[GoodSteward]

huh? nawawala yun isang thread mo? sana dun ka nalang magost, redundant thread na kasi to

[ekimonktoo]

The best part of this scammers are... they no longer in their office...

Close perhaps... To hide away...

[aris1925]

muntik na ako dito dati buti di ko tinuloy... sana hindi naman totoo may mga investor naman ata sila galing dito eh sila na lang magpatotoo kung ano na talaga status ng investment nila

[rhipolito]

In fairness naman with pemsi, they still in touch at nagbabayad naman, may delay but still di kagaya nung mga naunang investees dito. Im in touch with Rey and his wife.

[rds]

sana nga maayos!

[joconcepcion]

Look like my thread had been thrown out from here.

Anyway, I would not be surprised if somebody will file a syndicated estate with National Bureau of Investigation and PNP Criminal Investigation Division soon against this group :yoo-hoo:

Where is this Rey Manalo anyway? He used to be actively defending their company that it is blah blah blah and blah


What company ? ask ko lang po.

[ekimonktoo]

For your info.
PEMSI- PinoyTayo Enterprises, Management & Services, Inc.
No. 58 RPM Building, Quirino Highway, Sto. Cristo, San Jose Del Monte City, Bulacan
 
COMPANY PROFILE

Taking cue in the learning experiences and initial successes of Pinoy micro-entrepreneurship into the Year 2000s where the reality of migrations abroad or expatriate living versus local unemployment became more pronounced, the small, individual business enthusiast found himself organizing with the many like him to improve contacts and for generation of ideas or perish. The better involvement of the government with their commercial technology programs and the private sector with the proliferation of flea markets and mall stalls contributes well in growing and developing micro-entrepreneurship as the solution to poverty. With the big help of the Internet and tech gizmos and devices, the businessperson today is decidedly in the best position than 10 years ago for more opportunity and higher profits.



PEMSI is one such company today that began 3 years ago under different association names, leaders and members as a loose group of business enthusiasts that came to be organized by the same individual visions and missions – until it galvanized its goals into a corporation that are currently personified by the following key persons:


REY P. MANALO


JOCELYN G. SALCEDO


DOMINGO E. PIQUERO, JR.


JOCELYN G. DELA CRUZ


ALLAN V. DE LIMA



PEMSI was conceptualized with the Pride, Honor and Dignity of the Filipino at heart. It views the Filipino as a most energetic, agile, industrious and skillful worker and leader when given any opportunity for livelihood or achievement.

In the delivery of these corporate virtues, it utilizes businesses, organizations, cooperation and alliances as its vehicle.
Business
It operates a micro-lending activity for two (2) now that serves to support the capitalization needs of four (4) public markets at this time in Bulacan and hopes to begin its services to two (2) more by the end of the year.

At very reasonable interest rates, PEMSI is enjoying a very wide patronage. Further, micro-financing has been found to have fewer risks in cases of failure to redeem loaned collaterals where required.

Aside from cash, PEMSI will soon loan grocery items to its entrepreneur clients, or may even facilitate real estate loans in the very near future. And aside from the usual items, PEMSI may begin accepting lots and other real estates, including motorcycles/tricycles and automobiles as collaterals.

Loans for these items remain to be soft in nature since the borrowers’ cash requirements are still within the bounds of small investments ranging only from Ten Thousand Pesos (P10,000.000) to Fifty Thousand Pesos (P50,000.00).

Organizations

A negotiation for a pawnshop business franchise is currently underway to begin putting up shops next year, to be coupled with money transfer operations later on.

As a pawnshop entity, PEMSI will begin with accepting laptop and cell phone devices. Later, home appliances and similar valuable gadgets may also be transacted as collateral for soft loans. Considering that traditional pawnshops have ceased accepting household items as loan collaterals, PEMSI may serve as an alternative source for people’s needs for cash. Vehicle-collateralized loans will also fall under this activity.

PEMSI will seek to organize corporations in this regard with people who like to enter this business as it also plans to engage with the standard catering to jewelry and gem stones, being the most cash-exacting activity in this field.

Cooperation

A free lotto pooling scheme is now ready to be implemented wherein contributions of one hundred (100) or more people will be organized to a common fund for the purpose of “lotto bakasan”. This service is free of charge unless there will be winnings.

The lotto playing field will level of better to players when they organized to pool their resources and multiply the opportunity for winning a hundred fold or more, using the simple virtue of Bayanihan. Mas kayang-kaya kung sama-sama.

Alliances

It is the Overseas Filipino Workers and the now relevant Pinoy entrepreneurs who practically makes the Philippine economy go ‘round. They are the living and dynamic factors of Filipino Pride, Honor and Dignity.

PEMSI has a more specific point of view on the greater role of OFWs and Entre-Pinoys: They are the way to salvation of each of their countrymen from poverty: The precious well (source) from which funds will come from for the utility and return by business enthusiasts (users) in such a way that is profitable for the sources and users of such fund.

PEMSI, as the moderator to this new order with its businesses, organizations, cooperation and alliances, will work to secure the enterprises, management and services and, most importantly, the internal control environment where all good, honest endeavors should grow and prosper.

Communication is the first key – it is now firmly in place by way of the Pinoy Tayo Forum:
www.pinoytayo.biz

Mission-Vision-Goals

Vision
Excellence in everything we do!

Mission
Partnering with our diverse kababayans in sustaining reasonable capitals
Partnering to provide quality service for business growths
Partnering to be stewards of resources for future generations

Values
Our values identify the standards we exhibit in attitude and behavior:


• Respect

• Integrity

• Service


Goals

• Excellence
• Sustainability


Corporate Objectives

Our primary purpose is to engage in, conduct and carry on all types of buying, selling, distributing, marketing at wholesale or retail in so far as may be permitted by law all kinds of goods, commodities, wares and merchandise of every kind and description; to manufacture and sell all its lines; to enter into all kinds of contracts for the export, import, purchase, acquisition, sale at wholesale or retail and other dispositions for its own account as principal or representative capacity as manufacturing representatives, merchandise broker, indentor, commission merchant, factors or agents upon consignment of all kinds of goods, wares, merchandise or product whether natural or artificial.

We have a long background and wide experience in informal microfinancing set up and is visualizing a formal financing facility for local entrepreneurs and ofw's with entrepreneurial interests.

Conclusion

As a dynamic company with fresh ideas and new approaches that aims for the big league, PEMSI is optimistic that the next few years of its operations will be more proactive and productive. With its firm determination, PEMSI hopes for the infusion of an additional capital through debt investments of interested Pinoys who welcome this journey of a thousand miles towards the general direction of achievement and bountiful harvest."

It would be best if Pemsi change its mandate...

Vision... "To stage a Grand Ponzi Scheme"

Mission... "To Scam people with their hard earned Money!"

Values... "To issue a bouncing check"
             "Dishonor its obligations"
              "To Cover-up its covert operations"
Post Merge: Dec 23, 2011, 08:40 PMI smell a large scale estafa case will be filed soon against the incorporators in National Bureau of Investigation and PNP Criminal Investigation Group.

Hope I am wrong...

[dmarjecs]

Same With Rhipolito, nagbabayad pa rin sa akin ang PEMSI. Lumipat sila ng opisina sa may E. Rodriguez.

[ekimonktoo]

I smell a large scale syndicated estafa will be filed soon at PNP Criminal Investigation and detection Group and National Bureau of Investigation on this swindlers.

REY P. MANALO
JOCELYN G. SALCEDO
DOMINGO E. PIQUERO, JR.
JOCELYN G. DELA CRUZ
ALLAN V. DE LIMA

[tops5450]

update lang po, PEMSI deposited the interest for November to my account, though its late but they make sure na nag comply sila according to the contract.

Buti sa inyo sir. Pero iba pag trato nila sa akin. Pagkatapos pakinabangan e ewan...

Hope e mali ako

[ikaela]

Any news about PEMSI?

[vicces]

I smell a large scale syndicated estafa will be filed soon at PNP Criminal Investigation and detection Group and National Bureau of Investigation on this swindlers.

REY P. MANALO
JOCELYN G. SALCEDO
DOMINGO E. PIQUERO, JR.
JOCELYN G. DELA CRUZ
ALLAN V. DE LIMA

sino ba mga yan, mga officers or board of directors? may nakita ako sa website ng bsp, may nahatulan ng 2-3 yrs imprisonment + fine na board of directors ng isang lending company for unauthorized banking activity (di ko nabasa buong kaso, but it appears na tumanggap ng investment/deposit from more than 19 individuals yung lending co.).. baka pwede rin maging option yan ng mga nabiktima kung more than 19 kayo... check nyo dito: http://www.bsp.gov.ph/publications/media.asp?id=2796

[ekimonktoo]

If you have any complaint about this company use the form below and file it here at ced@sec.gov.ph

this is the securities and exchange commission compliance and enforcement department.



 
COMPLIANCE AND ENFORCEMENT DEPARTMENT


Investor Complaint/Inquiry Form

Please fill out this form clearly and completely  If you need more space, attach a separate sheet.  Only completed Form shall be acted upon.

                     Date: _____________________

The information provided will not be shared without your consent.
   Yes (will not be shared)
   No  (it can be shared)

Tell Us About Yourself
You must complete this information.
First Name ____________________________
Last Name ____________________________
Middle Name _____________
Title  _________________________________
Street address __________________________
Address (cont.)_________________________
City _________________________________
State/Province _________________________
Work Phone ___________________________
Home Phone ___________________________
FAX _________________________________
E-mail ________________________________

Tell Us About the Firm or Individual Subject of this Complaint/Inquiry
Firm name _____________________________
Type of Firm ____________________________
Individual’s name ________________________
Street address ___________________________
Address (cont.) __________________________
City ___________________________________
Work Phone ______________________
FAX ____________________________
Website _________________________
How did the company initially contact you? ________________________________

Tell Us About Your Investment
Type of security:________________________
Security symbol:________________________   Name of security: ______________
Did you hear about the investment on the Internet?      Yes      No
Did you buy or sell the investment online?         Yes      No

Your Complaint/Inquiry
_______________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________._______.

*Please describe your complaint or transactions in as much detail as possible, including the full name(s) on the account, the exact type of account, the dates of specific transactions or conversations, the name or ticker symbol of the security(ies) involved, and the names of all the people at the firm you’ve contacted about this complaint.  Indicate all the questions you may wish to inquire about the company
1)___________________________________________________________________________
2)___________________________________________________________________________
3)___________________________________________________________________________
4)___________________________________________________________________________
5)___________________________________________________________________________
6)___________________________________________________________________________

What types of documents would you be able to provide us if requested?
•   Cancelled checks
•   Correspondence to and from Firm
•   Advertising or Marketing Materials
•   Notes of conversation with Firm
•   Other _____________________

Tell Us What Action You Have Taken
Have you complained to the firm?         Yes      No
Have you contacted any other regulators
   Or organizations?               Yes      No
If yes, whom?
•   Department of Justice
•   Philippine Stock Exchange
•   Other _________________________________
Have you taken legal action if so, what type:
•   Mediation
•   Arbitration
•   Court Action

Describe the details of the legal action you’ve taken.
__________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________.

Would you be willing to testify as a witness of the SEC if this case should be prosecuted before the courts?      Yes      No

[Ping]

OFFTOPIC:

I think I read somewhere, or someone told me ekimonktoo is also tops5450, totoo ba ito?



 

[rds]

mga investors ng PEMSI - any updates. may nabayaran na ba sa inyo?

i havn't received any answers with my e-mails. last payment last year pa.

may aasahan pa ba tayo dito?