“To invest or not to invest?” — that is the question
July 15, 2005
HYIP is NOT for you if:
1. You value your money and are afraid of losing them
In this case, you'd better head to a state or a commercial bank, where you will be receiving a very low but relatively stable income for "long years," not being afraid to lose your hard-earned money. Keep in mind: there are no reliable HYIP projects. Some of them pay more than others and yet close down earlier.
2. You don't even have a minimal amount of money (at least $100-$1000) for investing
As you know, money makes money. By not having deposited anything, you cannot derive anything — no matter how many times you multiply zero, you will receive zero in the end. So in case you don't have any money — go and work — HYIP is not a magic wand that can give you profits out of nothing.
3. You've got a weak nervous system
In this case, stay away not only from HYIP, but also from other risky ventures — otherwise, sleepless nights are guaranteed for you. If you are an emotionally unstable person making spontaneous, not well-thought decisions, HYIP is also not for you, since you are taking the risk of losing everything during the first month by making a wrong choice.
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4. You like to blame others for your mistakes
If, once failure occurs, you blame someone (be it the administrator, friend, boss, government, God, weather, coincidence etc) except for yourself, you should stay away from HYIP. Keep in mind that YOU are the only one being responsible for the decisions you are making, and all the fault in case of a failure is yours. If you have lost money in HYIP — you are the only one who is guilty in your unpredictability and greed, having taken over your common sense. Remember that no one was pulling you on a lace and you have voluntarily given your money to a scammer.
5. You've got a scammer's nature
If you came to this world with the purpose of making use of others, to succeed by cheating and scamming — keep out of HYIP. There are enough scammers even without you in this arena.

HYIP is for you if:
1. You are a self-confident person, willing to take risk
If your credo in life is "The ones who risk nothing don't drink champagne," and you are ready to take reasonable risk, then HYIP is an ideal way of making money for you. HYIP likes the risky ones who are ready to sacrifice their last penny in order to either receive a million… or to lose everything.
2. You've got a well-developed intuition and common sense
Regardless of numerous pieces of advice and discussions, which you will find on HYIP-Forums, you should always conduct your own analysis (Due Diligence). The situation should be analyzed on the basis of your own experience, instead of recommendations of other people. If someone is trying to lure you into a program, you should keep in mind that the last decision is yours.
3. You are able to take losses and learn from your own mistakes
HYIP doesn't like losers who walk aside after their first loss. HYIP is only for brave and persistent people, able to admit their mistakes after a complete loss, make the necessary conclusions, and then rise from the ashes, like the bird Phoenix, and in brave pace not only recover their loss, but also to double (or triple or xxx-ple) their capital.

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