PMT Forum

News: Always Present! ka ba? Sign the JUNE 2016 Attendance Sheet right now! :watchuthink:

 
 
Welcome, Guest. Please login or register.
Did you miss your activation email?

Click LIKE, TWEET or +1 to earn PMT Badges!

Author Topic: Banco de Oro UITFs  (Read 166541 times)

Online mxherr5

  • PMT Jedi
  • *
  • Posts: 1,401
  • Thanks Received: 0
  • Gender: Male
Re: Banco de Oro UITFs
« Reply #915 on: May 31, 2013, 04:18 PM »
  • Publish
  • Hindi po tama ang question nyo.. parang tinanong nyo kung
    ano mas ok, shampoo o sabon.

    Ang balanced fund ay mas riskier at ay para sa longer time fram investing
    pero mas malaki naman ang potential rewards ang fixed income ay less volatile
    at risky at ay para sa mas short term(normally 3 years)

    Offline tastemypower

    • Newbie
    • *
    • Posts: 7
    • Thanks Received: 0
    Re: Banco de Oro UITFs
    « Reply #916 on: May 31, 2013, 10:11 PM »
  • Publish
  • @MX

    sir tnx po  s comment ksi po may saving po ako sa BDO kso wla nmn nangyayari so ibig sabhin dun nlng po ako s fix income kc atlis dun wlang risk n maubos yung saving q tama po b sir??  :thankyou:

    Online mxherr5

    • PMT Jedi
    • *
    • Posts: 1,401
    • Thanks Received: 0
    • Gender: Male
    Re: Banco de Oro UITFs
    « Reply #917 on: May 31, 2013, 10:22 PM »
  • Publish
  • may risk pa rin sir pero super konti lang.
    according sa fund fact sheet ng fixed income, ang max lost
    sa fund ay hindi pa aabot ng 3% at mga 3 months lang at
    nabawi rin ulit yung loss.

    PMT Forum

    Re: Banco de Oro UITFs
    « Reply #917 on: May 31, 2013, 10:22 PM »


    * * * * * sponsored links * * * * *

    Offline nemo1207

    • Posting Guru
    • *
    • Posts: 472
    • Thanks Received: 0
    • Gender: Male
    Re: Banco de Oro UITFs
    « Reply #918 on: Jun 01, 2013, 09:08 AM »
  • Publish
  • Sa kabila ng correction ng market gain pa rin ang BDO Bal Fund ko, pero ang port ko halos wipe out ang 7 months gain ko in a matter of few day this May.... That's was an experience and a lesson must learned...

    Online yagami_kira

    • Posting Whiz
    • *
    • Posts: 275
    • Thanks Received: 0
    Re: Banco de Oro UITFs
    « Reply #919 on: Jun 01, 2013, 09:46 PM »
  • Publish
  • What do you mean lesson learned? Balanced fund must have a long-term investment horizon of at least 5 years...so whatever corrections happening must be irrelevant.

    Online mxherr5

    • PMT Jedi
    • *
    • Posts: 1,401
    • Thanks Received: 0
    • Gender: Male
    Re: Banco de Oro UITFs
    « Reply #920 on: Jun 02, 2013, 06:38 AM »
  • Publish
  • The lesson there is, its a good thing he invested in a fund that is apt for his investment
    timeframe. He can therefore ignore the market noises

    @yagira, seconded :D

    Offline Wills

    • Awesome Member
    • *
    • Posts: 2,645
    • Thanks Received: 3
    • Gender: Male
    Re: Banco de Oro UITFs
    « Reply #921 on: Jun 02, 2013, 09:18 AM »
  • Publish
  • What do you mean lesson learned? Balanced fund must have a long-term investment horizon of at least 5 years...so whatever corrections happening must be irrelevant.
    5 years long term, really? It is questionable because you mentioned "whatever corrections happening must be irrelevant"
    Veganism is for Health
    Value Investing is for Wealth

    Offline spartacus

    • Probie
    • *
    • Posts: 21
    • Thanks Received: 0
    Re: Banco de Oro UITFs
    « Reply #922 on: Jun 03, 2013, 05:41 PM »
  • Publish
  • nagplace ako ng lump sum sa BDO equity 2 weeks ago. 1st time ko mag invest. pag check ko ngayon paper loss agad :( good thing I am planning to keep my capital at least 3 years and plan ko rin mag cost averaging. :watchuthink:
    ang problem ko ngayon ay nadiscourage yung mother ko mag invest, mahina kasi loob pag dating sa mga ganyang investment. how can I convince her? sayang kasi nasa savings account lang yung pera at di naman ginagamit.

    Offline Sans

    • Senior Member
    • *
    • Posts: 143
    • Thanks Received: 0
    Re: Banco de Oro UITFs
    « Reply #923 on: Jun 03, 2013, 07:26 PM »
  • Publish
  • nagplace ako ng lump sum sa BDO equity 2 weeks ago. 1st time ko mag invest. pag check ko ngayon paper loss agad :( good thing I am planning to keep my capital at least 3 years and plan ko rin mag cost averaging. :watchuthink:
    ang problem ko ngayon ay nadiscourage yung mother ko mag invest, mahina kasi loob pag dating sa mga ganyang investment. how can I convince her? sayang kasi nasa savings account lang yung pera at di naman ginagamit.

    Give her time. Show her how much your investment has grown in 6 months or one year. Hindi pa siya emotionally ready mag-invest sa UITF kung humina na kagad loob niya after 2 weeks. In the meantime, let her read books and trusted internet sources so she can understand the risks and rewards.

    Online yagami_kira

    • Posting Whiz
    • *
    • Posts: 275
    • Thanks Received: 0
    Re: Banco de Oro UITFs
    « Reply #924 on: Jun 04, 2013, 10:10 PM »
  • Publish
  • 5 years long term, really? It is questionable because you mentioned "whatever corrections happening must be irrelevant"

    I mentioned at least 5 years. And that's the minimum recommended time frame by most banks if you ask them.

    Also, what do you mean by this:

    "I never attempt to make money on the stock market. I buy on the assumption that they could close the market the next day and not reopen it for five years."
    - Warren Buffett

    Online mxherr5

    • PMT Jedi
    • *
    • Posts: 1,401
    • Thanks Received: 0
    • Gender: Male
    Re: Banco de Oro UITFs
    « Reply #925 on: Jun 05, 2013, 06:37 AM »
  • Publish
  • It means you are buying the company for itself, and you would not
    care what the market thinks of it. you know its a good buy hence even
    if the market price of its stock is down, you would not pay any mind(referring
    to the line where it says even if it[market] closed down)

    @spartacus, although past performance does not guarantee future
    results you can go ahead and let her see how equity funds usually work.

    Very volatile in the short term but will always be on the uptrend over the long term.
    The longer the term, the better the chances of not having a negative return.
    « Last Edit: Jun 05, 2013, 06:38 AM by mxherr5 »

    Offline abby_sprit

    • Newbie
    • *
    • Posts: 1
    • Thanks Received: 0
    Re: Banco de Oro UITFs
    « Reply #926 on: Jun 05, 2013, 03:40 PM »
  • Publish
  • OFW po ako nakaenroll sa EIP ng BDO Equity, ask ko lang po may paraan po ba para makabili ako ng let say minimum na 10k kahit nasa abroad ako (like automatic debit sa savings account pwede bang tumawag lang sa bank to inform na gusto bumili tapos debit na lang sa account), kasi alam nman natin na sa EIP kung ano lang yung amount na in-enroll yun lang i-debit) so for like today bagsak ang presyo at gusto ko bumili ng minimum na 10k ano pwede ko gawin? pano ba bumibili ng units in person? Client master Number po ba ang binibigay sa bank kapag bumibili ng units in person?kasi naexperience ko lang bumili ng 10k minimum nung mag open ako ng BDO Equity account tapos EIP na,   or pwede bang magpabili sa relatives in my behalf gamit lang yung Client master no? (may requirements ba na hihingin ang bank?)...thanks...
    « Last Edit: Jun 05, 2013, 03:42 PM by abby_sprit »

    Offline bauer

    • VIP 4500
    • *
    • Posts: 4,865
    • Thanks Received: 12
    Re: Banco de Oro UITFs
    « Reply #927 on: Jun 05, 2013, 07:06 PM »
  • Publish
  • nagplace ako ng lump sum sa BDO equity 2 weeks ago. 1st time ko mag invest. pag check ko ngayon paper loss agad :( good thing I am planning to keep my capital at least 3 years and plan ko rin mag cost averaging. :watchuthink:
    ang problem ko ngayon ay nadiscourage yung mother ko mag invest, mahina kasi loob pag dating sa mga ganyang investment. how can I convince her? sayang kasi nasa savings account lang yung pera at di naman ginagamit.

    Don't convince your mother to stick with equity fund.  It is not made for our parents.  Younger generations may benefit but senior years may only get higher risks.
    join me on twitter @ bauerfilipino

    Offline gang13

    • Senior Member
    • *
    • Posts: 129
    • Thanks Received: 1
    • Gender: Female
    Re: Banco de Oro UITFs
    « Reply #928 on: Jun 05, 2013, 10:48 PM »
  • Publish
  • When I invested January this year, natuwa ako sa bilis ng taas, so I invested again every month, by May15 I checked I have already gained 3M, not bad considering January lang ako nag start. Pero after May15 ambilis bumagsak, diko masyado maintindihan but I just trusted my gut feel & yesterday I finally pulled out all my BDO UITFs, yung profit na 3M nawala, naging 1.1M nalang ang profit... Kakahinayang pero I have no regrets. I learned a lot during these 5 months and overall still happy with my gain.  :cool2:

    Offline Stunner

    • Probie
    • *
    • Posts: 10
    • Thanks Received: 0
    Re: Banco de Oro UITFs
    « Reply #929 on: Jun 06, 2013, 01:07 AM »
  • Publish
  • Wow, from 3M naging 1.1M na lang ang profit? Pero malaki pa din yun kasi profit.  :D

    May I know magkano initial investment mo?

    PMT Forum

    Re: Banco de Oro UITFs
    « Reply #929 on: Jun 06, 2013, 01:07 AM »
    * * * * * sponsored links * * * * *

     


    PMT Shoutbox

    Refresh History
    • omniversatility: Good day to fellow PTMers, do you want  Pinoy Money Talk Forum to be top ranking site in the Philippines, including other free classified sites and other e-commerce sites? Let us join forces together, join me on my advocacy and my campaign please like my Facebook page --> https://www.facebook.com/Let-Us-Replace-Olx-220125415036058/now is the right time to change and revolutionize the trend and the understanding of classified sites and e-commerce sites in the Philippines. Let your voices, opinions and thoughts be express and be heard!!! You are strongly encouraged to interact and share your sentiments in my Facebook page. The right time to start is now!!!
      Jun 23, 2016, 07:59 PM
    • ryjen_08: btw, you can e.mail me at rj.eyt08@yahoo.com thanks
      Jun 23, 2016, 01:48 PM
    • ryjen_08: Hi good day!, Anyone here can help me look for motorcycle part and accessories suppliers and manufacturers, I am planning to put up a business online and eventually to have a shop on my on. thank in advance to those who will response to this message... good day everyone! god bless
      Jun 23, 2016, 01:47 PM
    • Jeiydelacruz: Hi po ask ko lang kung meron po dito nag papautang sa mandaluyong?
      Jun 22, 2016, 03:24 PM
    • george88: bablita23 pinakamagandang gawin mo pumunta ka ng navotas fishport canvass ka dun tanong tanong then punta ka naman ngayon sa palengke magtanong ka magkano retail tapos compare mo sa navotas fishport malaki kita dyan pag ubos mo supply mo
      Jun 16, 2016, 03:54 PM
    • bablita23: Hi po, anyone can help? Gusto q po sana mag start na maging fish dealer. Baka pwede nyo po aq mapayuhan ng mga unang dapat gawin. Thank you po.
      Jun 15, 2016, 12:42 PM
    • freefront: Help! Where can I buy gutter guards? A big rat ran up the rainwater drainage pipe and ate all the new shoots of my Lemon Trees. I already went to 5 big hardware stores. Nothing. You know, the kind of metal guards you attach to the 4" pvc's that drain out onto the city gutter.......
      Jun 15, 2016, 08:45 AM
    • Nap: Hi guys kailangan ko ng truck na mababackloadan evry week pabalik ng manila mula sa south
      Jun 13, 2016, 07:35 PM
    • shiru: promise po i'll behave want ko lng malaman f anu ng status nmen...
      Jun 11, 2016, 10:58 AM
    • shiru: hopeless n tlga ko,need help para maopen fb ng asawa ko,plz anyone
      Jun 11, 2016, 10:57 AM
    • shiru: hi guys,newbie here,i need help
      Jun 11, 2016, 10:57 AM
    • Jotabs: I tried some interview but mostly people are shy to e press the active process
      Jun 10, 2016, 07:29 AM
    • Jotabs: Hahahq, to think I voted for duterte. I just wanted to start a simple money lending with security features. Paano kaya?
      Jun 10, 2016, 07:28 AM
    • jenofstructures: Mahirap ang bumbay style na lending, as hindi ito sinusuportahan ni Duterte.
      Jun 09, 2016, 06:53 AM
    • papavigo: sino dito nakaexperience na ng clickbank .willing to pay just teach me how to earn on clickbank.see me on my facebook account.Gilbert sausa vigo.salmat
      Jun 08, 2016, 09:02 PM
    • ardytenorio: @jotabs to start, know the market. alamin mo kung paano kalakaran sa loc mo. kung magkano interest at kung mode of payment. mas maganda kung mag-interview ng mga umuutang sa bumbay
      Jun 08, 2016, 01:23 PM
    • Jotabs: Anyone?
      Jun 08, 2016, 10:43 AM
    • Jotabs: I need some advice on how to start a bumbay style lending?
      Jun 08, 2016, 10:43 AM
    • rachelle_dammay: hi sa lahat newbie here :)
      Jun 07, 2016, 04:14 PM
    • reggie012784: Xm broker, ok ba sya
      Jun 01, 2016, 03:12 PM
    • annzam23: paano kumita sa  online dito
      May 31, 2016, 03:53 PM
    • freefront: FGiz, katamad yung style. I'm opening 2 tabs for pmt. But thanks for the info :)
      May 28, 2016, 10:28 PM
    • FutureGizmo: Hi freefront, the link to the Unread Topics is at the bottom of the page, included in "Your Member Information" section.
      May 27, 2016, 09:40 PM
    • natz: Wala magawa. Petiks. tagal ....uwian na...>_>
      May 27, 2016, 04:25 PM
    • reytave19: what's up with fgen?
      May 27, 2016, 01:55 PM
    • freefront: FG, can we have the "unread topics" back?
      May 27, 2016, 02:41 AM
    • natz: Ano ba yan. Down ang BPI BEA Online tsk tsk.
      May 25, 2016, 10:21 AM
    • LifeStyle: Greetings! Newbie here.. im a wanna be micro entrepeneur..
      May 20, 2016, 09:03 PM
    • Marq: I need help
      May 19, 2016, 12:52 AM
    • kerefish: Welcome to me I'm newbie
      May 15, 2016, 02:05 PM
    • mrblue20: hi gudeve sa lahat
      May 11, 2016, 05:00 PM
    • jenofstructures: ang daming thread na pala na hindi ko nabasa hahahaha ang dami kasing nag multiple post sa ibat ibang thread
      May 10, 2016, 04:49 PM
    • trail291: good morning
      May 10, 2016, 11:23 AM
    • lancemarkus: Magandang umaga po sa kanila!
      May 09, 2016, 09:05 AM
    • jenofstructures: ingat po tayong lahat sa pagboto
      May 06, 2016, 04:29 PM
    • freefront: Hello! Something wrong with firstmetrosec? Can't log-in since yesterday.
      May 05, 2016, 12:39 PM
    • prmm122585: Hello there!
      May 05, 2016, 04:26 AM
    • jenofstructures: akala ko nga blocked na to sa amin hahahahaha
      May 04, 2016, 04:34 PM
    • Prospera: What happened to the site, FGiz???Could not connect for hours! Akala ko DDOS attack na...
      May 04, 2016, 12:06 PM
    • RENIE: hi to all, baguhan lang ako dito,
      May 03, 2016, 05:43 PM
    • jennyicasas: Hi! would like to know how much is the fair market value of a residential land in Brgy Upli, Alfonso, Cavite? Also BIR'S zonal value in the said area? thank you, help pls..
      May 03, 2016, 04:50 PM
    • CodyDeegan: Found it xD
      May 02, 2016, 01:42 PM
    • CodyDeegan: Nasan po yung attendance thread? hehe hindi ko mahanap. Sorry. xD
      May 02, 2016, 01:39 PM
    • chinopalmer: Hi pano po ba malamn o m hack password s yahoo?gusto ko po sana m open ang email ng wife ko.salamat po sana po matulungan nyo ako
      Apr 30, 2016, 10:14 PM
    • chinethan8: hi, ask ko lang sana kung how to manage and how much a capital needed to a company canteen? actually, nirefer lang ako ng friend ko sa company nila kasi gusto ng tanggalin ung existing na nag canteen doon kasi hindi na daw maganda ang services (specially yong mga food served everyday)  at konti lang ang niluluto kaya madali lang maubos. Around 150 ang employees nila. kaya sa canteen talaga sila kumakain. may policy kasi sila na bawal bumili ng food sa labas. can you help me?
      Apr 28, 2016, 04:57 PM
    • CodyDeegan: That is a wise move. Big deal na kase yun mobile friendly websites. Pag hidi baka mapenalize yung site.
      Apr 26, 2016, 01:13 PM
    • jenofstructures: thanks FG!
      Apr 26, 2016, 12:27 PM
    • natz: Wow. nice. binalik sa dati yung mga recent post. Hindi na nakaklito tignan haha. Thank you po.
      Apr 26, 2016, 10:28 AM
    • FutureGizmo: Hi jenofstructures, we're also preparing to launch a cleaner, mobile-responsive theme soon which will show a shortcut to the links you asked. But for now, I returned this tab at the bottom of the page called "Your Member Information." Hope that helps!
      Apr 26, 2016, 09:53 AM
    • jenofstructures: Hi FG! now alam ko na kung bakit nawala yung nasa kanan. Hindi ba pwede ibalik yung "recent unread post" tab?
      Apr 26, 2016, 06:34 AM
    BloQcs design by Bloc
    SMF 2.0.11 | SMF © 2015, Simple Machines
    SMFAds for Free Forums
    SimplePortal 2.3.6 © 2008-2014, SimplePortal