Author Topic: The Shocking Truth About How Filipinos Save and Invest [Infographic] (Read 4742 times)

stockbreaker · « **Reply #15 on:** Jun 17, 2012, 05:47 PM »

3. to claim that ikaw lang talaga OFW sa UAE ang nag-iinvest ng stocks, hindi naman siguro, may mga iilan pa rin tayo dito sa UAE.
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Boss, i think he's refering only dun sa group nila not among the Filipinos in UAE.

bloomerman · « **Reply #16 on:** Jun 17, 2012, 05:53 PM »

ano meron dito stock?

stockbreaker · « **Reply #17 on:** Jun 17, 2012, 05:55 PM »

Quote from: bloomerman on Jun 17, 2012, 05:53 PM

ano meron dito stock?

Di masama ibrowse yung thread bloomerman.

PMT Forum · « **Reply #17 on:** Jun 17, 2012, 05:55 PM »

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bloomerman · « **Reply #18 on:** Jun 17, 2012, 05:57 PM »

kamag anak mo ba si JMM?

stockbreaker · « **Reply #19 on:** Jun 17, 2012, 05:58 PM »

Quote from: bloomerman on Jun 17, 2012, 05:57 PM

kamag anak mo ba si JMM?

baaakeet?

bloomerman · « **Reply #20 on:** Jun 17, 2012, 06:01 PM »

ang galing mo kasing mag counter-comment eh, hahaha!!!

kaanib_ako · « **Reply #21 on:** Jun 17, 2012, 07:21 PM »

Who's JMM? Juan Manuel Marquez?

ryannimizm_24 · « **Reply #22 on:** Jun 30, 2012, 07:14 PM »

Quote from: spidermannn on Jun 14, 2012, 07:10 PM

Post Merge: Jun 14, 2012, 07:14 PM
tama ka...halos lahat ng kasama ko dito sa UAE.. wlang alam na investment kungdi ung haws nila, ala din insurance... and kung sino man dito ang may investment, mostly is farm/ agriculture..the rest umaasa sa pay check...

pero ask mo sila,, halos lahat may loan....pag nag ask ka kung ano ang stocks... zero talaga sila,, ako lng ang gumagawa ng investment sa stocks dito... bat ganun ang pinoy.

hello sir,

napadaan lng po,hindi naman po lahat dito sa uae walang investment or not financial literate,isa po ako sa mga ofw sa uae na into stocks,mutual funds, real property and recently actually last month lng after my wedding, my and my wife signed our sunlife mixilink prime...

makasabat_po · « **Reply #23 on:** Jul 10, 2012, 09:56 AM »

Again, suspect is the culture of consumerism why most Filipinos cannot save. Just look at the calendar at dun mo makikita na walang "holiday" na nagsasabi na wag mag-spend ang mga tao.

January (new year, bili ka paputok, handa ka ng engrande sa media noche)
February (bili ka cards at flowers at gifts kasi valentines day ang 14)
March - April (Vacation expenses, punta tayo Bora o batangas andyan din mga summer sales)
May - (Tay, sali ako Flores de mayo, bili mo ko gown)
June - Pasukan na naman, bili bago gamit, bayad tuition fee
July - August - Pasukan pa din
September - October ( sales sa Mall, BER na kasi eh hahahaah)
November - bili tayo kandila araw ng mga patay!!
December - Wow pasko na naman!!!!!! Hastos ka uli

Note: Di pa kasama dyan mother's day, father's day, birthdays ng member of the family.

Yan ang mga gastusin ng pinoy, isabay mo pa yung mga luho na walang katuturan. Pressure ng barkada, bago cellphone nya, dapat bago din ako. Punta tayo starbucks kahit kamura ng nescafe 3in1.. lintek na buhay yan

PaoloValler · « **Reply #24 on:** Jul 18, 2012, 01:48 PM »

Quote from: Bp22estafa on Jun 13, 2012, 07:53 AM

I'm not surprise with the stats at all. Just make an observation within your work, circle of friends & within your neighborhood. Only a few has actual savings let alone investments. Marami ang may utang sa creditcard, sa kumpanya, bale sa sweldo at utang sa bumbay.

Financial seminars are not targeting the masses especially those marketing certain financial products. Class A & B target Nila kasi alam Nila andyan ang pera.

Hindi dadami mga sanglaan at loan sharks if most people aren't spending more than they can earn.

Ang dapat iredicate sa mindset ng mga pinoys ay yung bahala na or bahala na ang Diyos na system. Saka yung defense mechanism that shut off any new idea or concept you are trying to make them aware of.

The masses doesn't like to think much let alone plan for their future. May sabay silang bigyan ng trabaho, iutos step by step ang dapat gawin at bayaran sila sa ginawang trabaho. Hirap na hirap silang makawala sa kulturang kinalakihan Nila at nakagawian na. Somethng radical should happen to wake them up from their ignorance & free them from it's deadly trap.

I'm aware of this and really want to be out of the rat race. Problem is, Solo child supporting a mom and grand mother ako lng my income. Don't have much to invest for, I don't even get the chance to hold on to my salary dahil diretso sa mga gastusin. This is my 1st day here in this forums hoping that I will be able to pick something up that might free me from this trap. I'm a current call center agent, I don't want to but I have no choice. I'm thinking of investing on forex but I have little to no margin of error. And sobrang liit ng capital ko. I'm just browsing my way through the pages investing on my financial knowledge.

ghanie · « **Reply #25 on:** Jul 18, 2012, 02:10 PM »

Quote from: spidermannn on Jun 13, 2012, 03:48 AM

Post Merge: Jun 13, 2012, 03:51 AM
un lng... kung pede nga lng na yung mga nasa bahay lang pede naman mag aral ng investment ...kesa nag

totong it,, bingo or pinag kukuwentuhan si kris aquino o si aling dionisya.... baket di nalang sila mag aral mag trade or mag invest, or mag skul sila, seminar diba...

kaso di patok sa masa ung ganyang subject...financial.... hay naku mahal kong pinas....
Post Merge: Jun 13, 2012, 04:15 AM
add ko lng to..

MMK ...hahahaha

http://www.thelongestwayhome.com/blog/philippines-journal/how-much-does-a-person-from-the-philippines-earn/

i also use "tulak kariton" nung 11 yrs old ako...tumatakas ako sa haws,,, and nangongolekta ng bote dyaryo...and im proud of it...

i think ung family relationship for filipinos are so strong, khit hirap na mas gusto nila sama sama....khit ako,, nacocompare ko padin ung time na sama sama kame kumakaen ng tuyo , masya un moment,,, but now asensado mga kapatid ko...abroad na kame lahat kanya kanyang bansa,, pero malungkot,, sobrang mis ko ung hatian sa tuyo..

siguro ung comfort sa family,,, isang factor un why filipinos still poor.. I'm just lucky napaglabanan namen ung ganitong values..

Sobrang nakakarelate ako. Sobrang naghirap, as in parang mahirap pa kami sa daga. Tapos kumukuha lang kami panindang mga gulay like kangkong tapos pasa namin sa palengke para may pangkain at pambaon. Hehe.

Kinocompare ko ngayon yun mga panahon na nasa Pinas ako at kasama ko family ko, masaya pero sobrang sakto sakto ang pera. Ngayon naman, di kami mayaman, pero hindi na sakto sakto lang ang pera. May subi na kumbaga. Plano ko pa rin umuwi pag may sapat na ipon pang-negosyo.

Sana nga magkaron ng Financial Literacy na subject no?

allanmm13 · « **Reply #26 on:** Jul 18, 2012, 02:12 PM »

Quote from: makasabat_po on Jul 10, 2012, 09:56 AM

Again, suspect is the culture of consumerism why most Filipinos cannot save. Just look at the calendar at dun mo makikita na walang "holiday" na nagsasabi na wag mag-spend ang mga tao.

There's a study, that Pinoy economy is 70% domestic consumption (fueled by OFW Remittances and BPO industry).

So, no wonder, consumerism is prevalent sa Pinoy.

freefront · « **Reply #27 on:** Jul 18, 2012, 07:53 PM »

^You have a breakdown on what section people buy? Methinks we eat too much too often.

allanmm13 · « **Reply #28 on:** Jul 18, 2012, 08:15 PM »

Quote from: freefront on Jul 18, 2012, 07:53 PM

^You have a breakdown on what section people buy? Methinks we eat too much too often.

I think almost every thing is being buy now by Pinoy.. Lakas sa Celphone load, bili ng damit/sapatos, latest gadgets, etc. Kaya nga tiba tiba ang Telcos and Malls sa atin

Hindi lang masyado binibili ng Pinoy ay Investments like stocks and related instruments

spidermannn · « **Reply #29 on:** Jul 18, 2012, 08:21 PM »

i mean

Quote from: rds on Jun 17, 2012, 01:47 PM

1. for OFW's, farm/agriculture is not the best investment, but it is much better than nothing.
2. for OFW's to spend most of their income for a big house in the phils is not good, yet this is still much better than those OFWs (and their family) who spent all their income in luxury and vices, and his/her family still renting a house in the phils.
3. to claim that ikaw lang talaga OFW sa UAE ang nag-iinvest ng stocks, hindi naman siguro, may mga iilan pa rin tayo dito sa UAE.

Post Merge: Jul 18, 2012, 08:22 PM

i mean ako lng sa group namen.... sa company namen...

Post Merge: Jul 18, 2012, 08:22 PM

not the whole UAE