[pilyong_husband]

Let's say for a family of three. Wife plus kid

I know we have different definitions of a comfortable life..

Please feel free to vote and include some inputs


PS: Not my situation but just in case I get married in the future

[SirZap]

I choose 80k - up

if you earn 80k gorss that would be 54k net.

you got 10k+ for house (rent or mortage payment)
another 10k for bills and utilities
still another 10k for food, clothing entertainment
yet another 10k car and transportation (monthly car payment and gas)
and the last 10k for other things like furniture, appliances, gadgets, hobbies, unforeseen expenses

and yung 4k para sa kasambahay mo

single ka pa nyan... hehehehe

[Bp22estafa]

100K & up at minimum
family of 5

here's my actual monthly expenses
48K home mortgage
22K chattel mortgage
5K association dues
9-10K meralco
1.5K maynilad
1,299 landline+dsl
1,200 prepaid load
8K wet market
10K groceries
1,600 rice 40kg
4k yaya
3K fuel
5K misc
700 lpg

school days
baon 4K for 2 kids
tutor 4K

basic palang yan excluding healthcare, kid's education, insurance premiums, weekend pasyalan, home fixtures & car repairs & maintainance, travel & outing, gifts & abuloys, sports & hobbies, charities

kulang 100K

i'll say 100K if home & car are fully paid
150K & up if still paying mortgages

add 5% yearly for inflation

[SirZap]

I choose 80k - up

if you earn 80k gorss that would be 54k net.

you got 10k+ for house (rent or mortage payment)
another 10k for bills and utilities
still another 10k for food, clothing entertainment
yet another 10k car and transportation (monthly car payment and gas)
and the last 10k for other things like furniture, appliances, gadgets, hobbies, unforeseen expenses

and yung 4k para sa kasambahay mo

single ka pa nyan... hehehehe

may mali pala ako ... net income pala lols.... just double the amount i said

[pilyong_husband]

@Bp22estafa

Wow! Thanks for the input. Parang ang dami na  talaga expenses pag may family na


@SirZAp

Yes net income po.

My vote is also 80k-up

[alone]

vote ko 80k and up. (sana magkaron kami nito)

as of now kasi, kaya pa naming makuntento at mapagkasya ang income namin na nagrarange sa 20-30k which is,

2500 house rent
6000 grocery
2000 wet market
1500 utilility bill (electric and water)
4000 savings
3000 (allowance ni mama, she's taking care of my son)
6000 cc
5000 allowance namin hubby going to work
1000 misc.

yung kulang pinupunuan ko na lang sa sideline ko

pero kung iisipin at kung ako ang tatanungin i must have 80 and up to live comfortably.

kasi sa 80 and up na yan, debt free na kami, as in lahat cash ang gamit namin at eliminated na siguro ang cc. may bahay na kami and masesend ko na sa semi private school ang anak ko.

[pilyong_husband]

@alone.

Am happy for you na napagkakasya mo yung 20-30k
I'm sure maabot mo din yung 80k-up someday.

[alone]

sana nga Sir, lalo na kung financially literate na si hubby, ako naman, starting pa lang na matuto..

[pilyong_husband]

sana nga Sir, lalo na kung financially literate na si hubby, ako naman, starting pa lang na matuto..

Pareho lang po tayo na starting..

Sharing my monthly expenses:

Parking Fee - 1800   
Toll Fee    - 1200   
Gas            - 4500   
Food            - 5000
Apt Rent    - 4000   
Utils(Elect/H2O)    - 750   
Bisyo            - 4000   varies
-----------------
TOTAL   21250   

[mikoangelo]

Parking Fee - 1800   
Toll Fee    - 1200   
Gas            - 4500      
Bisyo            - 4000   varies

pwede yatang matanggal yung iba jan o kay mabwasan...and ano yung parking fee, kailngan p tlga yun??

di pwede commute para yung parking fee,toll fe, at gas e maging fair nalang ?

Ill go with 80k up....

[mxherr5]

@SirZap, wow ang laki ng expenses at single pa? hehe

7-8k lang expenses ko nung single ka. May range kasi
paminsan napapa dami ang pag eat out ng pizza hehe
Ng rerent at nkikishare lng ako ng room nyan.

24-28k expenses ko na ngayon married ako. May binabayaran
na kameng bahay. May range dahil pa rin sa pag eat out.
Paminsan na sosobrahan =p

Mababa ata standard of living namin hehe.

[pilyong_husband]

pwede yatang matanggal yung iba jan o kay mabwasan...and ano yung parking fee, kailngan p tlga yun??

di pwede commute para yung parking fee,toll fe, at gas e maging fair nalang ?

Ill go with 80k up....

Mahal kc parking sa Makati during work days..

Pwede commute pero hassle kasi

[Keyboardcontrol]

I live comfortably in 10000-or-less a month. Dahil siguro sa single ako at walang asawa't anak. ^_^

Electric Bill = 2500-3000
Water Bill = 350-500
Internet Bill = 1000
Grocery = 1500
Misc = 3500

Happy naman ako. Simpleng pamumuhay lang... ung sobra, inilalagay sa portfolio at pag may natipuhang stocks, binibili. ^_^ tumulong sa mga kasamak pag may nangangailangan ng tulong.  Kung may kapitbahay na nangangailangan ng tulong financially, tumutulong din.. well... 5-6, hehehe XD pero limited to kapitbahays only... at lenient ako. ^_^

[pilyong_husband]

^^ @KB

Yan yung gusto ko. simple lang pero rock hehehe..

[Keyboardcontrol]

^^ @KB

Yan yung gusto ko. simple lang pero rock hehehe..

thanks sir ehehe. minsan sabi ng iba ienjoy ko raw habang bata-bata pa ako at single pa lang. Baliktad naman nasa isip ko.. maguupgrade na lang "siguro" ako ng lifestyle pag may asawa't anak na.. I will see to it na hindi sila maghihirap at manghihingi sa iba. =) Tinoxic ako ng parents ko noon para daw matuto daw sa buhay kahit kaya naman nilang hindi ako pahirapan. Hindi ko ipararanas sa magiging anak ko un. ^_^