PMT Forum

News: Always Present! ka ba? Sign the AUGUST 2016 Attendance Sheet right now! :watchuthink:

 
 
Welcome, Guest. Please login or register.
Did you miss your activation email?

Author Topic: Banco de Oro UITFs  (Read 173727 times)

Offline mxherr5

  • PMT Jedi
  • *
  • Posts: 1,408
  • Thanks Received: 0
  • Gender: Male
Re: Banco de Oro UITFs
« Reply #915 on: May 31, 2013, 04:18 PM »
  • Publish
  • Hindi po tama ang question nyo.. parang tinanong nyo kung
    ano mas ok, shampoo o sabon.

    Ang balanced fund ay mas riskier at ay para sa longer time fram investing
    pero mas malaki naman ang potential rewards ang fixed income ay less volatile
    at risky at ay para sa mas short term(normally 3 years)

    Offline tastemypower

    • Newbie
    • *
    • Posts: 7
    • Thanks Received: 0
    Re: Banco de Oro UITFs
    « Reply #916 on: May 31, 2013, 10:11 PM »
  • Publish
  • @MX

    sir tnx po  s comment ksi po may saving po ako sa BDO kso wla nmn nangyayari so ibig sabhin dun nlng po ako s fix income kc atlis dun wlang risk n maubos yung saving q tama po b sir??  :thankyou:

    Offline mxherr5

    • PMT Jedi
    • *
    • Posts: 1,408
    • Thanks Received: 0
    • Gender: Male
    Re: Banco de Oro UITFs
    « Reply #917 on: May 31, 2013, 10:22 PM »
  • Publish
  • may risk pa rin sir pero super konti lang.
    according sa fund fact sheet ng fixed income, ang max lost
    sa fund ay hindi pa aabot ng 3% at mga 3 months lang at
    nabawi rin ulit yung loss.

    PMT Forum

    Re: Banco de Oro UITFs
    « Reply #917 on: May 31, 2013, 10:22 PM »
    * * * * * sponsored links * * * * *

    Offline nemo1207

    • Posting Guru
    • *
    • Posts: 472
    • Thanks Received: 0
    • Gender: Male
    Re: Banco de Oro UITFs
    « Reply #918 on: Jun 01, 2013, 09:08 AM »
  • Publish
  • Sa kabila ng correction ng market gain pa rin ang BDO Bal Fund ko, pero ang port ko halos wipe out ang 7 months gain ko in a matter of few day this May.... That's was an experience and a lesson must learned...

    Online yagami_kira

    • Posting Whiz
    • *
    • Posts: 277
    • Thanks Received: 0
    Re: Banco de Oro UITFs
    « Reply #919 on: Jun 01, 2013, 09:46 PM »
  • Publish
  • What do you mean lesson learned? Balanced fund must have a long-term investment horizon of at least 5 years...so whatever corrections happening must be irrelevant.

    Offline mxherr5

    • PMT Jedi
    • *
    • Posts: 1,408
    • Thanks Received: 0
    • Gender: Male
    Re: Banco de Oro UITFs
    « Reply #920 on: Jun 02, 2013, 06:38 AM »
  • Publish
  • The lesson there is, its a good thing he invested in a fund that is apt for his investment
    timeframe. He can therefore ignore the market noises

    @yagira, seconded :D

    PMT Forum

    Re: Banco de Oro UITFs
    « Reply #920 on: Jun 02, 2013, 06:38 AM »
    * * * * * sponsored links * * * * *

    Offline Wills

    • Awesome Member
    • *
    • Posts: 2,669
    • Thanks Received: 3
    • Gender: Male
    Re: Banco de Oro UITFs
    « Reply #921 on: Jun 02, 2013, 09:18 AM »
  • Publish
  • What do you mean lesson learned? Balanced fund must have a long-term investment horizon of at least 5 years...so whatever corrections happening must be irrelevant.
    5 years long term, really? It is questionable because you mentioned "whatever corrections happening must be irrelevant"
    Veganism is for Health
    Value Investing is for Wealth

    Offline spartacus

    • Probie
    • *
    • Posts: 21
    • Thanks Received: 0
    Re: Banco de Oro UITFs
    « Reply #922 on: Jun 03, 2013, 05:41 PM »
  • Publish
  • nagplace ako ng lump sum sa BDO equity 2 weeks ago. 1st time ko mag invest. pag check ko ngayon paper loss agad :( good thing I am planning to keep my capital at least 3 years and plan ko rin mag cost averaging. :watchuthink:
    ang problem ko ngayon ay nadiscourage yung mother ko mag invest, mahina kasi loob pag dating sa mga ganyang investment. how can I convince her? sayang kasi nasa savings account lang yung pera at di naman ginagamit.

    Offline Sans

    • Senior Member
    • *
    • Posts: 143
    • Thanks Received: 0
    Re: Banco de Oro UITFs
    « Reply #923 on: Jun 03, 2013, 07:26 PM »
  • Publish
  • nagplace ako ng lump sum sa BDO equity 2 weeks ago. 1st time ko mag invest. pag check ko ngayon paper loss agad :( good thing I am planning to keep my capital at least 3 years and plan ko rin mag cost averaging. :watchuthink:
    ang problem ko ngayon ay nadiscourage yung mother ko mag invest, mahina kasi loob pag dating sa mga ganyang investment. how can I convince her? sayang kasi nasa savings account lang yung pera at di naman ginagamit.

    Give her time. Show her how much your investment has grown in 6 months or one year. Hindi pa siya emotionally ready mag-invest sa UITF kung humina na kagad loob niya after 2 weeks. In the meantime, let her read books and trusted internet sources so she can understand the risks and rewards.

    Online yagami_kira

    • Posting Whiz
    • *
    • Posts: 277
    • Thanks Received: 0
    Re: Banco de Oro UITFs
    « Reply #924 on: Jun 04, 2013, 10:10 PM »
  • Publish
  • 5 years long term, really? It is questionable because you mentioned "whatever corrections happening must be irrelevant"

    I mentioned at least 5 years. And that's the minimum recommended time frame by most banks if you ask them.

    Also, what do you mean by this:

    "I never attempt to make money on the stock market. I buy on the assumption that they could close the market the next day and not reopen it for five years."
    - Warren Buffett

    Offline mxherr5

    • PMT Jedi
    • *
    • Posts: 1,408
    • Thanks Received: 0
    • Gender: Male
    Re: Banco de Oro UITFs
    « Reply #925 on: Jun 05, 2013, 06:37 AM »
  • Publish
  • It means you are buying the company for itself, and you would not
    care what the market thinks of it. you know its a good buy hence even
    if the market price of its stock is down, you would not pay any mind(referring
    to the line where it says even if it[market] closed down)

    @spartacus, although past performance does not guarantee future
    results you can go ahead and let her see how equity funds usually work.

    Very volatile in the short term but will always be on the uptrend over the long term.
    The longer the term, the better the chances of not having a negative return.
    « Last Edit: Jun 05, 2013, 06:38 AM by mxherr5 »

    Offline abby_sprit

    • Newbie
    • *
    • Posts: 1
    • Thanks Received: 0
    Re: Banco de Oro UITFs
    « Reply #926 on: Jun 05, 2013, 03:40 PM »
  • Publish
  • OFW po ako nakaenroll sa EIP ng BDO Equity, ask ko lang po may paraan po ba para makabili ako ng let say minimum na 10k kahit nasa abroad ako (like automatic debit sa savings account pwede bang tumawag lang sa bank to inform na gusto bumili tapos debit na lang sa account), kasi alam nman natin na sa EIP kung ano lang yung amount na in-enroll yun lang i-debit) so for like today bagsak ang presyo at gusto ko bumili ng minimum na 10k ano pwede ko gawin? pano ba bumibili ng units in person? Client master Number po ba ang binibigay sa bank kapag bumibili ng units in person?kasi naexperience ko lang bumili ng 10k minimum nung mag open ako ng BDO Equity account tapos EIP na,   or pwede bang magpabili sa relatives in my behalf gamit lang yung Client master no? (may requirements ba na hihingin ang bank?)...thanks...
    « Last Edit: Jun 05, 2013, 03:42 PM by abby_sprit »

    Offline bauer

    • VIP 4500
    • *
    • Posts: 4,865
    • Thanks Received: 12
    Re: Banco de Oro UITFs
    « Reply #927 on: Jun 05, 2013, 07:06 PM »
  • Publish
  • nagplace ako ng lump sum sa BDO equity 2 weeks ago. 1st time ko mag invest. pag check ko ngayon paper loss agad :( good thing I am planning to keep my capital at least 3 years and plan ko rin mag cost averaging. :watchuthink:
    ang problem ko ngayon ay nadiscourage yung mother ko mag invest, mahina kasi loob pag dating sa mga ganyang investment. how can I convince her? sayang kasi nasa savings account lang yung pera at di naman ginagamit.

    Don't convince your mother to stick with equity fund.  It is not made for our parents.  Younger generations may benefit but senior years may only get higher risks.
    join me on twitter @ bauerfilipino

    Offline gang13

    • Senior Member
    • *
    • Posts: 129
    • Thanks Received: 1
    • Gender: Female
    Re: Banco de Oro UITFs
    « Reply #928 on: Jun 05, 2013, 10:48 PM »
  • Publish
  • When I invested January this year, natuwa ako sa bilis ng taas, so I invested again every month, by May15 I checked I have already gained 3M, not bad considering January lang ako nag start. Pero after May15 ambilis bumagsak, diko masyado maintindihan but I just trusted my gut feel & yesterday I finally pulled out all my BDO UITFs, yung profit na 3M nawala, naging 1.1M nalang ang profit... Kakahinayang pero I have no regrets. I learned a lot during these 5 months and overall still happy with my gain.  :cool2:

    Offline Stunner

    • Probie
    • *
    • Posts: 10
    • Thanks Received: 0
    Re: Banco de Oro UITFs
    « Reply #929 on: Jun 06, 2013, 01:07 AM »
  • Publish
  • Wow, from 3M naging 1.1M na lang ang profit? Pero malaki pa din yun kasi profit.  :D

    May I know magkano initial investment mo?

    PMT Forum

    Re: Banco de Oro UITFs
    « Reply #929 on: Jun 06, 2013, 01:07 AM »
    * * * * * sponsored links * * * * *

     


    PMT Shoutbox

    Refresh History
    • Miguelfabon: Yes
      Today at 02:52 AM
    • realpassion: anyone here?
      Nov 30, 2016, 03:04 PM
    • Mila.Socialim: Hi po, kung sino po yong gusto ng additional income, PM niyo po ako, anytime. :)
      Nov 30, 2016, 02:20 PM
    • joanmatira0630: hi po bka may makatulong po skin to be financially stable..prob di ako maapproved sa mga bank loan dhil sa fault ng previous co ko..
      Nov 29, 2016, 07:48 PM
    • sheendelrosario: Paki message na lang po ako. Thanks
      Nov 29, 2016, 02:16 PM
    • sheendelrosario: Hi po. Baka gusto nyo o may kakilala kayong gustong magpagawa ng alahas. Pakirefer po sa akin. Thank you! :)
      Nov 29, 2016, 02:15 PM
    • preler: cnu may alam direct seller of power tools
      Nov 28, 2016, 01:04 PM
    • inv123456: hi
      Nov 25, 2016, 08:04 AM
    • jocyfruit: hi
      Nov 21, 2016, 03:00 PM
    • a.b: hi po
      Nov 21, 2016, 01:10 AM
    • boyBabsi: digidigidigidong digidigidong digidigidi digidong digidigidong - Kanta po yan nung Indian dance instructor sa Life of PI movie. . lss lang hahahaha Good day!
      Nov 20, 2016, 06:26 AM
    • irish10: Hi po!
      Nov 17, 2016, 04:27 PM
    • boyBabsi: Pwede po bang yumaman sa sabong? Why or why not?
      Nov 14, 2016, 04:59 AM
    • nievarezluela: hello alphaLen.. walang bangko ang malaki magbigay ng interes.. pagaralan mo ang Stock Market.. or mutual Fund.. dito lalago ang pera mo..
      Nov 11, 2016, 04:52 AM
    • Mr.DreamBoy: Hi guys.. im ofw ask lang po ako kung cno pwede hiraman nang pera kylangan kulang nang pocket money kahit magkano po ang tubo at handa po akung mag bigay nang Info or Requirments.. basta po matanggap ko ang pera bago ako mag flight.. salamat po godbless
      Nov 08, 2016, 10:47 PM
    • Reese77: Kamusta sa lahat.. tanong ko lang po may alam po ba kayong sanglaan dito sa riyadh? Need lang po ng money thanks.
      Nov 07, 2016, 07:21 AM
    • annjoo: @SiPoorMan Di naman necessarily lahat business minded.. More on wanting financial stability yung mga dito, I believe. If you want to talk with smart people, this the place! Ang raming matalino dito, so much to learn.
      Nov 03, 2016, 05:15 AM
    • Atoms22: Free sent here from UAE kabayan. .
      Nov 02, 2016, 12:49 AM
    • pulubing_palaboy: nothing in particular. i work in the city
      Nov 01, 2016, 02:11 AM
    • ManilaBoy40: Kind of, Why ...
      Oct 31, 2016, 02:13 PM
    • pulubing_palaboy: mb40, are you back in 9er land?
      Oct 29, 2016, 01:48 AM
    • ManilaBoy40: I've already returned sinced last year to my home country so I have no use for the Philippine citizenship , I only re-aquired when I was residing there ffrom 2008-2015 to avoid the penalty ...
      Oct 28, 2016, 08:22 AM
    • yllor: MB40, Why not take a holiday vacation to your second country where you had a citizenship for the next 6 years.
      Oct 28, 2016, 07:43 AM
    • ManilaBoy40: Anyone Know How to Renounce Philippine Citizenship that I Re-Aquired,Willing to Give Up the Maroon Passport Right Now and for the Next 6 Years ...
      Oct 28, 2016, 05:45 AM
    • sportugal: Pellazargen ako meron alam
      Oct 27, 2016, 01:23 PM
    • sportugal: Hello everyone
      Oct 27, 2016, 01:22 PM
    • ann.merz: hi po
      Oct 26, 2016, 02:02 PM
    • miaka0300: hi im newbie here, paano mag start?may points po ba kada mag popost ?paturo naman po.thanks
      Oct 23, 2016, 06:30 PM
    • lhenvaldez76: hi
      Oct 23, 2016, 01:42 AM
    • jell: hello
      Oct 22, 2016, 01:47 PM
    • SiPoorMan: nako mam ladyshai mahihirapan ka maghanap ng friends dito kasi puro halos mga businessminded no time for making friends, siguro business guru meron.. if friends ang hanap nyo prolly you are in a wrong forum.. ijs
      Oct 21, 2016, 12:51 AM
    • LadyShai: Hello i hope sana makahanap ako ng friends dito ,,,,
      Oct 18, 2016, 05:18 AM
    • SiPoorMan: sir pellazargen sa bank onyo p[o apply
      Oct 17, 2016, 08:37 PM
    • SiPoorMan: maganda hapon sa lahat
      Oct 17, 2016, 08:37 PM
    • pellazargen: bka po may alam po kayo :(
      Oct 17, 2016, 07:45 AM
    • pellazargen: Good morning po. May alam po ba kayo na pwede page sanglaan po ng bahay? Badly needed po kasi
      Oct 17, 2016, 07:45 AM
    • LadyShai: I need someone to talk to plssss niloko aq ng bf ko mrmi kmi plan nasa abrd aq kya pla di na nya ko tintwagan
      Oct 15, 2016, 09:30 PM
    • chris61: Hai! Dewa....nochihodo
      Oct 09, 2016, 10:06 AM
    • Gabrielle_Cruz1004: :thankyou:
      Oct 07, 2016, 12:52 PM
    • Gabrielle_Cruz1004: noob here.. =) thanks guys! <3
      Oct 07, 2016, 12:52 PM
    • budoi: konbanwa minnasan!
      Oct 03, 2016, 07:33 PM
    • CodyDeegan: Hola seniore!
      Oct 03, 2016, 04:15 PM
    • MARC_SANICO: konichiwa..
      Oct 02, 2016, 05:50 PM
    • MARC_SANICO: arigato go saimas.... Newbie..
      Oct 02, 2016, 05:50 PM
    • ivy_punzalan: ow. hello po
      Sep 27, 2016, 03:34 PM
    • CodyDeegan: :welcome: newbies :)
      Sep 27, 2016, 12:26 PM
    • kiriyama: *a while hahaha
      Sep 26, 2016, 01:27 PM
    • kiriyama: *a whil
      Sep 26, 2016, 01:27 PM
    • kiriyama: helow its been i while...hahaha si yllor nlng naalala ko dito hahaha
      Sep 26, 2016, 01:10 PM
    • AlphaLEN: Please suggest some local banks na nag bibigay ng highest interest..Wala pa po along saving and plan ko palang mag start..So I decided na alamin ko muna kung alin ang maganda..I also wanted to invest and according sa isang episode na napanood ko sa TV Pwede na mag start sa 500pesos..Nag tingin din ako sa internet and meron sa bpi. Anu po sa tingin nyo?
      Sep 25, 2016, 10:55 PM
    BloQcs design by Bloc
    SMF 2.0.11 | SMF © 2015, Simple Machines
    SMFAds for Free Forums
    SimplePortal 2.3.6 © 2008-2014, SimplePortal