PMT Forum

News: Show your love for PMT! LIKE the PMT Facebook page! :thumbsup2

 
 
Welcome, Guest. Please login or register.
Did you miss your activation email?

Click LIKE, TWEET or +1 to earn PMT Badges!

Author Topic: BDO OR BPI EQUITY UITF?  (Read 42737 times)

Offline mxherr5

  • PMT Jedi
  • *
  • Posts: 1,408
  • Thanks Received: 0
  • Gender: Male
Re: BDO OR BPI EQUITY UITF?
« Reply #45 on: Jun 20, 2011, 12:41 AM »
  • Publish
  • Regarding your first point on the pros, on the flip side, you won't have that feeling of "having to pay". Unlike kung kumuha ka ng educational plan,
    you'll treat it as a bill.

    I had always though that I would have the discipline to do cost averaging
    but it turns out that I don't. Tinatamad paminsan, may gagawin, etc.
    The only cost averaging I still do are BDO and my Sunlife VUL because
    I got it on ADA(auto debit arrangement)

    Baka mapunta yung pang invest mo sa iba.



    I guess the only thing you can't do yourself is the "achievement"
    benefit. But I'm guessing the returns you would get with doing
    it yourself would be a lot bigger anyways than getting an educational fund, so it balances out.
    « Last Edit: Jun 20, 2011, 12:47 AM by mxherr5 »

    Online GoodSteward

    • VIP 3500
    • *
    • Posts: 3,640
    • Thanks Received: 4
    Re: BDO OR BPI EQUITY UITF?
    « Reply #46 on: Jun 22, 2011, 12:13 AM »
  • Publish
  • I think richpulubi's quote is directed to dudefullness33 and not to j_l ocz his statement comes after he quoted dudefullness33. :)

    Offline allanmm13

    • Forum Champion
    • *
    • Posts: 950
    • Thanks Received: 0
    Re: BDO OR BPI EQUITY UITF?
    « Reply #47 on: Jun 22, 2011, 01:38 AM »
  • Publish
  • Regarding your first point on the pros, on the flip side, you won't have that feeling of "having to pay". Unlike kung kumuha ka ng educational plan,
    you'll treat it as a bill.

    Actually, i treat my mf as #1 bill on my list. Of all my monthly dues, only MFs ang consistently me monthly reminder on  my mobile.  

    I do use online transaction for my savings in MF kaya mabilis ko syang mapondohan. Since been doing this quite a long now, it became a habit.

    Oh by the way, my electricity,mobile,others bills are ADA with my bank account. I guess dont wanna be late on those bills due to penalty. :)
    « Last Edit: Jun 22, 2011, 01:43 AM by allanmm13 »
    Pinoy Cashflow-Financial Bootcamp in Dubai & Abu Dhabi Bootcamp Primer - CLICK HERE UAE - 0557235749, pinoyfinancialbootcamp@gmail.com

    PMT Forum

    Re: BDO OR BPI EQUITY UITF?
    « Reply #47 on: Jun 22, 2011, 01:38 AM »


    * * * * * sponsored links * * * * *

    Offline mxherr5

    • PMT Jedi
    • *
    • Posts: 1,408
    • Thanks Received: 0
    • Gender: Male
    Re: BDO OR BPI EQUITY UITF?
    « Reply #48 on: Jun 22, 2011, 10:21 AM »
  • Publish
  • Good for you sir.. thru online pala pag invest mo.
    Ako kasi, pupunta pa para mg deposit(fund the account)
    Nkakatanad tlaga paminsan hehe

    Offline allanmm13

    • Forum Champion
    • *
    • Posts: 950
    • Thanks Received: 0
    Re: BDO OR BPI EQUITY UITF?
    « Reply #49 on: Jun 22, 2011, 12:33 PM »
  • Publish
  • he he.

    I use IMG brokerage, kaya di ko na kelangan punta sa bank to fund my investments.
    Pinoy Cashflow-Financial Bootcamp in Dubai & Abu Dhabi Bootcamp Primer - CLICK HERE UAE - 0557235749, pinoyfinancialbootcamp@gmail.com

    Offline arnel

    • Posting Guru
    • *
    • Posts: 443
    • Thanks Received: 0
    Re: BDO OR BPI EQUITY UITF?
    « Reply #50 on: Jun 22, 2011, 12:50 PM »
  • Publish
  • i, myself, is looking at having it all enrolled on my BPI online account para less hustle,,,
    The biggest risk in life is not taking one at all.

    Offline venturetrees

    • Junior Member
    • *
    • Posts: 35
    • Thanks Received: 0
    Re: BDO OR BPI EQUITY UITF?
    « Reply #51 on: Oct 10, 2011, 11:20 AM »
  • Publish
  • I have been searching for good UITF but so far when it comes to earnings i find the BPI Odyssey High Conviction the still the best.

    I invested 4 days ago & the NAVPU already grew by 2.34%.
    But obcourse  we cant tell if that can be sustained.....it will all depend  on what will be Europe's decision on Greece financial crisis.

    Once the Greece bailout is approved by Eurozone, expect the NAVPU to shoot up sky high.

    Offline noipsg

    • Probie
    • *
    • Posts: 23
    • Thanks Received: 0
    Re: BDO OR BPI EQUITY UITF?
    « Reply #52 on: Nov 02, 2011, 12:28 PM »
  • Publish
  • Comparing the funds of BDO and BPI, dami pala ng BPI and its ROI-YTD % shows better performance compared to BDO:

    1. BPI = http://uitf.com.ph/toap/uitflist/uitflist.asp?BankCode=BPI
    2. BDO = http://uitf.com.ph/toap/uitflist/uitflist.asp?BankCode=BDO

    Tama ba igans?


    Offline switchiz

    • Posting Whiz
    • *
    • Posts: 266
    • Thanks Received: 0
    • Sun Life Financial Advisor
    Re: BDO OR BPI EQUITY UITF?
    « Reply #53 on: Nov 02, 2011, 01:14 PM »
  • Publish
  • With BDO and BPI as choices, I'd always go with BDO unless we're talking about Odyssey High Conviction, BPI index fund or ALFM Growth Fund.
    Sun Life Financial Advisor - Authorized by the Insurance Commission to act as an Insurance Agent
    09299643337 - Mutual Funds / VUL / Insurance

    Offline noipsg

    • Probie
    • *
    • Posts: 23
    • Thanks Received: 0
    Re: BDO OR BPI EQUITY UITF?
    « Reply #54 on: Nov 02, 2011, 03:09 PM »
  • Publish
  • switchiz, I can't find the BPI Odyssey High Conviction in the list. With BDO, what funds are your picks? :)

    Offline mxherr5

    • PMT Jedi
    • *
    • Posts: 1,408
    • Thanks Received: 0
    • Gender: Male
    Re: BDO OR BPI EQUITY UITF?
    « Reply #55 on: Nov 02, 2011, 03:25 PM »
  • Publish
  • How did you do the comparison?

    I agree with switch, overall... BDO has
    better performance compared to BPI

    Lets try to compare both YTD performances

    Bond Funds
    BPI ABF Phil - 4.1244%
    BDO Fixed Income - 5.0861%

    Balanced
    BPI - (-1.2729)%
    BDO - 3.2419%

    Equity
    BPI - (-0.2376)%
    BDO - 1.3007%

    Btw, only BPI's Equity and Cocolife's United Equity
    MF seem to underperform our index PSEi regularly

    Well at least Cocolife has an excuse, its united equity
    MF seems to move slowly... During bear markets, it
    usually will have a better performance but when
    its a bull market, its performance seems worse...
    Naiiwanan ng iba.

    BPI's equity on the other hand, is just not that good
    overall.. Even if its a bull or a bear market.

    Also, BPI's ABF Phil Bond fund has historically
    better performance compared to BDO's Fixed
    Income.. Baka BDO just has a good year this year.

    Odyssey is another matter altogether though.
    Its funds were managed by ING before BPI bought
    it.. And BPI just recently acquired it so lets see
    if they can continue to maintain their performance =D

    Yeah, the High Conviction fund is not in the list
    Check bloomberg instead.. High returns eto pero
    very volatile

    Offline noipsg

    • Probie
    • *
    • Posts: 23
    • Thanks Received: 0
    Re: BDO OR BPI EQUITY UITF?
    « Reply #56 on: Nov 02, 2011, 04:47 PM »
  • Publish
  • igan mxherr5, thanks, sorry noob lang po. I checked back those funds that you have mentioned, I found that BDO indeed has better YTD performance. BPI's Odyssey funds has so far performed very well.

    Offline mxherr5

    • PMT Jedi
    • *
    • Posts: 1,408
    • Thanks Received: 0
    • Gender: Male
    Re: BDO OR BPI EQUITY UITF?
    « Reply #57 on: Nov 02, 2011, 05:12 PM »
  • Publish
  • No problem...
    Also take note that Odyssey has sales load.. =( sucky

    Offline mamee

    • Full-Time Poster
    • *
    • Posts: 174
    • Thanks Received: 0
    • Gender: Female
    Re: BDO OR BPI EQUITY UITF?
    « Reply #58 on: Apr 18, 2012, 07:35 PM »
  • Publish
  • very risky investment..no insurance, only good for people with a lot of money..just mho

    Or, lots of time. :D

    I have both Equity UITF placement in these banks. 

    Which performs better?

    I have BDO UITF and it performs well as of the 1st quarter.

    Do you recommend it now?

    actually dapat bumili kana yung February at the least time kasi mura pa yung NAVpU on that time at nag reach na ng peak of negative returns by the 3rd week of january ata althoug nasa negative roi-ytd pa siya nag-i-increase na yung investment mo....

    nahulli nga ako eh, dati iniisip ko na dapat sa positive na roi ako mag-invest pero mali pala yun ang mas-imporatante makabili ka ng maraming units on a lesser price kasi sabihin na natin ang 10,000 mo ay puwedeng makabili ng 30 units compared sa 25 na lang kasi nabili mo yun sa mas mahal na NAVpU (the more number of units you bought on a lesser price is important, paramihan talaga ng units para kumita ka ng malaki or either syempre masmalaki investment mo masmalaki ang return diba), habang umaandar ang panahon nagmamahal na ang NAVpU take note wala na sa negative roi's at medyo gumaganda na ang economy and usually nasa nov ang peak sa dec. medyo unti-unti na bumababa yung roi and by jan negative na uli (based on the yearly trends).

    Ok ba bumili ng December? Ofw kasi ako at sa December ako uuwi. :)


    Offline Archcavalier

    • Posting Guru
    • *
    • Posts: 474
    • Thanks Received: 0
    • Gender: Male
    • The Noob that talks alot!
    Re: BDO OR BPI EQUITY UITF?
    « Reply #59 on: Apr 19, 2012, 06:59 PM »
  • Publish
  • As of this year, which do you think is better?
    It is more important to know where you are going than to get there quickly. Do not mistake activity for achievement.
     - Mabel Newcomber

    PMT Forum

    Re: BDO OR BPI EQUITY UITF?
    « Reply #59 on: Apr 19, 2012, 06:59 PM »
    * * * * * sponsored links * * * * *

     


    PMT Shoutbox

    Refresh History
    • kogtong11: HI
      Yesterday at 08:41 PM
    • Sagradth: a nice place isn't it?
      Yesterday at 08:26 PM
    • nisaam: anyone so active?
      Aug 23, 2016, 04:17 PM
    • nisaam: Hello!
      Aug 23, 2016, 04:17 PM
    • forexfx4u: im new here, is there any place where one should introduce himself?
      Aug 23, 2016, 09:11 AM
    • forexfx4u: hello everyone
      Aug 23, 2016, 09:09 AM
    • Jayumaster: ola
      Aug 16, 2016, 04:54 PM
    • dwecks30: anu po ba tong PMT
      Aug 16, 2016, 10:05 AM
    • Patrickdesilva0319: Hi
      Aug 15, 2016, 07:07 PM
    • mark123: hello,, paano po dito mag post? di ko po makita sorry :D
      Aug 15, 2016, 01:28 PM
    • Mhe: Hello! I have a question po. My friend invested in bagnetified. Then after 3mos nag close yun store. What should do? Hindi na sya kinokontak, how she can return back her money? Kawawa naman. Yun konting ipon nya napunta doon at mawala na lang ng parang bula.
      Aug 13, 2016, 01:16 PM
    • brucewillis8: hello po
      Aug 11, 2016, 12:45 PM
    • k84u: @clouDee try SouthAsialink
      Aug 04, 2016, 11:47 AM
    • k84u: hello
      Aug 04, 2016, 11:30 AM
    • NicaShan: howdy
      Aug 03, 2016, 01:56 PM
    • ClouDee: Noob shout po. I need a couple of suggestions kung saang org or peer ang naglelend ng working capital para sa magsisimula pa lang na business, hndi po yung running na at ieexpand lang (ganito sa banks kaya no go ako). Thanks in advanced!
      Jul 29, 2016, 07:31 PM
    • samii0927: hi
      Jul 27, 2016, 09:55 PM
    • Sophie: hi
      Jul 27, 2016, 02:56 PM
    • sp.mbl.ron: asx hello
      Jul 26, 2016, 05:14 PM
    • asx2016: hello newbie here......
      Jul 26, 2016, 03:07 PM
    • zurfmaxx: hello sa lahat
      Jul 23, 2016, 04:00 AM
    • labamba: hello
      Jul 20, 2016, 02:58 PM
    • queenmore: hi guys
      Jul 19, 2016, 10:05 PM
    • mrbimnl: kuya na scam ka?
      Jul 15, 2016, 04:50 PM
    • jayjaytobi: maari lamang po na makipagcoordinate kayo sa akin kasi in kailangan ko pa ng mga kasamahan na magfile ng case against her.
      Jul 14, 2016, 11:52 AM
    • jayjaytobi: hi magandang hapon. sino na po dito ang nascam ni KATRINA C CRUZ./ MICHELLE MICHEE CRUZ
      Jul 14, 2016, 11:52 AM
    • maya2ph: gandang hapon sa lahat
      Jul 13, 2016, 05:22 PM
    • hart01: Hi po, newbie lang ako...kamusta kayo?
      Jul 13, 2016, 03:42 PM
    • annjoo: wish this forum was more active. sobrang interesting ng talks, want to learn more.
      Jul 12, 2016, 01:12 PM
    • esclabo: scorbabe, parang nagspam ng link na may lamang cryptolocker virus
      Jul 10, 2016, 07:59 PM
    • jamesmanding: Gudmorning
      Jul 08, 2016, 08:21 AM
    • Pinoy91: Hi need help in opening rice shop
      Jul 07, 2016, 04:34 PM
    • annjoo: hi. anybody interested in educating a newbie in the life insurance industry? thank you.
      Jul 04, 2016, 10:30 AM
    • Ryex321: hi ! sino my alam dito pwede ,ag personal loan ? madali lang process
      Jul 02, 2016, 06:40 AM
    • george88: bablita23 pinakamagandang gawin mo pumunta ka ng navotas fishport canvass ka dun tanong tanong then punta ka naman ngayon sa palengke magtanong ka magkano retail tapos compare mo sa navotas fishport malaki kita dyan pag ubos mo supply mo
      Jun 16, 2016, 03:54 PM
    • bablita23: Hi po, anyone can help? Gusto q po sana mag start na maging fish dealer. Baka pwede nyo po aq mapayuhan ng mga unang dapat gawin. Thank you po.
      Jun 15, 2016, 12:42 PM
    • freefront: Help! Where can I buy gutter guards? A big rat ran up the rainwater drainage pipe and ate all the new shoots of my Lemon Trees. I already went to 5 big hardware stores. Nothing. You know, the kind of metal guards you attach to the 4" pvc's that drain out onto the city gutter.......
      Jun 15, 2016, 08:45 AM
    • Nap: Hi guys kailangan ko ng truck na mababackloadan evry week pabalik ng manila mula sa south
      Jun 13, 2016, 07:35 PM
    • shiru: promise po i'll behave want ko lng malaman f anu ng status nmen...
      Jun 11, 2016, 10:58 AM
    • shiru: hopeless n tlga ko,need help para maopen fb ng asawa ko,plz anyone
      Jun 11, 2016, 10:57 AM
    • shiru: hi guys,newbie here,i need help
      Jun 11, 2016, 10:57 AM
    • Jotabs: I tried some interview but mostly people are shy to e press the active process
      Jun 10, 2016, 07:29 AM
    • Jotabs: Hahahq, to think I voted for duterte. I just wanted to start a simple money lending with security features. Paano kaya?
      Jun 10, 2016, 07:28 AM
    • jenofstructures: Mahirap ang bumbay style na lending, as hindi ito sinusuportahan ni Duterte.
      Jun 09, 2016, 06:53 AM
    • papavigo: sino dito nakaexperience na ng clickbank .willing to pay just teach me how to earn on clickbank.see me on my facebook account.Gilbert sausa vigo.salmat
      Jun 08, 2016, 09:02 PM
    • ardytenorio: @jotabs to start, know the market. alamin mo kung paano kalakaran sa loc mo. kung magkano interest at kung mode of payment. mas maganda kung mag-interview ng mga umuutang sa bumbay
      Jun 08, 2016, 01:23 PM
    • Jotabs: Anyone?
      Jun 08, 2016, 10:43 AM
    • Jotabs: I need some advice on how to start a bumbay style lending?
      Jun 08, 2016, 10:43 AM
    • rachelle_dammay: hi sa lahat newbie here :)
      Jun 07, 2016, 04:14 PM
    • reggie012784: Xm broker, ok ba sya
      Jun 01, 2016, 03:12 PM
    BloQcs design by Bloc
    SMF 2.0.11 | SMF © 2015, Simple Machines
    SMFAds for Free Forums
    SimplePortal 2.3.6 © 2008-2014, SimplePortal