PMT Forum

News: The **7 Most Popular PMT boards** are now on top! Check out the Forum homepage!

Search Money Investments

* PMT Shoutbox

Refresh History
  • bherong: welcome to me here... :)
    Yesterday at 03:32 PM
  • velodyne07: Gud PM!
    Yesterday at 11:45 AM
  • izza: hi
    May 04, 2015, 03:46 PM
  • Jayumaster: Ayun si TSP na ang nakalagay  :D :applause: :applause:
    May 04, 2015, 02:46 PM
  • Jayumaster: jok lng po yon. nakita kolang sa header pangalan ko. @jeb
    May 04, 2015, 12:53 PM
  • apingdaldal: there's an existing afpslai thread here ter11 you can post thr
    May 03, 2015, 08:10 PM
  • apingdaldal: yes ter11 i know afpslai very well
    May 03, 2015, 08:08 PM
  • Terzaghi: what about afpslai ter11?
    May 03, 2015, 07:32 PM
  • ter11: anyone here knows about afsplai? i have concerns about these. anyone who ha knowledge about afsplai?
    May 03, 2015, 04:45 PM
  • dede59: interpreter ng yamashita treasure!!!!
    May 03, 2015, 01:01 PM
  • jeb: @whynwyn search ka sa forums ng mga topics
    May 01, 2015, 09:52 PM
  • Whynwhyn: any suggestion po sa stock market,newbie here thanks po :(
    Apr 30, 2015, 01:05 PM
  • Whynwhyn: any sugestion po sa stock market :(
    Apr 30, 2015, 01:04 PM
  • phreyesj23: hello po
    Apr 30, 2015, 09:12 AM
  • jeb: @krystoffa search ka lang sa forums
    Apr 29, 2015, 10:47 AM
  • theycallmewy: Sino po willing dito mag share for membership ng TRC? thanks
    Apr 29, 2015, 05:38 AM
  • thisistheday: hello
    Apr 28, 2015, 10:14 PM
  • kryztoffa: :D
    Apr 28, 2015, 07:46 PM
  • kryztoffa: Just want to ask about Stock Market Investing
    Apr 28, 2015, 07:45 PM
  • kryztoffa: HELLO GUYS.. may nag refer lang sakin about sa forum na to..
    Apr 28, 2015, 07:45 PM
  • jpmontecillo: Hello!
    Apr 28, 2015, 07:43 PM
  • jeb: oo nga, twice ka ng MOM... master talaga hehehe :hihi:
    Apr 28, 2015, 11:12 AM
  • apingdaldal: pa canton ka nmn jayumaster
    Apr 28, 2015, 12:15 AM
  • jeb: baka ikaw nga, tinanggihan ko eh  :D
    Apr 27, 2015, 08:52 PM
  • Jayumaster: Hey, ako parin ang MOM???
    Apr 26, 2015, 11:54 PM
  • ferrariEverest: beginner: anong barko ba pinasok mo? Dun ka mag umpisa Sir. Search mo sa internet. Marami ka matututunan dun.
    Apr 25, 2015, 11:24 AM
  • beginner: ferrari: bigyan mo naman ako idea sa pinasok ko
    Apr 23, 2015, 09:17 PM
  • ferrariEverest: Sir Maestro Senyor, you tell me. nag long ka na hindi ba? :D pa-Kraken ka naman :D
    Apr 23, 2015, 08:05 PM
  • ferrariEverest: beginner: easy ka lang. basa ka muna.
    Apr 23, 2015, 08:04 PM
  • Senyor: FE ano long na ba eur o abang pa below 1 |
    Apr 23, 2015, 02:14 AM
  • beginner: maganda ba mag invest ngayong palubog ang barko? beginner po ako? Thanks
    Apr 22, 2015, 10:57 PM
  • trader_noob: anong basis mo for your "parang lulubog na ang barko" claim @regor?
    Apr 22, 2015, 09:55 PM
  • ymzongb: beginner po ako... ino po pwede magbigay ng payo? Thank you
    Apr 22, 2015, 09:50 PM
  • regor: Hahaha Oo Sir FE para kasing lulubog na ang barko sa Mercado eh..
    Apr 22, 2015, 06:11 PM
  • ferrariEverest: Sir regor: abandon ship? nasa barko ka? :D
    Apr 22, 2015, 01:24 PM
  • ferrariEverest: fatboy07: ano trading mo? forex or stocks? for technical analysis (forex or stocks), check my first post here: http://www.pinoymoneytalk.com/forum/index.php?topic=35592.0 OR PM me if you have other questions. I'd be happy to help
    Apr 22, 2015, 01:24 PM
  • regor: Sniper
    Apr 22, 2015, 12:52 PM
  • fatboy07: hello po baka po meron makapagsuggest sa akin as beginner sa trading...   thanks details please
    Apr 22, 2015, 11:43 AM
  • regor: Abandon ship
    Apr 22, 2015, 10:17 AM
  • jeb: April 2008 Lopez holdings sold its 18% stake in The Medical City
    Apr 18, 2015, 11:10 PM
  • jeb: post no nga link na pinuntahan mo
    Apr 18, 2015, 10:58 PM
  • lmf_1234: income statement lang ng 2009 ang nakalagay ndi yung mismong complete FS
    Apr 18, 2015, 08:59 AM
  • lmf_1234: wala sir wala na ako mahanap, merun sa website nila pera summary lang
    Apr 18, 2015, 07:46 AM
  • jeb: @lmf_1234 wala ba sa net?
    Apr 17, 2015, 05:52 PM
  • Eilegna: Hi
    Apr 17, 2015, 04:40 PM
  • lmf_1234: hello po magandang umaga... baka po merun kau natatago na financial statement 2009 ng Lopez Group na kung saan kasama pa ang The medical city baka po pwede makahingi ng copy
    Apr 17, 2015, 09:51 AM
  • lmf_1234: Lopez Holding
    Apr 17, 2015, 09:50 AM
  • vash: ang innnnneeeeetttt nga pooooo!!!
    Apr 17, 2015, 09:34 AM
  • lowije_dapogs: Ang iiiinnnnneeeeetttttttttt!!!!!!!!! :rant:
    Apr 16, 2015, 08:13 PM
  • Ladyboss: hi everyone from singapore!
    Apr 16, 2015, 05:15 PM

Click LIKE, TWEET or +1 to earn PMT Badges!

Author Topic: PAG-IBIG II  (Read 26136 times)

Offline arnel

  • Posting Guru
  • *
  • Thanks Received: 0
    • Awards
Re: PAG-IBIG II
« Reply #15 on: Mar 14, 2010, 04:48 PM »
  • Publish
  •  :thankyou: edcest,,,
    The biggest risk in life is not taking one at all.

    Offline bizmen

    • Forum Tambay
    • *
    • Thanks Received: 0
      • Awards
    Re: PAG-IBIG II
    « Reply #16 on: Mar 14, 2010, 07:55 PM »
  • Publish
  • sir i-clear ko lng about the maximum, kasi sabi skin ng Pagibig-rep @ POLO office dito sa UAE no limit, some of the Pagibig 2 members na daw here saving more than $1k/mon. 5yrs onward din sabi sakin.

    @arnel, for existing account you just need to check the "Maintain Dual Membership" at the back of the MDF to get Pagibig 2.


    Minimum is Php 500, maximum is Php 1,450 monthly. Then you can renew na lang daw. It is only offered to active Pag-ibig members. And also need to fill up a Member Data Form in the branch where you are a member.If you have other questions you can call or email them. They answer naman email inquiries.
    « Last Edit: Mar 14, 2010, 11:44 PM by bizmen »

    Offline arnel

    • Posting Guru
    • *
    • Thanks Received: 0
      • Awards
    Re: PAG-IBIG II
    « Reply #17 on: Mar 15, 2010, 08:23 AM »
  • Publish
  • @ sir bizmen, thanks!

    i already emailed pag-ibig re my querry of what will happen just in case you get permanent resident of another country. but if any fellow PMTers who knows the answer to my querry, that would be very much appreciated if he/she could shed light to this,,,  :thankyou:
    The biggest risk in life is not taking one at all.

    PMT Forum

    Re: PAG-IBIG II
    « Reply #17 on: Mar 15, 2010, 08:23 AM »


    * * * * * sponsored links * * * * *

    Offline oca1101uk

    • Posting Specialist
    • *
    • Thanks Received: 0
    • Gender: Male
      • Awards
    Re: PAG-IBIG II
    « Reply #18 on: Mar 15, 2010, 10:05 AM »
  • Publish
  • @ ka arnel, thanks!

    http://www.pinoymoneytalk.com/forum/index.php?topic=26167.new#new

    Offline homeschoolmomma

    • Posting Specialist
    • *
    • Thanks Received: 0
    • Call me HSMOM...
      • Awards
    Re: PAG-IBIG II
    « Reply #19 on: Apr 14, 2010, 10:38 PM »
  • Publish
  • I inquired about Pag-ibig II here in Batangas and I was told that my husband has to fill out a form before he can participate in this program.  No problem about that though, my only issue is that they told me that Landbank is the only locally accredited bank to accept "deposits" for Pag-ibig II!  Hassle naman for me kasi medyo malayo ang Landbank from our residence.

    I want to ask those who have already participated in this program.  How true na Landbank lang ang pwede mag-accept dito sa Pinas?  Wala ba kayong alam na online payment?  Saan kayo nagre-remit ng para sa Pag-ibig II?

    Thank you!
    Knowledge begins when you acknowledge and accept the fact that you know nothing.

    Offline graphene

    • Posting Guru
    • *
    • Thanks Received: 0
    • Awards Member since 2009 Stocks Superstar
      • Awards
    Re: PAG-IBIG II
    « Reply #20 on: Apr 15, 2010, 09:56 AM »
  • Publish
  • pardon my ignorance but can anybody give a detailed or simple explanation of how this "savings" program go about? does this mean that i have to have a "savings account" with pag-ibig though landbank or that my monthly contribution is already the "savings account" in itself that would get annual dividend/interest?

    and can anybody tell me what happens to my contributions with pag-ibig should i choose not to have a housing loan ever?

    thank you very much. :thankyou:
    even randomness has its pattern.....

    Offline BruceInIloilo

    • Probie
    • *
    • Thanks Received: 0
      • Awards
    Re: PAG-IBIG II
    « Reply #21 on: May 25, 2010, 04:43 PM »
  • Publish
  • Are the contributions to Pag-IBIG II tax free, i.e. are the contributions deducted from paychecks BEFORE income taxes are calculated?

    Same questions for Pag-IBIG contributions over and above the minimum mandated by law.  If I increased contributions above the minimum, do I automatically "earn" 20% of my money because I am no longer paying income taxes on it.

    Offline Dodong_Pobre

    • Forum Expert
    • *
    • Thanks Received: 0
    • Gender: Male
    • Di baleng walang tulog... kesa naman walang gising
      • Awards
    Re: PAG-IBIG II
    « Reply #22 on: May 25, 2010, 08:46 PM »
  • Publish
  • Hhmmmm...ok narin kahit papano. parang a form of provident fund. 5.5% net interest per annum is not bad, para ka naring kumuha ng TBs yun nga lang upon maturity mo pa makukuha ang interest dito. Maganda ito pra sa mga katulad naming OFWs para by the time na nagretire na sa pagtatrabaho sa labas eh merong naipon kahit papano. Nagkainteres ako kumuha besides the POP that I currently have, pero required na yata magbayad ng regular contribution bago maka-join. Kung sakali 3 contributions na pala gagawin ko (PAg-IBIG I,PAG-IBIG II ska POP).

    Offline cloey

    • Newbie
    • *
    • Thanks Received: 0
    • Gender: Male
      • Awards
    Re: PAG-IBIG II
    « Reply #23 on: Jul 07, 2010, 03:22 AM »
  • Publish
  • hi, is the 6% interest per annum compounding po ba or based lang po sa actual contributions? thanks!

    Offline fxsg

    • Junior Member
    • *
    • Thanks Received: 0
      • Awards
    Re: PAG-IBIG II
    « Reply #24 on: Jul 07, 2010, 11:57 AM »
  • Publish

  • @ sir bizmen, thanks!

    i already emailed pag-ibig re my querry of what will happen just in case you get permanent resident of another country. but if any fellow PMTers who knows the answer to my querry, that would be very much appreciated if he/she could shed light to this,,,  :thankyou:


    you can still continue to be member of Pag-ibig kahit PR or permanent resident ka na sa isang country. if u decided to become a citizen of that country u can avail the early withdrawal sa pag-ibig.
    Posted on: Jul 07, 2010, 11:53 AM

    I inquired about Pag-ibig II here in Batangas and I was told that my husband has to fill out a form before he can participate in this program.  No problem about that though, my only issue is that they told me that Landbank is the only locally accredited bank to accept "deposits" for Pag-ibig II!  Hassle naman for me kasi medyo malayo ang Landbank from our residence.

    I want to ask those who have already participated in this program.  How true na Landbank lang ang pwede mag-accept dito sa Pinas?  Wala ba kayong alam na online payment?  Saan kayo nagre-remit ng para sa Pag-ibig II?

    Thank you!


    Nde po totoo na Landbank lang ang bangko, nagkataon siguro na yung Rep na napagtanungan nyo ay Landbank lang alam na receiving bank. pwede din sa Metrobank kung asa abroad pwd sa mga remittance center na natanggap ng Pag-ibig payment like iRemit.
    Posted on: Jul 07, 2010, 11:56 AM

    hi, is the 6% interest per annum compounding po ba or based lang po sa actual contributions? thanks!


    compounded annually based sa actual contribution as the revolving pricipal

    Offline arnel

    • Posting Guru
    • *
    • Thanks Received: 0
      • Awards
    Re: PAG-IBIG II
    « Reply #25 on: Jul 07, 2010, 09:28 PM »
  • Publish
  • thanks fsg!
    The biggest risk in life is not taking one at all.

    Offline fxsg

    • Junior Member
    • *
    • Thanks Received: 0
      • Awards
    Re: PAG-IBIG II
    « Reply #26 on: Jul 12, 2010, 11:21 AM »
  • Publish

  • thanks fsg!


    NP Arnel, tinanung ko din yan kasi nung nakausap ko yung VP for collection sa Pag-ibig.

    Offline kcmendoza

    • Full-Time Poster
    • *
    • Thanks Received: 0
      • Awards
    Re: PAG-IBIG II
    « Reply #27 on: Aug 12, 2011, 07:03 PM »
  • Publish
  • maganda ganitong klase investment safe at gurranteed tama tama para sa amin OFW pag magretired may 6% Dividend ibibigay ang govt

    Post Merge: Aug 12, 2011, 07:03 PM
    Ano ang Modified Pag-IBIG II (MP2)?
    Ang modified Pag-IBIG II ay isang boluntaryong programa ng pag-iimpok
    na nagbibigay ng pagkakataon sa mga miyembro ng Pag-IBIG na kumita
    ng mas mataas na dibidendo mula sa kanilang inimpok sa loob lamang ng
    limang taon.
    Sino ang pwedeng sumali sa programa?
    Bukas ang programa sa lahat ng miyembro na kasali sa Pag-IBIG I o regular
    membership na kumikita ng mahigit limang libo kada buwan. Kasama sa
    programa ang mga OFW-member ng Pag-IBIG.
    Magkano ang ihuhulog ko sa ilalim ng Modified Pag-IBIG II Program?
    Maghuhulog ka ng P500 kada buwan. Maaari ka ding maghulog ng mas
    mataas sa P500 kung gusto mo ng mas malaking impok.
    Halimbawa:
    ng limang taon. Pwede ring ma-withdraw ang iyong ipon bago matapos ang
    limang taon sa mga sumusunod na dahilan:
    Total disability or insanity
    ? Pagkaalis sa trabaho dahil sa sakit o karamdaman
    ? Pagkamatay ng miyembro
    Anong mangyayari pag nag-mature na ang aking membership sa Modified
    Pag-IBIG II at hindi ko nakuha ang aking inimpok?
    Patuloy namang kikita ng dibidendo ang iyong impok sa loob ng dalawang taon
    matapos ang maturity. Yun lamang, ibabase na sa rate na idedeklara sa ilalim ng
    Pag-IBIG I ang dibidendo. Pagkatapos ng dalawang taon, hindi na kikita ng
    dibidendo ang iyong impok.
    Pwede ko pa bang ituloy ang paghuhulog pagkatapos ng limang taon?
    Oo. Maaari mong ipagpatuloy ang iyong membership sa programa sa loob ng
    panibagong limang taon. Ipaalam lamang sa Pag-IBIG ang intensyong
    magpatuloy sa programa.
    Maaari ba akong magpa-rehistro sa Modified Pag-IBIG II kung hindi ako
    miyembro ng Pag-IBIG I?
    Hindi. Kailangang miyembro ka muna ng Pag-IBIG I bago ka magpa-rehistro sa
    Modified Pag-IBIG II. Kung ikaw ay Pag-IBIG member na, kailangan mong
    panatilihin ang iyong membership sa Pag-IBIG I kung gusto mong magparehistro
    sa Modified Pag-IBIG II.
    Maaari ba akong makinabang sa mga loan kung miyembro ako ng
    Modified Pag-IBIG II Program?
    Hindi. Ang Modified Pag-IBIG II ay isang programa para lamang sa pag-iimpok
    kaya hindi ka maaaring mag-avail ng anumang loan base sa membership mo sa
    programang ito.
    Ngunit pwede ka naman mangutang para sa emergencies sa ilalim ng Multi-
    Purpose Loan program o para sa pabahay kung aktibong miyembro ka ng
    Pag -IBIG I at kung natugunan mo ang lahat ng eligibility criteria.
    * Kung ang itinakdang dividend rate ng Pag-IBIG ay 6%
    1.
    2.
    3.
    Ano ang dividend rate ng inimpok ko sa ilalim ng Modified Pag-IBIG II?
    Mas mataas ang dibidendong ibinibigay sa ilalim ng nasabing programa kumpara
    sa dibidendo sa ilalim ng regular membership program o Pag-IBIG I. Halimbawa,
    noong Abril 2010, itinakda sa 5.5% ang dividend rate para sa Modified Pag-IBIG II
    at 5% naman para sa Pag-IBIG I. Tax-free at garantisado ng pamahalaan ang
    impok ng miyembro kasama ang dibidendo.
    Kailan ko maaaring ma-withdraw ang aking inimpok sa Modified Pag-IBIG II
    Program?
    Maaari mong ma-withdraw ang inimpok mo kasama ang dibidendo pagkatapos
    6.
    7.
    8.
    9.
    Buwanang Hulog Kabuuang impok
    pagkaraan ng 5 Taon*
    Kabuuang impok
    pagkaraan ng 10 Taon*
    P500.00
    P1,000.00
    P1,500.00
    P2,000.00
    P5,000.00
    P34,921.79
    P69,843.58
    P104,765.37
    P139,687.16
    P349,217.90
    P81,655.02
    P163,310.05
    P244,965.07
    P326,620.10
    P816,550.25
    4.
    5.

    Offline suarezlyka

    • Posting Guru
    • *
    • Thanks Received: 0
      • Awards
    Re: PAG-IBIG II
    « Reply #28 on: Aug 12, 2011, 09:21 PM »
  • Publish
  • tanong lang po ako how many years ka dapat nag babayad sa pag-ibig baka mo ma avail yong housing loan nila?

    Offline rodeo

    • Senior Member
    • *
    • Thanks Received: 0
      • Awards
    Re: PAG-IBIG II
    « Reply #29 on: Aug 26, 2011, 03:01 PM »
  • Publish
  • tanong lang po ako how many years ka dapat nag babayad sa pag-ibig baka mo ma avail yong housing loan nila?
    24 months lamang po ang dapat na contribution para maka avail sa housing loan nila, AFAIK, pwede pong mag advance payment na agad ng 24-monthly contribution to immediately avail of their Housing Loan Program.

    PMT Forum

    Re: PAG-IBIG II
    « Reply #29 on: Aug 26, 2011, 03:01 PM »
    * * * * * sponsored links * * * * *

     

    Related Topics

      Subject / Started by Replies Last post
    435 Replies
    187724 Views
    Last post Sep 08, 2014, 07:44 AM
    by learn2liv
    1 Replies
    2823 Views
    Last post Jan 29, 2010, 10:30 AM
    by puzzlebox
    2 Replies
    6217 Views
    Last post Apr 12, 2010, 11:02 PM
    by arkitek_FRIDAY
    10 Replies
    4753 Views
    Last post Mar 29, 2012, 06:15 PM
    by Dodong_Simple


    * Recent Topics

    Forum Shortcuts!
     
     
    Welcome, Guest. Please login or register.
    Did you miss your activation email?

    * Must-Read Topics!

    * Active Posters Today

    No members were found.

    * Vote in this Poll!

    • Who will win in the MAYWEATHER vs. PACQUIAO fight?
    • Dot Mayweather by decision.
    • 11 (16%)
    • Dot Mayweather by stoppage.
    • 2 (3%)
    • Dot Pacquiao by decision.
    • 25 (38%)
    • Dot Pacquiao by stoppage.
    • 21 (32%)
    • Dot A draw.
    • 2 (3%)
    • Dot It still won't push through.
    • 4 (6%)
    • Total Members Voted: 65
    • View Topic

    * PinoyMoneyTalk.com

    * SPAM-free PMT!

    Help clean up the PMT Forum by reporting spam posts, troll messages, PM solicitation, or any other problem posts or members! Click the "Report to moderator" link at the bottom of every post.
    BloQcs design by Bloc
    SMF 2.0.4 | SMF © 2013, Simple Machines
    SMFAds for Free Forums
    SimplePortal 2.3.5 © 2008-2012, SimplePortal