Add money to Paypal account without credit card?
January 25, 2010
We received the following question regarding Paypal from a PMT reader:
I have no credit card and bank account. How can I load money in my Paypal account? Is there a bank that will accept money to put it in my Paypal account?
Adding money to Paypal account
We addressed this question before in our article How to add funds to a Paypal account. Basically, the two options to add money to a Paypal account is through (1) a US bank account; or (2) Balance transfer from another Paypal user.
Funds cannot be loaded from a debit or credit card, but when making online purchases, the transaction amount is deducted directly from the card balance.
So if you have no credit card or bank account, the only way to fund an account is to look for someone who will transfer his or her funds to you. Drop by the PMT Forum’s Paypal Exchange Board to look for people who would like to buy or sell Paypal funds.
We are warning you, though: It’s risky to transact with strangers so be careful before entering into such transaction.
Related reading:
- Paypal account types: Personal vs. Premier vs. Business account?
- How to withdraw Paypal to a bank account?
- How to add funds to a Paypal account?
- How to make money with Paypal?
January 25th, 2010 at %I:%M %p
But what if I have a bank account linked already with Paypal. But when I tried
adding funds, Paypal said “PayPal does not currently offer the ability to add funds from your bank account. ”
Do you know of any banks which Paypal allows fund transfer? Thx
January 25th, 2010 at %I:%M %p
EihdraG,
try unionback eon. its a debit card available locally. it can transact as if it is a credit card
January 26th, 2010 at %I:%M %p
Hi rymon! Thanks for responding. I actually have a Union Bank Eon card linked at first with Paypal. But the same message appeared. I opened a BPI account linked it as primary now but to no avail..I wonder if anybody knows
if a VCC (virtual credit card) would do?
January 27th, 2010 at %I:%M %p
Im sure union eon will work, it works for me. No, the e-card of bpi won’t work. Problem with debit cards is when there is a mistake in the purchase, and there is a need to refund, it takes 2-4 months for international purchases with all the receipt verification because funds are automatically transferred unlike credit card.
February 1st, 2010 at %I:%M %p
Now Pay pal allows to verify our account without credit card!
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February 4th, 2010 at %I:%M %p
I wouldn’t do this, seems like madness to me
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February 17th, 2010 at %I:%M %p
I am experiencing the same here in Qatar EihdraG.I think use of paypal here is very complicated that’s why I’m using alertpay instead of paypal. Problem is, most merchants are not accepting alertpay because paypal is most used payment processor.
About the transaction of looking for someone who will transfer his or her funds to you is very risky. There was a member on this site before name angelita who scammed the senior members of this site. So, be careful before entering into such transaction.