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	<title>Comments on: The Four Stages of Financial Life</title>
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	<pubDate>Sat, 05 Jul 2008 22:05:22 +0000</pubDate>
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		<title>By: pinoymoneytalk</title>
		<link>http://www.pinoymoneytalk.com/2006/09/23/the-four-stages-of-financial-life/#comment-248</link>
		<dc:creator>pinoymoneytalk</dc:creator>
		<pubDate>Sat, 21 Oct 2006 12:36:55 +0000</pubDate>
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		<description>Hi Ryan, you need to assess first your investment horizon, that is for how long can you keep your investment untouched. If you are expecting huge expenses in the next few months, it might not be advisable to put your money in mutual funds or other investment products. These usually are advantageous only if you leave your investment for at least 3-5 years. In that case, put your money in a savings or time deposit account or try &lt;a href="http://www.pinoymoneytalk.com/2006/09/11/introduction-to-philippine-mutual-funds/" rel="nofollow" rel="nofollow"&gt;money market funds&lt;/a&gt; too.

If you think you have money that you can leave untouched for some years, try mutual funds or other &lt;a href="http://www.pinoymoneytalk.com/category/uitfs-mutual-funds-investments/" rel="nofollow"&gt;investment products&lt;/a&gt; or join the discussion with other PMT members in the &lt;a href="http://www.pinoymoneytalk.com/forum/index.php?action=collapse;c=125;sa=collapse;#125" rel="nofollow" rel="nofollow"&gt;Investors Board&lt;/a&gt; of the PMT Forum.</description>
		<content:encoded><![CDATA[<p>Hi Ryan, you need to assess first your investment horizon, that is for how long can you keep your investment untouched. If you are expecting huge expenses in the next few months, it might not be advisable to put your money in mutual funds or other investment products. These usually are advantageous only if you leave your investment for at least 3-5 years. In that case, put your money in a savings or time deposit account or try <a href="http://www.pinoymoneytalk.com/2006/09/11/introduction-to-philippine-mutual-funds/" rel="nofollow" rel="nofollow">money market funds</a> too.</p>
<p>If you think you have money that you can leave untouched for some years, try mutual funds or other <a href="http://www.pinoymoneytalk.com/category/uitfs-mutual-funds-investments/" rel="nofollow">investment products</a> or join the discussion with other PMT members in the <a href="http://www.pinoymoneytalk.com/forum/index.php?action=collapse;c=125;sa=collapse;#125" rel="nofollow" rel="nofollow">Investors Board</a> of the PMT Forum.</p>
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		<title>By: Ryan Gonzaels</title>
		<link>http://www.pinoymoneytalk.com/2006/09/23/the-four-stages-of-financial-life/#comment-46</link>
		<dc:creator>Ryan Gonzaels</dc:creator>
		<pubDate>Wed, 27 Sep 2006 03:37:37 +0000</pubDate>
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		<description>I'm just got married...Earning 20k a month in call center. Expecting a kid in 5 months.My savings as of the present is only at 20k..any suggestions on what i can do? by the way, i greatly appreciate websites like this. Eventhough in haven't done anyhting yet, i believe this will be a great a help. Im planning to invest in a mutual fund. Any suggestions with that one as well? Thanks and God bless!</description>
		<content:encoded><![CDATA[<p>I&#8217;m just got married&#8230;Earning 20k a month in call center. Expecting a kid in 5 months.My savings as of the present is only at 20k..any suggestions on what i can do? by the way, i greatly appreciate websites like this. Eventhough in haven&#8217;t done anyhting yet, i believe this will be a great a help. Im planning to invest in a mutual fund. Any suggestions with that one as well? Thanks and God bless!</p>
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