Author Topic: Saan ka naka time deposit ngayon? (Read 4882 times)

cianojean · « **Reply #15 on:** Jan 05, 2011, 03:34 PM »

for me mas ok na sa big banks mag TD kc mas secure pag small banks pag nag sara sayang and pinagipunan

mjtfernandez · « **Reply #16 on:** Jan 05, 2011, 10:03 PM »

Union Bank and BPI are big banks.

nanashi · « **Reply #17 on:** Jan 05, 2011, 11:01 PM »

Rural Bank of Cardona - 6% p.a.

888gemini · « **Reply #18 on:** Jan 08, 2011, 08:24 PM »

^^^Sa Manila ba ang thread starter? I could be of help...just PM me brod...

Mhiltz · « **Reply #19 on:** Jan 10, 2011, 10:39 PM »

I have 100k(Hard earned) as of now. and since di ko sya gagamitin right now. I would like to TD it and I would like to know po kung saan kayo nag TTD and ano ang interest.
Salamat po..
Based on my own experience.. i would rather suggest u put it on investment like uitf or mutual funds regulated by banks and investment company... if you want big returns you must aim for long term savings...i have TD (5 years on a 6.5%/year)and at the same time 1 uitf from BPI and a mutual fund in Metrobank..and i would say my uitf is really giving me returns as im checking it everyday online.. read and seek more first before u go for it kasi pag nagpunta k s banco straight away some of them they didn't know how to explain it well..

allensawyer23 · « **Reply #20 on:** Jan 11, 2011, 04:34 PM »

i am not sure kung regulated na ngayon kasi dati ung mga debit cards nila ay hindi hinihingian ng password everytime i purchase at malls. so kung sakaling mawala o manakaw ung card mo, eh may possiblity na madaling magamit ung card mo. unlike bpi.. na kahit di kana mgpunta ng bank, you can close or transfer your savings once it gets lost.

puberer · « **Reply #21 on:** Jan 11, 2011, 09:00 PM »

sa ngayon naka time deposit ang pera ko sa asawa ko

nvtellan · « **Reply #22 on:** Jan 11, 2011, 10:40 PM »

Sa ngayon wala ako time deposit pero yun 3 yr old anak ko mayroon sa PNB.

julian12 · « **Reply #23 on:** Jan 20, 2011, 10:16 PM »

nakakainis at nakakatakot na sa mga Rural Bank. ang laki ng tiwala ko sa FCB, lahat ng pinagpawisan ko dito abroad dun ko nilagay, balak ko sana na gamitin yun pambili ng lupa sa aming probinsya at yung iba eh ipapa-LASIK ko dahil ayaw ko na magsalamin. un pala magsasara din. Kundi pa ako naglogin sa PMT today di ko malalaman na sarado na ung FCB more than a month ago. Ngayon, problema ko paano kunin sa PDIC ung claim eh andito ako sa abroad at mga parents ko nasa maalyong probinsya pa. haaay

aleksey · « **Reply #24 on:** Jan 21, 2011, 09:02 AM »

naka time deposit emergency funds ko sa FICCO - a sound cooperative dito sa amin at 4.75% pa.

palailai · « **Reply #25 on:** Jan 22, 2011, 08:29 AM »

sa FICCO Davao Branch din ako naka time deposit.

mlangseth · « **Reply #26 on:** Jan 22, 2011, 07:45 PM »

may FICCO ba sa Cebu??

aleksey · « **Reply #27 on:** Jan 23, 2011, 04:49 AM »

^the last time i checked, sa Bohol pa yata. they chose Bohol as their first branch in the Visayas region because of its proximity to Camiguin as there is a passenger ship plying the route.

i also have a TD in metrobank but iteterminate ko na, masyadong mababa ang interest rate. maliit lang din kasi ang amount

acidburnchel · « **Reply #28 on:** Jan 23, 2011, 03:26 PM »

afpslai.. 15% p.a. 100k sa afpslai is earning 15000 interest in a year. tax free pa.kagandahan pa.. withdrawable anytime unlike ng time deposit na nakalock-in for a certain period.

ric_TNT · « **Reply #29 on:** Jan 23, 2011, 08:21 PM »

Quote from: acidburnchel on Jan 23, 2011, 03:26 PM

afpslai.. 15% p.a. 100k sa afpslai is earning 15000 interest in a year. tax free pa.kagandahan pa.. withdrawable anytime unlike ng time deposit na nakalock-in for a certain period.

To maximize earning potentials, pwede ka mag back-to-back loan against your capital contribution kung merong madaliang opportunity na papasukin mo. That is magagamit mo pa exponentially ang deposits mo.