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Debt Threat: Manage your personal debts or else

November 18, 2006

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From the Philippine Daily Inquirer’s “Take Charge of your Money Series”:

If your debts seem enormous and daunting, try these tips to manage your debt and get out of that rut:



  1. Keep control of your cash flow and plan ahead.
  2. Avoid making short-term debt a long-term habit.
  3. Protect your credit history.
  4. Use debt constructively.
  5. Evaluate whether you need to go into debt or use cash.
  6. Ask if you really need it.
  7. Tighten your belt.
  8. Grow your income.

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One Response to “Debt Threat: Manage your personal debts or else”

  1. 1
    Grace Castaneda Says:

    Hi Sir!

    I was just wondering if you conduct a seminar related to your “Take Charge of your Money Series” topics. Our company is winding down by July 2010 and we’re preparing our employees for retirement. Having said this, we would appreciate if you could give us a call or fax us a proposal re said inquiry. My contact number is 449-6427 or you may email me at the address indicated above.

    Thanks and have a nice day!

    Grace Castañeda

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