Author Topic: Banco de Oro UITFs (Read 97521 times)

mamee · « **Reply #720 on:** May 29, 2012, 09:44 PM »

^ Oh ok ok... Thanks po.

kambal825 · « **Reply #721 on:** Jun 13, 2012, 08:58 PM »

Sa gabi Lang po ba lumalabas ang value ng NAVU?

GoodSteward · « **Reply #722 on:** Jun 13, 2012, 09:21 PM »

Quote from: kambal825 on Jun 13, 2012, 08:58 PM

Sa gabi Lang po ba lumalabas ang value ng NAVU?

Ya...value ng navpu for the day....until the next day when new value comes in...

Mumay25 · « **Reply #723 on:** Jun 30, 2012, 11:15 PM »

Naeenganyo naman ako mag open ng UITF. Mas ok ba kung mag open ako for long term? lets say 5 yrs?

cracken55 · « **Reply #724 on:** Jul 01, 2012, 02:32 AM »

The longer you keep your money there, the better. I experienced loosing half the value of my money in BDO (Balanced Fund) during the 2008 stock market debacle. To a regular working family man that amount was significant already that time dahil savings namin eto. Yung mga ka trabaho ko they pulled out theirs kahit lugi pero I just kept my money as I honestly dont need it that time dahil may trabaho naman ako. Now nang bumawi ang market, I am getting 33% more and hopefully this will still grow.

Just ensure you will not need the money during this period (5 years as you said).

Mumay25 · « **Reply #725 on:** Jul 01, 2012, 01:13 PM »

cracken55

More power sana mag grow pa...Bigger is Better!

ryannimizm_24 · « **Reply #726 on:** Jul 01, 2012, 02:28 PM »

Quote from: Mumay25 on Jun 30, 2012, 11:15 PM

Naeenganyo naman ako mag open ng UITF. Mas ok ba kung mag open ako for long term? lets say 5 yrs?

Basta di mo naman kailangan ng pera basta uitf mas ok pag long term...last May 17 nag add ako ng funds @307.7 yata per share ngaun almost 320 na... pero mabilis din naman yata kung gusto mo mgpullout..pero ako since ng start ako january 2012 ginagawa ko lng parang piggy bank,di ko pa na try mg pullout...hanggang maganda stocks maganda din uitf...uitf a lot more better than bank deposits..

Post Merge: Jul 01, 2012, 02:35 PM

Quote from: gamer on May 21, 2012, 02:01 PM

PMT'ers,

ask ko lang if pwede ako mag-top-up through online banking.
and nache-check ba sa online banking ng BDO ang current shares/value?
salamat.

The last time i went sa pinas tinanong ko to sa bdo,sayang that day dayoff daw ung marketing officer,kaya ang nakausap ko parang assistant yata,di nila cgurado kung pede sa online banking magtopup e..pero mukhang pede,di ko pa nga lng natatry..hehehe..naka eip po ako very month...pero pag eexperimentuhan ko..pag pede il let you know...

leelou · « **Reply #727 on:** Jul 01, 2012, 08:02 PM »

^ nope still not possible. pero ang BPI may ganung facility.

cracken55 · « **Reply #728 on:** Jul 01, 2012, 08:32 PM »

Yung Daily Net Asset Values Per Unit (NAVPU) ng BDO can be monitored daily. Normally by 9 pm eh nag update na ang BDO, if not the following day sure yun. Here's the link:

http://www.bdo.com.ph/Personal/FinancialServices/WealthManagement/DailyNetAssets.asp

RoiN · « **Reply #729 on:** Jul 01, 2012, 10:27 PM »

Sana nga magkaron na ng online top-up yung BDO. Pag nangyari yun, maiimbak na sa kanila yung COPs ko. hehehe

Hindi kasi ko kumukuha ng COP unless may pera ako pang top-up. Sayang kasi pagpila at pagbihis ko. haha

pilgrimpanda · « **Reply #730 on:** Jul 04, 2012, 08:38 PM »

Hi guys, so I went to BDO, Tiendesitas Branch, and thankfully may alam naman yung teller doon, since meron din syang UITF. Ready na kasi ako magdeposit ng minimum, pero sabi nya bumalik daw ako on Friday, baka bumaba pa yung NAVPU noon. Anyway, hindi ko masyado nagets, pero fine.

And then I also asked her, paano magtop up, ayoko kasi ng automatic feature ng EIP. Sabi nya, you can't top up lang na tig 1K. Parang you have to withdraw the whole UITF and then magdagdag ka tapos ideposit ulit. Parang ganun yung pagkakaintindi ko. So parang, huh? Tama ba yung pagkakaintindi ko or totally off? Haha. Gusto ko kasi sana convenient. Parang ang hirap naman magpabalik balik sa BDO branch, iwithdraw lahat ng UITF at magtop up at magdeposit ulit. Wala rin silang online facility para doon.

RoiN · « **Reply #731 on:** Jul 04, 2012, 10:36 PM »

@pilgrimpanda

Tama siya sir. Kung regular UITF ang gusto mo at hindi EIP, dapat mo sundin yung "minimum" amount required.

For example, sa Peso Balanced, Equity, at Fixed-Income, 10k ang minimum, so dapat may 10k ka para mag top up.

So kung nag start ka with 20k tapos gusto mo magdagdag ng 1k lang, HINDI PWEDE. Dapat i-withdraw mo yung 20K at mag-open ka ng new account worth 21K.

(sa mga mas experienced paki-correct na lang ako kung mali hehehe)

Nung nag start ako gusto ko din na pwede ako mag top-up once in a while (tuwing may extra cash)

So ang ginawa ko I opened 2 accounts. Isang EIP(equity) na 2k/month, at isang regular UITF (balanced) na dinadagdagan ko lang pag may extra money. Hehehe parang savings account ko na lang din yung Balanced fund ko. Kesa naman pagtiyagaan ko yung interest rates ng savings account, dun na lang ako sa balanced fund.

mxherr5 · « **Reply #732 on:** Jul 05, 2012, 12:02 PM »

^
tama po sir.. kaya mg EIP ka nalang @ pilgrim.
wala namang mangyayari kung walang pondo account mo eh =D

Mumay25 · « **Reply #733 on:** Jul 10, 2012, 10:46 AM »

Guys nag punta ako BDO yesterday at lahat ata ng employees ng BDO merong UITF's Sabi sakin ng Manager (Hindi nla kinaya ang powers ko) Bantayan ko muna ang stock market ksi nasa peak ang BDO Sa mga gustong ibenta shares nla now is the perfect time...

Sa mga May plan mag open ng BDO UITF kape kape muna tayo...Gigil na din ako mag open kaso nag sisimula palang kayo Talo na kyo agad...

Un lang...

Post Merge: Jul 10, 2012, 10:52 AM

Teka Teka...Correct Me if i am wrong ha?

Kasi un ang pag kakaintindi ko...

Tulad ng sabi ng manager sa BDO na pinuntahan ko mahal ang stock ngayon kaya hindi ok mag open ng UITF ngaun...

vgal0579 · « **Reply #734 on:** Jul 10, 2012, 11:37 AM »

@Mumay, the fund manager may be wrong or correct...

But as the saying goes, there's no "perfect timing" to invest. If you are really Ready and Equipped with the knowledge of the investment products offered, you alone can decide of the question "when will i start?"....

Maybe the fund manager is speaking of UITF equity fund (most invested in Stock Market). But how about the Peso Fixed Income Fund (PFIF- very minimal in stocks less than 10%) or Balanced Fund (50% invested in stocks)? These are somehow independent on stock market condition.