PMT Forum

News: Sign the August 2016 "Always Present!" ATTENDANCE SHEET kung present ka sa PMT Forum today!

 
 
Welcome, Guest. Please login or register.
Did you miss your activation email?

Click LIKE, TWEET or +1 to earn PMT Badges!

Author Topic: Banco de Oro UITFs  (Read 169172 times)

Offline mxherr5

  • PMT Jedi
  • *
  • Posts: 1,408
  • Thanks Received: 0
  • Gender: Male
Re: Banco de Oro UITFs
« Reply #915 on: May 31, 2013, 04:18 PM »
  • Publish
  • Hindi po tama ang question nyo.. parang tinanong nyo kung
    ano mas ok, shampoo o sabon.

    Ang balanced fund ay mas riskier at ay para sa longer time fram investing
    pero mas malaki naman ang potential rewards ang fixed income ay less volatile
    at risky at ay para sa mas short term(normally 3 years)

    Offline tastemypower

    • Newbie
    • *
    • Posts: 7
    • Thanks Received: 0
    Re: Banco de Oro UITFs
    « Reply #916 on: May 31, 2013, 10:11 PM »
  • Publish
  • @MX

    sir tnx po  s comment ksi po may saving po ako sa BDO kso wla nmn nangyayari so ibig sabhin dun nlng po ako s fix income kc atlis dun wlang risk n maubos yung saving q tama po b sir??  :thankyou:

    Offline mxherr5

    • PMT Jedi
    • *
    • Posts: 1,408
    • Thanks Received: 0
    • Gender: Male
    Re: Banco de Oro UITFs
    « Reply #917 on: May 31, 2013, 10:22 PM »
  • Publish
  • may risk pa rin sir pero super konti lang.
    according sa fund fact sheet ng fixed income, ang max lost
    sa fund ay hindi pa aabot ng 3% at mga 3 months lang at
    nabawi rin ulit yung loss.

    PMT Forum

    Re: Banco de Oro UITFs
    « Reply #917 on: May 31, 2013, 10:22 PM »


    * * * * * sponsored links * * * * *

    Offline nemo1207

    • Posting Guru
    • *
    • Posts: 472
    • Thanks Received: 0
    • Gender: Male
    Re: Banco de Oro UITFs
    « Reply #918 on: Jun 01, 2013, 09:08 AM »
  • Publish
  • Sa kabila ng correction ng market gain pa rin ang BDO Bal Fund ko, pero ang port ko halos wipe out ang 7 months gain ko in a matter of few day this May.... That's was an experience and a lesson must learned...

    Offline yagami_kira

    • Posting Whiz
    • *
    • Posts: 277
    • Thanks Received: 0
    Re: Banco de Oro UITFs
    « Reply #919 on: Jun 01, 2013, 09:46 PM »
  • Publish
  • What do you mean lesson learned? Balanced fund must have a long-term investment horizon of at least 5 years...so whatever corrections happening must be irrelevant.

    Offline mxherr5

    • PMT Jedi
    • *
    • Posts: 1,408
    • Thanks Received: 0
    • Gender: Male
    Re: Banco de Oro UITFs
    « Reply #920 on: Jun 02, 2013, 06:38 AM »
  • Publish
  • The lesson there is, its a good thing he invested in a fund that is apt for his investment
    timeframe. He can therefore ignore the market noises

    @yagira, seconded :D

    Offline Wills

    • Awesome Member
    • *
    • Posts: 2,655
    • Thanks Received: 3
    • Gender: Male
    Re: Banco de Oro UITFs
    « Reply #921 on: Jun 02, 2013, 09:18 AM »
  • Publish
  • What do you mean lesson learned? Balanced fund must have a long-term investment horizon of at least 5 years...so whatever corrections happening must be irrelevant.
    5 years long term, really? It is questionable because you mentioned "whatever corrections happening must be irrelevant"
    Veganism is for Health
    Value Investing is for Wealth

    Offline spartacus

    • Probie
    • *
    • Posts: 21
    • Thanks Received: 0
    Re: Banco de Oro UITFs
    « Reply #922 on: Jun 03, 2013, 05:41 PM »
  • Publish
  • nagplace ako ng lump sum sa BDO equity 2 weeks ago. 1st time ko mag invest. pag check ko ngayon paper loss agad :( good thing I am planning to keep my capital at least 3 years and plan ko rin mag cost averaging. :watchuthink:
    ang problem ko ngayon ay nadiscourage yung mother ko mag invest, mahina kasi loob pag dating sa mga ganyang investment. how can I convince her? sayang kasi nasa savings account lang yung pera at di naman ginagamit.

    Offline Sans

    • Senior Member
    • *
    • Posts: 143
    • Thanks Received: 0
    Re: Banco de Oro UITFs
    « Reply #923 on: Jun 03, 2013, 07:26 PM »
  • Publish
  • nagplace ako ng lump sum sa BDO equity 2 weeks ago. 1st time ko mag invest. pag check ko ngayon paper loss agad :( good thing I am planning to keep my capital at least 3 years and plan ko rin mag cost averaging. :watchuthink:
    ang problem ko ngayon ay nadiscourage yung mother ko mag invest, mahina kasi loob pag dating sa mga ganyang investment. how can I convince her? sayang kasi nasa savings account lang yung pera at di naman ginagamit.

    Give her time. Show her how much your investment has grown in 6 months or one year. Hindi pa siya emotionally ready mag-invest sa UITF kung humina na kagad loob niya after 2 weeks. In the meantime, let her read books and trusted internet sources so she can understand the risks and rewards.

    Offline yagami_kira

    • Posting Whiz
    • *
    • Posts: 277
    • Thanks Received: 0
    Re: Banco de Oro UITFs
    « Reply #924 on: Jun 04, 2013, 10:10 PM »
  • Publish
  • 5 years long term, really? It is questionable because you mentioned "whatever corrections happening must be irrelevant"

    I mentioned at least 5 years. And that's the minimum recommended time frame by most banks if you ask them.

    Also, what do you mean by this:

    "I never attempt to make money on the stock market. I buy on the assumption that they could close the market the next day and not reopen it for five years."
    - Warren Buffett

    Offline mxherr5

    • PMT Jedi
    • *
    • Posts: 1,408
    • Thanks Received: 0
    • Gender: Male
    Re: Banco de Oro UITFs
    « Reply #925 on: Jun 05, 2013, 06:37 AM »
  • Publish
  • It means you are buying the company for itself, and you would not
    care what the market thinks of it. you know its a good buy hence even
    if the market price of its stock is down, you would not pay any mind(referring
    to the line where it says even if it[market] closed down)

    @spartacus, although past performance does not guarantee future
    results you can go ahead and let her see how equity funds usually work.

    Very volatile in the short term but will always be on the uptrend over the long term.
    The longer the term, the better the chances of not having a negative return.
    « Last Edit: Jun 05, 2013, 06:38 AM by mxherr5 »

    Offline abby_sprit

    • Newbie
    • *
    • Posts: 1
    • Thanks Received: 0
    Re: Banco de Oro UITFs
    « Reply #926 on: Jun 05, 2013, 03:40 PM »
  • Publish
  • OFW po ako nakaenroll sa EIP ng BDO Equity, ask ko lang po may paraan po ba para makabili ako ng let say minimum na 10k kahit nasa abroad ako (like automatic debit sa savings account pwede bang tumawag lang sa bank to inform na gusto bumili tapos debit na lang sa account), kasi alam nman natin na sa EIP kung ano lang yung amount na in-enroll yun lang i-debit) so for like today bagsak ang presyo at gusto ko bumili ng minimum na 10k ano pwede ko gawin? pano ba bumibili ng units in person? Client master Number po ba ang binibigay sa bank kapag bumibili ng units in person?kasi naexperience ko lang bumili ng 10k minimum nung mag open ako ng BDO Equity account tapos EIP na,   or pwede bang magpabili sa relatives in my behalf gamit lang yung Client master no? (may requirements ba na hihingin ang bank?)...thanks...
    « Last Edit: Jun 05, 2013, 03:42 PM by abby_sprit »

    Offline bauer

    • VIP 4500
    • *
    • Posts: 4,865
    • Thanks Received: 12
    Re: Banco de Oro UITFs
    « Reply #927 on: Jun 05, 2013, 07:06 PM »
  • Publish
  • nagplace ako ng lump sum sa BDO equity 2 weeks ago. 1st time ko mag invest. pag check ko ngayon paper loss agad :( good thing I am planning to keep my capital at least 3 years and plan ko rin mag cost averaging. :watchuthink:
    ang problem ko ngayon ay nadiscourage yung mother ko mag invest, mahina kasi loob pag dating sa mga ganyang investment. how can I convince her? sayang kasi nasa savings account lang yung pera at di naman ginagamit.

    Don't convince your mother to stick with equity fund.  It is not made for our parents.  Younger generations may benefit but senior years may only get higher risks.
    join me on twitter @ bauerfilipino

    Offline gang13

    • Senior Member
    • *
    • Posts: 129
    • Thanks Received: 1
    • Gender: Female
    Re: Banco de Oro UITFs
    « Reply #928 on: Jun 05, 2013, 10:48 PM »
  • Publish
  • When I invested January this year, natuwa ako sa bilis ng taas, so I invested again every month, by May15 I checked I have already gained 3M, not bad considering January lang ako nag start. Pero after May15 ambilis bumagsak, diko masyado maintindihan but I just trusted my gut feel & yesterday I finally pulled out all my BDO UITFs, yung profit na 3M nawala, naging 1.1M nalang ang profit... Kakahinayang pero I have no regrets. I learned a lot during these 5 months and overall still happy with my gain.  :cool2:

    Offline Stunner

    • Probie
    • *
    • Posts: 10
    • Thanks Received: 0
    Re: Banco de Oro UITFs
    « Reply #929 on: Jun 06, 2013, 01:07 AM »
  • Publish
  • Wow, from 3M naging 1.1M na lang ang profit? Pero malaki pa din yun kasi profit.  :D

    May I know magkano initial investment mo?

    PMT Forum

    Re: Banco de Oro UITFs
    « Reply #929 on: Jun 06, 2013, 01:07 AM »
    * * * * * sponsored links * * * * *

     


    PMT Shoutbox

    Refresh History
    • blackwolf: Good Morning :)
      Aug 27, 2016, 09:54 AM
    • kogtong11: HI
      Aug 25, 2016, 08:41 PM
    • Sagradth: a nice place isn't it?
      Aug 25, 2016, 08:26 PM
    • nisaam: anyone so active?
      Aug 23, 2016, 04:17 PM
    • nisaam: Hello!
      Aug 23, 2016, 04:17 PM
    • forexfx4u: im new here, is there any place where one should introduce himself?
      Aug 23, 2016, 09:11 AM
    • forexfx4u: hello everyone
      Aug 23, 2016, 09:09 AM
    • Jayumaster: ola
      Aug 16, 2016, 04:54 PM
    • dwecks30: anu po ba tong PMT
      Aug 16, 2016, 10:05 AM
    • Patrickdesilva0319: Hi
      Aug 15, 2016, 07:07 PM
    • mark123: hello,, paano po dito mag post? di ko po makita sorry :D
      Aug 15, 2016, 01:28 PM
    • Mhe: Hello! I have a question po. My friend invested in bagnetified. Then after 3mos nag close yun store. What should do? Hindi na sya kinokontak, how she can return back her money? Kawawa naman. Yun konting ipon nya napunta doon at mawala na lang ng parang bula.
      Aug 13, 2016, 01:16 PM
    • brucewillis8: hello po
      Aug 11, 2016, 12:45 PM
    • k84u: @clouDee try SouthAsialink
      Aug 04, 2016, 11:47 AM
    • k84u: hello
      Aug 04, 2016, 11:30 AM
    • NicaShan: howdy
      Aug 03, 2016, 01:56 PM
    • ClouDee: Noob shout po. I need a couple of suggestions kung saang org or peer ang naglelend ng working capital para sa magsisimula pa lang na business, hndi po yung running na at ieexpand lang (ganito sa banks kaya no go ako). Thanks in advanced!
      Jul 29, 2016, 07:31 PM
    • samii0927: hi
      Jul 27, 2016, 09:55 PM
    • Sophie: hi
      Jul 27, 2016, 02:56 PM
    • sp.mbl.ron: asx hello
      Jul 26, 2016, 05:14 PM
    • asx2016: hello newbie here......
      Jul 26, 2016, 03:07 PM
    • zurfmaxx: hello sa lahat
      Jul 23, 2016, 04:00 AM
    • labamba: hello
      Jul 20, 2016, 02:58 PM
    • queenmore: hi guys
      Jul 19, 2016, 10:05 PM
    • mrbimnl: kuya na scam ka?
      Jul 15, 2016, 04:50 PM
    • jayjaytobi: maari lamang po na makipagcoordinate kayo sa akin kasi in kailangan ko pa ng mga kasamahan na magfile ng case against her.
      Jul 14, 2016, 11:52 AM
    • jayjaytobi: hi magandang hapon. sino na po dito ang nascam ni KATRINA C CRUZ./ MICHELLE MICHEE CRUZ
      Jul 14, 2016, 11:52 AM
    • maya2ph: gandang hapon sa lahat
      Jul 13, 2016, 05:22 PM
    • hart01: Hi po, newbie lang ako...kamusta kayo?
      Jul 13, 2016, 03:42 PM
    • annjoo: wish this forum was more active. sobrang interesting ng talks, want to learn more.
      Jul 12, 2016, 01:12 PM
    • esclabo: scorbabe, parang nagspam ng link na may lamang cryptolocker virus
      Jul 10, 2016, 07:59 PM
    • jamesmanding: Gudmorning
      Jul 08, 2016, 08:21 AM
    • Pinoy91: Hi need help in opening rice shop
      Jul 07, 2016, 04:34 PM
    • annjoo: hi. anybody interested in educating a newbie in the life insurance industry? thank you.
      Jul 04, 2016, 10:30 AM
    • Ryex321: hi ! sino my alam dito pwede ,ag personal loan ? madali lang process
      Jul 02, 2016, 06:40 AM
    • george88: bablita23 pinakamagandang gawin mo pumunta ka ng navotas fishport canvass ka dun tanong tanong then punta ka naman ngayon sa palengke magtanong ka magkano retail tapos compare mo sa navotas fishport malaki kita dyan pag ubos mo supply mo
      Jun 16, 2016, 03:54 PM
    • bablita23: Hi po, anyone can help? Gusto q po sana mag start na maging fish dealer. Baka pwede nyo po aq mapayuhan ng mga unang dapat gawin. Thank you po.
      Jun 15, 2016, 12:42 PM
    • freefront: Help! Where can I buy gutter guards? A big rat ran up the rainwater drainage pipe and ate all the new shoots of my Lemon Trees. I already went to 5 big hardware stores. Nothing. You know, the kind of metal guards you attach to the 4" pvc's that drain out onto the city gutter.......
      Jun 15, 2016, 08:45 AM
    • Nap: Hi guys kailangan ko ng truck na mababackloadan evry week pabalik ng manila mula sa south
      Jun 13, 2016, 07:35 PM
    • shiru: promise po i'll behave want ko lng malaman f anu ng status nmen...
      Jun 11, 2016, 10:58 AM
    • shiru: hopeless n tlga ko,need help para maopen fb ng asawa ko,plz anyone
      Jun 11, 2016, 10:57 AM
    • shiru: hi guys,newbie here,i need help
      Jun 11, 2016, 10:57 AM
    • Jotabs: I tried some interview but mostly people are shy to e press the active process
      Jun 10, 2016, 07:29 AM
    • Jotabs: Hahahq, to think I voted for duterte. I just wanted to start a simple money lending with security features. Paano kaya?
      Jun 10, 2016, 07:28 AM
    • jenofstructures: Mahirap ang bumbay style na lending, as hindi ito sinusuportahan ni Duterte.
      Jun 09, 2016, 06:53 AM
    • papavigo: sino dito nakaexperience na ng clickbank .willing to pay just teach me how to earn on clickbank.see me on my facebook account.Gilbert sausa vigo.salmat
      Jun 08, 2016, 09:02 PM
    • ardytenorio: @jotabs to start, know the market. alamin mo kung paano kalakaran sa loc mo. kung magkano interest at kung mode of payment. mas maganda kung mag-interview ng mga umuutang sa bumbay
      Jun 08, 2016, 01:23 PM
    • Jotabs: Anyone?
      Jun 08, 2016, 10:43 AM
    • Jotabs: I need some advice on how to start a bumbay style lending?
      Jun 08, 2016, 10:43 AM
    • rachelle_dammay: hi sa lahat newbie here :)
      Jun 07, 2016, 04:14 PM
    BloQcs design by Bloc
    SMF 2.0.11 | SMF © 2015, Simple Machines
    SMFAds for Free Forums
    SimplePortal 2.3.6 © 2008-2014, SimplePortal