Using Xoom to accept PayPal payments
April 30, 2007
UPDATE: PayPal Philippines accounts are now eligible to accept payments. Alternatively, you can use Xoom to accept PayPal payments from abroad. The article below has more details on that. Note, however, that Xoom cannot be used to withdraw funds from PayPal Philippines accounts.
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Using the money transfer service Xoom, you can accept funds from a PayPal user even if you don't have a PayPal account. The sender can pay you using his or her PayPal balance, credit card, or bank account.
Details of the two ways to receive PayPal payments after the jump. If you need to open a Xoom account, click HERE.
Method 1: Request Money
Use Xoom's Request Money form to send an email payment request to payors. The money sender needs to have a Xoom account to facilitate the transfer. Here's how to request money:
1. Go to Xoom's website. Login to your account, open a new account if you don't have one, or directly fill up a request money form.
2. Request money from your payor using the "Request Money" link at the bottom menu of the site.
3. Fill up the "Request Money" form with your and the sender's details, your note to the sender, and the security code. The Request Money form looks like this.
4. Click "Send Email" and you're done! Now you just have to wait for the payor to send you money. Again, the payor needs to have a Xoom account to make the transfer.
Method 2: Using Payment Buttons
If you are a merchant selling goods or services to international customers online, you can use Xoom's payment buttons to receive PayPal. (This is very useful especially for those selling in eBay). Here's how:
1. Go to Xoom's website. Login to your account or open a new account if you don't have one.
2. Go to "My Profile" and add the details of your local bank account so that funds paid to you will be deposited directly to your bank account.
3. Create your payment buttons by clicking the "Merchants" link at the bottom menu of the site and clicking "Create payment buttons".
4. In the "Create Payment Button" page, fill up the item details including the price and shipping amount, if applicable. The "Create Payment Button" page looks like this.
5. Click "Create Button" and add the resulting HTML codes in your site or auction listing. Buyers who click on your payment buttons can send you PayPal funds which will then be deposited to your bank account.
- Some reminders
Do note that in most cases your PayPal sender needs to have a Xoom account first before he or she can make the transfer. Additional fees, which are usually higher than what PayPal normally charges, are also imposed on every transaction.
Be reminded, too, that Xoom has strict, sometimes strange, rules on money transfers. One bad experience I had with Xoom (although recently all have been very good) is in the article I don't heart Xoom.com.
For more details about Xoom and PayPal Philippines, visit these related articles and discussions:
- How to open a PayPal Philippines account
- How to withdraw funds from PayPal Philippines
- Bad experience using Xoom.com
August 27th, 2007 at %I:%M %p
I do have a problem attaching my bank account to my xoom account, I have a dollar account here in the philippines, but the currency button on xoom doesn’t seem to work, it just stays on phillipine pesos, the dollar currency isn’t clickable at all,I’ve already emailed them but they’re still not replying, tips from xoom users will be appreciated. thank you
October 12th, 2007 at %I:%M %p
Hi j, that means your dollar bank account is not accepted as a payment method in Xoom. According to Xoom, they can send funds to the following accounts:
Deposit to U.S. dollar accounts:
Banco de Oro
Bank of the Philippine Islands
BPI Family Savings Bank
Citibank
Equitable PCI Bank
HSBC
HSBC Savings Bank
MetroBank
Philippine National Bank
RCBC
RCBC Savings Bank
United Coconut Planters Bank
Deposit to peso accounts:
Allied Bank
Asia United Bank
Asiatrust
Banco Filipino
Bank of Commerce
China Banking Corp.
Chinatrust
Citystate Bank
Development Bank of the Philippines
East West Bank
Equitable Savings Bank
Export Industry Bank
GE Money Savings Bank
Insular Bank
International Exchange Bank
Land Bank of the Philippines
LBC Bank
Manila Bank
Maybank
PBCom
Philippine Business Bank
Philippine Veterans Bank
Philtrust Bank
Planters Bank
Premiere Bank
Robinsons Bank
Security Bank
Standard Chartered
UCPB Savings
Union Bank
United Overseas Bank
November 2nd, 2007 at %I:%M %p
[...] If you are from the Philippines, you can still use Xoom to receive funds, including PayPal, as long as they are sent from abroad. The Xoom service is explained in the article “Using Xoom to accept PayPal payments“. [...]
November 2nd, 2007 at %I:%M %p
[...] still is no official word whether this really is Xoom’s policy. Xoom, however, can be used to accept PayPal payments sent by another [...]
December 5th, 2007 at %I:%M %p
what are the banks that can capable to deposit or transfer money to paypal account?
May 25th, 2008 at %I:%M %p
Nice Article !!! Very informative indeed.
BTW…Philippine Recruitment Agency for abroad is the name of the search facility that I’ve developed. It specifically designed to enable Filipinos to find jobs abroad.
Try it out – http://philippinerecruitmentagency.co.nr
March 7th, 2010 at %I:%M %p
I wonder if there are “real” customer agents of xoom because I did have serious problems with xoom. I sent several messages but they didn’t answer my querry. The answers were different. I hope xoom refunds my money though my paypal account. I’m sick and tired of sending messages anymore. I’m not angry I’m just expressing my experience. Thanks
June 17th, 2010 at %I:%M %p
how can i transfer money in paypal to xoom without debit card or credit card?