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Author Topic: Bakit yung mayayaman lalong yumayaman?  (Read 12645 times)

Offline rds

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Re: Bakit yung mayayaman lalong yumayaman?
« Reply #60 on: Mar 12, 2012, 09:59 PM »
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  • ^may 2 na nagparatang na may pajero daw ako. Hindi ako mitsubishi fan. I don't need a car. Elevator ang kailangan ko from house to workplace!


    si ma'am ff may sariling elevator! mas mahal pa yata yan sa pajero.

    Offline SirZap

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    Re: Bakit yung mayayaman lalong yumayaman?
    « Reply #61 on: Mar 13, 2012, 10:34 PM »
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  • hindi daw sya fan ng mitsubishi, so hyunidai ang brand elevator nya  :hihi:
    Those who can, do; those who can't, teach. ~ George Bernard Shaw
    four hour work week

    Offline dideg

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    Re: Bakit yung mayayaman lalong yumayaman?
    « Reply #62 on: Mar 14, 2012, 05:53 AM »
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  • or eauropean car?  :watchuthink:  :watchuthink:  :watchuthink: 

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    Re: Bakit yung mayayaman lalong yumayaman?
    « Reply #62 on: Mar 14, 2012, 05:53 AM »


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    Offline freefront

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    Re: Bakit yung mayayaman lalong yumayaman?
    « Reply #63 on: Mar 14, 2012, 06:11 AM »
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  • Actually guys, I wouldn't waste one year of my life waiting for an elevator and riding in it, just to get to where I live. I'd want a street level house. Ni ayaw ko na nga ng stairs. As to cars, I prefer europeans but can't afford them, in any level. No budget in any foreseeable horizon, No real need, no decent garage, no time for maintenance, etc. Tsaka maa-awa naman ako for all the horses under the hood pag hindi mo sila nailabas at napatakbo. They were created to run and you are not empowering them to fulfill their destiny? :D

    Subjective na "paano yumayaman...." maski wala pa ako doon? A huge amount of self-awareness, to start with. Nakakatawa ang level ng willpower ko. Kaya siguro palaging may 2nd party na any kind of institution na ginamit maski nung simula pa lang. I can't keep any decent amount of physical money. It has to be stashed  somewhere in some form or the other, preferably with tons of paperwork involved befrore I can take it out. I employed psychological barriers, so to speak.




    Offline SirZap

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    Re: Bakit yung mayayaman lalong yumayaman?
    « Reply #64 on: Mar 14, 2012, 06:26 AM »
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  • wow pareho pala tayo ng preference sa kotse, european
    Those who can, do; those who can't, teach. ~ George Bernard Shaw
    four hour work week

    Offline bajoyjoy

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    Re: Bakit yung mayayaman lalong yumayaman?
    « Reply #65 on: Mar 14, 2012, 05:26 PM »
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  • Hala, elevator sa bahay na ang usapan dito haha…

    European cars are very flashy at dagdag pogi points, but not very practical to have in our country, parang mitsa sa buhay mo yan, or if not, baka chambahan ka naman ng mga gaya ni Ondoy. i'd rather go for 4WDs...

    Offline freefront

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    Re: Bakit yung mayayaman lalong yumayaman?
    « Reply #66 on: Mar 14, 2012, 06:09 PM »
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  • ^ 1 car to keep for life. Not a pretty but useless kind,4WD siempre- sa 'Pinas pa! I got the idea from a military dentist na  pinamanahan ng '67 na Mustang. RED!

    Do you know that a scion of a banking/food/airlines family drives a '91 Montero? At this time, mag-isa na lang siguro sya sa kalsada na meron nyan, na hindi rin natin makikita dahil sobrang aga pumasok sa trabaho, sobrang late din umuwi  :hihi:

    Post Merge: Mar 14, 2012, 08:26 PM
    Wealth Management and Wealth Preservation from the one and only---Lance Gokongwei  :applause:

    MANILA, Philippines - No in-laws.

    This is the first of 10 unwritten commandments which John Gokongwei, founder of the Gokongwei group of companies, followed in running the family business “the Gokongwei way.”
    Lance Gokongwei, president of JG Summit Group, shared his and his father’s secrets in running a successful conglomerate and in effectively transitioning from a company that is basically family-owned to one publicly-owned and listed.
    At an Ateneo forum yesterday, the younger Gokongwei said that during his father’s generation, his aunts (married to his dad’s brothers) and his mother were involved in the business, but the elder Gokongwei soon discovered that this was not always ideal.
    “There were situations where some of the marriages did not work. Loyalties change. Sometimes relationships between the different in-laws from the second generation become strained. Feelings get hurt. It is tricky deciding which in-law is more deserving, which is smarter, which would do a better job,” he said.
    And so for the second generation, led by Lance, the rule of no in-laws was instituted – with some exceptions.

    The second commandment is no moonlighting. Lance said the family rule is that if one is working for JG Summit, one can only own passive assets that do not require their attention such as property, shares, bonds and the like.
    “If you work for the company, you must be either fully in the business or completely out. In running the business, you must be actively involved, with full-time commitment and focus,” he explained.

    No conflict of interest is the third commandment. As a family member, one cannot set up a business involved in supplying or transacting with the JG Group of Companies.
    “Around 20 years ago, my family learned this lesson. In one of the family manufacturing companies we acquired, one sibling was involved in an outside business supplying the company. Another was involved in a business that sold the final product for commission, and another was involved in a business that sold the scrap. As each party was concerned with his own interests, nobody was thinking of the interest of the family business,” Lance said.

    The fourth commandment is “no work, no pay from the company.”
    “The family member must work to receive a salary. There should be no fake pay. You must have a real, full-time position in the company. In my family, we do not receive allowances after graduating from college. If as a parent you want to give your child money from your own salary or dividends, that’s your prerogative. But the family is not going to pay for this,” he pointed out.

    Fifth is that personal assets should be kept separate from company assets.
    Lance said that personal expenses should be paid from one’s own pocket – including personal travels via the family-controlled Cebu Pacific and personal hotel stay at the family-owned RLC hotels, and even shopping at the Robinsons retail stores.

    Sixth is pay must be based on contribution to the business. He said that in order for the family member to live and think independently, the family business must pay the right salary for the right job, but the pay must be adequate enough so that the family member will not be dependent on the parents for support.
    “The amount you will receive is based on merit and not who you are in the family totem pole,” Lance added.

    The seventh commandment of the Gokongwei group is that being family is no guarantee of employment.
    “There comes a time when there is not enough jobs for everyone in the family. Oftentimes, professionals may even be better in running the day to day operations,” he said.

    Eighth is avoiding working directly under one’s parents, specifically at the start of a career.
    “When I first started, I did not report to my father. I worked for my uncle and another manager. If you are too close to the person, you usually won’t get good feedback. The parent might spoil the child or he may be too harsh. There is also danger of bringing issues and arguments home,” he noted.

    Ninth is “give the next generation wings.” Also part of this rule is “have a fixed retirement age” for the business.
    “I have seen many families where the patriarch passed on the responsibilities to the next generation successfully and some passed it on too late,” Lance cited.

    The tenth and the most important rule is that “there can only be one boss.” He explained that this rule is related to succession. The role of the family and owners is to prepare a board to appoint a successor.
    “You must establish a process to appoint the leaders. My dad and his brothers established a clear process on who can decide who the next leaders will be. They created an outside board whose role is to appoint and fire the CEO. This is critical so that a business can smoothly pass on from generation to generation, and achieve longevity,” Lance stressed.
    « Last Edit: Mar 14, 2012, 08:26 PM by freefront »

    Offline bajoyjoy

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    Re: Bakit yung mayayaman lalong yumayaman?
    « Reply #67 on: Mar 14, 2012, 08:37 PM »
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  • Do you know that a scion of a banking/food/airlines family drives a '91 Montero? At this time, mag-isa na lang siguro sya sa kalsada na meron nyan, na hindi rin natin makikita dahil sobrang aga pumasok sa trabaho, sobrang late din umuwi  :hihi:
    I don't even know what a '91 Montero looks like hahah! you know him personally maam ff? mga ka-rubbing elbows mo ha mga alta sa ciudad :hihi:

    Anyway, ang mayayaman lalong yumayaman coz they don't settle for less, they try to outdo and top what they have accomplished earlier. They have to do more, achieve more and be more. as bp said, its not about money, or greed, its just how they function as a person. its not the money that makes them happy, its the doing itself. sana i have that same motivation and drive para yumaman din ako even just a fraction of a fraction of what they made.

    Offline freefront

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    Re: Bakit yung mayayaman lalong yumayaman?
    « Reply #68 on: Mar 14, 2012, 08:43 PM »
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  • ^ sinabi lang ng isang mitsu boy habang making lait da "kanin boys" ( don't ask me who they are! some people are sensitive about their cars).

    Offline mikoangelo

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    Re: Bakit yung mayayaman lalong yumayaman?
    « Reply #69 on: Mar 14, 2012, 10:14 PM »
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  • "There are no great people in the world, all are ordinary. The only difference is some set higher goals, they dream bigger and they settle for nothing less than the best".....

    connect nyo nlang sa topic  :hihi: :hihi:
    be happy with what you have, while working for what u want..a happy successful life begins with a "thank you Lord for what i have!"

    Offline guy17

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    Re: Bakit yung mayayaman lalong yumayaman?
    « Reply #70 on: Mar 14, 2012, 10:30 PM »
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  • tama, pero its also fun living in a simple way, walang gaanong burden, pressure, stress sa work. basta marunong lang tayo makontento sa anong kaya natin. minsan ang mayayaman hindi na masaya kase lahat nasa kanila na. hindi tulad nating simpleng mamamayan. makabili lang tayo ng iphone masaya na tayo.. hindi ang hindi kaya bayaran ng pera. kasiyahan:)
    kaso problema natin ang mahal na ang mga bilihin grabe na.. hindi na fun mabuhay.. hindi mo maiwasan ma pressure.. hay.. parang ang sarap mabuhay sa isang island na walang cell, kuryente, etc. kelangan lang hanapin ano kakainin pag nagutom na. sana may ganong buhay pa.. hehe

    Offline Keyboardcontrol

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    Re: Bakit yung mayayaman lalong yumayaman?
    « Reply #71 on: Mar 14, 2012, 10:57 PM »
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  • hhmmm... paano yumaman.. I don't consider myself na mayaman (but i'm trying to get there..)in any way but most of my friends say that I have a very peculiar lifestyle that may put me in that line. (pano nga ba masasabing mayaman ang isang tao? is there some definite criterias to reach for someone to fall under 'mayaman'??)

    I can say that I have a good income like most of my friends are but not that much... but what separates me from most friends and relatives is that, they live in a thousand-peso-a-day way of life while I live in a 1 hundred peso a day. Sometimes even less than 50 pesos a day (excluding weekends because of grocery needs)

    all in all, my average expenditure in a month is around 5k-6k, including all my monthly bills which I believe is a parsimonious way of life compared to most medium income person or family. Excess of that goes to a bdo account, a bpi account, a Cooperative account (SACDCO), and to my stocktrades (which is tinuturing kong bisyo) So in short, I keep most of my income and only spend a minimum amount of it.
    « Last Edit: Mar 14, 2012, 11:03 PM by Keyboardcontrol »
    may pera sa basura. ako'y dakilang namamasura. ^_^

    Offline eugene

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    Re: Bakit yung mayayaman lalong yumayaman?
    « Reply #72 on: Mar 19, 2012, 09:19 AM »
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  • hhmmm... paano yumaman.. I don't consider myself na mayaman (but i'm trying to get there..)in any way but most of my friends say that I have a very peculiar lifestyle that may put me in that line. (pano nga ba masasabing mayaman ang isang tao? is there some definite criterias to reach for someone to fall under 'mayaman'??)

    I can say that I have a good income like most of my friends are but not that much... but what separates me from most friends and relatives is that, they live in a thousand-peso-a-day way of life while I live in a 1 hundred peso a day. Sometimes even less than 50 pesos a day (excluding weekends because of grocery needs)

    all in all, my average expenditure in a month is around 5k-6k, including all my monthly bills which I believe is a parsimonious way of life compared to most medium income person or family. Excess of that goes to a bdo account, a bpi account, a Cooperative account (SACDCO), and to my stocktrades (which is tinuturing kong bisyo) So in short, I keep most of my income and only spend a minimum amount of it.

    ang galing naman.  :applause:
    matipid.  :D

    Offline jenxent

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    Re: Bakit yung mayayaman lalong yumayaman?
    « Reply #73 on: Mar 19, 2012, 10:17 AM »
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  • hhmmm... paano yumaman.. I don't consider myself na mayaman (but i'm trying to get there..)in any way but most of my friends say that I have a very peculiar lifestyle that may put me in that line. (pano nga ba masasabing mayaman ang isang tao? is there some definite criterias to reach for someone to fall under 'mayaman'??)

    I can say that I have a good income like most of my friends are but not that much... but what separates me from most friends and relatives is that, they live in a thousand-peso-a-day way of life while I live in a 1 hundred peso a day. Sometimes even less than 50 pesos a day (excluding weekends because of grocery needs)

    all in all, my average expenditure in a month is around 5k-6k, including all my monthly bills which I believe is a parsimonious way of life compared to most medium income person or family. Excess of that goes to a bdo account, a bpi account, a Cooperative account (SACDCO), and to my stocktrades (which is tinuturing kong bisyo) So in short, I keep most of my income and only spend a minimum amount of it.

    isa ito sa mga dahilan kaya lalong yuyaman ang mayayaman,hinde yung tungkol ky sir Keyboardcontrol,kundi papano siya magtipid at saan niya nilalagak ang pera niya...

    Online george88

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    Re: Bakit yung mayayaman lalong yumayaman?
    « Reply #74 on: Mar 19, 2012, 06:24 PM »
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  • Haha elevator sa bahay ba yan? Yung bf ni Shamcey Supsup ngayon taga Valle Verde yun hanggang 3rd floor house nila with elevator hehe ang gate automatic na may security guard pa ang CR diyos ko po parang kwarto sa linis at ganda...monthly billing ng kuryent 40k =)
    Do not cry for Money it doesn't cry for you

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    Re: Bakit yung mayayaman lalong yumayaman?
    « Reply #74 on: Mar 19, 2012, 06:24 PM »
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