PMT Forum

News: New PMT Forum Achievement Awards!   Did you receive your award? Click here to know more about the PMT Forum Awards.

Search PinoyMoneyTalk.com and PMT Forum

Shortcut to PMT Forum topics!

Click LIKE, TWEET or +1 to earn PMT Badges!

Author Topic: "Pautang" or "Five-Six (5-6)" Business  (Read 138216 times)

Offline rainmen

  • Forum Jedi
  • ****
  • Gender: Male
  • Allow yourself to fail
    • Awards
Re: "Pautang" or "Five-Six (5-6)" Business
« Reply #225 on: Aug 30, 2008, 12:27 AM »
  • Publish
  • there is no law that prohibit the interest rate of loan in the Philippines
    If you want to succeed, don't take timid, tepid, tentative steps. Give it all you've got.

    Offline dyosa

    • Newbie
    • *
      • Awards
    Re: "Pautang" or "Five-Six (5-6)" Business
    « Reply #226 on: Aug 30, 2008, 01:06 AM »
  • Publish
  • thanks anneMP..

    tanong q lng,, eh pano yung individual money lenders, san sila kumukuha ng capital to start their pautang?.

    o kya nmn, kpag ka nashort sila sa cash, san sila kumukuha ng capital pra mpatuloy nila ung pagpa2utang nila?.

    Offline anneMP

    • Probie
    • *
      • Awards
    Re: "Pautang" or "Five-Six (5-6)" Business
    « Reply #227 on: Aug 31, 2008, 12:11 AM »
  • Publish
  • This is actually our family business which caters to Pensioners and those who can afford bigger loans.  I started a small time loaning service online pero small loans lang since I'm still trying to understand the business myself.
    http://anneMP08.multiply.com
    http://MicroOnlineLoans.Multiply.com

    PMT Forum

    Re: "Pautang" or "Five-Six (5-6)" Business
    « Reply #227 on: Aug 31, 2008, 12:11 AM »


    * * * * * sponsored links * * * * *

    Offline iv19

    • Associate Member
    • *
      • Awards
    Re: "Pautang" or "Five-Six (5-6)" Business
    « Reply #228 on: Aug 31, 2008, 01:23 AM »
  • Publish

  • there is no law that prohibit the interest rate of loan in the Philippines


    Wla na yata tayong anti-usury law. So, there are no caps on interest rates.

    Offline dyosa

    • Newbie
    • *
      • Awards
    Re: "Pautang" or "Five-Six (5-6)" Business
    « Reply #229 on: Sep 02, 2008, 12:10 AM »
  • Publish
  • may ci pa ba yang mga ng pa- 5/6?

    why not invest in different business? direct selling for exmple..

    you're really into loaning cguro..

    Offline anneMP

    • Probie
    • *
      • Awards
    Re: "Pautang" or "Five-Six (5-6)" Business
    « Reply #230 on: Sep 02, 2008, 12:51 AM »
  • Publish
  • ^ yes may credit investigations pa rin pag 5-6 business loans lalo na pag walang pinanghahawakan ang company.  
    On direct selling:  this is a form of direct selling too.  In this business, you are selling money as your product.
    http://anneMP08.multiply.com
    http://MicroOnlineLoans.Multiply.com

    Offline Pawn

    • Newbie
    • *
      • Awards
    Re: "Pautang" or "Five-Six (5-6)" Business
    « Reply #231 on: Sep 02, 2008, 07:56 AM »
  • Publish
  • Nagpa-lending din ako without promisory note verbal lang 5% in 3 mos, 5,000 min. Sa mga expert dyan pwede makahingi ng promisory note nyo para kasi may kulang sa ginawa ko. sample lang po.

    Offline 2mbaga

    • Posting Specialist
    • **
    • Gender: Male
    • ^Right brained people see her moving clockwise
      • Awards
    Re: "Pautang" or "Five-Six (5-6)" Business
    « Reply #232 on: Sep 02, 2008, 09:22 AM »
  • Publish
  • Im not an expert but if Im gonna make a promissory note, it'd look like this.

    I, John Doe(nangutang), resident of 555 Sardinas Street Metro Manila(address), promises to pay 1,000,000 pesos(amount + interest) to John Hancock(nagpautang) on October 2, 2008(promised date) as payment to the loan made on September 2, 2008(loan date).

    Then name and signature at the bottom of the page. And i'd prefer it kung handwritten yung note.
    « Last Edit: Sep 02, 2008, 09:24 AM by 2mbaga »
    The sentence below is true.
    The sentence above is false.

    Offline rainmen

    • Forum Jedi
    • ****
    • Gender: Male
    • Allow yourself to fail
      • Awards
    Re: "Pautang" or "Five-Six (5-6)" Business
    « Reply #233 on: Sep 02, 2008, 11:48 AM »
  • Publish
  • I, ____, as the co-maker of the above-quoted loan, have fully understood the contents of this Promissory Note for Short-Term Loan. That as Co-maker, I am fully aware that I shall be jointly and severally or solidarily liable with the above principal maker of this note.
    read the previous post, you will learn a lot starting page1
    example of 2mbaga is ok, you can add more if you like.
    pwede rin in tagalog, so everybody can understand.
    ako po ay nangangakong mag babayad ng aking obligasyon sa takdang araw, pumapayag din po ako sa anumang dagdag na interes kung akoy hindi makakatupad sa aking sinumpaang araw ng pagbabayad.
    gumagalang,
    micro-financing
    If you want to succeed, don't take timid, tepid, tentative steps. Give it all you've got.

    Offline anneMP

    • Probie
    • *
      • Awards
    Re: "Pautang" or "Five-Six (5-6)" Business
    « Reply #234 on: Sep 04, 2008, 12:42 AM »
  • Publish
  • « Last Edit: Sep 04, 2008, 12:51 AM by anneMP »
    http://anneMP08.multiply.com
    http://MicroOnlineLoans.Multiply.com

    Offline pugeboy

    • Full-Time Poster
    • **
    • Gender: Male
      • Awards
    Re: "Pautang" or "Five-Six (5-6)" Business
    « Reply #235 on: Sep 07, 2008, 06:22 PM »
  • Publish
  • correct ka dyan anne. actually malaki din talaga ang kita sa business na to eh, yun nga lang you really have to deal with these types of hassle. such a pain. especially kung medyo mahina ang loob mo or maawain masyado, paktay negosyo.

    Offline anneMP

    • Probie
    • *
      • Awards
    Re: "Pautang" or "Five-Six (5-6)" Business
    « Reply #236 on: Sep 14, 2008, 12:45 AM »
  • Publish
  • actually, well-suited for me ang negosyong ito, kasi maawain ako heheh! since inuutangan ako ng mga tao eversince, ginawa ko na rin siyang business heheh! konting drama lang kasi sa akin eh nagbibigay na ako... And I realize ang tanga ko heheh! kaya ginawa ko na ring productive ang pagkatanga ko... And since naging business na ang pautang, malakas din naman ang loob kong maningil.  As in, lumalabas 2 sungay ko pag singilan na.  Pero siyempre, dapat detached pa rin at professional ang paniningil (kundi mamamatay ako sa high blood) hahah!  I'm really learning a lot about our family biz kaya I'm practicing it using my own income (syempre, di ko naman pwede ilaro ang kaban ng pamilya hahah!)  

    One of my mom's tips:  Huwag na huwag mong hayaan na may butas ang basket ng kumpanya

    Since labas pasok ang pera sa ganitong business, baka naman mas maraming labasan kaysa sa pasukan.  

    Basta, ang saya pala talaga mag business while being employed... kahit talo ka sa isa, may sasalo pa rin sayo.
    http://anneMP08.multiply.com
    http://MicroOnlineLoans.Multiply.com

    Offline gr8collector

    • Forum Addict
    • ***
    • Awards Chikador / Chikadora Member since 2005
      • Awards
    Re: "Pautang" or "Five-Six (5-6)" Business
    « Reply #237 on: Sep 14, 2008, 01:24 AM »
  • Publish
  • thats the beauty of having multiple streams of income.  congrats on your early success anneMP.  You are indeed on your way out of the rat race.  Even playing the game Cash Flow 101 showed that.

    Offline mlangseth

    • Awesome Member
    • *****
    • Gender: Female
    • Awards PMT Lounge Addict Banking and Insurance Boss Chikador / Chikadora
      • Awards
    Re: "Pautang" or "Five-Six (5-6)" Business
    « Reply #238 on: Sep 14, 2008, 05:15 AM »
  • Publish
  • Anong ginagawa mo kapag hindi nagbabayad ang may utang?
    Do you really sue them?
    Paano kung tago2 ang ginagawa? Hayaan na lang?
    My sis was into this biz 2 years ago, mas maraming loss kaysa profit and sakit ng ulo, she almost became crazy dahil hindi nagbabayad ang tao.
    I have to rescue her and transfer to another location, otherwise, makapapatay na sya.
    Kasi bumili na ng baril dahil sa galit.
    Anyway, it was a bad kind of biz for her. Ok na sya ngayon. No more 5-6.
    Kung maligaya ka dyan and it is a good biz for you then congrats!
    I just can not see myself doing this type of biz that's why sa rural banks mostly ang pera ko, walang sakit ng ulo, tangap lang ng interest monthly.
    Just my 2 cents.
    There is joy in giving.<br />Do not follow where the path may lead..<br />Go instead where there is no path<br />And leave a trail..

    Offline cool_78

    • Forum Master
    • ****
    • Gender: Male
      • Awards
    Re: "Pautang" or "Five-Six (5-6)" Business
    « Reply #239 on: Sep 14, 2008, 08:22 AM »
  • Publish
  • Of all the possible streams of income I guess pautang is not for me. I am not a confrontational type of person and although malaki talaga ang kita dito, masyado nagpapasakit ng ulo  :boxing:

    PMT Forum

    Re: "Pautang" or "Five-Six (5-6)" Business
    « Reply #239 on: Sep 14, 2008, 08:22 AM »
    * * * * * sponsored links * * * * *

     

    Related Topics

      Subject / Started by Replies Last post
    28 Replies
    3773 Views
    Last post Jun 17, 2009, 09:46 PM
    by Langerhans
    6 Replies
    2217 Views
    Last post Mar 19, 2009, 01:34 PM
    by Langerhans
    83 Replies
    16641 Views
    Last post Mar 30, 2014, 07:16 PM
    by george88
    1065 Replies
    141152 Views
    Last post Apr 20, 2014, 08:33 AM
    by gogoypmt


    * Recent Topics

    * PMT Shoutbox

    Refresh History
    • jasonmiles: Pagkain naman yan so fundamentally strong lalo na pag may tragedy..
      Today at 04:25 PM
    • anne21: parang over priced at 13.75 per share
      Today at 03:59 PM
    • anne21: ok kaya ang century pacific food?
      Today at 03:59 PM
    • jasonmiles: Di makabili ng MEG.. may AGI naman..
      Today at 03:20 PM
    • katkatmachine: @jmces-   :hihi:
      Today at 11:08 AM
    • jmces: kakagising mo lang kkm?puyat ba? :D
      Today at 10:50 AM
    • katkatmachine: love! love! love!   :yahoo:
      Today at 10:32 AM
    • Wills: april fools pa daw
      Today at 09:41 AM
    • regor: US no visa policy for PHILIPPINES is a joke...
      Today at 09:38 AM
    • anne21: up up DD
      Today at 09:37 AM
    • anne21: :rakenrol:
      Today at 09:37 AM
    • anne21: newbie here
      Today at 09:36 AM
    • anne21: im peeps
      Today at 09:36 AM
    • Wills: Ang haba ng April fools :rofl:
      Today at 08:36 AM
    • Wills: WOW! WOW! WOW! Ceiling nga! what a day! :cool2:
      Today at 08:32 AM
    • vicces: Ceiling! :D [link]
      Today at 06:40 AM
    • jmces: :b_love:
      Yesterday at 05:07 PM
    • katkatmachine: @jmces- che! talagang hindi niyo pa nakakalimutan fph ko noh! hahahaha. wala muna akong pakialam sa stock market ngayon. it's labidab's month! buwan na naman ng pag-ibig! hahahah  :yahoo:
      Yesterday at 04:00 PM
    • jmces: YUN O!sexytime! nga pala piso nlng FPH
      Yesterday at 02:57 PM
    • katkatmachine: :yahoo: :yahoo: :yahoo: napapasigaw sa sobrang saya!  :hihi:
      Yesterday at 02:50 PM
    • cherrygrace.macawili: its so hard.
      Yesterday at 12:30 PM
    • cherrygrace.macawili: hello.. how can i earn money though this????
      Yesterday at 12:29 PM
    • jmces: if(currentprice==ave*10)&&(IV==currentprice/2)&&(otherstockprice==IV/2)sell;
      Yesterday at 11:58 AM
    • jasonmiles: sell..but if you want to learn maybe hold it..
      Yesterday at 11:16 AM
    • Wills: Now this is very hard for beginners....... what would you do with paper gains?
      Yesterday at 10:07 AM
    • Wills: @pinky21 :rofl:
      Apr 21, 2014, 10:53 PM
    • pinky21: tara tambling tayo hahahaha
      Apr 21, 2014, 07:48 PM
    • LenyWind: can you share a tip on how to earn by piggery business
      Apr 21, 2014, 05:40 PM
    • LenyWind: Hello newbie here...
      Apr 21, 2014, 05:40 PM
    • moto461: TEL on the move.. :chickenjoy:
      Apr 21, 2014, 02:26 PM
    • talkatee: Hi Guys! Newbie here!
      Apr 21, 2014, 02:03 PM
    • katkatmachine: @prospera- iba kasi ang dalang kaligayahan ni labidabs.  :hihi:
      Apr 21, 2014, 02:01 PM
    • kiriyama: tama pa kfc ka namn!  :hihi:
      Apr 21, 2014, 01:39 PM
    • jmces: happy bday boss matulis :D
      Apr 21, 2014, 01:17 PM
    • jmces: kfc finger lickin good
      Apr 21, 2014, 01:17 PM
    • Wills: Happy birthday braderMan!
      Apr 21, 2014, 12:53 PM
    • Prospera: HBD kay fE, kahit huli... :bday:
      Apr 21, 2014, 12:45 PM
    • Prospera: Si kat, umaapaw ang kaligayahan!  :hihi:
      Apr 21, 2014, 12:42 PM
    • patski: SMPH on the move.. medyo matagal tagal ko syang inantay, sayang lang hindi ako nakabili last week..  >:(
      Apr 21, 2014, 11:46 AM
    • eischied_21: Thanks @vicces and sj.unite...after kaya ng 6700 anong next support? hindi ko kasi alam kun sell ko na yun konting gain ko. Salamat
      Apr 21, 2014, 11:31 AM
    • katkatmachine: @jmces- kfc? bakit?
      Apr 21, 2014, 11:24 AM
    • jmces: magpapa kfc c kkm :D
      Apr 21, 2014, 10:53 AM
    • katkatmachine: @sj-unite- malive post pa nga ako ng mga pagkakabusyhan namin mamayang gabi ni labidabs eh. hahahaha! nakakatuwa. lubos ang ang galak sa pag-uwi ni labidabs! i am so in love!!!!!!!!!! hahahaha :D
      Apr 21, 2014, 10:44 AM
    • sj.unite: @katkatmachine oh man, too much info! hahaha!
      Apr 21, 2014, 10:31 AM
    • sj.unite: Let me correct that. Last week pala yan :)
      Apr 21, 2014, 10:30 AM
    • sj.unite: @eischied_21 6700 daw ang resistance sabi ng mga analyst.
      Apr 21, 2014, 10:29 AM
    • jmces: lol
      Apr 21, 2014, 09:43 AM
    • katkatmachine: @jmces- in our case, hindi na kailangan yan.  :hihi:
      Apr 21, 2014, 09:40 AM
    • jmces: :party:
      Apr 21, 2014, 08:55 AM
    • jmces: bago umaksyon proteksyon!
      Apr 21, 2014, 08:55 AM
     
     
    Welcome, Guest. Please login or register.
    Did you miss your activation email?

    * Must-Read Topics!

    * Active Posters Today

    GIG GIG
    6 Posts
    kulatir
    4 Posts
    empleyado empleyado
    4 Posts
    wilch23
    4 Posts
    agui
    3 Posts
    Wills Wills
    3 Posts
    regor
    3 Posts
    INDO INDO
    3 Posts
    TSO TSO
    2 Posts
    singkit_1588 singkit_1588
    2 Posts

    * Vote in this Poll Now!

    • What's your ideal age for marriage?
    • Dot Below 20 years old
    • 2 (2%)
    • Dot 21-24 years old
    • 2 (2%)
    • Dot 25-29 years old
    • 51 (52%)
    • Dot 30-35 years old
    • 29 (29%)
    • Dot 36-40 years old
    • 5 (5%)
    • Dot Above 40 years old
    • 2 (2%)
    • Dot Any time you're ready
    • 7 (7%)
    • Total Members Voted: 98
    • View Topic

    * PinoyMoneyTalk.com

    * SPAM-free PMT!

    Help clean up the PMT Forum by reporting spam posts, troll messages, PM solicitation, or any other problem posts or members! Click the "Report to moderator" link at the bottom of every post.
    BloQcs design by Bloc Business & Finance - Top Blogs Philippines
    SMF 2.0.4 | SMF © 2013, Simple Machines
    SMFAds for Free Forums
    SimplePortal 2.3.5 © 2008-2012, SimplePortal