PMT Forum

News: New PMT Forum Achievement Awards!   Did you receive your award? Click here to know more about the PMT Forum Awards.

Search Money Investments
Shortcut to PMT Forum topics!

Click LIKE, TWEET or +1 to earn PMT Badges!

Author Topic: PAG-IBIG II  (Read 19364 times)

Offline arnel

  • Posting Guru
  • ***
    • Awards
Re: PAG-IBIG II
« Reply #15 on: Mar 14, 2010, 04:48 PM »
  • Publish
  •  :thankyou: edcest,,,
    The biggest risk in life is not taking one at all.

    Offline bizmen

    • Forum Tambay
    • ***
      • Awards
    Re: PAG-IBIG II
    « Reply #16 on: Mar 14, 2010, 07:55 PM »
  • Publish
  • sir i-clear ko lng about the maximum, kasi sabi skin ng Pagibig-rep @ POLO office dito sa UAE no limit, some of the Pagibig 2 members na daw here saving more than $1k/mon. 5yrs onward din sabi sakin.

    @arnel, for existing account you just need to check the "Maintain Dual Membership" at the back of the MDF to get Pagibig 2.


    Minimum is Php 500, maximum is Php 1,450 monthly. Then you can renew na lang daw. It is only offered to active Pag-ibig members. And also need to fill up a Member Data Form in the branch where you are a member.If you have other questions you can call or email them. They answer naman email inquiries.
    « Last Edit: Mar 14, 2010, 11:44 PM by bizmen »

    Offline arnel

    • Posting Guru
    • ***
      • Awards
    Re: PAG-IBIG II
    « Reply #17 on: Mar 15, 2010, 08:23 AM »
  • Publish
  • @ sir bizmen, thanks!

    i already emailed pag-ibig re my querry of what will happen just in case you get permanent resident of another country. but if any fellow PMTers who knows the answer to my querry, that would be very much appreciated if he/she could shed light to this,,,  :thankyou:
    The biggest risk in life is not taking one at all.

    PMT Forum

    Re: PAG-IBIG II
    « Reply #17 on: Mar 15, 2010, 08:23 AM »


    * * * * * sponsored links * * * * *

    Offline oca1101uk

    • Posting Specialist
    • **
    • Gender: Male
    • Awards Always Present! (in June 2014)
      • Awards
    Re: PAG-IBIG II
    « Reply #18 on: Mar 15, 2010, 10:05 AM »
  • Publish
  • @ ka arnel, thanks!

    http://www.pinoymoneytalk.com/forum/index.php?topic=26167.new#new

    Offline homeschoolmomma

    • Posting Specialist
    • **
    • Call me HSMOM...
      • Awards
    Re: PAG-IBIG II
    « Reply #19 on: Apr 14, 2010, 10:38 PM »
  • Publish
  • I inquired about Pag-ibig II here in Batangas and I was told that my husband has to fill out a form before he can participate in this program.  No problem about that though, my only issue is that they told me that Landbank is the only locally accredited bank to accept "deposits" for Pag-ibig II!  Hassle naman for me kasi medyo malayo ang Landbank from our residence.

    I want to ask those who have already participated in this program.  How true na Landbank lang ang pwede mag-accept dito sa Pinas?  Wala ba kayong alam na online payment?  Saan kayo nagre-remit ng para sa Pag-ibig II?

    Thank you!
    Knowledge begins when you acknowledge and accept the fact that you know nothing.

    Offline graphene

    • Posting Guru
    • ***
    • Awards Member since 2009 Stocks Superstar
      • Awards
    Re: PAG-IBIG II
    « Reply #20 on: Apr 15, 2010, 09:56 AM »
  • Publish
  • pardon my ignorance but can anybody give a detailed or simple explanation of how this "savings" program go about? does this mean that i have to have a "savings account" with pag-ibig though landbank or that my monthly contribution is already the "savings account" in itself that would get annual dividend/interest?

    and can anybody tell me what happens to my contributions with pag-ibig should i choose not to have a housing loan ever?

    thank you very much. :thankyou:
    even randomness has its pattern.....

    Offline BruceInIloilo

    • Probie
    • *
      • Awards
    Re: PAG-IBIG II
    « Reply #21 on: May 25, 2010, 04:43 PM »
  • Publish
  • Are the contributions to Pag-IBIG II tax free, i.e. are the contributions deducted from paychecks BEFORE income taxes are calculated?

    Same questions for Pag-IBIG contributions over and above the minimum mandated by law.  If I increased contributions above the minimum, do I automatically "earn" 20% of my money because I am no longer paying income taxes on it.

    Offline Dodong_Pobre

    • Forum Master
    • ****
    • Gender: Male
    • Di baleng walang tulog... kesa naman walang gising
      • Awards
    Re: PAG-IBIG II
    « Reply #22 on: May 25, 2010, 08:46 PM »
  • Publish
  • Hhmmmm...ok narin kahit papano. parang a form of provident fund. 5.5% net interest per annum is not bad, para ka naring kumuha ng TBs yun nga lang upon maturity mo pa makukuha ang interest dito. Maganda ito pra sa mga katulad naming OFWs para by the time na nagretire na sa pagtatrabaho sa labas eh merong naipon kahit papano. Nagkainteres ako kumuha besides the POP that I currently have, pero required na yata magbayad ng regular contribution bago maka-join. Kung sakali 3 contributions na pala gagawin ko (PAg-IBIG I,PAG-IBIG II ska POP).

    Offline cloey

    • Newbie
    • *
    • Gender: Male
      • Awards
    Re: PAG-IBIG II
    « Reply #23 on: Jul 07, 2010, 03:22 AM »
  • Publish
  • hi, is the 6% interest per annum compounding po ba or based lang po sa actual contributions? thanks!

    Offline fxsg

    • Probie
    • *
      • Awards
    Re: PAG-IBIG II
    « Reply #24 on: Jul 07, 2010, 11:57 AM »
  • Publish

  • @ sir bizmen, thanks!

    i already emailed pag-ibig re my querry of what will happen just in case you get permanent resident of another country. but if any fellow PMTers who knows the answer to my querry, that would be very much appreciated if he/she could shed light to this,,,  :thankyou:


    you can still continue to be member of Pag-ibig kahit PR or permanent resident ka na sa isang country. if u decided to become a citizen of that country u can avail the early withdrawal sa pag-ibig.
    Posted on: Jul 07, 2010, 11:53 AM

    I inquired about Pag-ibig II here in Batangas and I was told that my husband has to fill out a form before he can participate in this program.  No problem about that though, my only issue is that they told me that Landbank is the only locally accredited bank to accept "deposits" for Pag-ibig II!  Hassle naman for me kasi medyo malayo ang Landbank from our residence.

    I want to ask those who have already participated in this program.  How true na Landbank lang ang pwede mag-accept dito sa Pinas?  Wala ba kayong alam na online payment?  Saan kayo nagre-remit ng para sa Pag-ibig II?

    Thank you!


    Nde po totoo na Landbank lang ang bangko, nagkataon siguro na yung Rep na napagtanungan nyo ay Landbank lang alam na receiving bank. pwede din sa Metrobank kung asa abroad pwd sa mga remittance center na natanggap ng Pag-ibig payment like iRemit.
    Posted on: Jul 07, 2010, 11:56 AM

    hi, is the 6% interest per annum compounding po ba or based lang po sa actual contributions? thanks!


    compounded annually based sa actual contribution as the revolving pricipal

    Offline arnel

    • Posting Guru
    • ***
      • Awards
    Re: PAG-IBIG II
    « Reply #25 on: Jul 07, 2010, 09:28 PM »
  • Publish
  • thanks fsg!
    The biggest risk in life is not taking one at all.

    Offline fxsg

    • Probie
    • *
      • Awards
    Re: PAG-IBIG II
    « Reply #26 on: Jul 12, 2010, 11:21 AM »
  • Publish

  • thanks fsg!


    NP Arnel, tinanung ko din yan kasi nung nakausap ko yung VP for collection sa Pag-ibig.

    Offline kcmendoza

    • Senior Member
    • **
      • Awards
    Re: PAG-IBIG II
    « Reply #27 on: Aug 12, 2011, 07:03 PM »
  • Publish
  • maganda ganitong klase investment safe at gurranteed tama tama para sa amin OFW pag magretired may 6% Dividend ibibigay ang govt

    Post Merge: Aug 12, 2011, 07:03 PM
    Ano ang Modified Pag-IBIG II (MP2)?
    Ang modified Pag-IBIG II ay isang boluntaryong programa ng pag-iimpok
    na nagbibigay ng pagkakataon sa mga miyembro ng Pag-IBIG na kumita
    ng mas mataas na dibidendo mula sa kanilang inimpok sa loob lamang ng
    limang taon.
    Sino ang pwedeng sumali sa programa?
    Bukas ang programa sa lahat ng miyembro na kasali sa Pag-IBIG I o regular
    membership na kumikita ng mahigit limang libo kada buwan. Kasama sa
    programa ang mga OFW-member ng Pag-IBIG.
    Magkano ang ihuhulog ko sa ilalim ng Modified Pag-IBIG II Program?
    Maghuhulog ka ng P500 kada buwan. Maaari ka ding maghulog ng mas
    mataas sa P500 kung gusto mo ng mas malaking impok.
    Halimbawa:
    ng limang taon. Pwede ring ma-withdraw ang iyong ipon bago matapos ang
    limang taon sa mga sumusunod na dahilan:
    Total disability or insanity
    ? Pagkaalis sa trabaho dahil sa sakit o karamdaman
    ? Pagkamatay ng miyembro
    Anong mangyayari pag nag-mature na ang aking membership sa Modified
    Pag-IBIG II at hindi ko nakuha ang aking inimpok?
    Patuloy namang kikita ng dibidendo ang iyong impok sa loob ng dalawang taon
    matapos ang maturity. Yun lamang, ibabase na sa rate na idedeklara sa ilalim ng
    Pag-IBIG I ang dibidendo. Pagkatapos ng dalawang taon, hindi na kikita ng
    dibidendo ang iyong impok.
    Pwede ko pa bang ituloy ang paghuhulog pagkatapos ng limang taon?
    Oo. Maaari mong ipagpatuloy ang iyong membership sa programa sa loob ng
    panibagong limang taon. Ipaalam lamang sa Pag-IBIG ang intensyong
    magpatuloy sa programa.
    Maaari ba akong magpa-rehistro sa Modified Pag-IBIG II kung hindi ako
    miyembro ng Pag-IBIG I?
    Hindi. Kailangang miyembro ka muna ng Pag-IBIG I bago ka magpa-rehistro sa
    Modified Pag-IBIG II. Kung ikaw ay Pag-IBIG member na, kailangan mong
    panatilihin ang iyong membership sa Pag-IBIG I kung gusto mong magparehistro
    sa Modified Pag-IBIG II.
    Maaari ba akong makinabang sa mga loan kung miyembro ako ng
    Modified Pag-IBIG II Program?
    Hindi. Ang Modified Pag-IBIG II ay isang programa para lamang sa pag-iimpok
    kaya hindi ka maaaring mag-avail ng anumang loan base sa membership mo sa
    programang ito.
    Ngunit pwede ka naman mangutang para sa emergencies sa ilalim ng Multi-
    Purpose Loan program o para sa pabahay kung aktibong miyembro ka ng
    Pag -IBIG I at kung natugunan mo ang lahat ng eligibility criteria.
    * Kung ang itinakdang dividend rate ng Pag-IBIG ay 6%
    1.
    2.
    3.
    Ano ang dividend rate ng inimpok ko sa ilalim ng Modified Pag-IBIG II?
    Mas mataas ang dibidendong ibinibigay sa ilalim ng nasabing programa kumpara
    sa dibidendo sa ilalim ng regular membership program o Pag-IBIG I. Halimbawa,
    noong Abril 2010, itinakda sa 5.5% ang dividend rate para sa Modified Pag-IBIG II
    at 5% naman para sa Pag-IBIG I. Tax-free at garantisado ng pamahalaan ang
    impok ng miyembro kasama ang dibidendo.
    Kailan ko maaaring ma-withdraw ang aking inimpok sa Modified Pag-IBIG II
    Program?
    Maaari mong ma-withdraw ang inimpok mo kasama ang dibidendo pagkatapos
    6.
    7.
    8.
    9.
    Buwanang Hulog Kabuuang impok
    pagkaraan ng 5 Taon*
    Kabuuang impok
    pagkaraan ng 10 Taon*
    P500.00
    P1,000.00
    P1,500.00
    P2,000.00
    P5,000.00
    P34,921.79
    P69,843.58
    P104,765.37
    P139,687.16
    P349,217.90
    P81,655.02
    P163,310.05
    P244,965.07
    P326,620.10
    P816,550.25
    4.
    5.

    Offline suarezlyka

    • Posting Guru
    • ***
      • Awards
    Re: PAG-IBIG II
    « Reply #28 on: Aug 12, 2011, 09:21 PM »
  • Publish
  • tanong lang po ako how many years ka dapat nag babayad sa pag-ibig baka mo ma avail yong housing loan nila?

    Online rodeo

    • Junior Member
    • *
      • Awards
    Re: PAG-IBIG II
    « Reply #29 on: Aug 26, 2011, 03:01 PM »
  • Publish
  • tanong lang po ako how many years ka dapat nag babayad sa pag-ibig baka mo ma avail yong housing loan nila?
    24 months lamang po ang dapat na contribution para maka avail sa housing loan nila, AFAIK, pwede pong mag advance payment na agad ng 24-monthly contribution to immediately avail of their Housing Loan Program.

    PMT Forum

    Re: PAG-IBIG II
    « Reply #29 on: Aug 26, 2011, 03:01 PM »
    * * * * * sponsored links * * * * *

     

    Related Topics

      Subject / Started by Replies Last post
    430 Replies
    164186 Views
    Last post Apr 07, 2014, 10:17 PM
    by julz
    1 Replies
    2281 Views
    Last post Jan 29, 2010, 10:30 AM
    by puzzlebox
    2 Replies
    5757 Views
    Last post Apr 12, 2010, 11:02 PM
    by arkitek_FRIDAY
    10 Replies
    3877 Views
    Last post Mar 29, 2012, 06:15 PM
    by Dodong_Simple


    * Recent Topics

    * PMT Shoutbox

    Refresh History
    • superxfactor: CHIPS--->http://www.abs-cbnnews.com/business/07/29/14/cirtek-unit-buys-tech-manufacturer
      Yesterday at 09:19 PM
    • yllor: food trip .... [link] :hihi:  :clap:
      Jul 29, 2014, 02:50 PM
    • jmces: @GS lol need more ammo
      Jul 29, 2014, 09:02 AM
    • GoodSteward: Wasnt able to wait anymore. I dip my toes into AGI at 26... If it reaches 23-24, ill dip my legs! Hehe
      Jul 28, 2014, 09:20 PM
    • royaleyoungentrepreneurs: HI everyone! :)
      Jul 28, 2014, 12:40 PM
    • LenyWind: @phreyesj23 san po ba yun mahahana..xenxa na po bago lang..
      Jul 26, 2014, 12:57 PM
    • kingstriker: hi
      Jul 25, 2014, 07:53 PM
    • phreyesj23: hanapin mo lang anong thread tpos click "post" button
      Jul 25, 2014, 02:40 PM
    • phreyesj23: @lenywind
      Jul 25, 2014, 02:40 PM
    • LenyWind: paanu po ba mag post dito huhuhu
      Jul 25, 2014, 02:06 PM
    • phreyesj23: Goodmorning!
      Jul 25, 2014, 11:33 AM
    • yllor: nagkakawalaan na mga eroplano sa kalawakan... [link]
      Jul 24, 2014, 07:45 PM
    • jmces: dugie ano browser mo or mobile ba yan?
      Jul 24, 2014, 09:07 AM
    • dugie: hello po sa mga trader dyan, tanong ko lang po kung bakit di na gumagana ticker ng broker kong firstmetrosec e updated naman ung java ko?
      Jul 23, 2014, 10:50 AM
    • jpm247: http://newsinfo.inquirer.net/622080/protests-mount-vs-aquino
      Jul 22, 2014, 11:53 AM
    • Wills: Link is not working
      Jul 22, 2014, 09:06 AM
    • superxfactor: sir Wills, ano po possible effect nito sa market price nya?link--https://ph6.colfinancial.com/ape/FINAL2_STARTER/xml/CompanyNews_nw.asp?varStock=sino&varNewsLink=327986
      Jul 21, 2014, 08:26 PM
    • sj.unite: george88, mukhang nakulangan ka ng comma diyan sa sentence mo. :P
      Jul 21, 2014, 08:24 AM
    • kiriyama: iba ung dating nung unang mga words "bestinpalawan yung asawa ng insan ko"  :hihi:
      Jul 20, 2014, 01:37 PM
    • george88: bestinpalawan yung asawa ng insan ko taga palawan y o y
      Jul 17, 2014, 08:23 PM
    • bestinpalawan: sino taga palawan dito???  ^_^
      Jul 16, 2014, 01:16 PM
    • Beannie: Ms. Kithe! :) sorry now lang naka ol uli.. I sent you mail. thanks for being so accomodating.  :hello:
      Jul 16, 2014, 12:50 PM
    • jmces: ingat kayo mga kapatid sa pinas
      Jul 16, 2014, 09:29 AM
    • yllor: Wednesday: no trading :harhar:
      Jul 16, 2014, 04:52 AM
    • Wills: Ang sarap sa zensho!!!!!
      Jul 15, 2014, 05:03 PM
    • kithe: Hi Beannie,
      Jul 15, 2014, 02:14 PM
    • ManilaBoy40: Tropical Cyclone Storm Warning Signal # 2 Now Hoisted Over the NCR Areas ...
      Jul 15, 2014, 02:05 PM
    • moto461: Germany beats Argentina 1-0 in World Cup final :winner:
      Jul 14, 2014, 05:40 AM
    • OMG.27: Israel already entered war in Gaza.. Muslim people are already insane for the bombardments in the Middle East. They didnt notice what is happening in Syria nowadays.
      Jul 13, 2014, 07:31 PM
    • Wills: http://m.youtube.com/watch?v=UnNsCmJuwro <------ Amazing!
      Jul 12, 2014, 11:15 AM
    • yoj77: thanks will.. sana sumagot na ung knausap ko... pray pray pray...
      Jul 12, 2014, 06:49 AM
    • yoj77: i'm totally stranger here. my family cud possibly help me nxt year pa. ayaw kong mtambkan ng utang. dpat my pumapasok na daily income, to cover for xpenses, and d the same time, cover paying depts.
      Jul 12, 2014, 06:46 AM
    • yoj77: salamat wills. pero kailangan ko lang laksan ang loob ko. ung interest na dnagdag ko, not too much, not too short. pnag icpan at pagaralan ko, but the question i guess, is there someone to trustme? cguro totally WALA.
      Jul 12, 2014, 06:40 AM
    • Wills: kaya sana pagisipan mong mabuti ang mga bagay na iyan... para hindi ka magkaproblema balang araw.
      Jul 11, 2014, 10:50 PM
    • Wills: sa ganyang stage ng buhay natin ay maraming problema na pwedeng sumurpresa saiyo.... maganda ang iyong hangarin at ang gusto mo lang naman ay magprovide sa pamilya mo
      Jul 11, 2014, 10:49 PM
    • Wills: Hi yoj77, ingat ka lang dahil masyadong malaki ang interest na hahabulin mo. If anything goes bad how would you handle disappointments? may anak ka pa naman and since you said "2kids" I assume they are young and you're young also
      Jul 11, 2014, 10:47 PM
    • yoj77: 200/15mos pra may returns monthlu... naisip ko lang po, kc makaahon man lang.. may 3schools kx sa subd namin, at ung iva nagpaparint narin saken... kulang na kulang ako to survive
      Jul 11, 2014, 10:12 PM
    • yoj77: sis here po. i'm a mom of 2kids... 9mos resogned, wla na mhanap yaya... kya balik ko nlang viz ko dati, need ko lng dagdagan ng rental
      Jul 11, 2014, 10:05 PM
    • yoj77: magcomputer cafe ako dito sa haus, para mas kumita, wla ng renta
      Jul 11, 2014, 09:55 PM
    • yoj77: compute ko lang po un
      Jul 11, 2014, 09:52 PM
    • yoj77: hindi ako qualified sa bank, kc unemploed na. homebased na ako working. printing services..
      Jul 11, 2014, 09:47 PM
    • VeneurlArgent: parang dr*gs yung business niya ang bilis ng return.  :D
      Jul 11, 2014, 07:13 PM
    • jmces: utang ka sa bangko kung kaya mo gawin 200k ang 150k kayang kaya m bayaran ang interest D
      Jul 11, 2014, 05:22 PM
    • VeneurlArgent: sir yoj77 magkano po return kung sakali invest ko sa inyo 1M ko? =)
      Jul 11, 2014, 05:11 PM
    • katkatmachine: wow! 50k agad ang return kay yoj77 in just a matter of 15 months! guys! mag-invest na tayo sa kanya! surebol returns oh! :D
      Jul 11, 2014, 04:59 PM
    • yoj77: hellppppp... :D magbusiness po ako.. kasi super kulang na kulang income...
      Jul 11, 2014, 02:44 PM
    • yoj77: hello guys, sino pwedeng magpainvest saken money.. wahhhh.... 150k gawin ko 200K 15mos to pay.. :D
      Jul 11, 2014, 02:42 PM
    • erica25: hi po
      Jul 11, 2014, 12:35 PM
    • spidermannn: anyone got news about LBC ? IPO or any?
      Jul 11, 2014, 04:40 AM
    • lyn.dorry: Hello
      Jul 10, 2014, 11:25 PM
     
     
    Welcome, Guest. Please login or register.
    Did you miss your activation email?

    * Must-Read Topics!

    * Active Posters Today

    pulubing_palaboy
    1 Posts
    xtian19
    1 Posts
    Market_Market
    1 Posts

    * Vote in this Poll Now!

    • Who would you vote for as President in 2016?
    • Dot Kris Aquino
    • 8 (7%)
    • Dot Jejomar Binay
    • 7 (6%)
    • Dot Alan Peter Cayetano
    • 6 (5%)
    • Dot Chiz Escudero
    • 4 (3%)
    • Dot Ping Lacson
    • 7 (6%)
    • Dot Bongbong Marcos
    • 8 (7%)
    • Dot Grace Poe
    • 14 (13%)
    • Dot Bong Revilla
    • 0 (0%)
    • Dot Mar Roxas
    • 6 (5%)
    • Dot Miriam Santiago
    • 40 (37%)
    • Dot Others
    • 7 (6%)
    • Total Members Voted: 107
    • View Topic

    * PinoyMoneyTalk.com

    * SPAM-free PMT!

    Help clean up the PMT Forum by reporting spam posts, troll messages, PM solicitation, or any other problem posts or members! Click the "Report to moderator" link at the bottom of every post.
    BloQcs design by Bloc
    SMF 2.0.4 | SMF © 2013, Simple Machines
    SMFAds for Free Forums
    SimplePortal 2.3.5 © 2008-2012, SimplePortal