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Citystate Savings Bank’s Lion King Club

November 7, 2006

Citystate Savings Bank, Inc. was registered with the SEC on May 20, 1997. The Monetary Board of the BSP granted the Bank a license to operate as a thrift bank on August 7, 1997. The Bank was envisioned to become a major thrift bank and a strategic partner in the development of the SME market in the Philippines.

The Bank began its commercial operations on August 8, 1997 when it opened its first branch located in the Dominga Building in Chino Roces corner Dela Rosa Streets in Makati City. The Bank's principal and administrative offices are currently located at Citystate Centre Building along Shaw Boulevard in Pasig City, Metro Manila.

Citystate Savings Bank is a member of BancNet and the PDIC.

The Lion King Club

The Lion King Club is an exclusive, elite club of Citystate Savings Bank depositors. Once you open a savings or checking account at the bank and maintain a minimum balance of one hundred thousand pesos (Php 100,000) for 30 days, you automatically become a member of the Lion King Club for the whole year.

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Performance returns of mutual funds in the Philippines (as of 11/03/2006)

November 6, 2006

Below is a summary of the performance returns of existing Philippine mutual funds as of the week ended November 3, 2006.

As always, when analyzing mutual fund returns you should not simply look at the NAVPS or Net Asset Value per Share. This number does not necessarily tell you whether the fund is performing well or not, but the change of the NAVPS over time does. Never thus assume that a fund with a high NAVPS means it is generating high returns. You need to look at actual returns of the fund over a certain time horizon.

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Mutual Funds Promo: Grepalife’s Rewards Program

November 6, 2006

Grepalife Asset Management Corporation (GAMC)'s Rewards Program is open to all Grepalife Fixed Income Fund (GFIF) and Grepalife Dollar Bond Fund (GDBF) investors and authorized GAMC sub-distributors.

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Time deposits, stocks, bonds, mutual funds, real estate: Where to invest my money?

November 5, 2006

YOU’RE working hard with a specific goal in mind: provide well for your family’s needs today and in the future. That’s why you’re keen on saving, a key strategy in securing your financial future.

But where should you put your money? Are savings accounts enough? Savings accounts are good in that your money is easily accessible anytime, but the interest they earn can be so small that you’d be missing out on higher potential returns other investment instruments may offer. You may want to consider keeping some money in a savings account and invest the bulk elsewhere.

Here are a few suggestions on where you can invest your hard-earned money:

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Reminiscing: The HYIP arena in November 2005

November 4, 2006

One year ago…

* * * * * * * * * *

November 12, 2005
HYIPDiscussion forum brands StudioTraffic (ST) as non-paying

A falling out with StudioTraffic.com prodded the administrators of the HYIPDiscussion.com forum to set the autosurf program as non-paying in its HYIP list. The problem apparently erupted when ST denied HYIPD's withdrawal requests. This proved to be the beginning of StudioTraffic's end. On this same month, ST members in several countries reported that they were barred from surfing. It was also rumored that an overseas ST payment office have shut down because of delayed payments.

* * * * * * * * * * 

November 14, 2005
SensaTrust verifies FeederFund

FeederFund got a boost after a reputable, third-party site SensaTrust.org verified and recommended the pool investment program. Surprisingly, however, it was SensaTrust that would disappear in the HYIP scene months later. (FeederFund is still alive until today albeit some of its programs have recently experienced major shake-ups). SensaTrust did not run away — some of its admins are even still active in a few HYIP forums. What happened was SensaTrust's domain was grabbed upon expiration and some admins decided to lie low after they were supposedly contacted by authorities who were conducting investigations on high yield programs that they know.

* * * * * * * * * *

November 14, 2005
Paid Response out, Paid Exposure in!

After a few weeks downtime, PaidResponse (PR)'s site went back again online today, but this brought no good news to members. Upon the return of the site, Aaron Bowering announced that Paid Response, his first autosurf program, will cease to operate and will instead be merged with his new autosurf program Paid Exposure (PE). Members were asked to transfer their PR accounts to PE. Months later, PE would also close down with not a single member receiving any payment.

* * * * * * * * * *

November 17, 2005
DD on 12DailyPro introduces Charis Johnson and proves program is legally registered

PMT members discussed the results of a Due Diligence (DD) made on the then up-ad-coming autosurf program 12DailyPro. The DD released information about program admin Charis Johnson and details of the business including address, phone numbers, and certificate of incorporation. It would take months before most 12DP investors would discover that a legally registered business such as 12DP does not always equate to a profitable and sustainable investment program.

[tags]HYIP, HYIP news, HYIP update, 12DailyPro, StudioTraffic, FeederFund, Paid Response, Paid Exposure, hyip scams[/tags] 

November Member of the Month: rma2003

November 4, 2006

rma2003.

He has long had a "father figure" reputation in the forum because of his words of encouragement and inspiration.

10. Any tips you can share about money-making?

Set some goals and try to draw up a business plan - Ika nga, "plan your work and work your plan" while making adjustments along the way as needed.

Persevere. Bubunga rin yan.

Hear more from "father" rma2003 as we recognize him as the November Member of the Month

How to spot fake money

November 3, 2006

Fake P5 Philippine bill?

Do you know what makes this five-peso Philippine bill a fake?

If you don’t, these pointers from the Bangko Sentral ng Pilipinas (BSP) on how to spot fake currency will definitely come in handy.

  • Genuine currency notes are a bit rough in texture while counterfeit bills are very smooth.
  • Genuine bills also have embossed watermarks. They have window security thread, colored green to magenta when exposed to light.
  • For P10 and P5, genuine coins are not magnetic, have deep “griddings”, and made of smooth, fine metal. Designs of counterfeit coins are off-centered.
  • Genuine one centavo to P1 coins can either be magnetic or non-magnetic. But the BSP said no coins of such denomination have been faked yet.
  • Lastly, authentic currencies don’t have Manny Pacquiao’s face. Well, not yet, that is…

The Php300,000 “Ituloy AngSulong” search engine optimization contest

November 3, 2006

If you have a website, decent traffic, and basic knowledge of search engine optimization (SEO), join the Ituloy AngSulong contest and win cash and other prizes. The Php300,000 "Ituloy AngSulong" SEO contest is a project of SEOPhilippines, an organization dedicated to the growth of the search marketing industry in the country.

Contest Mechanics

Optimize your website to rank high in the search results of Google (www.google.com), Yahoo (http://search.yahoo.com) and MSN (http://search.msn.com) for the contest keyword "Ituloy AngSulong." Contest starts October 28, 2006 8:00 PM and ends February 23, 2007 8:00 PM. You need to register in www.macalua.com/2006/10/29/philippine-seo-contest/ in order to be eligible to win.

Contest Prizes

Triple Jackpot Prize

  • Php60,000 for the site entry with the highest cumulative rank
  • Php35,000 for the site entry with the second highest cumulative rank
  • Php15,000 for the site entry with the third highest cumulative rank

Consolation Prizes

  • Best in Design Award - A final winner will be selected from a pre-selected list of three finalists via on-the-spot poll during the awarding ceremonies. Awardee receives Php10,000.
  • Google Bonus Prize - Php1,000 each for sites ranked 11th to 40th in Google

Ituloy AngSulong and help advance the Philippine internet marketing industry.

[tags]ituloy angsulong, seo philippines, search engine optimization, seo contest[/tags] 

[PMT's November 2006 Contest] Share a PMT Blog article and win cellphone load!

November 2, 2006

Every article in the PMT Blog has an "Email this article to a friend" link at the bottom. Whenever you forward an article, the system logs the sender, recipient, and time the article was sent.

Be one of the three (3) top article senders from today until November 30 and win the following cellphone load:

  • Top Sender - P300 worth of cellphone load
  • 2nd Top Sender - P200 worth of cellphone load
  • 3rd Top Sender - P115 worth of cellphone load
  • Random Sender 1 (sent at least 1 article) - P30 worth of cellphone load
  • Random Sender 2 (sent at least 1 article) - P30 worth of cellphone load

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ADB’s Essay Writing Contest on Sustainable Development

November 2, 2006

As part of Asian Development Bank's (ADB) 40th Annual Meeting to be held in May 2007 in Kyoto, Japan, ADB has launched an essay competition on the topic, "Sustainable Development in Asia and the Pacific."

Fifteen winners will be selected from across five regions - Central and West Asia, East Asia, the Pacific, South Asia, and Southeast Asia. An additional 10 winners will be selected from young adults studying at Japanese universities, including three Japanese students and seven nationals of ADB developing member countries. The 25 winners will be awarded a certificate and will be invited to Kyoto in March 2007 to participate in the Asian and Pacific Youth Forum on Sustainable Development. The costs of the winning authors' participation in the Youth Forum will be covered by ADB.

To participate, entrants must be:

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