PMT Forum

News: Click the Badges :winner: button on top of the PMT Forum to start earning your PMT Forum Badges!

Search PinoyMoneyTalk.com and PMT Forum

Shortcut to PMT Forum topics!

Click LIKE, TWEET or +1 to earn PMT Badges!

Author Topic: BPI Credit Card Holders  (Read 4927 times)

Offline sphinxz

  • Posting Specialist
  • **
  • Awards Member since 2010
    • Awards
BPI Credit Card Holders
« on: Jun 07, 2011, 01:20 PM »
  • Publish
  • just got a few queries...
    > i read that the card is already activated before I received it, does that mean I can already swipe it?
    > how do i activate my SIP? been calling to 89-100 but it's always busy.
    > if my SIP will be activated, will it be slashed from my CL?
    > if it will be slashed, can I decide on how much I will allot for my SIP?
    > can I combine my SIP and CL to purchase an item and pay straight? no additional charges for that?
    > lastly, though I still have 1 year of free use, how can i ensure that my next annual fee can be waived?

    thanks for having time to read and answer my questions. ^^

    Offline puberer

    • Forum Hero
    • *****
      • Awards
    Re: BPI Credit Card Holders
    « Reply #1 on: Jun 07, 2011, 01:31 PM »
  • Publish
  • all of these questions can be answered by a BPI customer service assistant. 

    Hindi ko maipapangako sayo ang magandang buhay, pero ang magandang lahi tiyak ko.   Hindi ko masisiguro na mababayaran ka nila, pero ang bayaran kita, tiyak ko.  Pag may problema, deadma ka na.

    Offline ferrariEverest

    • VIP Member
    • *
    • Gender: Male
    • Health, wellness & wealth;Financial & Time Freedom
    • Awards Business Tycoon MLM Leader Food and Health Expert Real Estate Mogul Member since 2007 PMT Lounge Addict Banking and Insurance Boss Investments Idol Stocks Wizard Forex Master Chikador / Chikadora
      • Awards
    Re: BPI Credit Card Holders
    « Reply #2 on: Jun 07, 2011, 02:20 PM »
  • Publish
  • based on my experience (BPI Credit card -- Express Start)

    Quote
    > how do i activate my SIP? been calling to 89-100 but it's always busy.
    keep on calling.

    Quote
    > if my SIP will be activated, will it be slashed from my CL?
    Yes
    Quote
    > if it will be slashed, can I decide on how much I will allot for my SIP?
    yes

    Quote
    > can I combine my SIP and CL to purchase an item and pay straight? no additional charges for that?
    can u rephrase your Q, just to be clear?
    if u are gonna pay straight, then hindi SIP credit limit ang gagamitin.
    let's say u have a 10,000 peso credit limit, of which 6k ay SIP.
    so 4k lang ang pwede mo gamitin for straight payment.

    may establishment na may charge pag credit card gamit mong mode of payment

    Quote
    > lastly, though I still have 1 year of free use, how can i ensure that my next annual fee can be waived?
    they want u to spend a certain amount to qualify.

    tama si puberer, lahat yan masasagot ng 89100
    What would you attempt to do if you knew you could not fail? - Robert Schuller Don't limit your challenges - challenge your limits.

    PMT Forum

    Re: BPI Credit Card Holders
    « Reply #2 on: Jun 07, 2011, 02:20 PM »


    * * * * * sponsored links * * * * *

    Offline suarezlyka

    • Posting Guru
    • ***
      • Awards
    Re: BPI Credit Card Holders
    « Reply #3 on: Jun 07, 2011, 02:40 PM »
  • Publish
  • hahhaha ang taray ni puberer!

    Offline sphinxz

    • Posting Specialist
    • **
    • Awards Member since 2010
      • Awards
    Re: BPI Credit Card Holders
    « Reply #4 on: Jun 07, 2011, 02:43 PM »
  • Publish
  • been trying to call pero di ako nakakatiyempo, busy parati. hope they will be calling me. di rin naman ako makapunta ng BPI branch.

    anyway thanks sa inputs ferrariEverest.

    btw, dun sa annual fee. yung certain amount ba is fixed for all CC holders or depends on your standing?

    assuming I'm not delinquent in payments, and hindi fixed ang amount na ipapaspend nila, mas malaki kaya ang amount na yun if nakita nila sa records mo na malalaki ang purchases mo?


    Offline ferrariEverest

    • VIP Member
    • *
    • Gender: Male
    • Health, wellness & wealth;Financial & Time Freedom
    • Awards Business Tycoon MLM Leader Food and Health Expert Real Estate Mogul Member since 2007 PMT Lounge Addict Banking and Insurance Boss Investments Idol Stocks Wizard Forex Master Chikador / Chikadora
      • Awards
    Re: BPI Credit Card Holders
    « Reply #5 on: Jun 07, 2011, 02:50 PM »
  • Publish
  • been trying to call pero di ako nakakatiyempo, busy parati.
    ganito na lang, mag email ka na lang sa kanila. habang tumatawag ka.

    Quote
    btw, dun sa annual fee. yung certain amount ba is fixed for all CC holders or depends on your standing?
    i think depende sa cardholder yun.

    Quote
    assuming I'm not delinquent in payments, and hindi fixed ang amount na ipapaspend nila, mas malaki kaya ang amount na yun if nakita nila sa records mo na malalaki ang purchases mo?
    i think whether or not malakas ka gumastos, they want u to spend more than u do for u to qualify dun sa waive.
    for instance, para magqualify ako sa waive, they wanted me to spend almost double my credit limit

    ang pinaka mapapayo ko sayo is always pay in full. wag mo kakalimutan yan. :rakenrol:
    « Last Edit: Jun 07, 2011, 02:52 PM by ferrariEverest »
    What would you attempt to do if you knew you could not fail? - Robert Schuller Don't limit your challenges - challenge your limits.

    Offline arnel

    • Posting Guru
    • ***
      • Awards
    Re: BPI Credit Card Holders
    « Reply #6 on: Jun 07, 2011, 03:24 PM »
  • Publish
  • yung annual fee sa tingin ko eh depende sa credit card na hawak mo,,, mas madaming benefit, mas malaki ang annual fee,,, sa case ko, tawag lang and ask kung pwede i-waive,,, otherwise, close ko yung credit card ko hehehe,,, takutan lang kumbaga,,, pag di pumyag eh di sasarado ko na credit card ko hehehe,,,
    The biggest risk in life is not taking one at all.

    Offline ferrariEverest

    • VIP Member
    • *
    • Gender: Male
    • Health, wellness & wealth;Financial & Time Freedom
    • Awards Business Tycoon MLM Leader Food and Health Expert Real Estate Mogul Member since 2007 PMT Lounge Addict Banking and Insurance Boss Investments Idol Stocks Wizard Forex Master Chikador / Chikadora
      • Awards
    Re: BPI Credit Card Holders
    « Reply #7 on: Jun 07, 2011, 03:28 PM »
  • Publish
  • arnel,
    pano yun pag sinara mo yung CC mo. ano na gagamitin mo?
    mag aapply ka nanaman? hindi ba hassle yun?
    What would you attempt to do if you knew you could not fail? - Robert Schuller Don't limit your challenges - challenge your limits.

    Offline mxherr5

    • Forum Jedi
    • ****
    • Gender: Male
    • Awards Member since 2007 Banking and Insurance Boss Investments Idol
      • Awards
    Re: BPI Credit Card Holders
    « Reply #8 on: Jun 07, 2011, 04:20 PM »
  • Publish
  • @sphinxz, subukan nyo sir yung option na report lost or stolen card.. nka dalawang tawag na ako dun and parati may sumasagot. hehehehe
    Bad trip kasi yung atm sa gateway, nauuna ibigay ang receipt kaysa sa mgbalik ng card.

    Post Merge: Jun 07, 2011, 04:21 PM
    Atsama tama yung sinabi ni ferrari, effective ang email. sumasagot sila. Normally ilang araw lng yung turn around time
    « Last Edit: Jun 07, 2011, 04:21 PM by mxherr5 »

    Offline sphinxz

    • Posting Specialist
    • **
    • Awards Member since 2010
      • Awards
    Re: BPI Credit Card Holders
    « Reply #9 on: Jun 07, 2011, 04:41 PM »
  • Publish
  • "Normally ilang araw lng yung turn around time" so umaabot pala talaga ng araw? pano na lang kung kelangan ko magrequest ng increase ng credit limit? siguro babalik na lang ako the next days. kaso kapag kelangan bumili immediately, parang hassle din yun.

    @ferrari
    oo, kelangan magpay in full. :D may naka-alot na talaga akong bpi savings account to pay my credit card.

    speaking of that, worse comes to worst nadefault ko ang credit card ko and may balance pa. may kilala ba kayo na inauto debit ng BPI ang balance from his savings account? kaya nilang gawin yun pero legal ba yun?

    Post Merge: Jun 07, 2011, 04:46 PM
    update lang...
    tumawag din yung rep nila. :D had my SIP activated, part of my CL transferred to my SIP. and natanong ko rin ang most sa questions ko except yung iba na mas ok siguro if kapwa cardholder ang pagtatanungan ko.
    « Last Edit: Jun 07, 2011, 04:46 PM by sphinxz »

    Offline mxherr5

    • Forum Jedi
    • ****
    • Gender: Male
    • Awards Member since 2007 Banking and Insurance Boss Investments Idol
      • Awards
    Re: BPI Credit Card Holders
    « Reply #10 on: Jun 07, 2011, 05:11 PM »
  • Publish
  • ^ Yep, ilang araw ang response time nila thru email.

    Pero gusto mo immediate response incase kailangan mo ng
    mas malaking credit limit?

    Wala akong credit card pero ganun ba kabilis yung pg approve
    nun? on the spot hehe

    Offline sphinxz

    • Posting Specialist
    • **
    • Awards Member since 2010
      • Awards
    Re: BPI Credit Card Holders
    « Reply #11 on: Jun 07, 2011, 05:58 PM »
  • Publish
  • ^ di ko rin sure, di ko pa nattry eh. pero may mga nababasa akong pwede daw, not sure lang kung anong CC yun. itatawag lang then request to increase the credit limit then depende na sa convincing powers mo kung i-aapprove. :D

    Offline Likas_Sayote

    • Junior Member
    • *
      • Awards
    Re: BPI Credit Card Holders
    « Reply #12 on: Jun 08, 2011, 11:30 AM »
  • Publish
  • Yung annual fee ni waive nila nung 2009. Nung 2010 nag charge sila annual fee sa akin. Ganun pala yun hehe. Bihira ko kasi nagamit yung CC ko nung 2010. Wala na tuloy ako rason to waive the fee.

    They autmatically raised my credit limit to P225K. SO far for this year ang nacharge ko pa lang for my CC is around 600 pesos haha!

    Offline ferrariEverest

    • VIP Member
    • *
    • Gender: Male
    • Health, wellness & wealth;Financial & Time Freedom
    • Awards Business Tycoon MLM Leader Food and Health Expert Real Estate Mogul Member since 2007 PMT Lounge Addict Banking and Insurance Boss Investments Idol Stocks Wizard Forex Master Chikador / Chikadora
      • Awards
    Re: BPI Credit Card Holders
    « Reply #13 on: Jun 08, 2011, 03:42 PM »
  • Publish
  • ....They autmatically raised my credit limit to P225K. SO far for this year ang nacharge ko pa lang for my CC is around 600 pesos haha!
    bakit auto-raised?
    automatic rin ba na binigyan ka nila ng credit card? (i.e., sila ang nagopen ng CC for u, hindi ka nag apply)

    haha, saludo po ko sa inyo, matipid kayo! :rakenrol:
    What would you attempt to do if you knew you could not fail? - Robert Schuller Don't limit your challenges - challenge your limits.

    Offline Likas_Sayote

    • Junior Member
    • *
      • Awards
    Re: BPI Credit Card Holders
    « Reply #14 on: Jun 08, 2011, 04:29 PM »
  • Publish
  • bakit auto-raised?
    automatic rin ba na binigyan ka nila ng credit card? (i.e., sila ang nagopen ng CC for u, hindi ka nag apply)

    haha, saludo po ko sa inyo, matipid kayo! :rakenrol:

    yup! auto-apply ako sa BPI. They gave me BPI gold way back 2007. Tinanggap ko na lang since wala pa akong CC nun.

    Most of the time ginagamit ko lang CC pang book ng flights. Nagcharge lang ako this year ng kaunti since napapansin ko nangangalahati na  yung taon at di pa nagagamit hehe

    PMT Forum

    Re: BPI Credit Card Holders
    « Reply #14 on: Jun 08, 2011, 04:29 PM »
    * * * * * sponsored links * * * * *

     

    Related Topics

      Subject / Started by Replies Last post
    1 Replies
    1140 Views
    Last post Apr 12, 2009, 12:01 AM
    by nidaime
    5 Replies
    1687 Views
    Last post Sep 16, 2010, 12:24 AM
    by lrexchange
    4 Replies
    1253 Views
    Last post Mar 19, 2013, 11:52 PM
    by missreese
    5 Replies
    8888 Views
    Last post Jan 04, 2012, 03:23 AM
    by naomibatac


    * Recent Topics

    * PMT Shoutbox

    Refresh History
    • eischied_21: mga bossing, ano kaya next support ng PSEI?
      Apr 17, 2014, 12:34 PM
    • moto461: dividend pay day sa TEL..   i L♥ve PLDT.. :-*
      Apr 16, 2014, 02:45 PM
    • kiriyama: @waydske wag kang lilingon! Basta huwag kang mag babalik  tanaw! :cry:
      Apr 16, 2014, 12:12 PM
    • apingdaldal: MPI at 5.00 mark woohooo!!!
      Apr 16, 2014, 10:42 AM
    • GoodSteward: Jv- joint venture ü
      Apr 14, 2014, 11:32 PM
    • danconcon: Sir GS, jv?
      Apr 14, 2014, 06:22 PM
    • GoodSteward: Im referring to sgi.... Octane gas bukas...go go go!!!
      Apr 14, 2014, 05:09 PM
    • GoodSteward: Vacay mode in shanghai now n pag silip ko now ceiling na! Other forum said may jv daw tsismis leakage... Nagceiling daw before noon... If another ceiling bukas free na tong trip ko!! Hehehe
      Apr 14, 2014, 05:09 PM
    • Wills: Ok try din natin
      Apr 14, 2014, 04:18 PM
    • sj.unite: Sir Wills try niyo din 8tracks. :D
      Apr 14, 2014, 11:10 AM
    • rcdev2014: gandang umaga! ^_^
      Apr 14, 2014, 07:18 AM
    • Wills: WOW! Spotify is the best! Go for premium subscription, value for money,
      Apr 14, 2014, 01:17 AM
    • moto461: ah si Kim Henares nga pla..  cgurado panalo and BIR   :boxing:
      Apr 13, 2014, 03:38 PM
    • moto461: who will be the next after Bradley?  medjo nawawala na ang excitement sa Pacquiao vs Mayweather kc tumatanda na cla 35 at 37.
      Apr 13, 2014, 03:35 PM
    • yllor: dami na naman pera si PACMAN.. madami na naman hahabulin ni Kim.. :hihi:
      Apr 13, 2014, 02:28 PM
    • mikoangelo: tinimbrihan ko na si mayor binay katkat..di ka daw patatapakin  sa makati...
      Apr 13, 2014, 08:07 AM
    • katkatmachine: hi mga sir, sa mga taga-taguig jan, safe na po kayong lahat. hindi na matutuloy ang yanig sa taguig sa april 21. nagmove na kami ni labidabs sa makati.so mg taga makati kapit kapit mg sir! FYI lang sainyo.  :hihi:
      Apr 12, 2014, 08:18 AM
    • waydske: balik nalang ako pag bumaba ulit
      Apr 11, 2014, 05:58 PM
    • waydske: @kiriyama ako din e. binenta ko kanina last minute lahat. okay n sakin 9% gain pero ramdam ko tataas pa to e
      Apr 11, 2014, 05:57 PM
    • kiriyama: di ko sure kung tama ba na nag bawas ako ng load sa MWIDE...hmmmmm profit is still a profit..don't look back baka ma frustrate..  :cry:
      Apr 11, 2014, 03:01 PM
    • regor: ang sarap tumanggap ng devidend ni EDC yahoooo...!!!
      Apr 11, 2014, 01:21 PM
    • kiriyama: Hibang klase si MB tinalo pa si DD sa performace this week...congrats sa may mga MB kung meron man dyan sa inyo. :applause:
      Apr 11, 2014, 11:58 AM
    • Wills: :D
      Apr 11, 2014, 11:24 AM
    • katkatmachine: buti na lang nakabili ako nung bumagsak sa 9.98. hehe. :)
      Apr 11, 2014, 10:51 AM
    • Wills: sellers jus won't budge
      Apr 11, 2014, 10:14 AM
    • Wills: sh*t ayaw mahit ng 10.14 bid sa LRI
      Apr 11, 2014, 10:12 AM
    • kiriyama: Ipit kay CPG...aruy! Bad news is Bad!  :yuck:
      Apr 11, 2014, 09:33 AM
    • zaq: salamat sir wills, i will do that...naka ilang buy and sell narin naman ako and thank God maganda naman yung result..at tsaka lagi ko binabasa forum nyo d2 d2 rin ako nakaka kuha ng tip..salamat
      Apr 10, 2014, 04:37 PM
    • ask: nagtra trade din ba si tiya pusit?
      Apr 10, 2014, 04:33 PM
    • Wills: Hahahah
      Apr 10, 2014, 03:42 PM
    • pinky21: bkt hindi mo kwento kay tiya pusit.....:P
      Apr 10, 2014, 03:33 PM
    • Wills: Plus the big plan on expansion of train system
      Apr 10, 2014, 03:30 PM
    • Wills: Zaq aral ka muna... Wag umasa sa tips para Hindi habang buhay nakasandal sa ibang tao.
      Apr 10, 2014, 03:29 PM
    • Wills: All of them needs cement!
      Apr 10, 2014, 03:27 PM
    • Wills: I just bought 10.44 today
      Apr 10, 2014, 03:26 PM
    • Wills: Current PPP is on its way, 15 more PPP will be launched in the coming years plus Yolanda rehab plus private sector and also companies investing for their growth
      Apr 10, 2014, 03:26 PM
    • rds: anyways TRC recommends buy on LRI, was it below 11/share, cannot remember.
      Apr 10, 2014, 03:25 PM
    • Wills: Biro lang Ask :hihi: Hindi ko type si OV kaya wala akong alam sa kanya. And I don't do price forecast, wala akong alam sa ganon
      Apr 10, 2014, 03:24 PM
    • zaq: hello mga sir at mam, musta naman po ang mga investment natin dyan? bago lang po dito...wala po bang tips na magandang pwedeng bilhin?
      Apr 10, 2014, 03:24 PM
    • rds: and i want to see numbers (estimates) of how big would be the potetial earnings due to the PPP and the yolanda construction.
      Apr 10, 2014, 03:23 PM
    • Wills: Ask  I think masOk malaman yung update ni msKatkat at labidabs niya :hihi:
      Apr 10, 2014, 03:22 PM
    • rds: what i mean is merger usually translates to additional earnings, and the merger is real. but the effect of that news tends to push the price way too high for me.
      Apr 10, 2014, 03:20 PM
    • ask: wills ano tingin mo sa OV, aabot ba siya ng 40 this month?
      Apr 10, 2014, 03:15 PM
    • katkatmachine: @sir miko-oo naman. sa april 21 kami magkikita. malamang magiging busy kami ni labidabs, pero don't worry mga sir, i-update ko pa din kayo tungkol sa mga bagay na pagkakaabalahan namin.  :hihi:
      Apr 10, 2014, 03:05 PM
    • Wills: Ask what do you mean? Just ask a question ask :hihi:
      Apr 10, 2014, 03:03 PM
    • ask: sir wills pwede po bang in layman's term?!?
      Apr 10, 2014, 03:00 PM
    • mikoangelo: katkat...ready ka na ba sa pagdating ni labidabs?
      Apr 10, 2014, 02:59 PM
    • Wills: That is your short term benefit when you think of the merger.... But let me say this again earnings and ROE is more important
      Apr 10, 2014, 02:43 PM
    • Wills: Look the merger is not tsismis... It will happen and that will assure you that the price will not go down.
      Apr 10, 2014, 02:40 PM
    • Wills: I'm an optimist when I see those kind of facts... Just want to remind you guys that we are investing using our windshield
      Apr 10, 2014, 02:37 PM
     
     
    Welcome, Guest. Please login or register.
    Did you miss your activation email?

    * Must-Read Topics!

    * Active Posters Today

    agui
    3 Posts
    resmillo
    2 Posts
    casanova casanova
    1 Posts
    pocoyo pocoyo
    1 Posts
    Market_Market
    1 Posts
    personalfinanceapprentice
    1 Posts
    FilBartolo
    1 Posts
    Homeboy Homeboy
    1 Posts

    * Vote in this Poll Now!

    • What's your ideal age for marriage?
    • Dot Below 20 years old
    • 2 (2%)
    • Dot 21-24 years old
    • 2 (2%)
    • Dot 25-29 years old
    • 50 (53%)
    • Dot 30-35 years old
    • 26 (27%)
    • Dot 36-40 years old
    • 5 (5%)
    • Dot Above 40 years old
    • 2 (2%)
    • Dot Any time you're ready
    • 7 (7%)
    • Total Members Voted: 94
    • View Topic

    * PinoyMoneyTalk.com

    * SPAM-free PMT!

    Help clean up the PMT Forum by reporting spam posts, troll messages, PM solicitation, or any other problem posts or members! Click the "Report to moderator" link at the bottom of every post.
    BloQcs design by Bloc Business & Finance - Top Blogs Philippines
    SMF 2.0.4 | SMF © 2013, Simple Machines
    SMFAds for Free Forums
    SimplePortal 2.3.5 © 2008-2012, SimplePortal