Bond Investing Guide 1: What are Bonds?

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8 Responses to “Bond Investing Guide 1: What are Bonds?”

1. 1
   Philippine Stock Exchange Says:
   十月 21st, 2009 at %I:%M%p

   great tutorial once more! pmt is the best financial information resource ever!
   Philippine Stock Exchange´s latest blog ..Investing in the Philippine Stock Exchange

2. 2
   Millionaire Acts Says:
   十月 22nd, 2009 at %I:%M%p

   Bonds are generally one of the safest type of investments. But don’t expect a high yield either. The higher the risk, the higher the return but since bonds are one of the safest investments, they also provide low returns.
   Millionaire Acts´s latest blog ..Buying a Business

3. 3
   Jay Castillo Says:
   十月 22nd, 2009 at %I:%M%p

   Pardon the ignorance, I just want to ask if the principal is secured meaning the investors are sure it will be returned to them at the time of maturity?
   Jay Castillo´s latest blog ..Car got flooded? Why not consider looking at these bank repossessed cars for sale?

4. 4
   James | PinoyMoneyTalk.com Says:
   十月 22nd, 2009 at %I:%M%p

   @javi, long time no hear! musta naman jan?

   @Millionaire Acts, correct. Bonds really are an alternative if investors don’t want huge amount of risks. But, of course, as you said, the returns are also not that high.

   @Jay, of course, there is no 100% assurance that companies (or governments) will return the money owed to bond investors. But as bond issuers, they are obligated to pay. One way to look at the risk associated with bonds is to look at the credit rating of that bond. Those with high credit ratings are supposedly “safe” investments while those with lower ratings are “risky” investments. However, as what we’ve seen during the subprime mortgage mess, even those companies with high credit rating can default on their loans. Generally, however, bonds are still relatively safer compared to stocks.

5. 5
   javi Says:
   十月 22nd, 2009 at %I:%M%p

   hi sir! hehehe. ok naman. online, di na ako bumababa sa $1 per day. salamat sa pmt tutorials at keyword hijacking. hehehe. tapos offline, natuloy po ang dealership ko ng mister donut. i am learning a lot there. hehehe. at the same time, im managing/marketing our new galenicals distribution business. hehehe. ikaw sir? kumusta na man? musta ang car?
   javi´s latest blog ..Blog Makeover Service

6. 6
   john adrian Says:
   十月 24th, 2009 at %I:%M%p

   I’m from the province and new to mutual bonds, where do i start if i want to invest in bonds? can i purchase it online?

7. 7
   James | PinoyMoneyTalk.com Says:
   十月 25th, 2009 at %I:%M%p

   @javi, wow very successful ka na. Pa-burger ka naman! O kaya donut! Hehe…

   @john adrian, that will be part of our later articles on bond investing. But in gist, one way for you to invest in bonds is to visit a bank and ask them about the bond offerings. They should know those things. If they don’t, you need to contact directly the Trust Division of your bank, they’re normally located in the headquarters.

8. 8
   raf Says:
   一月 11th, 2010 at %I:%M%p

   hi are you familiar with the AFPSLAI, PSSLAI of the police and military, is it safe to invest on these associations? they are giving 16-18 persent per annum interest to your investment. where did they invest the money of the depositors to earn that amount of interest? thank u.

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