PMT Forum

News: * * Read and follow the updated PMT Forum Rules. Violations may result to account suspension or termination. * *

Search PinoyMoneyTalk.com and PMT Forum

Shortcut to PMT Forum topics!

Click LIKE, TWEET or +1 to earn PMT Badges!

Author Topic: "Pautang" or "Five-Six (5-6)" Business  (Read 137934 times)

Offline rainmen

  • Forum Jedi
  • ****
  • Gender: Male
  • Allow yourself to fail
    • Awards
Re: "Pautang" or "Five-Six (5-6)" Business
« Reply #225 on: Aug 30, 2008, 12:27 AM »
  • Publish
  • there is no law that prohibit the interest rate of loan in the Philippines
    If you want to succeed, don't take timid, tepid, tentative steps. Give it all you've got.

    Offline dyosa

    • Newbie
    • *
      • Awards
    Re: "Pautang" or "Five-Six (5-6)" Business
    « Reply #226 on: Aug 30, 2008, 01:06 AM »
  • Publish
  • thanks anneMP..

    tanong q lng,, eh pano yung individual money lenders, san sila kumukuha ng capital to start their pautang?.

    o kya nmn, kpag ka nashort sila sa cash, san sila kumukuha ng capital pra mpatuloy nila ung pagpa2utang nila?.

    Offline anneMP

    • Probie
    • *
      • Awards
    Re: "Pautang" or "Five-Six (5-6)" Business
    « Reply #227 on: Aug 31, 2008, 12:11 AM »
  • Publish
  • This is actually our family business which caters to Pensioners and those who can afford bigger loans.  I started a small time loaning service online pero small loans lang since I'm still trying to understand the business myself.
    http://anneMP08.multiply.com
    http://MicroOnlineLoans.Multiply.com

    PMT Forum

    Re: "Pautang" or "Five-Six (5-6)" Business
    « Reply #227 on: Aug 31, 2008, 12:11 AM »


    * * * * * sponsored links * * * * *

    Offline iv19

    • Associate Member
    • *
      • Awards
    Re: "Pautang" or "Five-Six (5-6)" Business
    « Reply #228 on: Aug 31, 2008, 01:23 AM »
  • Publish

  • there is no law that prohibit the interest rate of loan in the Philippines


    Wla na yata tayong anti-usury law. So, there are no caps on interest rates.

    Offline dyosa

    • Newbie
    • *
      • Awards
    Re: "Pautang" or "Five-Six (5-6)" Business
    « Reply #229 on: Sep 02, 2008, 12:10 AM »
  • Publish
  • may ci pa ba yang mga ng pa- 5/6?

    why not invest in different business? direct selling for exmple..

    you're really into loaning cguro..

    Offline anneMP

    • Probie
    • *
      • Awards
    Re: "Pautang" or "Five-Six (5-6)" Business
    « Reply #230 on: Sep 02, 2008, 12:51 AM »
  • Publish
  • ^ yes may credit investigations pa rin pag 5-6 business loans lalo na pag walang pinanghahawakan ang company.  
    On direct selling:  this is a form of direct selling too.  In this business, you are selling money as your product.
    http://anneMP08.multiply.com
    http://MicroOnlineLoans.Multiply.com

    Offline Pawn

    • Newbie
    • *
      • Awards
    Re: "Pautang" or "Five-Six (5-6)" Business
    « Reply #231 on: Sep 02, 2008, 07:56 AM »
  • Publish
  • Nagpa-lending din ako without promisory note verbal lang 5% in 3 mos, 5,000 min. Sa mga expert dyan pwede makahingi ng promisory note nyo para kasi may kulang sa ginawa ko. sample lang po.

    Offline 2mbaga

    • Posting Specialist
    • **
    • Gender: Male
    • ^Right brained people see her moving clockwise
      • Awards
    Re: "Pautang" or "Five-Six (5-6)" Business
    « Reply #232 on: Sep 02, 2008, 09:22 AM »
  • Publish
  • Im not an expert but if Im gonna make a promissory note, it'd look like this.

    I, John Doe(nangutang), resident of 555 Sardinas Street Metro Manila(address), promises to pay 1,000,000 pesos(amount + interest) to John Hancock(nagpautang) on October 2, 2008(promised date) as payment to the loan made on September 2, 2008(loan date).

    Then name and signature at the bottom of the page. And i'd prefer it kung handwritten yung note.
    « Last Edit: Sep 02, 2008, 09:24 AM by 2mbaga »
    The sentence below is true.
    The sentence above is false.

    Offline rainmen

    • Forum Jedi
    • ****
    • Gender: Male
    • Allow yourself to fail
      • Awards
    Re: "Pautang" or "Five-Six (5-6)" Business
    « Reply #233 on: Sep 02, 2008, 11:48 AM »
  • Publish
  • I, ____, as the co-maker of the above-quoted loan, have fully understood the contents of this Promissory Note for Short-Term Loan. That as Co-maker, I am fully aware that I shall be jointly and severally or solidarily liable with the above principal maker of this note.
    read the previous post, you will learn a lot starting page1
    example of 2mbaga is ok, you can add more if you like.
    pwede rin in tagalog, so everybody can understand.
    ako po ay nangangakong mag babayad ng aking obligasyon sa takdang araw, pumapayag din po ako sa anumang dagdag na interes kung akoy hindi makakatupad sa aking sinumpaang araw ng pagbabayad.
    gumagalang,
    micro-financing
    If you want to succeed, don't take timid, tepid, tentative steps. Give it all you've got.

    Offline anneMP

    • Probie
    • *
      • Awards
    Re: "Pautang" or "Five-Six (5-6)" Business
    « Reply #234 on: Sep 04, 2008, 12:42 AM »
  • Publish
  • « Last Edit: Sep 04, 2008, 12:51 AM by anneMP »
    http://anneMP08.multiply.com
    http://MicroOnlineLoans.Multiply.com

    Offline pugeboy

    • Full-Time Poster
    • **
    • Gender: Male
      • Awards
    Re: "Pautang" or "Five-Six (5-6)" Business
    « Reply #235 on: Sep 07, 2008, 06:22 PM »
  • Publish
  • correct ka dyan anne. actually malaki din talaga ang kita sa business na to eh, yun nga lang you really have to deal with these types of hassle. such a pain. especially kung medyo mahina ang loob mo or maawain masyado, paktay negosyo.

    Offline anneMP

    • Probie
    • *
      • Awards
    Re: "Pautang" or "Five-Six (5-6)" Business
    « Reply #236 on: Sep 14, 2008, 12:45 AM »
  • Publish
  • actually, well-suited for me ang negosyong ito, kasi maawain ako heheh! since inuutangan ako ng mga tao eversince, ginawa ko na rin siyang business heheh! konting drama lang kasi sa akin eh nagbibigay na ako... And I realize ang tanga ko heheh! kaya ginawa ko na ring productive ang pagkatanga ko... And since naging business na ang pautang, malakas din naman ang loob kong maningil.  As in, lumalabas 2 sungay ko pag singilan na.  Pero siyempre, dapat detached pa rin at professional ang paniningil (kundi mamamatay ako sa high blood) hahah!  I'm really learning a lot about our family biz kaya I'm practicing it using my own income (syempre, di ko naman pwede ilaro ang kaban ng pamilya hahah!)  

    One of my mom's tips:  Huwag na huwag mong hayaan na may butas ang basket ng kumpanya

    Since labas pasok ang pera sa ganitong business, baka naman mas maraming labasan kaysa sa pasukan.  

    Basta, ang saya pala talaga mag business while being employed... kahit talo ka sa isa, may sasalo pa rin sayo.
    http://anneMP08.multiply.com
    http://MicroOnlineLoans.Multiply.com

    Offline gr8collector

    • Forum Addict
    • ***
    • Awards Chikador / Chikadora Member since 2005
      • Awards
    Re: "Pautang" or "Five-Six (5-6)" Business
    « Reply #237 on: Sep 14, 2008, 01:24 AM »
  • Publish
  • thats the beauty of having multiple streams of income.  congrats on your early success anneMP.  You are indeed on your way out of the rat race.  Even playing the game Cash Flow 101 showed that.

    Offline mlangseth

    • Awesome Member
    • *****
    • Gender: Female
    • Awards PMT Lounge Addict Banking and Insurance Boss Chikador / Chikadora
      • Awards
    Re: "Pautang" or "Five-Six (5-6)" Business
    « Reply #238 on: Sep 14, 2008, 05:15 AM »
  • Publish
  • Anong ginagawa mo kapag hindi nagbabayad ang may utang?
    Do you really sue them?
    Paano kung tago2 ang ginagawa? Hayaan na lang?
    My sis was into this biz 2 years ago, mas maraming loss kaysa profit and sakit ng ulo, she almost became crazy dahil hindi nagbabayad ang tao.
    I have to rescue her and transfer to another location, otherwise, makapapatay na sya.
    Kasi bumili na ng baril dahil sa galit.
    Anyway, it was a bad kind of biz for her. Ok na sya ngayon. No more 5-6.
    Kung maligaya ka dyan and it is a good biz for you then congrats!
    I just can not see myself doing this type of biz that's why sa rural banks mostly ang pera ko, walang sakit ng ulo, tangap lang ng interest monthly.
    Just my 2 cents.
    There is joy in giving.<br />Do not follow where the path may lead..<br />Go instead where there is no path<br />And leave a trail..

    Offline cool_78

    • Forum Master
    • ****
    • Gender: Male
      • Awards
    Re: "Pautang" or "Five-Six (5-6)" Business
    « Reply #239 on: Sep 14, 2008, 08:22 AM »
  • Publish
  • Of all the possible streams of income I guess pautang is not for me. I am not a confrontational type of person and although malaki talaga ang kita dito, masyado nagpapasakit ng ulo  :boxing:

    PMT Forum

    Re: "Pautang" or "Five-Six (5-6)" Business
    « Reply #239 on: Sep 14, 2008, 08:22 AM »
    * * * * * sponsored links * * * * *

     

    Related Topics

      Subject / Started by Replies Last post
    28 Replies
    3770 Views
    Last post Jun 17, 2009, 09:46 PM
    by Langerhans
    6 Replies
    2216 Views
    Last post Mar 19, 2009, 01:34 PM
    by Langerhans
    83 Replies
    16613 Views
    Last post Mar 30, 2014, 07:16 PM
    by george88
    1064 Replies
    140600 Views
    Last post Mar 25, 2014, 02:21 PM
    by panpandie


    * Recent Topics

    * PMT Shoutbox

    Refresh History
    • eischied_21: mga bossing, ano kaya next support ng PSEI?
      Apr 17, 2014, 12:34 PM
    • moto461: dividend pay day sa TEL..   i L♥ve PLDT.. :-*
      Apr 16, 2014, 02:45 PM
    • kiriyama: @waydske wag kang lilingon! Basta huwag kang mag babalik  tanaw! :cry:
      Apr 16, 2014, 12:12 PM
    • apingdaldal: MPI at 5.00 mark woohooo!!!
      Apr 16, 2014, 10:42 AM
    • GoodSteward: Jv- joint venture ü
      Apr 14, 2014, 11:32 PM
    • danconcon: Sir GS, jv?
      Apr 14, 2014, 06:22 PM
    • GoodSteward: Im referring to sgi.... Octane gas bukas...go go go!!!
      Apr 14, 2014, 05:09 PM
    • GoodSteward: Vacay mode in shanghai now n pag silip ko now ceiling na! Other forum said may jv daw tsismis leakage... Nagceiling daw before noon... If another ceiling bukas free na tong trip ko!! Hehehe
      Apr 14, 2014, 05:09 PM
    • Wills: Ok try din natin
      Apr 14, 2014, 04:18 PM
    • sj.unite: Sir Wills try niyo din 8tracks. :D
      Apr 14, 2014, 11:10 AM
    • rcdev2014: gandang umaga! ^_^
      Apr 14, 2014, 07:18 AM
    • Wills: WOW! Spotify is the best! Go for premium subscription, value for money,
      Apr 14, 2014, 01:17 AM
    • moto461: ah si Kim Henares nga pla..  cgurado panalo and BIR   :boxing:
      Apr 13, 2014, 03:38 PM
    • moto461: who will be the next after Bradley?  medjo nawawala na ang excitement sa Pacquiao vs Mayweather kc tumatanda na cla 35 at 37.
      Apr 13, 2014, 03:35 PM
    • yllor: dami na naman pera si PACMAN.. madami na naman hahabulin ni Kim.. :hihi:
      Apr 13, 2014, 02:28 PM
    • mikoangelo: tinimbrihan ko na si mayor binay katkat..di ka daw patatapakin  sa makati...
      Apr 13, 2014, 08:07 AM
    • katkatmachine: hi mga sir, sa mga taga-taguig jan, safe na po kayong lahat. hindi na matutuloy ang yanig sa taguig sa april 21. nagmove na kami ni labidabs sa makati.so mg taga makati kapit kapit mg sir! FYI lang sainyo.  :hihi:
      Apr 12, 2014, 08:18 AM
    • waydske: balik nalang ako pag bumaba ulit
      Apr 11, 2014, 05:58 PM
    • waydske: @kiriyama ako din e. binenta ko kanina last minute lahat. okay n sakin 9% gain pero ramdam ko tataas pa to e
      Apr 11, 2014, 05:57 PM
    • kiriyama: di ko sure kung tama ba na nag bawas ako ng load sa MWIDE...hmmmmm profit is still a profit..don't look back baka ma frustrate..  :cry:
      Apr 11, 2014, 03:01 PM
    • regor: ang sarap tumanggap ng devidend ni EDC yahoooo...!!!
      Apr 11, 2014, 01:21 PM
    • kiriyama: Hibang klase si MB tinalo pa si DD sa performace this week...congrats sa may mga MB kung meron man dyan sa inyo. :applause:
      Apr 11, 2014, 11:58 AM
    • Wills: :D
      Apr 11, 2014, 11:24 AM
    • katkatmachine: buti na lang nakabili ako nung bumagsak sa 9.98. hehe. :)
      Apr 11, 2014, 10:51 AM
    • Wills: sellers jus won't budge
      Apr 11, 2014, 10:14 AM
    • Wills: sh*t ayaw mahit ng 10.14 bid sa LRI
      Apr 11, 2014, 10:12 AM
    • kiriyama: Ipit kay CPG...aruy! Bad news is Bad!  :yuck:
      Apr 11, 2014, 09:33 AM
    • zaq: salamat sir wills, i will do that...naka ilang buy and sell narin naman ako and thank God maganda naman yung result..at tsaka lagi ko binabasa forum nyo d2 d2 rin ako nakaka kuha ng tip..salamat
      Apr 10, 2014, 04:37 PM
    • ask: nagtra trade din ba si tiya pusit?
      Apr 10, 2014, 04:33 PM
    • Wills: Hahahah
      Apr 10, 2014, 03:42 PM
    • pinky21: bkt hindi mo kwento kay tiya pusit.....:P
      Apr 10, 2014, 03:33 PM
    • Wills: Plus the big plan on expansion of train system
      Apr 10, 2014, 03:30 PM
    • Wills: Zaq aral ka muna... Wag umasa sa tips para Hindi habang buhay nakasandal sa ibang tao.
      Apr 10, 2014, 03:29 PM
    • Wills: All of them needs cement!
      Apr 10, 2014, 03:27 PM
    • Wills: I just bought 10.44 today
      Apr 10, 2014, 03:26 PM
    • Wills: Current PPP is on its way, 15 more PPP will be launched in the coming years plus Yolanda rehab plus private sector and also companies investing for their growth
      Apr 10, 2014, 03:26 PM
    • rds: anyways TRC recommends buy on LRI, was it below 11/share, cannot remember.
      Apr 10, 2014, 03:25 PM
    • Wills: Biro lang Ask :hihi: Hindi ko type si OV kaya wala akong alam sa kanya. And I don't do price forecast, wala akong alam sa ganon
      Apr 10, 2014, 03:24 PM
    • zaq: hello mga sir at mam, musta naman po ang mga investment natin dyan? bago lang po dito...wala po bang tips na magandang pwedeng bilhin?
      Apr 10, 2014, 03:24 PM
    • rds: and i want to see numbers (estimates) of how big would be the potetial earnings due to the PPP and the yolanda construction.
      Apr 10, 2014, 03:23 PM
    • Wills: Ask  I think masOk malaman yung update ni msKatkat at labidabs niya :hihi:
      Apr 10, 2014, 03:22 PM
    • rds: what i mean is merger usually translates to additional earnings, and the merger is real. but the effect of that news tends to push the price way too high for me.
      Apr 10, 2014, 03:20 PM
    • ask: wills ano tingin mo sa OV, aabot ba siya ng 40 this month?
      Apr 10, 2014, 03:15 PM
    • katkatmachine: @sir miko-oo naman. sa april 21 kami magkikita. malamang magiging busy kami ni labidabs, pero don't worry mga sir, i-update ko pa din kayo tungkol sa mga bagay na pagkakaabalahan namin.  :hihi:
      Apr 10, 2014, 03:05 PM
    • Wills: Ask what do you mean? Just ask a question ask :hihi:
      Apr 10, 2014, 03:03 PM
    • ask: sir wills pwede po bang in layman's term?!?
      Apr 10, 2014, 03:00 PM
    • mikoangelo: katkat...ready ka na ba sa pagdating ni labidabs?
      Apr 10, 2014, 02:59 PM
    • Wills: That is your short term benefit when you think of the merger.... But let me say this again earnings and ROE is more important
      Apr 10, 2014, 02:43 PM
    • Wills: Look the merger is not tsismis... It will happen and that will assure you that the price will not go down.
      Apr 10, 2014, 02:40 PM
    • Wills: I'm an optimist when I see those kind of facts... Just want to remind you guys that we are investing using our windshield
      Apr 10, 2014, 02:37 PM
     
     
    Welcome, Guest. Please login or register.
    Did you miss your activation email?

    * Must-Read Topics!

    * Active Posters Today

    pulubing_palaboy
    1 Posts
    Market_Market
    1 Posts
    algarcia algarcia
    1 Posts
    agentahron
    1 Posts
    jeffie18
    1 Posts
    FilBartolo
    1 Posts
    Vincearmenti
    1 Posts

    * Vote in this Poll Now!

    • What's your ideal age for marriage?
    • Dot Below 20 years old
    • 2 (2%)
    • Dot 21-24 years old
    • 2 (2%)
    • Dot 25-29 years old
    • 50 (53%)
    • Dot 30-35 years old
    • 25 (26%)
    • Dot 36-40 years old
    • 5 (5%)
    • Dot Above 40 years old
    • 2 (2%)
    • Dot Any time you're ready
    • 7 (7%)
    • Total Members Voted: 93
    • View Topic

    * PinoyMoneyTalk.com

    * SPAM-free PMT!

    Help clean up the PMT Forum by reporting spam posts, troll messages, PM solicitation, or any other problem posts or members! Click the "Report to moderator" link at the bottom of every post.
    BloQcs design by Bloc Business & Finance - Top Blogs Philippines
    SMF 2.0.4 | SMF © 2013, Simple Machines
    SMFAds for Free Forums
    SimplePortal 2.3.5 © 2008-2012, SimplePortal