PMT Forum

News: Easy access to the Top 7 Most Popular discussion boards! Check them out on top of the PMT Forum homepage!

Search Money Investments
Shortcut to PMT Forum topics!

Click LIKE, TWEET or +1 to earn PMT Badges!

Author Topic: BPI Get Started Savings Account Questions  (Read 15955 times)

Offline NetWaver

  • Newbie
  • *
    • Awards
BPI Get Started Savings Account Questions
« on: Jul 29, 2009, 01:56 PM »
  • Publish
  • « Last Edit: Jul 29, 2009, 02:01 PM by NetWaver »

    Offline leela

    • Forum Master
    • ****
    • Gender: Female
    • sleeping...
      • Awards
    Re: BPI Get Started Savings Account Questions
    « Reply #1 on: Jul 29, 2009, 02:08 PM »
  • Publish
  • 1.) from my understanding, get started includes life insurance for the account holder. so pag namatay yung account holder, the beneficiaries will receive something.

    2.) BPI and BPI Family are different banks. if you have a BPI family bank account, you cannot deposit via BPI lang and vice versa.

    3.). if you want to open a BPI family account, dapat sa BPI family branch ka lang pumunta. same with BPI that if you want to open a BPI account, sa BPI branches ka lang pupunta. you're correct. mas madaming branches ang BPI.

    4.) depende sa branch. although acceptable na ngayon ang one ID, many banks still require two IDs.


    5.) depende din sa branch. most BPI branches, sandali lang makukuha mo na agad yung ATM mo.

    6.) yes, puwede magwithdraw anytime. 20K per day ang limit ng BPI ATMS.

    7.) yes. http://www.bpiexpressonline.com/ is a great online facility. you can transfer funds, pay bills, etc.

    8 Lastly, pwede ba mag-open ako ng ibang account sa kanila? For example, if meron na akong Get Started Savings Account tapos gusto kung mag-open ng BPi Direct Save-Up, pwede ba yun? It is treated as two separate accounts or just one under my name?

    yes, i think puwede ka mag-open ng several accounts. yung BPI direct save-up, you can open up to 4 accounts ata.

    Offline leela

    • Forum Master
    • ****
    • Gender: Female
    • sleeping...
      • Awards
    Re: BPI Get Started Savings Account Questions
    « Reply #2 on: Jul 29, 2009, 02:10 PM »
  • Publish
  • ^parehong may insurance ang get started at direct save-up. i think ang kaibahan ng dalawa is that sa direct save-up, the money is automatically transferred from one BPI account to the save-up account.

    for your family, baka better yung get started.

    PMT Forum

    Re: BPI Get Started Savings Account Questions
    « Reply #2 on: Jul 29, 2009, 02:10 PM »


    * * * * * sponsored links * * * * *

    Offline NetWaver

    • Newbie
    • *
      • Awards
    Re: BPI Get Started Savings Account Questions
    « Reply #3 on: Jul 29, 2009, 02:25 PM »
  • Publish
  • Thanks a lot leela.

    So I think I'll go with BPI Get Started, not the BPI Family bec. of the limited branches. Nasa province kasi ako eh.. Ang difference nila is diba yung initial deposit lang, tama ba?



    Offline NetWaver

    • Newbie
    • *
      • Awards
    Re: BPI Get Started Savings Account Questions
    « Reply #4 on: Jul 29, 2009, 02:30 PM »
  • Publish
  • Meron ba naka experience withdraw from PayPal to BPI ?

    Offline jhay18

    • Forum Master
    • ****
    • Gender: Male
    • Jhaylogs, Full time work at home dad!
      • Awards
    Re: BPI Get Started Savings Account Questions
    « Reply #5 on: Jul 30, 2009, 12:51 PM »
  • Publish
  • mas mababa ang maintaning balance ng BPI Family savings bank than BPI. Sa insurance ng Get Started savings, 5X ng AVG Daily Balance nyo ang makukuha incase may di magandang mangyari sa depositor. Meron kasi ako nun, hehehehehe.

    Offline arnel

    • Posting Guru
    • ***
      • Awards
    Re: BPI Get Started Savings Account Questions
    « Reply #6 on: Jul 30, 2009, 02:09 PM »
  • Publish
  • yung sa BPI Direct Save Up sa pagkakaalam ko ay hindi pwede magwithdraw directly sa ATM machines, you need to make a fund transfer to an account (not a direct save up). same thing goes with deposits. yun pagkakaintindi ko sa sinabi nung kumuha ako ng save up,,, correct me if i am wrong,,, anyone connected with BPI who has better understanding on this one?
    The biggest risk in life is not taking one at all.

    Offline 2pac

    • Posting Guru
    • ***
    • Anything that does not kill u makes u stronger....
      • Awards
    Re: BPI Get Started Savings Account Questions
    « Reply #7 on: Jul 30, 2009, 02:17 PM »
  • Publish
  • Medyo magulo tong BPI Direct saves up... meron bang policy na ibibigay si BPI direct when you enroll?

    10X the salary ba yung BPI DIRECT save up? nakita ko sa website eh 10X pero nung nag clarify ako sa phone banker nila 5X lang raw? medyo magulo
    Because I don't know what's going to happen in the future... we have no choice but to do what we feel is right at the moment......

    Offline arnel

    • Posting Guru
    • ***
      • Awards
    Re: BPI Get Started Savings Account Questions
    « Reply #8 on: Jul 30, 2009, 02:56 PM »
  • Publish
  • @ 2pac: i think so, not sure though,,,

    anyone working with BPI?
    The biggest risk in life is not taking one at all.

    Offline leela

    • Forum Master
    • ****
    • Gender: Female
    • sleeping...
      • Awards
    Re: BPI Get Started Savings Account Questions
    « Reply #9 on: Jul 30, 2009, 03:34 PM »
  • Publish
  • @arnel, yes, tama ang intindi mo. save-up is an automatic fund transfer method from a regular BPI savings account (the kind that everybody has and comes with ATM) to a save-up account (online lang). when you open a save-up account, you will schedule a time and the amount that the bank will automatically transfer from your savings account to the save-up. ideal ito sa may mga payroll sa BPI para automatic ang saving mo.

    if you need to get money from your save-up, you need to transfer the fund from the save-up account to your savings account. i have this save-up, earmarked for my retirement.

    ito yung explanation ko sa blog. sana malinaw yung pagka-explain ko.

    Make it a habit #2: Save automatically
    « Last Edit: Jul 30, 2009, 03:37 PM by leela »

    Offline arnel

    • Posting Guru
    • ***
      • Awards
    Re: BPI Get Started Savings Account Questions
    « Reply #10 on: Jul 30, 2009, 04:04 PM »
  • Publish
  • yahuuu,,, tama ako,,,,  :applause:
    The biggest risk in life is not taking one at all.

    Offline mayeni

    • Associate Member
    • *
      • Awards
    Re: BPI Get Started Savings Account Questions
    « Reply #11 on: Jul 31, 2009, 12:02 AM »
  • Publish
  • does anyone know why bpi family savings bank has a bit higher interest rates and lower maintaining balance on savings accts? does that mean the other one is more stable or something? i just want to understand why there's a difference. i transferred some of my funds from another bank to bpi but i had a bad experience opening up some funds with them and i'm planning to transfer to bpi family savings bank which is near where i live. thanks in advance.

    Online GoodSteward

    • Awesome Member
    • *****
    • Awards Member of the Month Member since 2008 PMT Lounge Addict Banking and Insurance Boss Investments Idol Stocks Superstar Chikador / Chikadora
      • Awards
    Re: BPI Get Started Savings Account Questions
    « Reply #12 on: Jul 31, 2009, 12:10 AM »
  • Publish
  • ^Im not so sure if my answer is right, but i think its bec BPI is a commercial bank, And BPI Family is a Savings bank. And they cater to diffrent markets.

    Kung baga like yun Smart, y pa sila meron TouchMobile(TM), iisa din may ari...

    Offline mayeni

    • Associate Member
    • *
      • Awards
    Re: BPI Get Started Savings Account Questions
    « Reply #13 on: Jul 31, 2009, 01:32 AM »
  • Publish
  • TY po GoodSteward.

    Offline leela

    • Forum Master
    • ****
    • Gender: Female
    • sleeping...
      • Awards
    Re: BPI Get Started Savings Account Questions
    « Reply #14 on: Jul 31, 2009, 08:08 AM »
  • Publish
  • i agree with goodsteward. magka-iba lang ang positioning ng BPI at BPI family. parang gamot lang yan. kung ang biogesic ay sa sakit ng ulo, ang tempra ay para sa lagnat. pero pareho silang paracetamol.  :hihi:

    PMT Forum

    Re: BPI Get Started Savings Account Questions
    « Reply #14 on: Jul 31, 2009, 08:08 AM »
    * * * * * sponsored links * * * * *

     

    Related Topics

      Subject / Started by Replies Last post
    17 Replies
    2764 Views
    Last post Feb 14, 2010, 11:41 PM
    by niwrek30484
    1 Replies
    1505 Views
    Last post Apr 10, 2009, 09:31 PM
    by Ping
    2 Replies
    558 Views
    Last post Nov 07, 2012, 07:33 PM
    by bilagan2004
    0 Replies
    141 Views
    Last post Jul 29, 2014, 03:14 PM
    by moises


    * Recent Topics

    * PMT Shoutbox

    Refresh History
    • regor: Gilas, Nawalan ng gilas ngaun..  :fight1:
      Yesterday at 12:50 PM
    • OMG.27: turkeeeeyyyyyyyyyyyy...
      Aug 31, 2014, 03:12 PM
    • lowije_dapogs: Gilas muntik na masilat ang Croatia! dapat talaga foul yun k Jason Castro parang kay Paul Lee diba?
      Aug 31, 2014, 12:14 PM
    • navaz: hiya
      Aug 31, 2014, 07:52 AM
    • francesdeniel: hi!
      Aug 31, 2014, 12:18 AM
    • Nick2014: hello
      Aug 30, 2014, 11:46 PM
    • judygular: ah okay so wala nga  :rakenrol:
      Aug 29, 2014, 03:52 PM
    • judygular: :yoohoo:
      Aug 29, 2014, 03:45 PM
    • judygular: meron bang naka online d2
      Aug 29, 2014, 03:44 PM
    • judygular: hi !
      Aug 29, 2014, 03:44 PM
    • superxfactor: TAPET--->http://www.philstar.com/business/2014/08/28/1362387/trans-asia-unit-takes-10-stake-calauit-oil-field
      Aug 28, 2014, 06:59 PM
    • superxfactor: TAPET--->http://www.interaksyon.com/business/94229/trans-asia-unit-surges-in-market-debut-plans-fundraising-for-2-petroleum-blocks
      Aug 28, 2014, 06:59 PM
    • Terzaghi: GDP report day! hoping for a very positive result para tuloy ang saya :)
      Aug 28, 2014, 07:54 AM
    • Terzaghi: puro about MLM ata mga postings ngayon araw ah...hehe
      Aug 28, 2014, 07:47 AM
    • navaz: good morning
      Aug 27, 2014, 10:46 PM
    • sj.unite: hello PMT :)
      Aug 27, 2014, 11:15 AM
    • crazy: good morning PMT members:)
      Aug 27, 2014, 08:24 AM
    • marco0212: balita po sa DD
      Aug 26, 2014, 06:16 PM
    • the3xadikz: hhhhhhhhhhhhhhhhhhheeeeeeeeeeeeeeeeeeeeeeelllllllllllllllllllllllllllllpppppppppppppppp me
      Aug 26, 2014, 01:53 PM
    • the3xadikz: panu poh mag post?
      Aug 26, 2014, 01:33 PM
    • lowije_dapogs: walang mgandang mbsa d2 ah... kainip 2l0y mgnytshift...
      Aug 25, 2014, 12:47 AM
    • OMG.27: haaaaayyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyyy
      Aug 24, 2014, 09:14 PM
    • waydske: takteng yan kala ko sira na naman bpitrade hindi gumagana ticker. holiday pala ngayon dyan. hehe
      Aug 21, 2014, 11:22 AM
    • Terzaghi: EDC...kay tagal kitang hinintay...
      Aug 21, 2014, 09:07 AM
    • Wills: http://m.youtube.com/watch?v=gMwKI31hjCY coming from a guy who has been in the PSE since 1973 and he is a fundamentalist who loves to quote Peter Lynch.
      Aug 20, 2014, 07:50 PM
    • moto461: sold my TEL @ exactly closing price 3,302..  bilhin ko ulit pag bumaba presyo..  will see after dividend.. :whistle:
      Aug 20, 2014, 03:49 PM
    • yllor: dahil yan sa marami naniniwala sa 'aughost' month :hihi:
      Aug 20, 2014, 02:39 PM
    • singkit_1588: @yllor, may mumu sa PMT?ahooooo
      Aug 20, 2014, 09:31 AM
    • yllor: @singkit... natakot sa mumu.. :think: kaya naging 'hiatus status' siguro sila.. pwede rin na 'early winter hibernation'
      Aug 19, 2014, 09:25 PM
    • muffin021: hello. panu mag post. tnx
      Aug 19, 2014, 04:49 PM
    • muffin021: hello.
      Aug 19, 2014, 04:48 PM
    • muffin021: hello. good day. sino nakakaalam ng tamang dami ng tubig sa pag gawa ng suka. gumawa kasi ako ang tabang naman. please help me. thankyou. godbless
      Aug 19, 2014, 04:47 PM
    • singkit_1588: thanks sa info @bajoyjoy..
      Aug 19, 2014, 01:23 PM
    • empleyado: it might be a good opportunity to buy PCOR now.
      Aug 19, 2014, 01:22 PM
    • bajoyjoy: @singkit pcor employees retirement plan will sell shares at 11.5/sh
      Aug 19, 2014, 10:56 AM
    • singkit_1588: earning reports??@ PCOR??/
      Aug 19, 2014, 10:30 AM
    • anthonycpa: what happened to PCOR
      Aug 19, 2014, 10:26 AM
    • singkit_1588: asan nb ung iba @yllor?
      Aug 19, 2014, 08:14 AM
    • yllor: d2 p din s QA
      Aug 19, 2014, 12:26 AM
    • TEas: yllor saan loc mo now kapatid?
      Aug 18, 2014, 04:07 AM
    • yllor: bakit kaya kaunti na lang nag-po-post dito.. :think:
      Aug 18, 2014, 03:28 AM
    • TEas: first timer din ako dito, pero mag lending din akong small biz sa pinas. pa help lng sana ako, kasi ung pamangkin ko ang katiwala ko don. nagbitaw ako ng 200k 5%/month int. kaso nagdedelay sya mag remit
      Aug 18, 2014, 02:42 AM
    • TEas: paano mga post dito mga kapatid?
      Aug 18, 2014, 02:40 AM
     
     
    Welcome, Guest. Please login or register.
    Did you miss your activation email?

    * Must-Read Topics!

    * Active Posters Today

    Market_Market
    3 Posts
    pulubing_palaboy
    3 Posts
    mymorningtea
    2 Posts
    personalfinanceapprentice
    2 Posts
    DonT DonT
    2 Posts
    wilch23
    2 Posts
    INDO INDO
    2 Posts
    LiveLoveInvest LiveLoveInvest
    2 Posts
    TulogSaPancitan
    2 Posts
    casanova casanova
    1 Posts

    * Vote in this Poll Now!

    • How much is your monthly income?
    • Dot Less than PHP 10,000
    • 14 (4%)
    • Dot PHP 10,000 to 25,000
    • 65 (19%)
    • Dot PHP 25,001 to 50,000
    • 64 (19%)
    • Dot PHP 50,001 to 75,000
    • 40 (12%)
    • Dot PHP 75,001 to 100,000
    • 30 (9%)
    • Dot More than PHP 100,000
    • 120 (36%)
    • Total Members Voted: 330
    • View Topic

    * PinoyMoneyTalk.com

    * SPAM-free PMT!

    Help clean up the PMT Forum by reporting spam posts, troll messages, PM solicitation, or any other problem posts or members! Click the "Report to moderator" link at the bottom of every post.
    BloQcs design by Bloc
    SMF 2.0.4 | SMF © 2013, Simple Machines
    SMFAds for Free Forums
    SimplePortal 2.3.5 © 2008-2012, SimplePortal