happy naman ako sa nakikita ko sa weekly NAVPU indicators nila.
When you buy a VUL, you're buying an insurance policy. You pay the premium and upon payment, a portion is placed in your chosen investment fund. Yung investment fund, pwede mong galawin, pwede mong dagdagan in addition to what is placed there when you make your premium payments. Pwede kang mag-partial redemption. Pero kung i-withdraw mo lahat, considered na yon na sinu-surrender mo yung policy. Yung investment fund, ayun nga, pwede mong i-treat as investment, you can make additional placements and you can withdraw from it at will (subject to limits and charges) basta nga di mo uubusin. Yung fund value non by the time na ma-avail yung policy, idadagdag sa face amount.