Comments on: Performance returns of mutual funds in the Philippines (as of 12-08-2006) http://www.pinoymoneytalk.com/2006/12/14/performance-returns-of-mutual-funds-in-the-philippines-as-of-12-08-2006/ Make Money Online, Google Adsense, SEO, Stocks, Forex, Mutual Funds Philippines Sat, 05 Jul 2008 22:35:13 +0000 http://wordpress.org/?v=2.5.1 By: pinoymoneytalk http://www.pinoymoneytalk.com/2006/12/14/performance-returns-of-mutual-funds-in-the-philippines-as-of-12-08-2006/#comment-831 pinoymoneytalk Fri, 15 Dec 2006 04:03:16 +0000 http://www.pinoymoneytalk.com/2006/12/14/performance-returns-of-mutual-funds-in-the-philippines-as-of-12-08-2006/#comment-831 Diversification is appropriate only when you are trying to spread out the risk. If you are looking to invest only in bond funds, it might be better to simply choose one fund. Otherwise you'll be spreading your resources too thin. Personally, I'll go for a fund that is stable and reliable, with history of above-average earnings and with reasonable fees or charges. Time horizon to base investment decisions? I think 3 years (at the least) is good enough to check the track record of a fund. But as they always say, historical performance is not a guarantee of future results. "Betting" on new or small fund may actually yield higher results compared to "blue chip" funds because the former are more risk-tolerant compared to the latter. Diversification is appropriate only when you are trying to spread out the risk. If you are looking to invest only in bond funds, it might be better to simply choose one fund. Otherwise you’ll be spreading your resources too thin. Personally, I’ll go for a fund that is stable and reliable, with history of above-average earnings and with reasonable fees or charges.

Time horizon to base investment decisions? I think 3 years (at the least) is good enough to check the track record of a fund. But as they always say, historical performance is not a guarantee of future results. “Betting” on new or small fund may actually yield higher results compared to “blue chip” funds because the former are more risk-tolerant compared to the latter.

]]> By: Celljacela http://www.pinoymoneytalk.com/2006/12/14/performance-returns-of-mutual-funds-in-the-philippines-as-of-12-08-2006/#comment-827 Celljacela Fri, 15 Dec 2006 00:26:51 +0000 http://www.pinoymoneytalk.com/2006/12/14/performance-returns-of-mutual-funds-in-the-philippines-as-of-12-08-2006/#comment-827 Galing I really appreciate this kind of information. Would you suggest spreading out investment across different bond funds or will it better off to invest in one? What is a valid time horizon to base investment decisions? Galing

I really appreciate this kind of information. Would you suggest spreading out investment across different bond funds or will it better off to invest in one?

What is a valid time horizon to base investment decisions?

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