AM
good morning po ma'am mary ann, ask ko lng po khit yung updated contact number ng Cap Lipa City, Batangas. para ma verify ko nmn po kung ano na progress nung sa pension plan ko..thank you..hoping for your immediate response..

Post Merge: Apr 07, 2011, 03:07 PM
good morning po ma'am maria ann, ask ko lng po khit yung updated contact number ng Cap Lipa City, Batangas. para ma verify ko naman po kung ano na progress nung sa pension plan..thank you..hoping for your immediate response..
Title: Re: CAP Insurance, any experience?
Post by: jetz on May 24, 2011, 10:11 AM
hi maria_ann!
any update now?
Title: Re: CAP Insurance, any experience?
Post by: rollyae on Jun 10, 2011, 08:07 PM
Hi Mary Ann,

I have been following this forum and came to know your kindness. Just like the others, I have been desperately waiting the settlement of my pension plan after submitting all the requirements. My PFA Acct. No. is 21-98-06-01-A0378. 

Hope you are just around the corner and would also lend a helping hand to me. 

God bless us all.

Sincerely,

Rolly   
Title: Re: CAP Insurance, any experience?
Post by: anakbaryu on Jun 11, 2011, 02:09 AM
Hello everyone.

For real, meron na bang natulungan si maria_ann dito?  Please be heard kung mayroon at paki-share how she had helped somehow.

There have been so many apologies issued my maria_ann and we are yet to see 'things happen'......hangga ngayon nga naghihintay pa ng explanation sa CAP Pesion Plan eh.
Title: Re: CAP Insurance, any experience?
Post by: Ping on Jun 18, 2011, 08:38 PM
http://cap.com.ph/education/Approved%20RRP%20-%20Schedule%20-%20HO.htm (http://cap.com.ph/education/Approved%20RRP%20-%20Schedule%20-%20HO.htm)


Here's the link where you can check online if your payments are ready.



 :hello:
Title: Re: CAP Insurance, any experience?
Post by: lorena_lumague on Jul 03, 2011, 12:02 AM
Bukod sa napakatagal nang aking refund sa CAP, napakahirap ding kumontak sa telepono nila...terminated na mula pa nuong 2005 till now wala paring resulta...Educational plan kinuha ko under pension plan, sabi nang agent namin dati pwede naman daw convert yun into educational plan..anyways... bat ganon 6years na ala parin nangyayari... : (
Title: Re: CAP Insurance, any experience?
Post by: jomor on Jul 03, 2011, 06:06 AM
my wife pension plans (2 plans) had matured in 2005... she was paid 10% only of the total maturity value in 2008; the remaining 90% balance has been pending ever since... we wrote already SEC and CAP ... SEC endorsed our letter to CAP but CAP remained silent ... when I personally visited CAP's office in Makati, the Treasurer mentioned that funds of CAP are in real estate... kaya lang mga overvalued real estate properties ... tingin ko malabo na maging pera ang mga yun... so sad that we are not getting any support ...
Title: Re: CAP Insurance, any experience?
Post by: jetz on Jul 03, 2011, 07:47 AM
my wife pension plans (2 plans) had matured in 2005... she was paid 10% only of the total maturity value in 2008; the remaining 90% balance has been pending ever since... we wrote already SEC and CAP ... SEC endorsed our letter to CAP but CAP remained silent ... when I personally visited CAP's office in Makati, the Treasurer mentioned that funds of CAP are in real estate... kaya lang mga overvalued real estate properties ... tingin ko malabo na maging pera ang mga yun... so sad that we are not getting any support ...

mabuti nga may kumausap sayo!...ilang  pa balik balik ako doon walang gustong kuma usap sa akin para sana maka pag post ako ng update dito!...nag sawa ako sa ka da dial sa mga numbers nila walang gustong sumagot!...si madam maria_ann nanahimik narin!
last na punta ko doon noong May 2011...pinag taasan ko na ng boses yong mga nasa window 10 kaya nilapitan na ako ng mga guard , dahil ayaw mag bigay ng info at iisa ang sinasagut sa akin!,,,MAGHINTAY LANG!
Title: Re: CAP Insurance, any experience?
Post by: capsiaw on Jul 03, 2011, 07:55 PM
my wife pension plans (2 plans) had matured in 2005... she was paid 10% only of the total maturity value in 2008; the remaining 90% balance has been pending ever since... we wrote already SEC and CAP ... SEC endorsed our letter to CAP but CAP remained silent ... when I personally visited CAP's office in Makati, the Treasurer mentioned that funds of CAP are in real estate... kaya lang mga overvalued real estate properties ... tingin ko malabo na maging pera ang mga yun... so sad that we are not getting any support ...

let us not be fooled by their clever explanation. i believe that those properties were already sold to Andrew Tan of Alliance Global. just read this piece of news:

AGI buys into Fil-Estate


By Doris Dumlao
Philippine Daily Inquirer
First Posted 21:52:00 12/22/2010

Filed Under: Tourism, Investments, Construction & Property, Mergers - Acquisitions - Takeovers


MANILA, Philippines—Tycoon Andrew Tan-led Alliance Global Group Inc. (AGI) has signed a P5-billion deal to secure a 60-percent stake in property developer Fil-Estate Land Inc.

This gave AGI access to more property suitable for tourism-oriented developments.

AGI on Wednesday announced it would subscribe to five billion common shares of Sobrepena-led Fil-Estate for a total of P5 billion in cash.

The shares to be acquired by AGI will be issued by Fil-Estate Land out of the P5-billion increase in its authorized capital stock which was earlier approved by its stockholders.

“We are acquiring a stake in Fil-Estate Land in line with AGI’s strategy of investing in tourism projects outside of Metro Manila,” said AGI president Kingson Sian.

“This will bolster our bid to make the Alliance Global Group the biggest player in the Philippine tourism industry,” he added.

“We believe that tourism is our country’s newest sunshine industry. By forging a partnership with Fil-Estate Land, we will be able to develop more than 1,000 hectares of tourism-oriented communities in the country’s prime tourist spots such as Tagaytay, Nasugbu and Boracay,” Sian said.

The price per share of P1 implied a big discount to Fil-Estate Land’s book value of around P2.74 per share as of 2009. With the cash infusion, the book value will fall to about P1.73 per share which was still very cheap, said Campos Lanuza & Co. head of research Jose Mari Lacson.

“It’s a pretty good buy for AGI,” Lacson said, noting that the firm’s bid to expand its tourism ventures would gain a big push.

“With the assets of Fil-Estate land, they can maximize the value of those. Fil-Estate has no resources, so even if it has good assets, it can’t develop them fully. With AGI, there’s a lot of synergy and this ensures the development and marketing of projects. There will also be financial synergy.”

The deal was priced at a slight premium over Fil-Estate Land’s closing price of P0.92 at the stock market yesterday. Also as of yesterday, the company has a market capitalization of about P3 billion.

Shares of AGI were up by 1 percent to P11.10 per share yesterday, giving it a market capitalization of P106.72 billion.

AGI will pay the subscription price in two tranches. It will be paid in full upon the approval by the Securities and Exchange Commission of the increase in Fil-Estate Land’s capital stock.

Andrew Tan’s flagship holding firm is an active player in a wide range of industries—real estate development to food and beverage, quick service restaurants and hotels-and-resorts development
Title: Re: CAP Insurance, any experience?
Post by: winiepooh on Jul 17, 2011, 04:17 PM
good day..just want to ask how to file claims for CAP educational plan? where do i start processing?
Title: Re: CAP Insurance, any experience?
Post by: jetz on Jul 17, 2011, 08:18 PM
wala na ba talagang ginagawa ang Goverment para matulungan tayong mga biktima ng mga walanghiyang operator ng CAP?
Title: Re: CAP Insurance, any experience?
Post by: winiepooh on Jul 17, 2011, 10:20 PM
i hope anyone can give me idea or tips how to claim educational plan of my daughters. kasi po ang pinang bayad ko sa plan ng mga anak ko e buong savings ng mga bata. we withdraw it fr. their savings dhl akala namin magkakaroon ng assurance ang college education nila.
Title: Re: CAP Insurance, any experience?
Post by: jetz on Jul 18, 2011, 05:21 AM
i hope anyone can give me idea or tips how to claim educational plan of my daughters. kasi po ang pinang bayad ko sa plan ng mga anak ko e buong savings ng mga bata. we withdraw it fr. their savings dhl akala namin magkakaroon ng assurance ang college education nila.

dalhin nyo po yong mga birth certificate ng mga bata at SFA at PFA , submit nyo po sa window 10 ng Makati CAP office
Title: Re: CAP Insurance, any experience?
Post by: chloezyys on Jul 20, 2011, 09:15 AM
Hi po! Good day! Anyone here who has claimed checks with CAP? Meron po kasing naka-post sa website nila na list of those persons who have unclaimed checks with them. Just wondering about the process. Thanks po! =)
Title: Re: CAP Insurance, any experience?
Post by: maria_ann on Jul 27, 2011, 01:16 PM
good morning po..ask ko lng kung ano npo progress nung sa pension yun din kc yung prob ko..maturity date nya last nov 2008.kso hanggang ngayon wla pdin, sa Cap Lipa ako ng pass nga requirements.kso pg tinatawagan ko yung office nla ndi ko na macontact..help nmn po pls...

Post Merge: Apr 07, 2011, 10:25 AM



good morning po ma'am mary ann, ask ko lng po khit yung updated contact number ng Cap Lipa City, Batangas. para ma verify ko nmn po kung ano na progress nung sa pension plan ko..thank you..hoping for your immediate response..

Post Merge: Apr 07, 2011, 03:07 PM
good morning po ma'am maria ann, ask ko lng po khit yung updated contact number ng Cap Lipa City, Batangas. para ma verify ko naman po kung ano na progress nung sa pension plan..thank you..hoping for your immediate response..


Hi there!

Pasensya na po kayo kung ngayon ko lang na buksan ulit account ko dito, I was sick for a while and was undergoing medication during times na hindi ko kayo masagot kaagad.

CAP Lipa number, I'll try and contact them tapos pag wala; tawag na lang ako sa main office.

THanks,


Sincerely,
Maria Ann

Post Merge: Jul 27, 2011, 01:23 PM
hi maria_ann!
any update now?

Hi Jetz,

Sorry, it took me awhile to answer again, I was sick kasi and was undergoing medication so hindi ako masyadong maka connect sa internet. Anyway, wala ba dun sa pinost ko yung sfa or pfa number? kung wala i dodouble check ko. pasensya na ulit.

THanks for the patience.

SIncerely,
Maria Ann

Post Merge: Jul 27, 2011, 01:26 PM
Hi Mary Ann,

I have been following this forum and came to know your kindness. Just like the others, I have been desperately waiting the settlement of my pension plan after submitting all the requirements. My PFA Acct. No. is 21-98-06-01-A0378. 

Hope you are just around the corner and would also lend a helping hand to me. 

God bless us all.

Sincerely,

Rolly   


Hi Rolly!


I am so sorry that it took me awhile to respond, i was sick for a long while there so I wasnt able to check on the blogs and forums. Anyway, I'm more than happy to check on this one for you tapos I'll post it here again kung sakali.

THanks for the patience!

Sincerely,
Maria Ann

Post Merge: Jul 27, 2011, 01:32 PM
my wife pension plans (2 plans) had matured in 2005... she was paid 10% only of the total maturity value in 2008; the remaining 90% balance has been pending ever since... we wrote already SEC and CAP ... SEC endorsed our letter to CAP but CAP remained silent ... when I personally visited CAP's office in Makati, the Treasurer mentioned that funds of CAP are in real estate... kaya lang mga overvalued real estate properties ... tingin ko malabo na maging pera ang mga yun... so sad that we are not getting any support ...

HI!

Im so sorry for such an experience but if there is anything I can do to help out just let me know.

Sincerely,
Maria ANn

Post Merge: Jul 27, 2011, 01:47 PM
mabuti nga may kumausap sayo!...ilang  pa balik balik ako doon walang gustong kuma usap sa akin para sana maka pag post ako ng update dito!...nag sawa ako sa ka da dial sa mga numbers nila walang gustong sumagot!...si madam maria_ann nanahimik narin!
last na punta ko doon noong May 2011...pinag taasan ko na ng boses yong mga nasa window 10 kaya nilapitan na ako ng mga guard , dahil ayaw mag bigay ng info at iisa ang sinasagut sa akin!,,,MAGHINTAY LANG!

Hi Jetz,

Can we know kung kailan to nangyari at sino yung nagsasabi ng maghintay lang? Natanong mo ba kung anong name?

THanks.

SIncerely,
Kay-Ann

Post Merge: Jul 27, 2011, 01:51 PM
good day..just want to ask how to file claims for CAP educational plan? where do i start processing?
i hope anyone can give me idea or tips how to claim educational plan of my daughters. kasi po ang pinang bayad ko sa plan ng mga anak ko e buong savings ng mga bata. we withdraw it fr. their savings dhl akala namin magkakaroon ng assurance ang college education nila.

Hi WInie pooh!

Just go to the accounting office, if I 'm not mistaken 1st floor po, pag po nafile nyo let me know. Pag nagka problema po kayo to anyone just let me know yung pangalan at yung problema.

THanks.


Sincerely,
Maria Ann
Title: Re: CAP Insurance, any experience?
Post by: jetz on Jul 27, 2011, 06:41 PM
@ marie_ann....yes , one of the PFA that you had posted last March 21 is mind!

Madam , you started a thread last March 30 2011 "CAP Philippines! NOW PAYING BACK!!!" ....me and my wife was so exited at that time , so we rush to Makati office only to be with a big disapointment at window 4 , reason why my emotions got lose!

Madam , can you please explain us here why you started a thread like this?  despite the fact that nobody among us here at PMT had ever claimed a singel centavo from CAP!

 
Title: Re: CAP Insurance, any experience?
Post by: maria_ann on Aug 05, 2011, 02:32 PM
Hi Jetz,

Thank you for the message, With regards to the thread, it was made for people who are assuming that CAP is closed and are not paying. There are a number of things that I need to make clear
1. CAP is paying, it's not closed or bankrupt, You just have to file a claim in order to avail.

2. Do not expect to be paid immediately because there is a long list of claimants. As I've said before it on a first file, first claim basis. Which means that CAP will pay the people who filed first.

In all fairness, the people in PMT are not the only ones that are claiming, there are thousands of people who are claiming and was able to get. The reason why none of you were able to get is because you have to wait.

I am here in PMT because I want to be able to help reach out to people if they are in need of help filing and if they get bad service from the customer service representative of CAP or if they need to know what happened to the claim that they filed.

I cannot expedite your claims, but I can help you save money by asking about the status of your claims online without having to spend money or time to go to the CAP office.

Also I cannot be the one to file for your claim.

Thanks for the time.

Sincerely,
Maria Ann
Title: Re: CAP Insurance, any experience?
Post by: jetz on Aug 05, 2011, 03:26 PM
Dios ko po!...that lady in window 4 told us that those who filed claim since 2005 had never been paid until now, so ang sabi nya mag hintay lang kami!...AANHIN PA ANG DAMO KUNG PATAY NA ANG KABAYO!


 

Post Merge: Aug 05, 2011, 03:29 PM
WALA NA BA TALAGA PAKI ALAM ANG GOBIERNO SA MGA NABIKTIMA NG CAP?
Title: Re: CAP Insurance, any experience?
Post by: elmostreet on Aug 05, 2011, 03:59 PM
^^
Kabagal talaga ang proseso dito sa pinas. Parang kung pwedi nga lang ay hindi na kailangang mag-apply ng car insurance kasi wala rin lang silbi.
Title: Re: CAP Insurance, any experience?
Post by: jnsbacon on Aug 08, 2011, 06:28 PM
Nakakainit ng ulo :D Nakagraduate na ako ng college, 2 years working na pero di pa rin nababayaran ng CAP yung claims namin. Mayroon pa akong kapatid na paaaralin, siya na sana ang makinabang sa plan ko. But since the plan is gone, just settle your debt to us. We badly need the money now. My father is working in Malaysia, tinubuan na ng puting buhok at kumulubot na ang balat para mapaaral kami. Dun na inugat. Ngayon mahina na ang kita niya halos wala nang maipadala. Kaya kung may konsensya ang pamunuan ng CAP, let the public know. Magpost kayo ng advertisement sa dyaryo o kaya magpapress con, hindi yung dito lang sa mga ganitong forum kayo naglalakas loob magsabi na pwede nang magclaim :)
Title: Re: CAP Insurance, any experience?
Post by: maria_ann on Aug 12, 2011, 06:06 PM
Dios ko po!...that lady in window 4 told us that those who filed claim since 2005 had never been paid until now, so ang sabi nya mag hintay lang kami!...AANHIN PA ANG DAMO KUNG PATAY NA ANG KABAYO!

Hi,

Thank you po for letting us know your experience with CAP, this will help us improve the customer service. Thank you very much po.

Sincerely,
Maria Ann


 

Post Merge: Aug 05, 2011, 03:29 PM
WALA NA BA TALAGA PAKI ALAM ANG GOBIERNO SA MGA NABIKTIMA NG CAP?

Post Merge: Aug 12, 2011, 06:34 PM
Nakakainit ng ulo :D Nakagraduate na ako ng college, 2 years working na pero di pa rin nababayaran ng CAP yung claims namin. Mayroon pa akong kapatid na paaaralin, siya na sana ang makinabang sa plan ko. But since the plan is gone, just settle your debt to us. We badly need the money now. My father is working in Malaysia, tinubuan na ng puting buhok at kumulubot na ang balat para mapaaral kami. Dun na inugat. Ngayon mahina na ang kita niya halos wala nang maipadala. Kaya kung may konsensya ang pamunuan ng CAP, let the public know. Magpost kayo ng advertisement sa dyaryo o kaya magpapress con, hindi yung dito lang sa mga ganitong forum kayo naglalakas loob magsabi na pwede nang magclaim :)
Hi,

Sa totoo lang po, napakaganda nga po kung mag lalagay po ng add sa television at dyaryo, ngunit ayon po sa nakatataas, ipina alala po nila na ang pera na ilalaan namin sa add sa dyaryo at TV dapat ibayad na lang po sa plan holders na dapat ng bayaran. Maitanong ko lang po, nakapag file an po ba kayo ng claim? And kung nakapag file na po kayo, kailangan nyo po ba ng tulong sa pag  fofollow up. Thank you po.

Sincerely,
Maria Ann

Post Merge: Aug 12, 2011, 06:37 PM
Hereunder are updates on accounts submitted for follow-up:

1. SFA 62-74-77-01-A00527 - matured but no claims have been filed yet
2. SFA 62-74-77-01-A00528 - not yet matured
3. SFA 60-74-23-01-A01488 - planholder is requested to submit availment
request

4. PFA 57-82-70-01-A0087, PFA 57-82-70-01-A0088, PFA 21-98-06-01-A0378 -
these are still undergoing processing. once completed, a request shall be
sent to the trustee bank for funding of the claim. we will be able to give
the schedule of release only when the trustee bank has acted on the
request for funding.
Title: Re: CAP Insurance, any experience?
Post by: jetz on Aug 12, 2011, 06:49 PM
@maria_ann...im sorry my lady , what ever customer service improvement you people would do , as long as CAP is not paying claims , its all nonsense at all!...ok na yong sinabi ng babae sa window 4 kahit nakaka init ng ulo, kasi totoo!... :help:
Title: Re: CAP Insurance, any experience?
Post by: maria_ann on Sep 06, 2011, 08:05 AM
Hi,

I received the following plan status below, please verify. Thank you.


plan status:
 
Danilo Caacbay - 25-02-72-01-01239 - no claim filed
 
Valentin Fernando - 60-76-15-01-00301 - already processed, now with trustee bank for funding
 
Romeo Lugay - 62-74-66-01-0070 - no claim filed
 
Martin Viernes- 25-20-27-01-00216 - already processed, now with trustee bank for funding
 Fernando, Valentin 60-76-15-01-00301: already processed, with trustee bank for funding
Azares, Lamberto 60-82-21-01-00116: already processed, with trustee bank for funding
Arciaga, Isagani 60-74-76-01-A00248: already processed, with trustee bank for funding
Gatchalian, Ma Cecilia 60-74-23-01-01132: no claim filed
Gatchalian, Joel 60-74-37-01-A0587: fully paid but not yet matured
Maglupay, Roger 78-67-87-01-H0491: forfeited account
Camero, Dionisio 77-76-34-01-H0020: fully paid but not yet matured
Caacbay, Danilo 25-02-72-01-01239: no claim filed
Lugay, Romeo 62-74-66-01-00070:no claim filed
Viernes, Martin 25-20-27-01-00216: already processed, with trustee bank for funding
Valmonte, Crisha 60-74-22-01-000730: already processed, with trustee bank for funding
Valmonte, Chrisnedel 25-74-22-01-001924: already processed, with trustee bank for funding
Valmonte, Chrissien 60-74-22-01-A00638: already processed, with trustee bank for funding
 
Title: Re: CAP Insurance, any experience?
Post by: bluelibra923 on Oct 26, 2011, 09:13 AM
Hi...good morning..I'm planning to file my claim for my son...what are the requirements and how many hours will it take to file my claim? May I also know what are the procedures or what window will I go first? I'm asking this because I work in a shifting schedule and to know how will I manage my time. Thank you...
Title: Re: CAP Insurance, any experience?
Post by: anakbaryu on Oct 26, 2011, 08:57 PM
Hi...good morning..I'm planning to file my claim for my son...what are the requirements and how many hours will it take to file my claim? May I also know what are the procedures or what window will I go first? I'm asking this because I work in a shifting schedule and to know how will I manage my time. Thank you...

Good luck Bluelibra.  Just make sure you read the Topic "How to Get Rid of Stress  (Read 1044 times)" before you start this process.  I wish you all the best.
Title: Re: CAP Insurance, any experience?
Post by: blurem23 on Dec 05, 2011, 11:34 AM
Greetings Ms Maria Ann,

I hope you can help my friend with his Unrelease CAP Pension..

Details are as follows

Pensioner Verilo S. Sarino Sr. &/OR Verilo M. Sarino Jr.
PFA Acc. No. 21-67-49-01-A0033

please do check its a very long time since the death of his father and until now nothing is received
a detailed blogpost about this on my blog.. please follow http://tinyurl.com/8xlg2cl

thanks a lot!
Title: Re: CAP Insurance, any experience?
Post by: vike on Jan 18, 2012, 10:26 PM
Magandang araw po  Ms. Maria Ann,

Hihingi lang po sana ako ng tulong kung ano na po ang status po ng aming plan pong magkapatid nawa po sana ay matulungan nyo po kami .

E2 po ang mga detalye:

Kevin John A. Danan SFA Acct. number 60-76-01-03-000182
Kristine Joie A. Danan SFA Acct. number 60-76-22-01-A00812

Nawa po ay matulungan nyo po ako.
Maraming maraming salamat po
Title: Re: CAP Insurance, any experience?
Post by: EmmanuelCatalan on Jan 19, 2012, 01:09 PM
Greetings Ms Maria Ann,

Hi, I got an educational plan for my daughter, she is still in highschool, do I apply for claim now as it takes so long to process and have checks released  or I should wait till shes in college before I file our claim?

Its been so long and I don't know the status of CAP, its just now that I have read something about CAP here in PMT.

Please advise.
Title: Re: CAP Insurance, any experience?
Post by: Ping on Jan 20, 2012, 08:14 AM
Di na ata nag wo work yun link ng CAP where you can see the update of the checks ready for release?


http://cap.com.ph/education/Approved%20RRP%20-%20Schedule%20-%20HO.htm


 :help:
Title: Re: CAP Insurance, any experience?
Post by: wreighlen_08 on Mar 08, 2012, 11:18 AM
gud am..ano n kya update sa cap pension plan..nawala ndin c mam maria ann..ang tgal ko ng ngiintay kung ano nb update until now wla pdin ako nkukuhang rsponse..akala ko ba tutulungan nyo kmi..wg nyo nmn sna kmi paasahin sa wla.sa hirap ng buhay ngayun sna nmn tupadin nyo ang mga sinasabi nyo smin..
Title: Re: CAP Insurance, any experience?
Post by: oragon291764 on Mar 20, 2012, 05:18 PM
"It is understood that this approval of the Revised Rehabilitation Plan is only good for two (2) years, hence a review of the compliance of all the terms and conditions of the plan and of this approval shall be made not later than September 30, 2008, unless there is a good reason for the early withdrawal of this approval."

http://www.cap.com.ph/education/Approved%20RRP%20-%20Resolution.htm (http://www.cap.com.ph/education/Approved%20RRP%20-%20Resolution.htm)

Above is the last paragraph of the RTC ruling on the REVISED REHABILITATION PLAN of CAP as penned by Judge CESAR O. UNTALAN on November 8, 2006. Now, was there any published report of the required compliance review which should have been provided on or before 30 Spetember 2008???
Title: Re: CAP Insurance, any experience?
Post by: cezzille on May 09, 2012, 02:43 PM
Please advise is CAP Pension is still alive?
Should we still wait for the maturity date?
Did any one manage to withdraw their plan recently?
Please let us know......
Title: Re: CAP Insurance, any experience?
Post by: jdmralliart on Jun 06, 2012, 12:19 PM
i am also in dire need of an answer, my daughter is already in 2nd yr HS, so just a few years from now, we would badly need help for her college educational plan..
any update yet or suggestions on how can we get what is due to us from CAP?
Title: Re: CAP Insurance, any experience?
Post by: oragon291764 on Jun 22, 2012, 02:51 PM
"It is understood that this approval of the Revised Rehabilitation Plan is only good for two (2) years, hence a review of the compliance of all the terms and conditions of the plan and of this approval shall be made not later than September 30, 2008, unless there is a good reason for the early withdrawal of this approval."

http://www.cap.com.ph/education/Approved%20RRP%20-%20Resolution.htm (http://www.cap.com.ph/education/Approved%20RRP%20-%20Resolution.htm)

Above is the last paragraph of the RTC ruling on the REVISED REHABILITATION PLAN of CAP as penned by Judge CESAR O. UNTALAN on November 8, 2006. Now, was there any published report of the required compliance review which should have been provided on or before 30 Spetember 2008???


regretfully...I went to CAP main building at Makati to terminate my two (i.e. already matured) traditional plans that I invested since 2001...I personally do not trust that CAP will be able to rehabilitate itself...according to the personnel at CAP, I "will" be paid within 5years reckoned from the date I requested the termination of the SFA...I just hope and pray that I can still recover my investments...
Title: Re: CAP Insurance, any experience?
Post by: psychoj27 on Jul 20, 2012, 03:46 AM
My parents enrolled me this CAP Educational Plan when I was 6years old the whole payment they made was 97K for that S**T  >:(! Look at me now,still not yet graduated in college and my parents don't know where they can get My Tuition fee in every semester because of the fact that CAP Plan was already scammed or I should say kinurakot by the Head Official wala na!.. ilan tayong nasayang ang pera at umaasa na mabibigyan ng bahagi ng perang nalalabi sa pera ng CAP Plan?

Everytime naiisip ko ang Parents ko at sabi nga ng mama ko tuwing maghuhulog sila every month kinakaykay niya pati barya ng lalagyan ng tindahan namin para may maihulog lang and then mawawala lang lahat ng investment SANA ng parents ko para sa pag-aaral ko nakaka-inis at nakaka-init ng Ulo..  :rant:

Pumunta ang Father ko sa office sa Makati at Nagtanong siya ang sabi ay P13K lang ang kayang ibigay nila. sa P97K ay 13K na lang? alam kong sa iba malaki ng pera yan pero kung papayag ka na bayaran ka ng palugi sa investment na sinimulan mo daig mo pang nangutang sa bombay na super talo kapa sa interest. nakakalungkot lang dahil ang gobyerno parang wala ding pakialam sa problema ito. nakaka-iyak sa galit.  :'(

May nakakuha na ba talaga ng cheque at sa plan na binayaran nyo nakipagbargain ba kau o sila talaga magbibigay ng amount na ibabayad sa inyo?  :huh:
Title: Re: CAP Insurance, any experience?
Post by: jetz on Jul 20, 2012, 09:50 AM
its been two years na ang claim ng asawa ko sa pension plan , hangang ngayon kahit singko wala!..tangapin na natin ang katotohanan..Dios na ang bahala sa mga walanghiyang yan! 
Title: Re: CAP Insurance, any experience?
Post by: jcptc on Jul 20, 2012, 12:32 PM
heto lang po nakita kong latest updated since the rehab:

http://www.philstar.com/Article.aspx?articleId=462202&publicationSubCategoryId=66 (http://www.philstar.com/Article.aspx?articleId=462202&publicationSubCategoryId=66)

Hope it can help!
Title: Re: CAP Insurance, any experience?
Post by: george88 on Jul 20, 2012, 01:06 PM
Ang pangakong napako...
Title: Re: CAP Insurance, any experience?
Post by: oragon291764 on Jul 20, 2012, 01:11 PM
hopeless na ang CAP...there is no way they can rehabilitate themselves...meron na naman kaso yun mga Sobrepena sa BCDA...eh these are the same people na namuno ng CAP!!!
Title: Re: CAP Insurance, any experience?
Post by: Ironkiwi on Jul 20, 2012, 02:09 PM
heto lang po nakita kong latest updated since the rehab:

http://www.philstar.com/Article.aspx?articleId=462202&publicationSubCategoryId=66 (http://www.philstar.com/Article.aspx?articleId=462202&publicationSubCategoryId=66)

Hope it can help!
Press release lang nila iyan na baka sakaling magkaenganyo para maka survive sila pero wala din, nakakalungkot lang kasi hard earned money at sa pamilyang nagsisimula halos budgeted ang kinikitang pera at umaasang magandang kinabukasan sa paglalaanan ang pagaaral ng mga anak. Pero kinasadlakan napunta sa mga dupang na kababayan. Sana lang sa mga namumuno ng CAP usigin kayo ng inyong mga konsyiensya, daming nyong ninakawan ng magandang bukas.
Title: Re: CAP Insurance, any experience?
Post by: oragon291764 on Jul 20, 2012, 02:29 PM
eto yun mga incorporators ng CAP:

Atty. Enrique A. Sobrepeña, Jr., James Marsh Thompson, Rafael E. Evangelista, Dr. Ernesto M. Espaldon and Amb. Romulo M. Espaldon

Ipagdasal at ipagtirik na lang sila ng kandila...

source: http://www.cap.com.ph/education/Approved%20RRP%20-%20Resolution.htm (http://www.cap.com.ph/education/Approved%20RRP%20-%20Resolution.htm)
Title: Re: CAP Insurance, any experience?
Post by: george88 on Jul 20, 2012, 02:35 PM
kung sa USA yan nakakulong na yan
Title: Re: CAP Insurance, any experience?
Post by: oragon291764 on Jul 20, 2012, 02:51 PM
eto naman yun court appointed rehabilitation receiver ng CAP...pero wala man lang naririnig na balita sa kanya...

Mr. Mamerto A. Marcelo, Jr.

last known contact addresses:

Unit 407 Cityland Condominium 10 Tower 2
6815 H.V. Dela Costa Corner Ayala Avenue
Makati City
Tel No: 759-3305

Unit 1005 West Tower Philippine Stock Exchange
Exchange Road, Ortigas Center, Pasig City
Tel Nos: 636-4324 / 687-7612

7th Floor, CAP Bldg.
Amorsolo, Makati
Tel No: +63 2 7593305

Post Merge: Jul 20, 2012, 02:58 PM
at eto pa yun judge na may hawak ng rehabilitation case:

Judge Cesar O. Untalan
RTC branch 149, Makati City
Tel Nos. 870-1000, local 1574

wala na rin follow-up sa kaso nakabinbin pa sa kanyang sala...  :applause:

Post Merge: Jul 20, 2012, 03:11 PM

check out this link...reported as of 11 June 2012 from SEC:

http://www.google.com.ph/url?sa=t&rct=j&q=&esrc=s&source=web&cd=1&ved=0CFEQFjAA&url=http%3A%2F%2Fwww.sec.gov.ph%2Fnotices%2Fadvisory%2FPRE-%2520NEED%2520CORPORATIONS%2520UNDER%2520REHAB%2520BY%2520THE%2520COURT.pdf&ei=9_oIUMm1EonJrQeru7DICA&usg=AFQjCNFZCx1m-KqtSdc2CgblanSUxJ9-ww&sig2=gLnDS_l6IE9jg2v-4T1gMw (http://www.google.com.ph/url?sa=t&rct=j&q=&esrc=s&source=web&cd=1&ved=0CFEQFjAA&url=http%3A%2F%2Fwww.sec.gov.ph%2Fnotices%2Fadvisory%2FPRE-%2520NEED%2520CORPORATIONS%2520UNDER%2520REHAB%2520BY%2520THE%2520COURT.pdf&ei=9_oIUMm1EonJrQeru7DICA&usg=AFQjCNFZCx1m-KqtSdc2CgblanSUxJ9-ww&sig2=gLnDS_l6IE9jg2v-4T1gMw)
Title: Re: CAP Insurance, any experience?
Post by: freeman12 on Jul 20, 2012, 05:03 PM
I really HATE CAP! para kaming nanakawan ng legal.

First my brother's education plan which cost us about 60K, P1250.00 lang ang nakuha namin in total, kulang pa sa pamasahe kapupunta namin sa main office nila, at by the way 4 years na syang graduate.

Then my mother's pension plan, siguro nasa 90k, we tried to refund pero naka pila pa daw. HAY!!!!! mukang maililista na lang sa tubig.

Kaya every time na mapapadaan ako sa anu mang branch nila eh, parang gusto kong tumibag ng ilang sakong bricks, bintana, at doors nila e. Makabawi bawi manlang kahit konti.
 :wall: :wall: :wall: :mad: :mad: :mad:

CAP should sell all their properties, including the properties of those who are responsible for its downfall and, oh, they should sell their internal organs as well. Di enough ang mabulok sa kulungan ang mga yan, andaming kinabukasan and nasira dahil sa kanila!.

Di biro yung nawalang pera sa amin, pinaghirapan yun at talagang tinyagang hulugan. TSK!
Title: Re: CAP Insurance, any experience?
Post by: daphne on Jul 20, 2012, 06:31 PM
I really HATE CAP! para kaming nanakawan ng legal.

First my brother's education plan which cost us about 60K, P1250.00 lang ang nakuha namin in total, kulang pa sa pamasahe kapupunta namin sa main office nila, at by the way 4 years na syang graduate.

Then my mother's pension plan, siguro nasa 90k, we tried to refund pero naka pila pa daw. HAY!!!!! mukang maililista na lang sa tubig.

Kaya every time na mapapadaan ako sa anu mang branch nila eh, parang gusto kong tumibag ng ilang sakong bricks, bintana, at doors nila e. Makabawi bawi manlang kahit konti.
 :wall: :wall: :wall: :mad: :mad: :mad:

CAP should sell all their properties, including the properties of those who are responsible for its downfall and, oh, they should sell their internal organs as well. Di enough ang mabulok sa kulungan ang mga yan, andaming kinabukasan and nasira dahil sa kanila!.

Di biro yung nawalang pera sa amin, pinaghirapan yun at talagang tinyagang hulugan. TSK!


nakakainis noh... feel u also!!!
Title: Re: CAP Insurance, any experience?
Post by: jomor on Jul 20, 2012, 07:13 PM
I heard CAP has a lot of real estate properties listed in their books... my question is: how were these assets valued -- are they saleable, not overpriced? ... because these would be part of their sources of funds to pay the policyholders when liquidated... nagbiro ako one time when I had a chance to talk to one of their officers, a certain Ms. Virata - I said: ciguro lupa na lang ang ibayad nyo para even na tayo; san ba located ang mga lupa nyo? The answer was: nasa Quezon at Bicol... the last time they paid us of my wife's pension plan was 2008 pero 10% of total collectible... 2 plans had been fully paid 2005... I don't know when will be the next payment...
Title: Re: CAP Insurance, any experience?
Post by: george88 on Jul 20, 2012, 09:22 PM
CAP ang caCAPal ng mukha haha... :watchuthink:
Title: Re: CAP Insurance, any experience?
Post by: kimerran on Jul 21, 2012, 09:32 AM
dapat may Death Penalty din sa mga taong katulad nila no? CAP din ata yung college plan ko pero maliit lang at buti nakuha before pa nangyari 'to.

Sana mabayaran pa nila yung mga kulang nila. Tsk.
Title: Re: CAP Insurance, any experience?
Post by: Ironkiwi on Jul 21, 2012, 02:54 PM
eto yun mga incorporators ng CAP:

Atty. Enrique A. Sobrepeña, Jr., James Marsh Thompson, Rafael E. Evangelista, Dr. Ernesto M. Espaldon and Amb. Romulo M. Espaldon

Ipagdasal at ipagtirik na lang sila ng kandila...

source: http://www.cap.com.ph/education/Approved%20RRP%20-%20Resolution.htm (http://www.cap.com.ph/education/Approved%20RRP%20-%20Resolution.htm)
Kung masama ang intensyon hindi tatalab, baka nga humaba pa mga buhay nito, idagdag nyo na sila sa mga favorite nyo. Favorite Action star - FPJ, Favorite Comedian - Dolphy, Favorite Rapper - Francis M. Favorite Singer - Michael Jackson.
Title: Re: CAP Insurance, any experience?
Post by: jetz on Jul 22, 2012, 02:06 PM
hindi na ba talaga kikibo ang gobierno sa kasong ito?..wala ba talagang hustesiang mai bibigay sa mga kawawang biktima ng mga t*rantado sa cap?