PMT Forum

News: :thumbsup2 Join 44,000+ fans of the PMT Facebook page! Like! Like! Like! :thumbsup2

 
 
Welcome, Guest. Please login or register.
Did you miss your activation email?

Click LIKE, TWEET or +1 to earn PMT Badges!

Author Topic: BPI Credit Card Holders  (Read 10257 times)

Offline sphinxz

  • Posting Specialist
  • *
  • Posts: 389
  • Thanks Received: 0
BPI Credit Card Holders
« on: Jun 07, 2011, 01:20 PM »
  • Publish
  • just got a few queries...
    > i read that the card is already activated before I received it, does that mean I can already swipe it?
    > how do i activate my SIP? been calling to 89-100 but it's always busy.
    > if my SIP will be activated, will it be slashed from my CL?
    > if it will be slashed, can I decide on how much I will allot for my SIP?
    > can I combine my SIP and CL to purchase an item and pay straight? no additional charges for that?
    > lastly, though I still have 1 year of free use, how can i ensure that my next annual fee can be waived?

    thanks for having time to read and answer my questions. ^^

    Offline puberer

    • PMT Hero
    • *
    • Posts: 1,596
    • Thanks Received: 0
    Re: BPI Credit Card Holders
    « Reply #1 on: Jun 07, 2011, 01:31 PM »
  • Publish
  • all of these questions can be answered by a BPI customer service assistant. 

    Hindi ko maipapangako sayo ang magandang buhay, pero ang magandang lahi tiyak ko.   Hindi ko masisiguro na mababayaran ka nila, pero ang bayaran kita, tiyak ko.  Pag may problema, deadma ka na.

    Offline ferrariEverest

    • VIP 5500
    • *
    • Posts: 5,597
    • Thanks Received: 3
    • Gender: Male
    • Health, wellness & wealth;Financial & Time Freedom
    Re: BPI Credit Card Holders
    « Reply #2 on: Jun 07, 2011, 02:20 PM »
  • Publish
  • based on my experience (BPI Credit card -- Express Start)

    Quote
    > how do i activate my SIP? been calling to 89-100 but it's always busy.
    keep on calling.

    Quote
    > if my SIP will be activated, will it be slashed from my CL?
    Yes
    Quote
    > if it will be slashed, can I decide on how much I will allot for my SIP?
    yes

    Quote
    > can I combine my SIP and CL to purchase an item and pay straight? no additional charges for that?
    can u rephrase your Q, just to be clear?
    if u are gonna pay straight, then hindi SIP credit limit ang gagamitin.
    let's say u have a 10,000 peso credit limit, of which 6k ay SIP.
    so 4k lang ang pwede mo gamitin for straight payment.

    may establishment na may charge pag credit card gamit mong mode of payment

    Quote
    > lastly, though I still have 1 year of free use, how can i ensure that my next annual fee can be waived?
    they want u to spend a certain amount to qualify.

    tama si puberer, lahat yan masasagot ng 89100
    What would you attempt to do if you knew you could not fail? - Robert Schuller Don't limit your challenges - challenge your limits.

    PMT Forum

    Re: BPI Credit Card Holders
    « Reply #2 on: Jun 07, 2011, 02:20 PM »


    * * * * * sponsored links * * * * *

    Offline suarezlyka

    • Posting Guru
    • *
    • Posts: 440
    • Thanks Received: 0
    Re: BPI Credit Card Holders
    « Reply #3 on: Jun 07, 2011, 02:40 PM »
  • Publish
  • hahhaha ang taray ni puberer!

    Offline sphinxz

    • Posting Specialist
    • *
    • Posts: 389
    • Thanks Received: 0
    Re: BPI Credit Card Holders
    « Reply #4 on: Jun 07, 2011, 02:43 PM »
  • Publish
  • been trying to call pero di ako nakakatiyempo, busy parati. hope they will be calling me. di rin naman ako makapunta ng BPI branch.

    anyway thanks sa inputs ferrariEverest.

    btw, dun sa annual fee. yung certain amount ba is fixed for all CC holders or depends on your standing?

    assuming I'm not delinquent in payments, and hindi fixed ang amount na ipapaspend nila, mas malaki kaya ang amount na yun if nakita nila sa records mo na malalaki ang purchases mo?


    Offline ferrariEverest

    • VIP 5500
    • *
    • Posts: 5,597
    • Thanks Received: 3
    • Gender: Male
    • Health, wellness & wealth;Financial & Time Freedom
    Re: BPI Credit Card Holders
    « Reply #5 on: Jun 07, 2011, 02:50 PM »
  • Publish
  • been trying to call pero di ako nakakatiyempo, busy parati.
    ganito na lang, mag email ka na lang sa kanila. habang tumatawag ka.

    Quote
    btw, dun sa annual fee. yung certain amount ba is fixed for all CC holders or depends on your standing?
    i think depende sa cardholder yun.

    Quote
    assuming I'm not delinquent in payments, and hindi fixed ang amount na ipapaspend nila, mas malaki kaya ang amount na yun if nakita nila sa records mo na malalaki ang purchases mo?
    i think whether or not malakas ka gumastos, they want u to spend more than u do for u to qualify dun sa waive.
    for instance, para magqualify ako sa waive, they wanted me to spend almost double my credit limit

    ang pinaka mapapayo ko sayo is always pay in full. wag mo kakalimutan yan. :rakenrol:
    « Last Edit: Jun 07, 2011, 02:52 PM by ferrariEverest »
    What would you attempt to do if you knew you could not fail? - Robert Schuller Don't limit your challenges - challenge your limits.

    Offline arnel

    • Posting Guru
    • *
    • Posts: 443
    • Thanks Received: 0
    Re: BPI Credit Card Holders
    « Reply #6 on: Jun 07, 2011, 03:24 PM »
  • Publish
  • yung annual fee sa tingin ko eh depende sa credit card na hawak mo,,, mas madaming benefit, mas malaki ang annual fee,,, sa case ko, tawag lang and ask kung pwede i-waive,,, otherwise, close ko yung credit card ko hehehe,,, takutan lang kumbaga,,, pag di pumyag eh di sasarado ko na credit card ko hehehe,,,
    The biggest risk in life is not taking one at all.

    Offline ferrariEverest

    • VIP 5500
    • *
    • Posts: 5,597
    • Thanks Received: 3
    • Gender: Male
    • Health, wellness & wealth;Financial & Time Freedom
    Re: BPI Credit Card Holders
    « Reply #7 on: Jun 07, 2011, 03:28 PM »
  • Publish
  • arnel,
    pano yun pag sinara mo yung CC mo. ano na gagamitin mo?
    mag aapply ka nanaman? hindi ba hassle yun?
    What would you attempt to do if you knew you could not fail? - Robert Schuller Don't limit your challenges - challenge your limits.

    Offline mxherr5

    • PMT Jedi
    • *
    • Posts: 1,400
    • Thanks Received: 0
    • Gender: Male
    Re: BPI Credit Card Holders
    « Reply #8 on: Jun 07, 2011, 04:20 PM »
  • Publish
  • @sphinxz, subukan nyo sir yung option na report lost or stolen card.. nka dalawang tawag na ako dun and parati may sumasagot. hehehehe
    Bad trip kasi yung atm sa gateway, nauuna ibigay ang receipt kaysa sa mgbalik ng card.

    Post Merge: Jun 07, 2011, 04:21 PM
    Atsama tama yung sinabi ni ferrari, effective ang email. sumasagot sila. Normally ilang araw lng yung turn around time
    « Last Edit: Jun 07, 2011, 04:21 PM by mxherr5 »

    Offline sphinxz

    • Posting Specialist
    • *
    • Posts: 389
    • Thanks Received: 0
    Re: BPI Credit Card Holders
    « Reply #9 on: Jun 07, 2011, 04:41 PM »
  • Publish
  • "Normally ilang araw lng yung turn around time" so umaabot pala talaga ng araw? pano na lang kung kelangan ko magrequest ng increase ng credit limit? siguro babalik na lang ako the next days. kaso kapag kelangan bumili immediately, parang hassle din yun.

    @ferrari
    oo, kelangan magpay in full. :D may naka-alot na talaga akong bpi savings account to pay my credit card.

    speaking of that, worse comes to worst nadefault ko ang credit card ko and may balance pa. may kilala ba kayo na inauto debit ng BPI ang balance from his savings account? kaya nilang gawin yun pero legal ba yun?

    Post Merge: Jun 07, 2011, 04:46 PM
    update lang...
    tumawag din yung rep nila. :D had my SIP activated, part of my CL transferred to my SIP. and natanong ko rin ang most sa questions ko except yung iba na mas ok siguro if kapwa cardholder ang pagtatanungan ko.
    « Last Edit: Jun 07, 2011, 04:46 PM by sphinxz »

    Offline mxherr5

    • PMT Jedi
    • *
    • Posts: 1,400
    • Thanks Received: 0
    • Gender: Male
    Re: BPI Credit Card Holders
    « Reply #10 on: Jun 07, 2011, 05:11 PM »
  • Publish
  • ^ Yep, ilang araw ang response time nila thru email.

    Pero gusto mo immediate response incase kailangan mo ng
    mas malaking credit limit?

    Wala akong credit card pero ganun ba kabilis yung pg approve
    nun? on the spot hehe

    Offline sphinxz

    • Posting Specialist
    • *
    • Posts: 389
    • Thanks Received: 0
    Re: BPI Credit Card Holders
    « Reply #11 on: Jun 07, 2011, 05:58 PM »
  • Publish
  • ^ di ko rin sure, di ko pa nattry eh. pero may mga nababasa akong pwede daw, not sure lang kung anong CC yun. itatawag lang then request to increase the credit limit then depende na sa convincing powers mo kung i-aapprove. :D

    Offline Likas_Sayote

    • Associate Member
    • *
    • Posts: 63
    • Thanks Received: 0
    Re: BPI Credit Card Holders
    « Reply #12 on: Jun 08, 2011, 11:30 AM »
  • Publish
  • Yung annual fee ni waive nila nung 2009. Nung 2010 nag charge sila annual fee sa akin. Ganun pala yun hehe. Bihira ko kasi nagamit yung CC ko nung 2010. Wala na tuloy ako rason to waive the fee.

    They autmatically raised my credit limit to P225K. SO far for this year ang nacharge ko pa lang for my CC is around 600 pesos haha!

    Offline ferrariEverest

    • VIP 5500
    • *
    • Posts: 5,597
    • Thanks Received: 3
    • Gender: Male
    • Health, wellness & wealth;Financial & Time Freedom
    Re: BPI Credit Card Holders
    « Reply #13 on: Jun 08, 2011, 03:42 PM »
  • Publish
  • ....They autmatically raised my credit limit to P225K. SO far for this year ang nacharge ko pa lang for my CC is around 600 pesos haha!
    bakit auto-raised?
    automatic rin ba na binigyan ka nila ng credit card? (i.e., sila ang nagopen ng CC for u, hindi ka nag apply)

    haha, saludo po ko sa inyo, matipid kayo! :rakenrol:
    What would you attempt to do if you knew you could not fail? - Robert Schuller Don't limit your challenges - challenge your limits.

    Offline Likas_Sayote

    • Associate Member
    • *
    • Posts: 63
    • Thanks Received: 0
    Re: BPI Credit Card Holders
    « Reply #14 on: Jun 08, 2011, 04:29 PM »
  • Publish
  • bakit auto-raised?
    automatic rin ba na binigyan ka nila ng credit card? (i.e., sila ang nagopen ng CC for u, hindi ka nag apply)

    haha, saludo po ko sa inyo, matipid kayo! :rakenrol:

    yup! auto-apply ako sa BPI. They gave me BPI gold way back 2007. Tinanggap ko na lang since wala pa akong CC nun.

    Most of the time ginagamit ko lang CC pang book ng flights. Nagcharge lang ako this year ng kaunti since napapansin ko nangangalahati na  yung taon at di pa nagagamit hehe

    PMT Forum

    Re: BPI Credit Card Holders
    « Reply #14 on: Jun 08, 2011, 04:29 PM »
    * * * * * sponsored links * * * * *

     


    PMT Shoutbox

    Refresh History
    • jenofstructures: ingat po tayong lahat sa pagboto
      Today at 04:29 PM
    • freefront: Hello! Something wrong with firstmetrosec? Can't log-in since yesterday.
      Yesterday at 12:39 PM
    • prmm122585: Hello there!
      Yesterday at 04:26 AM
    • jenofstructures: akala ko nga blocked na to sa amin hahahahaha
      May 04, 2016, 04:34 PM
    • Prospera: What happened to the site, FGiz???Could not connect for hours! Akala ko DDOS attack na...
      May 04, 2016, 12:06 PM
    • RENIE: hi to all, baguhan lang ako dito,
      May 03, 2016, 05:43 PM
    • jennyicasas: Hi! would like to know how much is the fair market value of a residential land in Brgy Upli, Alfonso, Cavite? Also BIR'S zonal value in the said area? thank you, help pls..
      May 03, 2016, 04:50 PM
    • CodyDeegan: Found it xD
      May 02, 2016, 01:42 PM
    • CodyDeegan: Nasan po yung attendance thread? hehe hindi ko mahanap. Sorry. xD
      May 02, 2016, 01:39 PM
    • chinopalmer: Hi pano po ba malamn o m hack password s yahoo?gusto ko po sana m open ang email ng wife ko.salamat po sana po matulungan nyo ako
      Apr 30, 2016, 10:14 PM
    • chinethan8: hi, ask ko lang sana kung how to manage and how much a capital needed to a company canteen? actually, nirefer lang ako ng friend ko sa company nila kasi gusto ng tanggalin ung existing na nag canteen doon kasi hindi na daw maganda ang services (specially yong mga food served everyday)  at konti lang ang niluluto kaya madali lang maubos. Around 150 ang employees nila. kaya sa canteen talaga sila kumakain. may policy kasi sila na bawal bumili ng food sa labas. can you help me?
      Apr 28, 2016, 04:57 PM
    • CodyDeegan: That is a wise move. Big deal na kase yun mobile friendly websites. Pag hidi baka mapenalize yung site.
      Apr 26, 2016, 01:13 PM
    • jenofstructures: thanks FG!
      Apr 26, 2016, 12:27 PM
    • natz: Wow. nice. binalik sa dati yung mga recent post. Hindi na nakaklito tignan haha. Thank you po.
      Apr 26, 2016, 10:28 AM
    • FutureGizmo: Hi jenofstructures, we're also preparing to launch a cleaner, mobile-responsive theme soon which will show a shortcut to the links you asked. But for now, I returned this tab at the bottom of the page called "Your Member Information." Hope that helps!
      Apr 26, 2016, 09:53 AM
    • jenofstructures: Hi FG! now alam ko na kung bakit nawala yung nasa kanan. Hindi ba pwede ibalik yung "recent unread post" tab?
      Apr 26, 2016, 06:34 AM
    • FutureGizmo: Just to explain, our main consideration for doing the revamp is to make the forum more mobile-friendly. We had to ditch the right-hand side column because it doesn't look good on mobile. All other widgets or sections will have to be either on top or below the actual forum. Keep posting! We'd love to hear more comments and suggestions. :)
      Apr 25, 2016, 10:56 PM
    • FutureGizmo: Hi all, just post your comments here about the new layout and we'll take all those into consideration. We're still revamping layout and looking for the best possible look for the site.
      Apr 25, 2016, 10:55 PM
    • natz: I am talking about dun sa recent post sa taas ^ dati nasa baba yan hehe....
      Apr 25, 2016, 01:54 PM
    • natz: oo nga. mahirap basahin yung title. ang gulo tingnan. mas ok yung dati....
      Apr 25, 2016, 01:53 PM
    • jenofstructures: parang nahihirapan ako sa bagong bihis na PMT, siguro dahil bago pa lang sa akin
      Apr 25, 2016, 12:02 PM
    • jenofstructures: Asan na yung mga stocks portfolio!!!!
      Apr 25, 2016, 12:02 PM
    • carerista16: im customs brokerage po cnu po need import cargo nila to philippines nag proprocess po kme nun pm lng po salamat ^_^
      Apr 25, 2016, 12:00 PM
    • durantevindex: ARA for the win. Ceiling na naman!
      Apr 25, 2016, 10:31 AM
    • volox: meron po bang mga bakery owner o mga master baker? balak ko po kasi pumasok na negosyo ng pagbebakery, gusto ko po sana magtanong-tanong...thanks po
      Apr 24, 2016, 09:49 AM
    • volox: Goodmorning po! :D newbie lang...
      Apr 24, 2016, 09:45 AM
    • williamturno: ano po ang gagawin para mawala ang +50 warning? salamat :)
      Apr 22, 2016, 10:53 PM
    • haralc: good afternoon po sa inyo, bago lang po ako. admin tanong ko lang po sana kung pwede pong magtanong ng kahit ano?
      Apr 22, 2016, 03:54 PM
    • carerista16: opo IMPORT PO
      Apr 22, 2016, 01:58 PM
    • natz: Magpasok ng mga cargamento?from china.
      Apr 22, 2016, 11:51 AM
    • carerista16: HELLO PO SA INYO SINO PO NEED NG BROKERAGE?.. PRA PO MAGLABAS NG MGA CARGAMENTO PM LNG PO SALAMAT ^_^
      Apr 22, 2016, 10:07 AM
    • kuray08: free lancer.. 100USD per week??
      Apr 22, 2016, 07:28 AM
    • natz: wala na yung mga related topics sa ilalim? BAKET???SANA IBALIK...
      Apr 21, 2016, 01:09 PM
    • anthonyyenko: Internet & Network Marketing po...
      Apr 21, 2016, 10:08 AM
    • anthonyyenko: yup...
      Apr 21, 2016, 10:05 AM
    • mismo888: good luck
      Apr 20, 2016, 04:02 PM
    • eduard26: kasi mag aaply ako sa Payoneer kaya lang need nila bank information
      Apr 20, 2016, 03:21 PM
    • eduard26: guys ang eon card ba ay bank account narin?
      Apr 20, 2016, 03:21 PM
    • chris61: sunlife ayaw magbabayad ng death claim kahit pinaghirapan nila ako
      Apr 20, 2016, 03:02 PM
    • kuray08: good day to all..
      Apr 20, 2016, 06:38 AM
    • smarklee: hi guys! newbie trader here :D
      Apr 19, 2016, 09:44 PM
    • bizmaxpower: hello
      Apr 19, 2016, 08:51 PM
    • myles.s: hi, may alam po ba kau na pwedeng mapagkunan ng business loans?
      Apr 19, 2016, 09:35 AM
    • cass: Hi, just new here. Anyone from uae na andito? Baka may alam po kayo bilihan dito sa uae ng bulk orders ng baboy items. Thanks!
      Apr 18, 2016, 04:50 PM
    • toofast82: how many sacks do you need
      Apr 17, 2016, 12:40 PM
    • toofast82: hi tekie i know someone supplier of rice
      Apr 17, 2016, 12:39 PM
    • tekie: Hi im looking for a supplier of rice if you know someboby pls let me know thank you
      Apr 15, 2016, 10:14 AM
    • mhedzgary: hi po sayang po pala ang smart money ko diko alm san gagamitin ..ng eelod po ako pero nabasa ko di pala pwed lagyan ng smart money ang nakatag na..
      Apr 14, 2016, 10:45 PM
    • williamturno: Sorry Moderator... Hindi na po ma uulit!
      Apr 14, 2016, 02:26 PM
    BloQcs design by Bloc
    SMF 2.0.11 | SMF © 2015, Simple Machines
    SMFAds for Free Forums
    SimplePortal 2.3.6 © 2008-2014, SimplePortal