[verdandi]

Question po sa mga nagta-transact online. Tumawag ako dati sa FAMI, sabi nung nakausap ko, wala daw auto-debit with Metrobank. If I just manually top-up with Metrobank online, kailangan pa po ba magfill-up ng forms? Or basta meron ka nang existing FAMI account, pwede ka na magdeposit na lang without additional paperwork? Thanks!

[EngrjEEpoy]

hindi mo na kelangan pa ng any additional paperworks. Dun sa online, scroll down mo lang tapos hanapin mo yung FAMI tapos enter mo lang yung account number mo tapos kung magkano then yun na yun. after 3 days yata e saka makakarating ung acknowledgement receipt tru fedex or gaya ng sa iba e tru email lang.

[sphinxz]

tama si EngrjEEpoy, ganun din sakin, wala nga lang silang automatic debit pero pwede manual thru metrobank direct. also in my case, messenger ang naghahatid nung receipt. 3 days din.
btw, ang SOA will be sent quarterly pero pwede ka magrequest anytime, email ka lang sa kanila.

[xyphrus]

@ leelou - if that's the case, then I guess mukhang yung 2% load nga lang ang nababawas. Meron din ako sa Sunlife, kinuha ko yung backend load. Wala ng sales load yun basta wag mo lang gagalawin for 5 years..

@ kithe - paano po nakuha yung 2.24%? And diba yung 2.24% ng 5,000 is 112? So paano nyo po nasabing dapat 5,115? TIA..

[sphinxz]

@xyphrus
i think ang computation ni kithe is based on the VAT of the sales load (12% vat of 2% sales load = 0.24%). you then add that to the original 2% sales load = 2.24%
yan na ngayon ang total na idededuct so pag kinompute mo, 5000/97.76%, this equals to 5114.57 which is rounded up to 5115.

[mamee]

@ mamee - hehehe, natawa naman ako sa tanong mo..  Actually, di ko naman talaga gusto na sakto. Curious lang ako magkano ba ang dapat i-less para mai-deposit mo mismo yung saktong amount na gusto mo.

Weird naman kasi - sakto Ako, basta 500Riyals kahit magkano exchange rate

[pmtmember]

FAMI SALEF pointing upwards again. Now at 4.5059

[allanmm13]

Weird naman kasi - sakto Ako, basta 500Riyals kahit magkano exchange rate

Me friend ako dito gusto nya daw P8,888 ang kanyang monthly investments..

Para daw 'infinity' ang returns ng funds nya dahil sa number '8'  
Mahilig ata siya sa feng shui..

[kithe]

@ kithe - paano po nakuha yung 2.24%? And diba yung 2.24% ng 5,000 is 112? So paano nyo po nasabing dapat 5,115? TIA..

Ang gusto mo kasi malaman ay how much dapat para maging sakto na 5 k ang investment mo..
If 2% yung sales load mo..
Wala po ba itong vat?
Kung meron 12% po ang vat, so magiging 2.24% ang total sales load mo..

5000 x 2.24% = 112
5000 - 112 = 4,888 lang net investment mo..
Eh gusto mo sakto 5000, dagdag ka ng 115 pesos sa investment
5,115 x 2.24% = 114.576
5,115 - 114.576 = 5,000.424 round of na lang 5,000

Yun po yung computation...

[xyphrus]

Me friend ako dito gusto nya daw P8,888 ang kanyang monthly investments..

Para daw 'infinity' ang returns ng funds nya dahil sa number '8'  
Mahilig ata siya sa feng shui..

Hahaha. Astig yun sir ah? A good MF company, plus investment strategy (his monthly investment), plus feng shui, equals infinite returns! That's cool!  

@xyphrus
i think ang computation ni kithe is based on the VAT of the sales load (12% vat of 2% sales load = 0.24%). you then add that to the original 2% sales load = 2.24%
yan na ngayon ang total na idededuct so pag kinompute mo, 5000/97.76%, this equals to 5114.57 which is rounded up to 5115.

Ang gusto mo kasi malaman ay how much dapat para maging sakto na 5 k ang investment mo..
If 2% yung sales load mo..
Wala po ba itong vat?
Kung meron 12% po ang vat, so magiging 2.24% ang total sales load mo..

5000 x 2.24% = 112
5000 - 112 = 4,888 lang net investment mo..
Eh gusto mo sakto 5000, dagdag ka ng 115 pesos sa investment
5,115 x 2.24% = 114.576
5,115 - 114.576 = 5,000.424 round of na lang 5,000

Yun po yung computation...

Wow! Thanks sir/mam sa mga computations na yan. Ngayon alam ko na po..  At ngayon alam ko na rin na dapat wag ng saktuhin kase complicated pala masyado.    Hehehehe.. Salamat po..

Weird naman kasi - sakto Ako, basta 500Riyals kahit magkano exchange rate

Tama, yan na lang ang gawin mo. Kita mo naman yung computation diba? Ang hirap, kaya yan na lang ang gawin mo. wala ka pang problema..  

[pmtmember]

mag deposit ka ng malaking pera tapos sabihin mo sa FAMI na exactly this amount should go to my account and 'keep the change' hehehe

[pmtmember]

added some funds to my SALEF. 'Impulsive buyer' talaga ako basta investments pag uusapan 

[angeljme]

newbie question regarding filling-up the forms... mag-open sana kami ng in trust for account for the kids

tama ba that the details on the account opening form should still bear the detail of the person opening the account and the kid's info?

for example: details ni hubby, pero sa type of account sa taas, we'll write in trust for and the name of the child?

thanks sa makakasagot

[darkknight]

added some funds to my SALEF. 'Impulsive buyer' talaga ako basta investments pag uusapan 

Tanong ko lang Sir, What is Subcriber Holder ID#? I was about to put an additional investment to my SALEF account but then the bank teller asked my Subcriber Holder ID.#. I had tried to reach FAMI offices to inquire about this but their lines were not functioning well. Could you help me for this?Thanks.

[mrparak]

^ I believe it's the same with your Client No. I'm assuming you already have this since you're about to make additional investment. You can see this number in your COR.

I usually add new investment via Metrobank's online banking.  But I had tried also making additional investment over-the-counter. I used the Payment Slip form then just entered my client no. under Reference No. and Subscriber No.