Author Topic: Peso Cost Averaging- Do you actually do it? (Read 16903 times)

pulubing_palaboy · « **Reply #75 on:** Aug 11, 2010, 11:12 PM »

yes, i do

bauer · « **Reply #76 on:** Aug 13, 2010, 04:27 PM »

MF or UITF - NO, i don't do peso cost averaging

STOCKS - ONLY if there is a a good long term value and the "buying cost" is attractive.

Peso cost averaging is very good for savers only.

tooweak · « **Reply #77 on:** Aug 17, 2010, 05:06 PM »

pasawaytoh · « **Reply #78 on:** Sep 13, 2010, 03:27 PM »

I will be investing sa EIP ng COL for my birthday. Any advise kung ano anong stocks ang magandang bilhin? I've checked pse website and mataas ang price ng mga banks ngayon e compared last year of the same month. Sino po ba sa inyo ang naginvest using PCA and ano pong companies ang pinag invest-an ninyo?

Thanks

DonT · « **Reply #79 on:** Sep 13, 2010, 04:11 PM »

^ As previously mentioned...PCA when the market is going down..now its still up.

bauer · « **Reply #80 on:** Sep 13, 2010, 05:49 PM »

Quote from: tooweak on Aug 17, 2010, 05:06 PM

sir diba ang stocks ay equity? at ang MF ay may equity? tama ba ang pagkakaintindi ko? tsaka magkaiba ba sir ang investor, sa saver? hehe. sensya na medyo naguguluhan ako e.

yes you are right, ang MF ay may equity fund (stocks). ganito lang yun, pag MF or UITF ang binili mo, yung kumpanya or banko ang gumagawa ng desisyon kung anong stocks ang bibilhin at ibebenta.

kung ikaw mismo ang gagawa ng desisyon sa pagbili or pagbenta, stock investor ka.

pasawaytoh · « **Reply #81 on:** Sep 14, 2010, 11:43 PM »

DonT · « **Reply #82 on:** Sep 15, 2010, 08:42 AM »

If the market is going up...whats the point of PCA. Invest one time..then wait for your exit figure.

If the market is going down...you PCA so that you can take advantage of lower Navpu's as the market is going down.

Hope it made sense.

For me..now is not the time to buy. Its time to sell.

Sell when everyone seems to buy...and buy when everyone is selling.

tooweak · « **Reply #83 on:** Sep 18, 2010, 08:40 PM »

@bauer thanks po sa pagsagot.. hehe

guitarock · « **Reply #84 on:** Apr 27, 2011, 05:29 PM »

For the new guys who want to try Peso Cost Averaging on a mutual fund or individual stocks, these articles would surely help:

Dollar Cost Averaging: Definition and Example on How it Works

Mutual funds vs Individual Stocks: Which One is Best for Cost Averaging?

Hope that helps guys

jonardds · « **Reply #85 on:** May 17, 2011, 08:59 AM »

for those who are interested, below is a case study about cost averaging in First Metro Save and Learn Equity Fund, a mutual fund manage by Metrobank group.

http://www.investmentphilippines.com/2011/05/cost-averaging-in-first-metro-save-and.html

mamee · « **Reply #86 on:** Jun 10, 2012, 01:22 PM »

I'm doing PCA with my FAMI mutual funds since Feb 2012. Ok naman - hindi naman ako tinatamad kasi isinasabay ko sa pagbayad ng Nuvali lot (remittance center).

neat_chic · « **Reply #87 on:** Jun 10, 2012, 01:47 PM »

I would normally hold my funds till the market is down, then i do lump sum. Never tried cost averaging yet.

hedgehog · « **Reply #88 on:** Jun 28, 2012, 02:56 AM »

I haven't done cost averaging yet. But I was lucky enough I did some lump sums way back in 2009 when the market was down. Newbie pa ako sa PMT noon

My only regret was I did not invest more. Ika nga, be greedy when the others are fearful... But then again, how would you know how well the market performed since then? How will you know if the market will still go up?
I just locked in on my gains and I'm looking to do cost averaging in my MFs this coming 2nd half of 2012 but I don't expect the same kind of returns I got from lump sum.

vhinsent08 · « **Reply #89 on:** Jun 28, 2012, 03:24 AM »

i think it is only applicable sa mga taong they cannot control their spending habits!!

Most of the time we buy things na di na masyado kailangan ...

put it this way kung magastos ka treat mu yung cost averaging mo na isa sa mga habit mo...

atleast masaya ka na kasi NAKAGASTOS ka ng me patutunguhan....

siguro sa iba dina nila kailangan kasi they already have the control sa mga finances at budget nila.