I want to sign up for Paypal for online shopping but the thing is I don’t have a credit card only a bank account, is it still possible for me to use PayPal even if I only have a bank account here in the Philippines? What is the process?

Lizlee,

1. Your primary bank account should be linked to your Paypal account.
First you need to activate the “Activate Account Box” after you’ve logged on. Select the “Add Checking Account” option.
2.Just fill out your primary bank account information. If this has been linked to Paypal service then no need to do this everytime you plan to transfer the funds to your bank account.
3.Choose the “Withdraw Money”. Once you clicked that button there will be some options to choose from. Take note that there are service charges if you want to withdraw money other than the free-of-charge funds transfer to your bank account (Check the Paypal Services if in Philippines they are charging the money transfer to your bank account). Do not forget to choose the transfer money to your bank account as your option.
4.Key in the dollar amount that you wished to get from you Paypal to your bank account. Of course make sure that your desired money to be transfered should be equal or less than the money you have with your Paypal account.If your bank account is in PHP then this will be converted automatically.
5.That’s it and wait for the money transfer to your bank account which normally take 7 days or more.

You can check out over the internet o check with Paypal services if some are not applcable within the Philippines.
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