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List of Best UITF in the Philippines (2018)




How are your Unit Investment Trust Funds (UITF) this year? Are you losing or making money?

We summarized the gains and losses of each UITF available in the Philippines and ranked the funds from highest gaining to the worst performing. We also identified below the Top 3 funds per investment category based on generated returns.

Top UITF in the Philippines (Jan-May 2018)

Top 3 PSEi Equity Index Tracker UITF

  1. LandBank of the Philippines (LANDBANK Equity Index Fund): -9.39%
  2. United Coconut Planters Bank (UCPB Philippine Index Equity Fund): -11.39%
  3. BPI Asset Management and Trust (BPI Philippine Consumer Equity Index Fund): -11.46%

Top 3 Managed Equity UITF

  1. ATRAM Trust Corporation (ATRAM Asia Equity Opportunity Feeder Fund): 5.06%
  2. BPI Asset Management and Trust Corporation (BPI Catholic Values Global Equity Feeder Fund): 4.77%
  3. ATRAM Trust Corporation (ATRAM Global Dividend Feeder Fund): 2.33%

Top 3 Equity Dividend UITF

  1. China Banking Corporation (China Bank High Dividend Equity Fund): -9.64%
  2. Bank of Commerce (DIVERSITY DIVIDEND FOCUSED FUND): -10.14%
  3. Security Bank Corporation (SB HIGH DIVIDEND PESO EQUITY FUND): -10.45%

Top 3 Balanced UITF

  1. Robinsons Bank (RBank Tax-Exempt Retirement Fund (A Balanced UITF)): -1.34%
  2. Metropolitan Bank & Trust Co. (Metro Unit Paying Fund): -1.81%
  3. LandBank of the Philippines (LANDBANK Growth Fund): -5.41%

Top 3 Long-Term Bond UITF

  1. Union Bank (UnionBank Tax Exempt Portfolio): 0.92%
  2. EastWest Banking Corporation (EastWest Peso Long Term Bond Fund): 0.42%
  3. ATRAM Trust Corporation (ATRAM Total Return Peso Bond Fund): 0.03%

Top 3 Medium-Term Bond UITF

  1. BDO Unibank, Inc. (BDO PERA BOND INDEX FUND): 0.54%
  2. BDO Unibank, Inc. (BDO GS FUND): 0.32%
  3. Philippine Business Bank (Diamond Fund): 0.28%

Top 3 Intermediate-Term Bond UITF

  1. Union Bank (UnionBank Medium Term Fixed Income Portfolio): 1.84%
  2. Manulife Asset Management and Trust (MAMTC) (Manulife Stable Income Fund (Class I)): 0.74%
  3. Philippine National Bank (PNB PESO INTERMEDIATE TERM BOND FUND: 0.61%

Top 3 Money Market UITF

  1. China Banking Corporation (China Bank Institutional Money Market Fund): 1.06%
  2. Metropolitan Bank & Trust Co. (Metro Short Term Fund): 1.01%
  3. Philippine National Bank (PNB INSTITUTIONAL MONEY MARKET FUND): 0.96%

* To learn more about UITF investing, check out these educational materials:


Refer to the complete Performance Rankings below showing the returns of all UITF in the Philippines in 2018 from January to May.

Full Ranking: UITF in the Philippines

PESO EQUITY PSEi INDEX TRACKER FUNDS (UITF)
Gains/Losses from January to May 2018

* These are funds invested in Philippine stocks and are meant to mirror the performance of the Philippine Stock Exchange index (PSEi).

RankBANK / INSTITUTIONUITFJAN - MAY 2018 RETURN %
1LandBank of the PhilippinesLANDBANK Equity Index Fund-9.39%
2United Coconut Planters BankUCPB Philippine Index Equity Fund-11.39%
3BPI Asset Management and Trust CorporationBPI Philippine Consumer Equity Index Fund-11.46%
4Union BankUnionBank Philippine Equity Index Tracker Fund Portfolio-11.93%
5ATRAM Trust CorporationATRAM Philippine Equity Smart Index Fund-11.93%
6EastWest Banking CorporationEastWest PSEI Tracker Fund-12.02%
7BPI Asset Management and Trust CorporationBPI Philippine Equity Index Fund-12.04%
8Metropolitan Bank & Trust Co.Metro PSEi Tracker Fund-12.06%
9CTBC Bank (Philippines) Corp.CTBC Bank - Sun Life Philippine Stock Index Feeder Fund-12.08%
10Security Bank CorporationSB PHILIPPINE EQUITY INDEX FUND-12.13%
11BDO Unibank, Inc. BDO EQUITY INDEX FUND-12.28%
12Philippine National BankPNB ENHANCED PHIL-INDEX REFERENCE FUND-12.44%
13BDO Unibank, Inc. BDO PERA EQUITY INDEX FUND-12.50%
14BPI Asset Management and Trust CorporationBPI Philippine Infrastructure Equity Index Fund-15.26%

PESO ACTIVELY MANAGED EQUITY FUNDS (UITF)
Gains/Losses from January to May 2018

* These are funds that are actively managed by investment managers with the goal of outperforming the PSEi.

RankBANK / INSTITUTIONUITFJAN - MAY 2018 RETURN %
1ATRAM Trust CorporationATRAM Asia Equity Opportunity Feeder Fund5.06%
2BPI Asset Management and Trust CorporationBPI Catholic Values Global Equity Feeder Fund4.77%
3ATRAM Trust CorporationATRAM Global Dividend Feeder Fund2.33%
4Rizal Commercial Banking CorporationRIZAL EQUITY FUND-6.98%
5Security Bank CorporationSB PESO EQUITY FUND-9.66%
6AB CapitalAB CAPITAL EQUITY FUND-9.85%
7BDO Unibank, Inc. BDO ESG EQUITY FUND-9.92%
8China Banking CorporationCBC EQUITY FUND-10.22%
9EastWest Banking CorporationEastWest PhilEquity Institutional Feeder Fund-10.58%
10United Coconut Planters BankUCPB Equity Fund (Formerly United Equity Fund)-10.58%
11Asia United BankEquity Investment Trust Fund-10.63%
12EastWest Banking CorporationEastWest PhilEquity Feeder Fund-10.97%
13BDO Unibank, Inc. BDO INSTITUTIONAL EQUITY FUND-11.26%
14BDO Unibank, Inc. BDO EQUITY FUND-11.37%
15Philippine National BankPNB EQUITY FUND (formerly AUP EQUITIES FUND)-11.49%
16Philippine Bank of CommunicationsVALUE EQUITY FUND-11.77%
17Manulife Asset Management and Trust Corporation (MAMTC)Manulife Equity Wealth Fund (Class I)-11.77%
18Metropolitan Bank & Trust Co.Metro Equity Fund-11.88%
19Metropolitan Bank & Trust Co.Metro Aspire Equity Feeder Fund-12.01%
20BPI Asset Management and Trust CorporationBPI Equity Value Fund-12.18%
21BDO Unibank, Inc. BDO FOCUSED EQUITY FUND-12.35%
22Union BankUnionBank Large Capitalization Philippine Equity Portfolio-12.50%
23Manulife Asset Management and Trust Corporation (MAMTC)Manulife Equity Wealth Fund (Class A)-12.50%
24BPI Asset Management and Trust CorporationOdyssey Philippine Equity Fund-12.65%
25BPI Asset Management and Trust CorporationOdyssey High Conviction Equity Fund-13.07%
26ATRAM Trust CorporationATRAM Global Technology Feeder Fund----

PESO EQUITY DIVIDEND FUNDS (UITF)
Gains/Losses from January to May 2018

* These are funds primarily invested in Philippine stocks with high dividend yields.

RankBANK / INSTITUTIONUITFJAN - MAY 2018 RETURN %
1China Banking CorporationChina Bank High Dividend Equity Fund-9.64%
2Bank of CommerceDIVERSITY DIVIDEND FOCUSED FUND-10.14%
3Security Bank CorporationSB HIGH DIVIDEND PESO EQUITY FUND-10.45%
4United Coconut Planters BankUCPB High Dividend Fund-10.56%
5Philippine National BankPNB HIGH DIVIDEND FUND-11.59%
6BPI Asset Management and Trust CorporationBPI Philippine High Dividend Equity Fund-11.75%
7Union BankUnionBank Dividend Play Equity Portfolio-12.38%
8Metropolitan Bank & Trust Co.Metro High Dividend Yield Fund-12.52%
9BDO Unibank, Inc. BDO SUSTAINABLE DIVIDEND FUND-13.06%

PESO BALANCED FUNDS (UITF)
Gains/Losses from January to May 2018

* Balanced Funds are invested in a mixed portfolio of bonds and stocks.

RankBANK / INSTITUTIONUITFJAN - MAY 2018 RETURN %
1Robinsons BankRBank Tax-Exempt Retirement Fund (A Balanced UITF)-1.34%
2Metropolitan Bank & Trust Co.Metro Unit Paying Fund-1.81%
3LandBank of the PhilippinesLANDBANK Growth Fund-5.41%
4AB CapitalAB CAPITAL BALANCED FUND-5.92%
5Rizal Commercial Banking CorporationRIZAL BALANCED FUND-6.04%
6BPI Asset Management and Trust CorporationOdyssey Diversified Capital Fund-6.29%
7BPI Asset Management and Trust CorporationBPI Balanced Fund-6.59%
8United Coconut Planters BankUCPB Balanced Fund (Formerly United Balanced Fund)-6.78%
9CTBC Bank (Philippines) Corp.CTBC Bank - ATRAM Philippine Balanced Feeder Fund-7.20%
10Metropolitan Bank & Trust Co.Metro Balanced Fund-7.34%
11Metropolitan Bank & Trust Co.Metro Aspire Balanced Feeder Fund-7.43%
12Philippine Bank of CommunicationsBEST BALANCED FUND-7.43%
13Robinsons BankRBank Balanced Fund-7.50%
14Union BankUnionBank Peso Balanced Portfolio-7.57%
15Philippine National BankPNB BALANCED FUND (Formerly PNB PRESTIGE BALANCED FUND)-7.63%
16BDO Unibank, Inc.BDO PESO BALANCED FUND-7.67%
17Security Bank CorporationSB PESO ASSET VARIETY FUND-8.42%
18China Banking CorporationCBC BALANCED FUND-8.62%
19BPI Asset Management and Trust CorporationOdyssey Diversified Balanced Fund-9.30%
20Sterling Bank of AsiaSterling Balanced Fund----

PESO LONG-TERM BONDS FUNDS (UITF)
Gains/Losses from January to May 2018

* Long-Term Bond Funds are invested primarily in fixed-income securities with portfolio duration of more than 5 years.

RankBANK / INSTITUTIONUITFJAN - MAY 2018 RETURN %
1Union BankUnionBank Tax Exempt Portfolio0.92%
2EastWest Banking CorporationEastWest Peso Long Term Bond Fund0.42%
3ATRAM Trust CorporationATRAM Total Return Peso Bond Fund0.03%
4Manulife Asset Management and Trust Corporation (MAMTC)Manulife Income Builder Fund (Class I)0.01%
5LandBank of the PhilippinesLANDBANK Bond Fund-0.31%
6United Coconut Planters BankUCPB Peso Bond Fund (Formerly United Conservative Fund)-0.32%
7Rizal Commercial Banking CorporationRIZAL PESO BOND FUND-0.32%
8BPI Asset Management and Trust CorporationBPI Fixed Income Portfolio Fund-Of-Funds-0.42%
9Metropolitan Bank & Trust Co.Metro Corporate Bond Fund-0.58%
10Manulife Asset Management and Trust Corporation (MAMTC)Manulife Income Builder Fund (Class A)-0.61%
11Bank of CommerceDIVERSITY PESO BOND FUND-0.73%
12Union BankUnionBank Long Term Fixed Income Portfolio-1.36%
13China Banking CorporationCBC FIXED INCOME FUND (Formerly CBC GS FUND)-2.06%
14Security Bank CorporationSB PESO BOND FUND-2.76%
15BPI Asset Management and Trust CorporationOdyssey Peso Bond Fund-3.04%
16BPI Asset Management and Trust CorporationABF Philippines Bond Index Fund-3.17%
17BPI Asset Management and Trust CorporationOdyssey Tax-Exempt Peso Fixed Income Fund----

PESO MEDIUM-TERM BOND FUNDS (UITF)
Gains/Losses from January to May 2018

* Medium-Term Bond Funds are invested primarily in fixed-income securities with portfolio duration of up to 5 years.

RankBANK / INSTITUTIONUITFJAN - MAY 2018 RETURN %
1BDO Unibank, Inc.BDO PERA BOND INDEX FUND0.54%
2BDO Unibank, Inc.BDO GS FUND0.32%
3Philippine Business BankDiamond Fund0.28%
4BDO Unibank, Inc.BDO PESO BOND FUND0.25%
5Union BankUnionBank Philippine Peso Fixed Income Portfolio-0.09%
6BPI Asset Management and Trust CorporationOdyssey Peso Medium Term Bond Fund-0.19%
7Asia United BankPeso Investment Trust Fund-0.35%
8Union BankUnionBank High Net Worth Medium-Term Peso Fixed Income Fund-0.40%
9Metropolitan Bank & Trust Co.Metro Aspire Bond Feeder Fund-0.43%
10Metropolitan Bank & Trust Co.Metro Max-5 Bond Fund-0.46%
11BDO Unibank, Inc.BDO MERIT FUND MEDIUM TERM PORTFOLIO-0.50%

PESO INTERMEDIATE-TERM BOND FUNDS (UITF)
Gains/Losses from January to May 2018

* Intermediate-Term Bond Funds are invested primarily in fixed-income securities with portfolio duration of up to 3 years.

RankBANK / INSTITUTIONUITFJAN - MAY 2018 RETURN %
1Union BankUnionBank Medium Term Fixed Income Portfolio1.84%
2Manulife Asset Management and Trust Corporation (MAMTC)Manulife Stable Income Fund (Class I)0.74%
3Philippine National BankPNB PESO INTERMEDIATE TERM BOND FUND (Formerly AUP GS FUND)0.61%
4China Banking CorporationCBC INTERMEDIATE FIXED-INCOME FUND0.59%
5Union BankUnionBank High Net Worth Intermediate-Term Peso Fixed Income Fund0.55%
6BPI Asset Management and Trust CorporationBPI Premium Bond Fund0.28%
7Union BankUnionBank Infinity Prime Fund0.23%
8BDO Unibank, Inc.BDO MERIT FUND INTERMEDIATE TERM PORTFOLIO0.23%
9Manulife Asset Management and Trust Corporation (MAMTC)Manulife Stable Income Fund (Class A)0.22%
10EastWest Banking CorporationEastWest Peso Intermediate Term Bond Fund0.16%
11Metropolitan Bank & Trust Co.Metro Max-3 Bond Fund0.08%

PESO MONEY MARKET FUNDS (UITF)
Gains/Losses from January to May 2018

* Money Market Funds are invested primarily in short-term, fixed-income deposits and securities with portfolio duration of one year or less.

RankBANK / INSTITUTIONUITFJAN - MAY 2018 RETURN %
1China Banking CorporationChina Bank Institutional Money Market Fund1.06%
2Metropolitan Bank & Trust Co.Metro Short Term Fund1.01%
3Philippine National BankPNB INSTITUTIONAL MONEY MARKET FUND0.96%
4BPI Asset Management and Trust CorporationBPI Money Market Fund0.96%
5BDO Unibank, Inc.BDO INSTITUTIONAL CASH RESERVE FUND0.95%
6Development Bank of the PhilippinesUNLAD KAWANI MONEY MARKET FUND0.95%
7RCBC SavingsRCBC Savings Bank Peso Money Market UITF0.95%
8BDO Unibank, Inc.BDO SHORT TERM FUND0.93%
9BPI Asset Management and Trust CorporationBPI Short Term Fund0.89%
10Development Bank of the PhilippinesCLASS I - UNLAD PANIMULA MM FUND0.89%
11BDO Unibank, Inc.BDO PERA SHORT TERM FUND0.88%
12Security Bank CorporationSB PESO MONEY MARKET FUND0.87%
13Asia United BankPeso Money Market Fund0.86%
14Philippine National BankPNB GLOBAL FILIPINO PESO MONEY MARKET FUND0.86%
15Development Bank of the PhilippinesCLASS II - UNLAD PANIMULA MM FUND0.86%
16Metropolitan Bank & Trust Co.Metro Money Market Fund0.85%
17Philippine National BankPNB DREAM BUILDER MONEY MARKET FUND0.85%
18Development Bank of the PhilippinesCLASS III - UNLAD PANIMULA MM FUND0.84%
19United Coconut Planters BankUCPB Cash Management Fund (Formerly United Cash Management Fund)0.84%
20LandBank of the PhilippinesLANDBANK Money Market Fund0.83%
21EastWest Banking CorporationEastWest Peso Money Market Fund0.83%
22Rizal Commercial Banking CorporationRIZAL PESO CASH MANAGEMENT FUND0.83%
23Rizal Commercial Banking CorporationRIZAL PESO MONEY MARKET0.81%
24China Banking CorporationCBC MONEY MARKET FUND0.81%
25Philippine Savings BankPSBANK MONEY MARKET FUND0.80%
26CTBC Bank (Philippines) Corp.CTBC Money Market Fund0.78%
27Robinsons BankRBank Peso Money Market Fund0.77%
28AB CapitalAB CAPITAL SHORT-TERM FUND0.76%
29Philippine National BankPNB PRIME PESO MONEY MARKET FUND0.76%
30ATRAM Trust CorporationATRAM Peso Money Market Fund0.74%
31EastWest Banking CorporationEast West Peso Short Term Fund0.72%
32BDO Unibank, Inc.BDO PESO MONEY MARKET FUND0.71%
33China Banking CorporationCBC SHORT-TERM FUND0.71%
34Bank of CommerceDIVERSITY MONEY MARKET FUND0.70%
35LandBank of the PhilippinesLANDBANK Money Market Plus Fund0.69%
36Union BankUnionBank Peso Short Term Fixed Income Portfolio0.41%
37Philippine Bank of CommunicationsSIGNATURE TRUST FUND0.30%
38Sterling Bank of AsiaSterling Money Market Fund----

Recap: What are UITF?

Unit Investment Trust Funds or UITF are investment options for investors who may not have the time or expertise to do the investing themselves but are interested to place their money in income-generating assets, such as stocks, bonds, money market instruments and other similar products.

UITFs in the Philippines are offered by banks or investment trust corporations, and what they do is pool funds collected from investors and manage these funds collectively. All income of the fund is added back to the fund which contributes to the increase in the price of each unit of the fund. UITF investors make money when the price of each unit of UITF appreciates in value.

UITFs are very similar to Mutual Funds, but they still have some differences. To learn more about Investing in UITFs, check out our resource guide below.

Tutorial and Guide on How to Invest in UITF:

Sources: Bloomberg; Trust Officers Association of the Philippines

Disclaimer: PinoyMoneyTalk’s Performance Report is only for information purposes and is not meant to replace a finance professional’s advice or to solicit any investments. Note that a fund’s past performance is not and cannot be a guarantee of future returns. Although the rate of return is a good measure of performance, other factors such as consistency of returns of the fund and degree of risk exposure must also be considered.







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